About Lijoy Permanent Chit Funds Private Limited
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Lijoy Permanent Chit Funds Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 29 March 2007 and has been in existence for over 19 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ2007PTC013584. Its GSTIN is 33AABCL5191M1ZA (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹9.8 Lakh. It is led by directors including Ariyakandath Thekkanangady Gopalakrishnan (Managing Director) and Saminathan Rajasekaran.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 254 Palakkad Main Road Kuniamuthur (Po), Coimbatore, Tamil Nadu, India – 641008.
As per the financials filed for FY 2025, the company reported a revenue of ₹33.81 Lakh, a decline of 25% compared to the previous year. For the same year it recorded a net profit of ₹39,708 (net margin 1.2%) and EBITDA of ₹1.44 Lakh (EBITDA margin 4.3%). Revenue has declined at a compounded annual rate (CAGR) of 8% over five years.
As per MCA filings, the company has satisfied charges of ₹7.5 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website lijoychits.com.
Company details
Contact details
Lijoy Permanent Chit Funds Private Limited's registered office is in Coimbatore, Tamil Nadu. Its website is lijoychits.com. Its e-mail address is in the company report.
- Email
- Website
- Registered Address254 Palakkad Main Road Kuniamuthur (Po), Coimbatore, Tamil Nadu, India – 641008
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Lijoy Permanent Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Lijoy Permanent Chit Funds is financial and insurance service. In detail, this covers fund management services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K6 | Fund Management Services |
To see the full business activity and turnover split of Lijoy Permanent Chit Funds Private Limited, buy the company report.
Financials of Lijoy Permanent Chit Funds Private Limited
FY 2025 filings availableLijoy Permanent Chit Funds Private Limited reported revenue of ₹33.81 Lakh (down 25% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 8% over five years, including a 25% fall in the latest year. EBITDA fell 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.44 Lakh | ||||
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| Net Profit (PAT) | ₹39,708 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 4.3% | ||||
| Net Profit Margin | 1.2% | ||||
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To see the full financial statements and ratios of Lijoy Permanent Chit Funds Private Limited, buy the company report.
Board of directors of Lijoy Permanent Chit Funds Private Limited
Lijoy Permanent Chit Funds has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ariyakandath Thekkanangady Gopalakrishnan | Managing Director | 29 Mar 2007 | 19 Years 6 Months | Current |
| Saminathan Rajasekaran | Director | 01 Jul 2015 | 11 Years 3 Months | Current |
| Sunny Lazer Joseph | Director | 29 Mar 2007 | 19 Years 6 Months | Current |
Auditor
Lijoy Permanent Chit Funds Private Limited is audited by MEETHALAL JAIN & CO for the financial year 2016.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MEETHALAL JAIN & CO | FY 2016 | 002043S |
Shareholding
The shareholding of Lijoy Permanent Chit Funds Private Limited is on record for FY 2016, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2016 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Public | |
| Others |
To see the full shareholding pattern of Lijoy Permanent Chit Funds Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 25 Feb 2010 | 10208694 | Lakshmi Vilas Bank | ₹7.5 Lakh | Satisfied |
To see the full charge records of Lijoy Permanent Chit Funds Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Lijoy Permanent Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Lijoy Permanent Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Lijoy Permanent Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCL5191M1ZA | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Lijoy Permanent Chit Funds Private Limited, buy the company report.
Recent activity
Lijoy Permanent Chit Funds Private Limited has 5 board changes on record since 2007: 3 appointments and 2 cessations. The latest: Ariyakandath Thekkanangady Gopalakrishnan ceased to be Director on 01 Jul 2015.
Frequently asked questions
Lijoy Permanent Chit Funds is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 29 March 2007 (19+ years old) and is registered under CIN U65992TZ2007PTC013584.
Lijoy Permanent Chit Funds has 3 current directors:
- Ariyakandath Thekkanangady Gopalakrishnan - Managing Director
- Saminathan Rajasekaran - Director
- Sunny Lazer Joseph - Director
The latest financial statements of Lijoy Permanent Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Lijoy Permanent Chit Funds is 33AABCL5191M1ZA, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Lijoy Permanent Chit Funds is U65992TZ2007PTC013584. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Lijoy Permanent Chit Funds was incorporated on 29 March 2007, making it 19+ years old. It is registered with the Registrar of Companies, Coimbatore.
Ariyakandath Thekkanangady Gopalakrishnan ceased to be Director on 01 Jul 2015. Saminathan Rajasekaran was appointed as Director on 01 Jul 2015. Muthu Krishnan ceased to be Managing Director on 27 Jun 2015. Lijoy Permanent Chit Funds has 5 board changes on record in total.
Lijoy Permanent Chit Funds can be reached through the website lijoychits.com. Its registered office is in Coimbatore, Tamil Nadu, India.
The registered office of Lijoy Permanent Chit Funds is at 254 Palakkad Main Road Kuniamuthur Po, Coimbatore, Tamil Nadu, India – 641008.
Lijoy Permanent Chit Funds operates in the financial services industry, in the microfinance institutions segment.