India's Most Valuable Companies 2024 edition · Source: Hurun India
Rank#214- Valuation
- ₹27,890 Cr
2023 #161 2022 #170 2021 #274
Market Cap
₹38,082 Cr
POONAWALLA · NSE
Share Price
₹413.00
-4.50% today
Revenue
₹6,790 Cr
FY 2025-26 · +62.1% YoY
EBITDA
₹3,579 Cr
Margin 52.7%
Net Profit
₹543 Cr
FY 2025-26 · +619.4% YoY
P/E (TTM)
35.4x
P/B 2.8x
ROE
5.8%
ROCE 7.5%
Debt / Equity
4.02
Interest cover 79.4x
About Poonawalla Fincorp Limited
Data last updated:
Poonawalla Fincorp Limited is a public limited company based in Pune, Maharashtra, India, a subsidiary of Rising Sun Holdings Pvt Ltd. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 18 December 1978 and has been in existence for over 48 years.
Poonawalla Fincorp is part of the Nifty 500 and BSE 500 indices.
The company is registered with the Registrar of Companies (ROC), Pune, under CIN L51504PN1978PLC209007. Its GSTIN is 03AABCM9445K1ZB (Punjab). The company holds 40 GST registrations, of which 32 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 524000 and NSE: POONAWALLA.
The company has an authorised share capital of ₹836 Cr and a paid-up capital of ₹176.1 Cr. It was formerly known as Arm Group Enterprises Ltd and Poonawalla Financial Services Limited. It is led by directors including Arvind Ravinder Kapil (Managing Director) and Sunil Madhav Samdani (Whole-Time Director).
Its last annual general meeting (AGM) was held on 29 July 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 201 And 202 2nd Floor Ap81 Koregaon Park Annex Mundhwa, Pune, Maharashtra, India – 411036.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹6,790.18 Cr, a growth of 62.1% compared to the previous year. For the same year it recorded a net profit of ₹542.9 Cr (net margin 8%) and EBITDA of ₹3,578.95 Cr (EBITDA margin 52.7%). The net worth stands at ₹10,348 Cr (up 26.6% YoY). Total assets are valued at ₹58,784 Cr (up 71.6% YoY).
The company has about 2,666 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary and 1 joint venture.
The company is associated with 3 brands: Magma HDI General Insurance, Poonawalla Fincorp and Grihum Housing Finance. As per MCA filings, the company has open charges of ₹62,115 Cr and satisfied charges of ₹33,777 Cr on record. Court records list 3,94,173 cases involving the company, including 3,89,500 filed by the company and 4,690 filed against it; 2,03,819 cases are pending. The company has 142 deals on record (92 market trades, 36 secondary share transfers, 12 funding rounds), with disclosed funding of ₹4,733.79 Cr; the latest was in August 2026. The company has 1 MSME Form 1 return on record for the period ending Sep 2023, listing 1 overdue payment to 1 micro and small supplier.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website poonawallafincorp.com.
Company details
CIN L51504PN1978PLC209007
Registration Number 209007
Incorporation Date 18 December 1978
ROC Pune
Listing Status Listed - Listed on NSE (POONAWALLA); Listed on BSE (524000)
Company Status Active
Date of Last AGM 29 July 2025
Date of Balance Sheet 31 March 2026
Parent Company Rising Sun Holdings Pvt Ltd
Compliance Status Active Compliant
Name history
Poonawalla Fincorp has undergone 7 name changes throughout its history. The current legal name is Poonawalla Fincorp Limited.
| Company Name | Status |
|---|---|
| Poonawalla Fincorp Limited | Current |
| Arm Group Enterprises Ltd | Previous |
| Poonawalla Financial Services Limited | Previous |
| Magma Leasing Ltd | Previous |
| Magma Fincorp Limited | Previous |
| Magma Leasing Ltd. | Previous |
| Magma Leasing Limited | Previous |
| Magma Shrachi Finance Limited | Previous |
CIN history
Poonawalla Fincorp has one previous CIN (Corporate Identification Number): L51504WB1978PLC031813. The current CIN is L51504PN1978PLC209007, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L51504PN1978PLC209007 | Current |
| L51504WB1978PLC031813 | Previous |
Key People
Arvind Ravinder Kapil Managing Director Sunil Madhav Samdani Whole-Time Director Vikas Shyamkumar Pandey Whole-Time Director Recognitions & Rankings of Poonawalla Fincorp
Stock market indices
Nifty 500 BSE 500
Contact details
Poonawalla Fincorp Limited's registered office is in Pune, Maharashtra. Its website is poonawallafincorp.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered Address201 And 202 2nd Floor Ap81 Koregaon Park Annex Mundhwa, Pune, Maharashtra, India – 411036
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Poonawalla Fincorp Limited, buy the company report.
Comprehensive company report
Poonawalla Fincorp Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Brands
Poonawalla Fincorp operates multiple associated brands including Magma HDI General Insurance, Poonawalla Fincorp, and Grihum Housing Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Operates as a health and general insurance provider. | magmahdi.com | |
| Financial service company offering diversified loans for consumers | poonawallafincorp.com | |
| Provider of affordable home loans and related financial products | grihumhousing.com |
Business activity
The main business activity of Poonawalla Fincorp is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Poonawalla Fincorp Limited, buy the company report.
