Kothamangalam Nidhi Limited
About Kothamangalam Nidhi Limited
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Kothamangalam Nidhi Limited is a nidhi company based in Kothamangalam, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 01 February 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2019PLC056600.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹40 Lakh. It is led by directors including Philomina James (Managing Director) and James Arambankudyil Joseph.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No: Kmc Xvii / 302L/ 302E Navarathna Buildings Pallithazham, Kothamangalam, Kerala, India – 686691.
As per the financials filed for FY 2024, the company reported a revenue of ₹51.89 Lakh, a decline of 27% compared to the previous year. For the same year it recorded a net profit of ₹1.8 Lakh (net margin 3.5%) and EBITDA of ₹42.82 Lakh (EBITDA margin 82.5%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years.
Court records list 10 cases involving the company, including 10 filed by the company; 6 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Kothamangalam Nidhi Limited's registered office is in Kothamangalam, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No: Kmc Xvii / 302L/ 302E Navarathna Buildings Pallithazham, Kothamangalam, Kerala, India – 686691
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
To see the full contact details of Kothamangalam Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kothamangalam Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kothamangalam Nidhi Limited, buy the company report.
Financials of Kothamangalam Nidhi Limited
FY 2025 filings availableKothamangalam Nidhi Limited reported revenue of ₹51.89 Lakh (down 27% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 27% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 2%. EBITDA fell 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹42.82 Lakh | ||||
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| Net Profit (PAT) | ₹1.8 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 82.5% | ||||
| Net Profit Margin | 3.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Kothamangalam Nidhi Limited, buy the company report.
Board of directors of Kothamangalam Nidhi Limited
Kothamangalam Nidhi has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| James Arambankudyil Joseph | Director | 01 Feb 2019 | 7 Years 9 Months | Current |
| Philomina James | Managing Director | 10 May 2023 | 3 Years 6 Months | Current |
| Robin Xavier | Director | 01 Feb 2019 | 7 Years 9 Months | Current |
Peer comparison
Kothamangalam Nidhi Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kochykunnel Nidhi Limited | ₹52.77 Lakh (FY 2025) | -99.0% | Muvattupuzha, Kerala, India | |||
| Capital Chits India Private Limited | ₹52.75 Lakh (FY 2022) | -2.0% | Kurnool, Andhra Pradesh, India | |||
| Sri Akul Chits Private Limited | ₹52.32 Lakh (FY 2022) | -6.0% | Hyderabad, Telangana, India | |||
| Kothamangalam Nidhi Limitedthis company | ₹51.89 Lakh (FY 2024) | ₹1.8 Lakh | 3.5% | -27.0% | Kothamangalam, Kerala, India | |
| Trichy Shree Valathi Chit Funds Private Limited | ₹51.79 Lakh (FY 2025) | -8.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Na Muthurajaa Chit Funds Private Limited | ₹51.46 Lakh (FY 2025) | 52.0% | Chennai, Tamil Nadu, India | |||
| Orange City Urban Nidhi Limited | ₹51.3 Lakh (FY 2023) | 50.0% | Saoner, Maharashtra, India | |||
| Isra Nidhi Limited | ₹51.3 Lakh (FY 2025) | 4.0% | Thrissur, Kerala, India | |||
| M R J Chits Private Limited | ₹51.3 Lakh (FY 2025) | 12.0% | Cross Road, Bangalore, Karnataka, India |
To see the full peer comparison of Kothamangalam Nidhi Limited, buy the company report.
Legal cases
Kothamangalam Nidhi Limited has 10 court cases on record: 10 filed by Kothamangalam Nidhi. 6 cases are pending and 4 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 8 | 0 | 6 |
| High courts | 2 | 0 | 0 |
Cases on record (5 of 10)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Pending |
To see the full case history of Kothamangalam Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kothamangalam Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Kothamangalam Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kothamangalam Nidhi Limited has 7 board changes on record since 2019: 3 appointments and 4 cessations. The latest: Philomina James was appointed as Managing Director on 10 May 2023.
Frequently asked questions
Kothamangalam Nidhi is an active nidhi company based in Kothamangalam, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 01 February 2019 (7+ years old) and is registered under CIN U65929KL2019PLC056600.
Kothamangalam Nidhi has 3 current directors:
- Philomina James - Managing Director
- James Arambankudyil Joseph - Director
- Robin Xavier - Director
The latest financial statements of Kothamangalam Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of Kothamangalam Nidhi is U65929KL2019PLC056600. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kothamangalam Nidhi has 10 court cases on record: 10 filed by the company. 6 are pending. Most are in the district courts.
Kothamangalam Nidhi was incorporated on 01 February 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Kothamangalam Nidhi by revenue are Kochykunnel Nidhi Limited, Capital Chits India Private Limited, Sri Akul Chits Private Limited, Trichy Shree Valathi Chit Funds Private Limited, Na Muthurajaa Chit Funds Private Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Philomina James was appointed as Managing Director on 10 May 2023. Philomina James ceased to be Additional Director on 10 May 2023. Soji Thomas ceased to be Managing Director on 10 May 2023. Kothamangalam Nidhi has 7 board changes on record in total.
The registered office of Kothamangalam Nidhi is at Door No: Kmc Xvii 302L 302E Navarathna Buildings Pallithazham, Kothamangalam, Kerala, India – 686691.
Kothamangalam Nidhi operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Kothamangalam Nidhi is compliant as of 06 August 2026. The company is actively filing with the Registrar of Companies.
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