About K.R. Nidhi Limited
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K.R. Nidhi Limited is a nidhi company based in Panchayathu, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 22 May 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2019PLC058095.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹23 Lakh. It is led by directors including Akhila Radhakrishnan and Geetha Kunjupillai Rajamma.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 376 A High School Junction Muthukulam South Muthukulam, Panchayathu, Kerala, India – 690506.
As per the financials filed for FY 2024, the company reported a revenue of ₹18.47 Lakh, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹66,108 (net margin 3.6%) and EBITDA of ₹12.57 Lakh (EBITDA margin 68.1%). Revenue has grown at a compounded annual rate (CAGR) of 29% over three years.
For more details, the company can be reached via its website krnidhi.com.
Company details
Contact details
K.R. Nidhi Limited's registered office is in Panchayathu, Kerala. Its website is krnidhi.com. Its e-mail address is in the company report.
- Email
- Website
- Registered Address376 A High School Junction Muthukulam South Muthukulam, Panchayathu, Kerala, India – 690506
- IndustryFinancial Services, Other Financial Intermediation, Pawn Shops, Credit Allocation Agencies
To see the full contact details of K.R. Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of K.R. Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of K.R. Nidhi Limited, buy the company report.
Financials of K.R. Nidhi Limited
FY 2025 filings availableK.R. Nidhi Limited reported revenue of ₹18.47 Lakh (up 4% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 29% over three years, including 4% growth in the latest year. EBITDA fell 1% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹12.57 Lakh | ||||
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| Net Profit (PAT) | ₹66,108 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 68.1% | ||||
| Net Profit Margin | 3.6% | ||||
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To see the full financial statements and ratios of K.R. Nidhi Limited, buy the company report.
Board of directors of K.R. Nidhi Limited
K.R. Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Akhila Radhakrishnan | Director | 22 May 2019 | 7 Years 5 Months | Current |
| Geetha Kunjupillai Rajamma | Director | 22 May 2019 | 7 Years 5 Months | Current |
| Suresh Kochayath Raghavan | Director | 22 May 2019 | 7 Years 5 Months | Current |
Peer comparison
K.R. Nidhi Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sarath and Saran Chitty Fund Private Limited | ₹18.57 Lakh (FY 2024) | -5.0% | Alappuzha, Kerala, India | |||
| Trichy Sri Aishwarya Chits Private Limited | ₹18.55 Lakh (FY 2025) | -4.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Tiruchy Sathya Chits Private Limited | ₹18.54 Lakh (FY 2025) | -5.0% | Tiruchirappalli, Tamil Nadu, India | |||
| K.R. Nidhi Limitedthis company | ₹18.47 Lakh (FY 2024) | ₹66,108 | 3.6% | 4.0% | Panchayathu, Kerala, India | |
| Oneness Chit Funds Private Limited | ₹18.41 Lakh (FY 2019) | 0.0% | Belgaum, Karnataka, India | |||
| Sachidanand Chits Private Limited | ₹18.37 Lakh (FY 2025) | -6.0% | Haryana, India | |||
| Maa Sheetala Devi Micro Finance Private Limited | ₹18.11 Lakh (FY 2025) | -83.0% | Mirzapur, Uttar Pradesh, India |
To see the full peer comparison of K.R. Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving K.R. Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for K.R. Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for K.R. Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
K.R. Nidhi Limited has 3 board changes on record since 2019: 3 appointments. The latest: Akhila Radhakrishnan was appointed as Director on 22 May 2019.
Frequently asked questions
K.R. Nidhi is an active nidhi company based in Panchayathu, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 22 May 2019 (7+ years old) and is registered under CIN U65929KL2019PLC058095.
K.R. Nidhi has 3 current directors:
- Akhila Radhakrishnan - Director
- Geetha Kunjupillai Rajamma - Director
- Suresh Kochayath Raghavan - Director
The latest financial statements of K.R. Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of K.R. Nidhi is U65929KL2019PLC058095. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
K.R. Nidhi was incorporated on 22 May 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of K.R. Nidhi by revenue are Sarath and Saran Chitty Fund Private Limited, Trichy Sri Aishwarya Chits Private Limited, Tiruchy Sathya Chits Private Limited, Oneness Chit Funds Private Limited, Sachidanand Chits Private Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Akhila Radhakrishnan was appointed as Director on 22 May 2019. Geetha Kunjupillai Rajamma was appointed as Director on 22 May 2019. Suresh Kochayath Raghavan was appointed as Director on 22 May 2019.
K.R. Nidhi can be reached through the website krnidhi.com. Its registered office is in Panchayathu, Kerala, India.
The registered office of K.R. Nidhi is at 376 A High School Junction Muthukulam South Muthukulam, Panchayathu, Kerala, India – 690506.
K.R. Nidhi operates in the financial services industry, in the other financial intermediation segment.
K.R. Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.