Kreditstack Financial Services Private Limited

Kreditstack Financial Services Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN U74999DL2015PTC281044 Incorporated 03 June 2015 ROC Delhi HQ New Delhi, Delhi, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2024
₹36.67 Cr
▲ 134% YoY
Net profit · FY 2024
₹10.47 Cr
Net margin 28.6%
EBITDA · FY 2024
₹14.21 Cr
EBITDA margin 38.7%
Authorised capital
₹50 Lakh
Registered with MCA
Paid-up capital
₹45.62 Lakh
Issued & subscribed
Open charges
₹8.55 Cr
Secured borrowings
Company age
11 yrs
Est. 2015
Employees · EPFO
183
Provident fund records

About Kreditstack Financial Services Private Limited

Data last updated:

Kreditstack Financial Services Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 03 June 2015 and has been in existence for over 11 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74999DL2015PTC281044. Its GSTIN is 07AAGCB3405K1ZT (Delhi). The company holds 2 GST registrations, all of them active.

The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹45.62 Lakh. It was formerly known as Biz 2 Credit E-Services Private Limited. It is led by directors including Vineet Tyagi and Satish Chander Arora.

Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at H – 16 Sarita Vihar, New Delhi, Delhi, India – 110076.

As per the financials filed for FY 2024, the company reported a revenue of ₹36.67 Cr, a growth of 134% compared to the previous year. For the same year it recorded a net profit of ₹10.47 Cr (net margin 28.6%) and EBITDA of ₹14.21 Cr (EBITDA margin 38.7%).

The company has about 183 employees on its provident fund (EPFO) records.

As per MCA filings, the company has open charges of ₹8.55 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website biz2credit.com.

Company details

CIN U74999DL2015PTC281044
Registration Number 281044
Incorporation Date 03 June 2015
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant

Contact details

Kreditstack Financial Services Private Limited's registered office is in New Delhi, Delhi. Its website is biz2credit.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    H – 16 Sarita Vihar, New Delhi, Delhi, India – 110076
  • Industry
    Financial Services, Diversified Financial Services

To see the full contact details of Kreditstack Financial Services Private Limited, buy the company report.

Comprehensive company report
Kreditstack Financial Services Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included

Business activity

The main business activity of Kreditstack Financial Services is information and communication. In detail, this covers other information & communication service activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
JInformation and communicationJ8Other information & communication service activities

To see the full business activity and turnover split of Kreditstack Financial Services Private Limited, buy the company report.

Financials of Kreditstack Financial Services Private Limited

FY 2024 filings available

Kreditstack Financial Services Private Limited reported revenue of ₹36.67 Cr (up 134% YoY) for FY 2024.

Revenue · FY 2024
₹36.67 Cr ▲ 134%
Net profit · FY 2024
₹10.47 Cr margin 28.6%
EBITDA · FY 2024
₹14.21 Cr margin 38.7%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 134%
EBITDA CAGR growth
5 years · compounded
▲ 464%

Revenue rose 134% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹14.21 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹10.47 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin38.7%
Net Profit Margin28.6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Kreditstack Financial Services Private Limited, buy the company report.

Board of directors of Kreditstack Financial Services Private Limited

Kreditstack Financial Services has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Vineet TyagiDirector07 Dec 20205 Years 10 MonthsCurrent
Satish Chander AroraDirector03 Jun 201511 Years 4 MonthsCurrent
Neena AroraDirector03 Jun 201511 Years 4 MonthsCurrent

Peer comparison

Kreditstack Financial Services Private Limited is compared with the 4 companies closest to it by revenue in the Outsourcing industry (Diversified BPO), with the same principal business activity (other information & communication service activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Amiga Informatics Private Limited₹36.83 Cr (FY 2024)-21.0%Noida, Uttar Pradesh, India
Accsource Knowledge Process Outsourcing Private Limited₹36.74 Cr (FY 2024)31.0%Chennai, Tamil Nadu, India
Garda Tech Private Limited₹36.73 Cr (FY 2023)165.0%Bangalore, Karnataka, India
Kreditstack Financial Services Private Limitedthis company₹36.67 Cr (FY 2024)₹10.47 Cr28.6%134.0%183New Delhi, Delhi, India
Cognet HR Solutions Private Limited₹36.4 Cr (FY 2025)41.0%Chennai, Tamil Nadu, India

To see the full peer comparison of Kreditstack Financial Services Private Limited, buy the company report.

