MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-TN-08-0060860
Lightfi India Private Limited
Lightfi India Private Limited - internet in Chennai, Tamil Nadu, India. Directors, charges & compliance details.
Revenue · FY 2025
₹3.9 Cr
▲ 30% YoY
Net profit · FY 2025
₹22,883
Net margin 0.1%
EBITDA · FY 2025
₹1.78 Lakh
EBITDA margin 0.5%
Authorised capital
₹15 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Open charges
₹5 Lakh
Secured borrowings
Company age
3 yrs
Est. 2023
Directors on board
4
As per MCA filings
About Lightfi India Private Limited
Data last updated:
Lightfi India Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 24 February 2023.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U62099TN2023PTC158597. Its GSTIN is 33AAFCL3143H1ZT (Tamil Nadu).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Mani Parthasarathy and Palanisami Muthusamy (Individual Subscriber).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Chennai, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.9 Cr, a growth of 30% compared to the previous year. For the same year it recorded a net profit of ₹22,883 (net margin 0.1%) and EBITDA of ₹1.78 Lakh (EBITDA margin 0.5%).
The company is associated with 1 brand: CloudBankin. As per MCA filings, the company has open charges of ₹5 Lakh on record.
Lightfi India Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-08-0060860).
Company details
CIN U62099TN2023PTC158597
Registration Number 158597
Incorporation Date 24 February 2023
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
MSME Classification Micro
Udyam Registration UDYAM-TN-08-0060860
Key People
Mani Parthasarathy Director Palanisami Muthusamy Individual Subscriber Maieenah Rajah Ayepettai Thiyagarajan Director Recognitions & Rankings of Lightfi India
Contact details
Lightfi India Private Limited's registered office is in Chennai, Tamil Nadu.
- Registered AddressG – 1 Door No.4/608, V.O.C. Street, Chennai, Tamil Nadu, India – 600041
- IndustryInternet, Online Financial Services
Comprehensive company report
Lightfi India Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Brands
Lightfi India operates one associated brand: CloudBankin. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| API-enabled loan management platform provided for banks and lenders. | cloudbankin.com |
Business activity
The main business activity of Lightfi India is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities |
To see the full business activity and turnover split of Lightfi India Private Limited, buy the company report.
Financials of Lightfi India Private Limited
FY 2025 filings availableLightfi India Private Limited reported revenue of ₹3.9 Cr (up 30% YoY) for FY 2025.
Revenue · FY 2025
₹3.9 Cr ▲ 30%
Net profit · FY 2025
₹22,883 margin 0.1%
EBITDA · FY 2025
₹1.78 Lakh margin 0.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 30%
EBITDA CAGR growth
1 year
▼ 89%
Revenue rose 30% in the latest year. EBITDA fell 89% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
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| Total Expenses | |||
| EBITDA | ₹1.78 Lakh | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | ₹22,883 | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 0.5% | ||
| Net Profit Margin | 0.1% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
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| Receivable Days | |||
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| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Lightfi India Private Limited, buy the company report.
Board of directors of Lightfi India Private Limited
Lightfi India has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Mani Parthasarathy | Director | 24 Feb 2023 | 3 Years 8 Months | Current |
| Palanisami Muthusamy Also directs: Habile Technologies Private Limited | Individual Subscriber | 24 Feb 2023 | 3 Years 8 Months | Current |
| Maieenah Rajah Ayepettai Thiyagarajan Also directs: Habile Technologies Private Limited | Director | 24 Feb 2023 | 3 Years 8 Months | Current |
| Alex Anto Navis Lawrence | Individual Subscriber | 24 Feb 2023 | 3 Years 8 Months | Current |
Charges & borrowings
Open charges
₹5 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 29 Nov 2023 | 100846696 | The Hongkong and Shanghai Banking Corporation Limited | ₹5 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Lightfi India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Lightfi India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Lightfi India has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAFCL3143H1ZT | Tamil Nadu | Active | 12 Jun 2023 |
To see the full GST registrations and return filing status of Lightfi India Private Limited, buy the company report.
Recent activity
Lightfi India Private Limited has 6 board changes on record since 2023: 4 appointments and 2 cessations. The latest: Alex Anto Navis Lawrence ceased to be Additional Director on 22 Nov 2024.
AGM
Lightfi India Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Lightfi India Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Ceased
Alex Anto Navis Lawrence ceased to be Additional Director.
Ceased
Palanisami Muthusamy ceased to be Additional Director.
Charges
A charge with The Hongkong And Shanghai Banking Corporation Limited amounted to Rs. 5.00 Lakh with Charge ID 100846696 was registered on 29 Nov 2023.
Appointed
Alex Anto Navis Lawrence was appointed as Individual Subscriber.
Appointed
Maieenah Rajah Ayepettai Thiyagarajan was appointed as Director.
Appointed
Mani Parthasarathy was appointed as Director.
Appointed
Palanisami Muthusamy was appointed as Individual Subscriber.
Incorporation
24 Feb 2023
Lightfi India Private Limited was registered on 24 Feb 2023 with Roc Chennai & aged 3 years 8 months as per MCA records.
Frequently asked questions
Lightfi India is an active private limited company based in Chennai, Tamil Nadu, India. The company works in online financial services, within the internet industry. It was incorporated on 24 February 2023 (3+ years old) and is registered under CIN U62099TN2023PTC158597.
Lightfi India has 4 current directors:
- Mani Parthasarathy - Director
- Maieenah Rajah Ayepettai Thiyagarajan - Director
- Palanisami Muthusamy - Individual Subscriber
- Alex Anto Navis Lawrence - Individual Subscriber
The latest financial statements of Lightfi India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2023 are in the company report.
The GSTIN of Lightfi India is 33AAFCL3143H1ZT, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Lightfi India is U62099TN2023PTC158597. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Lightfi India was incorporated on 24 February 2023, making it 3+ years old. It is registered with the Registrar of Companies, Chennai.
Alex Anto Navis Lawrence ceased to be Additional Director on 22 Nov 2024. Palanisami Muthusamy ceased to be Additional Director on 22 Nov 2024. Alex Anto Navis Lawrence was appointed as Individual Subscriber on 24 Feb 2023. Lightfi India has 6 board changes on record in total.
Yes, Lightfi India is registered as a micro enterprise under Udyam registration (number: UDYAM-TN-08-0060860).
The registered office of Lightfi India is at G – 1 Door No.4608, V.O.C. Street, Chennai, Tamil Nadu, India – 600041.
Lightfi India operates in the internet industry, in the online financial services segment.