Lendingkart Technologies Private Limited

Lendingkart Technologies Private Limited - internet in Ahmedabad, Gujarat, India. FY 2026 financials & compliance.
CIN U72900GJ2014PTC081539 Incorporated 15 December 2014 ROC Ahmedabad HQ Ahmedabad, Gujarat, India
Active Private Limited Company internet
Data last updated
Revenue · FY 2025
₹70.59 Cr
▼ 61% YoY
Net loss · FY 2025
₹450.12 Cr
Latest filing
EBITDA · FY 2025
-₹172.34 Cr
EBITDA margin -244.1%
Authorised capital
₹16.98 Cr
Registered with MCA
Paid-up capital
₹9.52 Cr
Issued & subscribed
Open charges
₹220 Cr
Satisfied ₹618.5 Cr
Company age
12 yrs
Est. 2014
Employees · EPFO
181
Provident fund records

About Lendingkart Technologies Private Limited

Data last updated:

Lendingkart Technologies Private Limited is a private limited company based in Ahmedabad, Gujarat, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 15 December 2014 and has been in existence for over 12 years.

The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U72900GJ2014PTC081539. Its GSTIN is 24AACCL7816J1ZE (Gujarat). The company holds 7 GST registrations, of which 3 are active.

The company has an authorised share capital of ₹16.98 Cr and a paid-up capital of ₹9.52 Cr. It is led by directors including Prashant Prakash Joshi (Managing Director) and Anindo Mukherjee.

Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 6th Floor Indraprasth Business Park, Ahmedabad, Gujarat.

As per the financials filed for FY 2025, the company reported a revenue of ₹70.59 Cr, a decline of 61% compared to the previous year. For the same year it recorded a net loss of ₹450.12 Cr and EBITDA of -₹172.34 Cr (EBITDA margin -244.1%). Revenue has declined at a compounded annual rate (CAGR) of 57% over three years and 36% over five years.

The company has about 181 employees on its provident fund (EPFO) records. Its group structure includes 2 subsidiaries.

The company is associated with 2 brands: LENDINGKART Technologies Pvt and Lendingkart. As per MCA filings, the company has open charges of ₹220 Cr and satisfied charges of ₹618.5 Cr on record. Court records list 3 cases involving the company, including 3 filed against it; 1 case is pending. The company has 26 deals on record (15 funding rounds, 7 secondary share transfers, 4 debt financings), with disclosed funding of ₹1,886.41 Cr; the latest was in May 2025.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website lendingkart.com.

Company details

CIN U72900GJ2014PTC081539
Registration Number 081539
Incorporation Date 15 December 2014
ROC Ahmedabad
Listing Status Unlisted
Company Status Active
Date of Last AGM 25 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Lendingkart Technologies Private Limited's registered office is in Ahmedabad, Gujarat. Its website is lendingkart.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Apps
  • Registered Address
    6th Floor Indraprasth Business Park, Near Dav School Makarba, Ahmedabad, Gujarat, India – 380051
  • Industry
    Internet, Online Financial Services

To see the full contact details of Lendingkart Technologies Private Limited, buy the company report.

Comprehensive company report
Lendingkart Technologies Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Lendingkart Technologies operates two associated brands: LENDINGKART Technologies Pvt and Lendingkart. Each brand links to its own profile.

BrandDescriptionWebsite
Financial lending services with a focus on employee benefits and culture.lendingkartcareers.com
Provider of unsecured business loans and working capital financing to MSMEslendingkart.com

Business activity

The main business activity of Lendingkart Technologies is support service to organizations. In detail, this covers other support services to organizations.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
NSupport service to OrganizationsN7Other support services to organizations

To see the full business activity and turnover split of Lendingkart Technologies Private Limited, buy the company report.

Financials of Lendingkart Technologies Private Limited

FY 2025 filings available

Lendingkart Technologies Private Limited reported revenue of ₹70.59 Cr (down 61% YoY) for FY 2025.

Revenue · FY 2025
₹70.59 Cr ▼ 61%
Net loss · FY 2025
₹450.12 Cr
EBITDA · FY 2025
-₹172.34 Cr margin -244.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 61%
3 years · compounded
▼ 57%
5 years · compounded
▼ 36%

Revenue has declined at a compounded annual rate (CAGR) of 36% over five years, including a 61% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue₹70.59 Cr
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹172.34 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹450.12 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-244.1%
Net Profit Margin
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Lendingkart Technologies Private Limited, buy the company report.

Board of directors of Lendingkart Technologies Private Limited

Lendingkart Technologies has 5 current directors and 15 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anindo MukherjeeDirector05 Sep 20188 Years 1 MonthsCurrent
Pavan Pal KaushalDirector28 Dec 20223 Years 10 MonthsCurrent
Hong Ping YeoDirector02 Apr 20197 Years 6 MonthsCurrent
Venkateswara Rao ThallapakaDirector27 Mar 20251 Years 7 MonthsCurrent
Prashant Prakash JoshiManaging Director24 Jul 20251 Years 3 MonthsCurrent

Auditor

Lendingkart Technologies Private Limited is audited by S.R. BATLIBOI & CO. LLP for the financial year 2023.

Auditor firmFinancial yearFirm registration number
S.R. BATLIBOI & CO. LLPFY 2023301003E/E300005

Shareholding

The shareholding of Lendingkart Technologies Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Lendingkart Technologies Private Limited, buy the company report.

