About Kreditstack Financial Services Private Limited
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Kreditstack Financial Services Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 03 June 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74999DL2015PTC281044. Its GSTIN is 07AAGCB3405K1ZT (Delhi). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹45.62 Lakh. It was formerly known as Biz 2 Credit E-Services Private Limited. It is led by directors including Vineet Tyagi and Satish Chander Arora.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at H – 16 Sarita Vihar, New Delhi, Delhi, India – 110076.
As per the financials filed for FY 2024, the company reported a revenue of ₹36.67 Cr, a growth of 134% compared to the previous year. For the same year it recorded a net profit of ₹10.47 Cr (net margin 28.6%) and EBITDA of ₹14.21 Cr (EBITDA margin 38.7%).
The company has about 183 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹8.55 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website biz2credit.com.
- EmailLocked
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- Website
- Social Media
- Registered AddressH – 16 Sarita Vihar, New Delhi, Delhi, India – 110076
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Kreditstack Financial Services Private Limited
The main business activity of Kreditstack Financial Services is information and communication. In detail, this covers other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Kreditstack Financial Services Private Limited FY 2024 filings available
Kreditstack Financial Services Private Limited reported revenue of ₹36.67 Cr (up 134% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Kreditstack Financial Services Private Limited
Revenue rose 134% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Kreditstack Financial Services Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹14.21 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹10.47 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
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| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Kreditstack Financial Services Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 38.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 28.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Kreditstack Financial Services are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Kreditstack Financial Services Private Limited
Kreditstack Financial Services has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vineet Tyagi | Director | 07 Dec 2020 | 5 Years 10 Months | Current |
| Satish Chander Arora Also directs: Biz2x Platform Private Limited | Director | 03 Jun 2015 | 11 Years 4 Months | Current |
| Neena Arora Also directs: Biz2x Platform Private Limited | Director | 03 Jun 2015 | 11 Years 4 Months | Current |
Peer Comparison of Kreditstack Financial Services Private Limited
Kreditstack Financial Services Private Limited is compared with the companies closest to it by revenue in the Outsourcing industry (Diversified BPO). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Upl Global Business Services Limited | ₹37.15 Cr (FY 2025) | •••• | •••• | 9.0% | •••• | Bulsar, Gujarat, India |
| CHCS Services India Private Limited | ₹36.86 Cr (FY 2024) | •••• | •••• | •••• | New Delhi, Delhi, India | |
| Amiga Informatics Private Limited | ₹36.83 Cr (FY 2024) | •••• | •••• | -21.0% | •••• | Noida, Uttar Pradesh, India |
| Accsource Knowledge Process Outsourcing Private Limited | ₹36.74 Cr (FY 2024) | •••• | •••• | 31.0% | •••• | Chennai, Tamil Nadu, India |
| Garda Tech Private Limited | ₹36.73 Cr (FY 2023) | •••• | •••• | 165.0% | •••• | Bangalore, Karnataka, India |
| Kreditstack Financial Services Private Limited this company | ₹36.67 Cr (FY 2024) | •••• | •••• | 134.0% | •••• | New Delhi, Delhi, India |
| Cognet HR Solutions Private Limited | ₹36.4 Cr (FY 2025) | •••• | •••• | 41.0% | •••• | Chennai, Tamil Nadu, India |
| Evenness Business Excellence Services Private Limited | ₹36.13 Cr (FY 2021) | •••• | •••• | -55.0% | •••• | Kurla West, Maharashtra, India |
| Primus Software Development India Private Limited | ₹35.83 Cr (FY 2024) | •••• | •••• | 22.0% | •••• | New Delhi, Delhi, India |
| Teletext India Private Limited | ₹35.74 Cr (FY 2025) | •••• | •••• | 28.0% | •••• | Hyderabad, Telangana, India |
| Edgar Efile Solutions Private Limited | ₹35.71 Cr (FY 2025) | •••• | •••• | 34.0% | •••• | Chennai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Kreditstack Financial Services by revenue in the Outsourcing industry (Diversified BPO), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Kreditstack Financial Services Private Limited
Kreditstack Financial Services Private Limited is audited by ANIL ARORA & ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| ANIL ARORA & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Kreditstack Financial Services Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kreditstack Financial Services Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 28 Jul 2025 | Axis Bank Limited | ₹8.4 Cr | Open |
| 07 Sep 2022 | Hdfc Bank Limited | ₹15 Lakh | Open |
Total charge records: 2 View all charges
Employees and EPFO Compliance at Kreditstack Financial Services Private Limited
Kreditstack Financial Services Private Limited has a workforce of 183 employees as of Apr 05, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Kreditstack Financial Services Private Limited
Kreditstack Financial Services Private Limited has 6 board changes on record since 2015: 3 appointments and 3 cessations. The latest: Vineet Tyagi ceased to be Additional Director on 30 Nov 2021.
Credit Ratings, Litigation & Regulatory Alerts for Kreditstack Financial Services Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Kreditstack Financial Services Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Kreditstack Financial Services Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Kreditstack Financial Services Private Limited
Kreditstack Financial Services has 2 GST registrations: 2 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAGCB3405K1ZT | Delhi | Active | 01 Jul 2017 |
| 09AAGCB3405K1ZP | Uttar Pradesh | Active | 24 Mar 2023 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kreditstack Financial Services Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Kreditstack Financial Services Private Limited
Kreditstack Financial Services is an active private limited company based in New Delhi, Delhi, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 03 June 2015 (11+ years old) and is registered under CIN U74999DL2015PTC281044.
Kreditstack Financial Services reported revenue of ₹36.67 Cr for FY 2024 (up 134% YoY).
Kreditstack Financial Services has 3 current directors:
- Vineet Tyagi - Director
- Satish Chander Arora - Director
- Neena Arora - Director
Kreditstack Financial Services reported a net profit of ₹10.47 Cr (net margin 28.6%) and EBITDA of ₹14.21 Cr (EBITDA margin 38.7%) for FY 2024, as per its filed financial statements.
The GSTIN of Kreditstack Financial Services is 07AAGCB3405K1ZT, registered in Delhi. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AAGCB3405K1ZP (Uttar Pradesh).
The CIN (Corporate Identification Number) of Kreditstack Financial Services is U74999DL2015PTC281044. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kreditstack Financial Services was incorporated on 03 June 2015, making it 11+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Kreditstack Financial Services by revenue are Upl Global Business Services Limited, CHCS Services India Private Limited, Amiga Informatics Private Limited, Accsource Knowledge Process Outsourcing Private Limited, Garda Tech Private Limited and 5 more, all in the Outsourcing industry (Diversified BPO).
Vineet Tyagi ceased to be Additional Director on 30 Nov 2021. Saif Hasan ceased to be Additional Director on 12 Aug 2021. Vikram Nirula ceased to be Additional Director on 12 Aug 2021. Kreditstack Financial Services has 6 board changes on record in total.
Kreditstack Financial Services can be reached through the website biz2credit.com. Its registered office is in New Delhi, Delhi, India.
The registered office of Kreditstack Financial Services is at H – 16 Sarita Vihar, New Delhi, Delhi, India – 110076.