About Kredifi Software Private Limited
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Kredifi Software Private Limited is a private limited company based in Bengaluru, Karnataka, India. It operates in the consumer and professional services segment of the travel and hospitality sector. It was incorporated on 22 January 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U93000KA2019PTC120629. Its GSTIN is 29AAHCK4592R1ZH (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Nagaraja Belve Kini and Prakash Balebail.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No. 4/1 3rd Floor 2nd Main Road Industrial Area Yelahanka New Town, Bengaluru, Karnataka, India – 560064.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.2 Cr, a decline of 50% compared to the previous year. For the same year it recorded a net profit of ₹2.52 Lakh (net margin 2.1%) and EBITDA of ₹8.34 Lakh (EBITDA margin 7%). Revenue has declined at a compounded annual rate (CAGR) of 10% over three years and 6% over five years.
The company is associated with 1 brand: Kredifi.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kredifi.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressNo. 4/1 3rd Floor 2nd Main Road Industrial Area Yelahanka New Town, Bengaluru, Karnataka, India – 560064
- IndustryTravel and Hospitality, Consumer Professional Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Kredifi Software Private Limited
The main business activity of Kredifi Software is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Kredifi Software Private Limited FY 2025 filings available
Kredifi Software Private Limited reported revenue of ₹1.2 Cr (down 50% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Kredifi Software Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 6% over five years, including a 50% fall in the latest year. EBITDA fell 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Kredifi Software Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹8.34 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹2.52 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
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| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Kredifi Software Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 2.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Kredifi Software are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Auditor Details of Kredifi Software Private Limited
Kredifi Software Private Limited is audited by B. P. Rao & Co. for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| B. P. Rao & Co. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Kredifi Software Private Limited
Kredifi Software has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nagaraja Belve Kini Also directs: Estuate Software Private Limited | Director | 22 Jan 2019 | 7 Years 8 Months | Current |
| Prakash Balebail | Director | 22 Jan 2019 | 7 Years 8 Months | Current |
| Kunjaru Lakshminarayana Acharya | Director | 22 Jan 2019 | 7 Years 8 Months | Current |
| Navin Chugh | Director | 22 Jan 2019 | 7 Years 8 Months | Current |
Ownership and Shareholding of Kredifi Software Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kredifi Software Private Limited
Kredifi Software Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Associated Brands with Kredifi Software Private Limited
Kredifi Software operates one associated brand: Kredifi. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Employee background screening is enabled through a cloud-based platform. | kredifi.com |
Competitors & Alternatives of Kredifi Software Private Limited
Brands and companies operating in the same space as Kredifi Software Private Limited include IDfy, Checkr, Truework and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 IDfy | Identity verification, background screening, and fraud prevention solutions are provided. | Mumbai, India | 2011 |
 Checkr | AI platform for employee background verification is utilized. | San Francisco, United States | 2014 |
 Truework | Background verification for candidates' employment and income is automated. | San Francisco, United States | 2017 |
 KarmaCheck | Cloud-based background checks for employee screening are facilitated. | San Francisco, United States | 2019 |
 Fama | Social Media Background and Digital Footprint check | Los Angeles, United States | 2015 |
 Certn | AI-enabled platform for background verification and profiling is provided. | Toronto, Canada | 2016 |
 AuthBridge | Identity verification, employee screening, and due diligence platforms are provided. | Gurugram, India | 2005 |
 Truv | Employee background verifications are facilitated through a cloud-based platform. | Miami, United States | 2020 |
 Vault Health | Male reproductive health services are provided through andrology clinics. | New York, United States | 2018 |
 Veremark | Reference checking and CV validation solutions are provided to recruiters. | London, United Kingdom | 2018 |
Employees and EPFO Compliance at Kredifi Software Private Limited
Employment history and EPFO contributions of people linked to Kredifi Software.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Kredifi Software Private Limited
Credit Ratings, Litigation & Regulatory Alerts for Kredifi Software Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Kredifi Software Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Kredifi Software Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Kredifi Software Private Limited
Kredifi Software has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAHCK4592R1ZH | Karnataka | Active | 01 Apr 2019 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kredifi Software Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Kredifi Software Private Limited
Kredifi Software is an active private limited company based in Bengaluru, Karnataka, India. The company works in consumer professional services, within the travel and hospitality industry. It was incorporated on 22 January 2019 (7+ years old) and is registered under CIN U93000KA2019PTC120629.
Kredifi Software reported revenue of ₹1.2 Cr for FY 2025 (down 50% YoY).
Kredifi Software has 4 current directors:
- Nagaraja Belve Kini - Director
- Prakash Balebail - Director
- Kunjaru Lakshminarayana Acharya - Director
- Navin Chugh - Director
Kredifi Software reported a net profit of ₹2.52 Lakh (net margin 2.1%) and EBITDA of ₹8.34 Lakh (EBITDA margin 7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Kredifi Software is -10% over three years and -6% over five years. In the latest year (FY 2025) revenue fell 50%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Kredifi Software is 29AAHCK4592R1ZH, registered in Karnataka.
The CIN (Corporate Identification Number) of Kredifi Software is U93000KA2019PTC120629. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kredifi Software was incorporated on 22 January 2019, making it 7+ years old. It is registered with the Registrar of Companies, Bangalore.
Kredifi Software can be reached through the website kredifi.com. Its registered office is in Bengaluru, Karnataka, India.