Charges & borrowings

Open charges
₹220 Cr
Satisfied charges
₹618.5 Cr
Breakdown by lending institutions
Others₹220.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
20 May 2025101121441Others₹120 CrOpen
17 May 2025101114300Others₹100 CrOpen
17 May 2024100940867Others₹100 CrSatisfied
30 Mar 2024100906434Others₹13.5 CrSatisfied
19 Jun 2023100796072Others₹200 CrSatisfied

To see the full charge records of Lendingkart Technologies Private Limited, buy the company report.

Total charge records: 13 View all charges

Deals & funding

Lendingkart Technologies Private Limited has 26 deals on record (15 funding rounds, 7 secondary share transfers, 4 debt financings), with disclosed funding of ₹1,886.41 Cr; the latest was in May 2025.

Total deals
26
Funding rounds
15
Secondary share transfers
7
Debt financings
4
Disclosed funding
₹1,886.41 Cr

Deals on record (5 of 26)

WhenDealAmountParties
May 2025Debt financing₹100 CrInvestors: InnoVen Capital
Mar 2025Funding round · Series E₹174.18 CrInvestors: Fullerton Financial Holdings
Oct 2024Funding round · Series E₹77.65 CrInvestors: Fullerton Financial Holdings
Jun 2023Debt financing₹272.5 CrInvestors: EvolutionX Debt Capital, Stride Ventures
Jan 2023Secondary share transferUndisclosedBuyer: Anicut Capital, 2 individuals
Seller: India Quotient

To see the full deal history of Lendingkart Technologies Private Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Lendingkart Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

Lendingkart Technologies has 2 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

2
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Lendingkart Finance LimitedU65910MH1996PLC258722
Lendingkart Account Aggregator Private LimitedU67100MH2019PTC334553

To see the full group structure of Lendingkart Technologies Private Limited, buy the company report.

Employees & EPFO

Lendingkart Technologies Private Limited has a workforce of 181 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.

Employee count
181
Active EPFO establishments
1
Employee growth
-3.72%

GST

Lendingkart Technologies has 7 GST registrations: 3 active and 4 cancelled or inactive.

Total GSTINs
7
Active
3
Cancelled / inactive
4
GSTINStateStatusRegistered on
24AACCL7816J1ZEGujaratActive01 Jul 2017
29AACCL7816J2Z3KarnatakaActive24 Aug 2017
27AACCL7816J2Z7MaharashtraActive02 Apr 2025

To see the full GST registrations and return filing status of Lendingkart Technologies Private Limited, buy the company report.

Recent activity

Lendingkart Technologies Private Limited has 20 board changes on record since 2015: 5 appointments and 15 cessations. The latest: Venkateswara Rao Thallapaka ceased to be Additional Director on 24 Sep 2025.

Charges
A charge registered on 30 Mar 2024 via Charge ID 100906434 with Others was fully satisfied on 17 Jul 2026.
Charges
A charge registered on 19 Jun 2023 via Charge ID 100796072 with Others was fully satisfied on 17 Apr 2026.
Charges
A charge registered on 29 Nov 2022 via Charge ID 100654708 with Others was fully satisfied on 18 Nov 2025.
Charges
A charge registered on 24 Mar 2023 via Charge ID 100690548 with Sidbi was fully satisfied on 31 Oct 2025.
AGM
Lendingkart Technologies Private Limited last Annual general meeting of members was held on 25 Sep 2025 as per latest MCA records.
Ceased
Venkateswara Rao Thallapaka ceased to be Additional Director.
Charges
A charge registered on 17 May 2024 via Charge ID 100940867 with Others was fully satisfied on 06 Aug 2025.
Appointed
Prashant Prakash Joshi was appointed as Managing Director.
Ceased
Prashant Prakash Joshi ceased to be Additional Director.
Charges
A charge with Others of Rs. 100.00 Cr registered on 17 May 2025 with Charge ID 101114300 was modified on 21 Jun 2025.
Charges
A charge with Others of Rs. 120.00 Cr registered on 20 May 2025 with Charge ID 101121441 was modified on 20 Jun 2025.
Charges
A charge with Others amounted to Rs. 120.00 Cr with Charge ID 101121441 was registered on 20 May 2025.

37 earlier events are in the company report.

Frequently asked questions

Lendingkart Technologies is an active private limited company based in Ahmedabad, Gujarat, India. The company works in online financial services, within the internet industry. It was incorporated on 15 December 2014 (12+ years old) and is registered under CIN U72900GJ2014PTC081539.

Lendingkart Technologies has 5 current directors:

The latest financial statements of Lendingkart Technologies on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Lendingkart Technologies is 24AACCL7816J1ZE, registered in Gujarat. The company has 7 GST registrations in all, of which 3 are active and 4 are cancelled or inactive. Other active GSTINs include 29AACCL7816J2Z3 (Karnataka), 27AACCL7816J2Z7 (Maharashtra).

The CIN (Corporate Identification Number) of Lendingkart Technologies is U72900GJ2014PTC081539. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Lendingkart Technologies has 3 court cases on record: 3 filed against it. 1 is pending.

Lendingkart Technologies was incorporated on 15 December 2014, making it 12+ years old. It is registered with the Registrar of Companies, Ahmedabad.

Lendingkart Technologies has 26 deals on record (15 funding rounds, 7 secondary share transfers, 4 debt financings), with disclosed funding of ₹1,886.41 Cr; the latest was in May 2025.

Venkateswara Rao Thallapaka ceased to be Additional Director on 24 Sep 2025. Prashant Prakash Joshi was appointed as Managing Director on 24 Jul 2025. Prashant Prakash Joshi ceased to be Additional Director on 24 Jul 2025. Lendingkart Technologies has 20 board changes on record in total.

Lendingkart Technologies can be reached through the website lendingkart.com. Its registered office is in Ahmedabad, Gujarat, India.