KVS Fintech Private Limited
About KVS Fintech Private Limited
Data last updated:
KVS Fintech Private Limited is a private limited company based in Salem, Tamil Nadu, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 11 December 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U64990TZ2018PTC031345.
The company has an authorised share capital of ₹2.5 Cr and a paid-up capital of ₹2 Cr. It was formerly known as Jalakai Selvaganapathy Finance Private Limited. It is led by directors Vaiyapuri Sivakumar and Ammasi Duraisamy.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.10 – 3 – 2 Chithayeekadu Jalagandpuram Mettur, Salem, Tamil Nadu, India – 636501.
As per the financials filed for FY 2025, the company reported a revenue of ₹13.04 Lakh, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹3.17 Lakh (net margin 24.3%) and EBITDA of ₹3.74 Lakh (EBITDA margin 28.7%). Revenue has grown at a compounded annual rate (CAGR) of 26% over three years and 7% over five years.
Company details
CIN history
KVS Fintech has one previous CIN (Corporate Identification Number): U65999TZ2018PTC031345. The current CIN is U64990TZ2018PTC031345, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U64990TZ2018PTC031345 | Current |
| U65999TZ2018PTC031345 | Previous |
Contact details
KVS Fintech Private Limited's registered office is in Salem, Tamil Nadu.
- Registered AddressNo.10 – 3 – 2 Chithayeekadu Jalagandpuram Mettur, Salem, Tamil Nadu, India – 636501
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of KVS Fintech Private Limited
FY 2025 filings availableKVS Fintech Private Limited reported revenue of ₹13.04 Lakh (down 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 7%. EBITDA fell 42% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹3.74 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹3.17 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 28.7% | ||||
| Net Profit Margin | 24.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of KVS Fintech Private Limited, buy the company report.
Board of directors of KVS Fintech Private Limited
KVS Fintech has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vaiyapuri Sivakumar | Director | 11 Dec 2018 | 7 Years 10 Months | Current |
| Ammasi Duraisamy | Director | 11 Feb 2025 | 1 Years 8 Months | Current |
Peer comparison
KVS Fintech Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Fintech), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| CH Fintech Private Limited | ₹13.58 Lakh (FY 2024) | -24.0% | Surat, Gujarat, India | |||
| Accuris Fintech Private Limited | ₹13.49 Lakh (FY 2024) | 199.0% | Jaipur, Rajasthan, India | |||
| GSM Fintech Private Limited | ₹13.4 Lakh (FY 2021) | -30.0% | New Delhi, Delhi, India | |||
| Moneymela P2p Fintech Private Limited | ₹13.39 Lakh (FY 2025) | -2.0% | Bhubaneswar, Odisha, India | |||
| SSR Fintech Digital India E-Services Private Limited | ₹13.07 Lakh (FY 2025) | -11.0% | New Delhi, Delhi, India | |||
| KVS Fintech Private Limitedthis company | ₹13.04 Lakh (FY 2025) | ₹3.17 Lakh | 24.3% | -12.0% | Salem, Tamil Nadu, India | |
| Neo Infra Fintech Inclusion Private Limited | ₹12.95 Lakh (FY 2023) | Delhi, India | ||||
| Dhanratna Fintech Private Limited | ₹12.89 Lakh (FY 2025) | Basti, Uttar Pradesh, India | ||||
| Descom Fintech Solutions Private Limited | ₹12.72 Lakh (FY 2024) | -36.0% | Lucknow, Uttar Pradesh, India | |||
| Loanify Fintech Private Limited | ₹12.65 Lakh (FY 2025) | Lucknow, Uttar Pradesh, India | ||||
| Peday Fintech Private Limited | ₹12.57 Lakh (FY 2025) | -80.0% | Gurugram, Haryana, India |
To see the full peer comparison of KVS Fintech Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving KVS Fintech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for KVS Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for KVS Fintech Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
KVS Fintech Private Limited has 5 board changes on record since 2018: 2 appointments and 3 cessations. The latest: Ammasi Duraisamy ceased to be Additional Director on 29 Sep 2025.
Frequently asked questions
KVS Fintech is an active private limited company based in Salem, Tamil Nadu, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 11 December 2018 (8+ years old) and is registered under CIN U64990TZ2018PTC031345.
KVS Fintech has 2 current directors:
- Vaiyapuri Sivakumar - Director
- Ammasi Duraisamy - Director
The latest financial statements of KVS Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of KVS Fintech is U64990TZ2018PTC031345. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
KVS Fintech was incorporated on 11 December 2018, making it 8+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of KVS Fintech by revenue are CH Fintech Private Limited, Accuris Fintech Private Limited, GSM Fintech Private Limited, Moneymela P2p Fintech Private Limited, SSR Fintech Digital India E-Services Private Limited and 5 more, all in the BFSI industry (Fintech).
Ammasi Duraisamy ceased to be Additional Director on 29 Sep 2025. Ammasi Duraisamy was appointed as Director on 11 Feb 2025. Sivakumar Praveenkumar ceased to be Director on 11 Feb 2025. KVS Fintech has 5 board changes on record in total.
The registered office of KVS Fintech is at No.10 – 3 – 2 Chithayeekadu Jalagandpuram Mettur, Salem, Tamil Nadu, India – 636501.
KVS Fintech operates in the financial services industry, in the other financial intermediation segment.
Yes. KVS Fintech was formerly known as Jalakai Selvaganapathy Finance Private Limited.
KVS Fintech can be reached at its registered office: No.10 – 3 – 2 Chithayeekadu Jalagandpuram Mettur, Salem, Tamil Nadu, India – 636501.