Auditor

Kreditstack Financial Services Private Limited is audited by ANIL ARORA & ASSOCIATES for the financial year 2023.

Auditor firmFinancial yearFirm registration number
ANIL ARORA & ASSOCIATESFY 2023012915N

Shareholding

The shareholding of Kreditstack Financial Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Kreditstack Financial Services Private Limited, buy the company report.

Charges & borrowings

Open charges
₹8.55 Cr
Satisfied charges
None
Breakdown by lending institutions
Axis Bank Limited₹8.40 Cr
Hdfc Bank Limited₹0.15 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
28 Jul 2025101141546Axis Bank Limited₹8.4 CrOpen
07 Sep 2022100611610Hdfc Bank Limited₹15 LakhOpen

Total charge records: 2 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Kreditstack Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Kreditstack Financial Services Private Limited has a workforce of 183 employees on its EPFO records as of Apr 05, 2024, across 1 active EPFO establishment.

Employee count
183
Active EPFO establishments
1
Employee growth
11.59%

GST

Kreditstack Financial Services has 2 GST registrations: 2 active.

Total GSTINs
2
Active
2
GSTINStateStatusRegistered on
07AAGCB3405K1ZTDelhiActive01 Jul 2017
09AAGCB3405K1ZPUttar PradeshActive24 Mar 2023

To see the full GST registrations and return filing status of Kreditstack Financial Services Private Limited, buy the company report.

Recent activity

Kreditstack Financial Services Private Limited has 6 board changes on record since 2015: 3 appointments and 3 cessations. The latest: Vineet Tyagi ceased to be Additional Director on 30 Nov 2021.

Charges
A charge with Axis Bank Limited amounted to Rs. 840.00 Lakh with Charge ID 101141546 was registered on 28 Jul 2025.
AGM
Kreditstack Financial Services Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Kreditstack Financial Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Delhi.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 15.00 Lakh with Charge ID 100611610 was registered on 07 Sep 2022.
Ceased
Vineet Tyagi ceased to be Additional Director.
Ceased
Saif Hasan ceased to be Additional Director.
Ceased
Vikram Nirula ceased to be Additional Director.
Appointed
Vineet Tyagi was appointed as Director.
Appointed
Neena Arora was appointed as Director.
Appointed
Satish Chander Arora was appointed as Director.
Incorporation
03 Jun 2015
Kreditstack Financial Services Private Limited was registered on 03 Jun 2015 with Roc Delhi & aged 11 years 4 months as per MCA records.

Frequently asked questions

Kreditstack Financial Services is an active private limited company based in New Delhi, Delhi, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 03 June 2015 (11+ years old) and is registered under CIN U74999DL2015PTC281044.

Kreditstack Financial Services has 3 current directors:

The latest financial statements of Kreditstack Financial Services on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2016 are in the company report.

The GSTIN of Kreditstack Financial Services is 07AAGCB3405K1ZT, registered in Delhi. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AAGCB3405K1ZP (Uttar Pradesh).

The CIN (Corporate Identification Number) of Kreditstack Financial Services is U74999DL2015PTC281044. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Kreditstack Financial Services was incorporated on 03 June 2015, making it 11+ years old. It is registered with the Registrar of Companies, Delhi.

The peers of Kreditstack Financial Services by revenue are Amiga Informatics Private Limited, Accsource Knowledge Process Outsourcing Private Limited, Garda Tech Private Limited, Cognet HR Solutions Private Limited, all in the Outsourcing industry (Diversified BPO), with the same principal business activity (other information & communication service activities).

Vineet Tyagi ceased to be Additional Director on 30 Nov 2021. Saif Hasan ceased to be Additional Director on 12 Aug 2021. Vikram Nirula ceased to be Additional Director on 12 Aug 2021. Kreditstack Financial Services has 6 board changes on record in total.

Kreditstack Financial Services can be reached through the website biz2credit.com. Its registered office is in New Delhi, Delhi, India.

The registered office of Kreditstack Financial Services is at H – 16 Sarita Vihar, New Delhi, Delhi, India – 110076.

Kreditstack Financial Services operates in the financial services industry, in the diversified financial services segment.