Kuro Microfinance Private Limited

Kuro Microfinance Private Limited - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65999UP2017PTC099398 Incorporated 15 December 2017 ROC Uttar Pradesh HQ Varanasi, Uttar Pradesh, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.04 Cr
▲ 565% YoY
Net profit · FY 2025
₹3.38 Lakh
Net margin 3.2%
EBITDA · FY 2025
₹8.31 Lakh
EBITDA margin 8%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹5 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
4
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Kuro Microfinance Private Limited

Data last updated:

Kuro Microfinance Private Limited is a private limited company based in Varanasi, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 15 December 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65999UP2017PTC099398.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Manoj Kumar Dwivedi and Avinash Kumar Mishra.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Varanasi, Uttar Pradesh.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.04 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹3.38 Lakh (net margin 3.2%) and EBITDA of ₹8.31 Lakh (EBITDA margin 8%).

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65999UP2017PTC099398
Registration Number 099398
Incorporation Date 15 December 2017
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Kuro Microfinance Private Limited's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Arazi No Mi 371/1, Near Chandra Chauraha, Varanasi, Uttar Pradesh, India – 221007
  • Industry
    Financial Services, Other Financial Intermediation

To see the full contact details of Kuro Microfinance Private Limited, buy the company report.

Comprehensive company report
Kuro Microfinance Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Kuro Microfinance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Kuro Microfinance Private Limited, buy the company report.

Financials of Kuro Microfinance Private Limited

FY 2025 filings available

Kuro Microfinance Private Limited reported revenue of ₹1.04 Cr (up 565% YoY) for FY 2025.

Revenue · FY 2025
₹1.04 Cr ▲ 565%
Net profit · FY 2025
₹3.38 Lakh margin 3.2%
EBITDA · FY 2025
₹8.31 Lakh margin 8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 565%
EBITDA CAGR growth
1 year
▲ 448%
3 years · compounded
▲ 218%

Revenue rose 565% in the latest year. EBITDA rose 448% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹8.31 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹3.38 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin8%
Net Profit Margin3.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Kuro Microfinance Private Limited, buy the company report.

Board of directors of Kuro Microfinance Private Limited

Kuro Microfinance has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Manoj Kumar DwivediDirector24 Sep 20233 Years 1 MonthsCurrent
Avinash Kumar MishraDirector24 Sep 20233 Years 1 MonthsCurrent
Ambuj Kumar DubeyDirector15 Nov 20241 Years 11 MonthsCurrent
Ajay Kumar PandeyDirector24 Sep 20233 Years 1 MonthsCurrent

Peer comparison

Kuro Microfinance Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Wincoast Nidhi Limited₹1.06 Cr (FY 2025)-10.0%Thrissur, Kerala, India
Girnar Chit Funds Private Limited₹1.06 Cr (FY 2025)0.0%Hyderabad, Telangana, India
Maragadhambal Nidhi Limited₹1.06 Cr (FY 2025)7.0%Chennai, Tamil Nadu, India
Sri Goyam Chits Private Limited₹1.04 Cr (FY 2024)84.0%Hyderabad, Telangana, India
Kuro Microfinance Private Limitedthis company₹1.04 Cr (FY 2025)₹3.38 Lakh3.2%565.0%Varanasi, Uttar Pradesh, India
Pavai Mutual Benefit Nidhi Limited₹1.04 Cr (FY 2025)18.0%Papanasam, Tamil Nadu, India
Kadampanad Nidhi Limited₹1.03 Cr (FY 2025)18.0%Kadambanad, Kerala, India

To see the full peer comparison of Kuro Microfinance Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Kuro Microfinance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Kuro Microfinance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Kuro Microfinance Private Limited has 7 board changes on record since 2023: 4 appointments and 3 cessations. The latest: Ambuj Kumar Dubey was appointed as Director on 15 Nov 2024.

AGM
Kuro Microfinance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Kuro Microfinance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Appointed
Ambuj Kumar Dubey was appointed as Director.
Ceased
Binai Kumar ceased to be Director.
Ceased
Kusum Patel ceased to be Director.
Ceased
Rohit Patel ceased to be Director.
Appointed
Ajay Kumar Pandey was appointed as Director.
Appointed
Avinash Kumar Mishra was appointed as Director.
Appointed
Manoj Kumar Dwivedi was appointed as Director.
Incorporation
15 Dec 2017
Kuro Microfinance Private Limited was registered on 15 Dec 2017 with Roc Uttar Pradesh I & aged 8 years 10 months as per MCA records.

Frequently asked questions

Kuro Microfinance is an active private limited company based in Varanasi, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 15 December 2017 (9+ years old) and is registered under CIN U65999UP2017PTC099398.

Kuro Microfinance has 4 current directors:

The latest financial statements of Kuro Microfinance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.

The CIN (Corporate Identification Number) of Kuro Microfinance is U65999UP2017PTC099398. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Kuro Microfinance was incorporated on 15 December 2017, making it 9+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Kuro Microfinance by revenue are Wincoast Nidhi Limited, Girnar Chit Funds Private Limited, Maragadhambal Nidhi Limited, Sri Goyam Chits Private Limited, Pavai Mutual Benefit Nidhi Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Ambuj Kumar Dubey was appointed as Director on 15 Nov 2024. Binai Kumar ceased to be Director on 29 Oct 2023. Kusum Patel ceased to be Director on 29 Oct 2023. Kuro Microfinance has 7 board changes on record in total.

The registered office of Kuro Microfinance is at Arazi No Mi 3711, Near Chandra Chauraha, Varanasi, Uttar Pradesh, India – 221007.

Kuro Microfinance operates in the financial services industry, in the other financial intermediation segment.

The compliance status of Kuro Microfinance is compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.

Kuro Microfinance can be reached at its registered office: Arazi No Mi 3711, Near Chandra Chauraha, Varanasi, Uttar Pradesh, India – 221007.