Krishnamoney Chits Private Limited
About Krishnamoney Chits Private Limited
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Krishnamoney Chits Private Limited is a private limited company based in Kulanada, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 15 October 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2015PTC039330.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Varun Raj Pillai and Valsala Raj.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No. Xiii/390 M C Road Kulanada, Kerala, India – 689503.
As per the financials filed for FY 2024, the company reported a revenue of ₹3.82 Lakh, a decline of 22% compared to the previous year. For the same year it recorded a net loss of ₹7.53 Lakh (net margin -197.1%) and EBITDA of -₹6.44 Lakh (EBITDA margin -168.6%). Revenue has declined at a compounded annual rate (CAGR) of 57% over three years and 27% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Krishnamoney Chits Private Limited's registered office is in Kulanada, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo. Xiii/390 M C Road Kulanada, Kerala, India – 689503
- IndustryFinancial Services, Financial Activities
To see the full contact details of Krishnamoney Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Krishnamoney Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Krishnamoney Chits Private Limited, buy the company report.
Financials of Krishnamoney Chits Private Limited
FY 2025 filings availableKrishnamoney Chits Private Limited reported revenue of ₹3.82 Lakh (down 22% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 27% over five years, including a 22% fall in the latest year. EBITDA fell 317% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹6.44 Lakh | ||||
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| Net Profit (PAT) | -₹7.53 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | -168.6% | ||||
| Net Profit Margin | -197.1% | ||||
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To see the full financial statements and ratios of Krishnamoney Chits Private Limited, buy the company report.
Board of directors of Krishnamoney Chits Private Limited
Krishnamoney Chits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Varun Raj Pillai Also directs: Rockville Estates Private Limited, Rajavalsam Motors Private Limited, Sreevalsam Gold and Diamonds Private Limited and 5 more | Director | 15 Oct 2015 | 11 Years 0 Months | Current |
| Valsala Raj Also directs: Rockville Estates Private Limited, Rajavalsam Motors Private Limited, Valsam Motors Private Limited and 5 more | Director | 10 Feb 2017 | 9 Years 8 Months | Current |
Peer comparison
Krishnamoney Chits Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Lifetime Chits Private Limited | ₹3.87 Lakh (FY 2022) | -24.0% | Thrissur, Kerala, India | |||
| Rajsamand Nidhi Limited | ₹3.85 Lakh (FY 2022) | -22.0% | Kankroli, Rajasthan, India | |||
| Sri Sakthikannan Chits Private Limited | ₹3.83 Lakh (FY 2025) | -5.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Nine Syndicate Chitfund Private Limited | ₹3.82 Lakh (FY 2024) | -35.0% | Hyderabad, Telangana, India | |||
| Krishnamoney Chits Private Limitedthis company | ₹3.82 Lakh (FY 2024) | -₹7.53 Lakh | -197.1% | -22.0% | Kulanada, Kerala, India | |
| BDFC First Nidhi Limited | ₹3.8 Lakh (FY 2024) | -2.0% | Northtwentyfourparganas, West Bengal, India | |||
| KD Micro Finance Private Limited | ₹3.79 Lakh (FY 2025) | 260.0% | Bhilwara, Rajasthan, India | |||
| Sri Lakshmi Jyothi Chit Funds Private Limited | ₹3.76 Lakh (FY 2024) | 10.0% | Palwancha, Telangana, India |
To see the full peer comparison of Krishnamoney Chits Private Limited, buy the company report.
Auditor
Krishnamoney Chits Private Limited is audited by A R S B & ASSOCIATES for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| A R S B & ASSOCIATES | FY 2020 | 009803S |
Shareholding
The shareholding of Krishnamoney Chits Private Limited is on record for 2 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Krishnamoney Chits Private Limited, buy the company report.
Legal cases
Krishnamoney Chits Private Limited has 1 court case on record: 1 filed by Krishnamoney Chits. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Writ petition | Filed by the company against The Asst Commissioner of Income Tax, | Disposed |
To see the full case history of Krishnamoney Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Krishnamoney Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Krishnamoney Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Krishnamoney Chits Private Limited has 4 board changes on record since 2015: 2 appointments and 2 cessations. The latest: Arun Raj Pillai ceased to be Director on 15 Jun 2022.
Frequently asked questions
Krishnamoney Chits is an active private limited company based in Kulanada, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 15 October 2015 (11+ years old) and is registered under CIN U65992KL2015PTC039330.
Krishnamoney Chits has 2 current directors:
- Varun Raj Pillai - Director
- Valsala Raj - Director
The latest financial statements of Krishnamoney Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Krishnamoney Chits is U65992KL2015PTC039330. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Krishnamoney Chits has 1 court case on record: 1 filed by the company.
Krishnamoney Chits was incorporated on 15 October 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Krishnamoney Chits by revenue are Lifetime Chits Private Limited, Rajsamand Nidhi Limited, Sri Sakthikannan Chits Private Limited, Nine Syndicate Chitfund Private Limited, BDFC First Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Arun Raj Pillai ceased to be Director on 15 Jun 2022. Valsala Raj ceased to be Additional Director on 30 Sep 2017. Valsala Raj was appointed as Director on 10 Feb 2017. Krishnamoney Chits has 4 board changes on record in total.
The registered office of Krishnamoney Chits is at No. Xiii390 M C Road Kulanada, Kerala, India – 689503.
Krishnamoney Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Krishnamoney Chits is compliant as of 31 August 2026. The company is actively filing with the Registrar of Companies.