Financials of Poonawalla Fincorp Limited
FY 2025-26 filings availablePoonawalla Fincorp Limited reported revenue of ₹6,790.18 Cr (up 62.1% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue
₹6,790 Cr
+62.1% YoY
EBITDA
₹3,579 Cr
+153.5% YoY
Profit After Tax
₹543 Cr
+619.4% YoY
Net Worth
₹10,348 Cr
+26.6% YoY
Total Assets
₹58,784 Cr
+71.6% YoY
Total Debt
₹48,436 Cr
+85.7% YoY
Revenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6,790 | 4,190 | 5,418 | 2,177 | 1,540 | 2,319 | 2,513 |
| Revenue growth | +62.1% | -22.7% | +148.9% | +41.4% | -33.6% | -7.7% | - |
| EBITDA | 3,579 | 1,412 | 3,105 | 1,338 | 916 | 369 | 1,401 |
| EBITDA margin | +52.7% | +33.7% | +57.3% | +61.5% | +59.5% | +15.9% | +55.7% |
| Profit before tax | 724 | (135) | 2,166 | 866 | 468 | (749) | 81.78 |
| Net profit | 543 | (105) | 1,044 | 472 | 236 | (559) | 27.04 |
| Net profit margin | +8.0% | -2.5% | +19.3% | +21.7% | +15.4% | -24.1% | +1.1% |
| EPS (₹) | 6.71 | (1.27) | 21.84 | 8.91 | 4.90 | (20.73) | 1.00 |
| Balance sheet | |||||||
| Total assets | 58,784 | 34,256 | 23,383 | 18,082 | 16,032 | 12,669 | 14,795 |
| Net worth | 10,348 | 8,175 | 8,167 | 6,861 | 6,056 | 2,194 | 2,748 |
| Total debt | 48,436 | 26,081 | 15,216 | 11,209 | 9,973 | 10,475 | 12,047 |
| Cash & bank | 294 | 32.29 | 269 | 657 | 597 | 775 | 708 |
| Net working capital | (158) | (240) | 100 | 2,279 | 769 | 640 | 756 |
| Cash flow | |||||||
| Cash from operations | (21,786) | (10,569) | (7,556) | (5,237) | (2,873) | 1,644 | 998 |
| Cash from investing | (1,340) | (482) | 2,725 | (110) | (32.85) | 81.35 | (281) |
| Cash from financing | 23,387 | 10,821 | 4,331 | 5,748 | 2,903 | (1,574) | (1,083) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,624 | 2,330 | 2,115 | 1,818 | 1,542 | 1,314 | 1,166 | 1,057 |
| Revenue growth (YoY) | +70.2% | +77.3% | +81.4% | +72.0% | +56.0% | +34.4% | - | - |
| Other income | 0.34 | 6.70 | 4.90 | 0.06 | 0.47 | 0.04 | 7.04 | 0.14 |
| EBITDA | 1,571 | 1,357 | 1,206 | 963 | 759 | 652 | 551 | 425 |
| EBITDA margin | +59.9% | +58.2% | +57.0% | +53.0% | +49.2% | +49.6% | +47.3% | +40.2% |
| Depreciation | 34.50 | 30.40 | 25.53 | 24.10 | 22.47 | 22.04 | 19.52 | 15.27 |
| Interest | 1,035 | 922 | 844 | 739 | 638 | 546 | 458 | 385 |
| Profit before tax | 501 | 411 | 341 | 200 | 98.89 | 83.44 | 80.22 | 25.18 |
| Tax | 126 | 104 | 86.28 | 49.99 | 24.69 | 20.84 | 17.89 | 6.45 |
| Net profit | 375 | 308 | 255 | 150 | 74.20 | 62.60 | 62.33 | 18.73 |
| EPS (₹) | 4.26 | 3.54 | 3.14 | 1.85 | 0.95 | 0.81 | 0.81 | 0.24 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6,790 | 4,190 | 5,827 | 2,193 | 1,536 | 1,849 | 2,178 |
| Revenue growth | +62.1% | -28.1% | +165.8% | +42.7% | -16.9% | -15.1% | - |
| EBITDA | 3,579 | 1,412 | 3,515 | 1,354 | 912 | 126 | 1,188 |
| EBITDA margin | +52.7% | +33.7% | +60.3% | +61.7% | +59.4% | +6.8% | +54.6% |
| Profit before tax | 724 | (135) | 2,539 | 767 | 385 | (773) | 34.19 |
| Net profit | 543 | (105) | 1,131 | 569 | 294 | (578) | (10.00) |
| Net profit margin | +8.0% | -2.5% | +19.4% | +26.0% | +19.1% | -31.3% | -0.5% |
| EPS (₹) | 6.71 | (1.27) | 26.68 | 7.62 | 3.83 | (21.45) | (0.37) |
| Balance sheet | |||||||
| Total assets | 58,733 | 34,205 | 23,332 | 17,634 | 12,488 | 9,891 | 12,575 |
| Net worth | 10,298 | 8,124 | 8,116 | 6,425 | 5,714 | 1,942 | 2,515 |
| Total debt | 48,436 | 26,081 | 15,216 | 11,209 | 6,773 | 7,949 | 10,060 |
| Cash & bank | 294 | 32.29 | 269 | 657 | 537 | 612 | 648 |
| Net working capital | (209) | (206) | 49.50 | 1,637 | 611 | 427 | 667 |
| Cash flow | |||||||
| Cash from operations | (21,786) | (10,569) | (6,986) | (3,900) | (1,649) | 2,088 | 1,661 |
| Cash from investing | (1,340) | (482) | 2,993 | (177) | (525) | 92.68 | (241) |
| Cash from financing | 23,387 | 10,821 | 3,647 | 4,344 | 2,244 | (2,120) | (1,782) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,624 | 2,330 | 2,115 | 1,818 | 1,542 | 1,314 | 1,166 | 1,057 |
| Revenue growth (YoY) | +70.2% | +77.3% | +81.4% | +72.0% | +56.0% | +34.4% | - | - |
| Other income | 0.34 | 6.70 | 4.90 | 0.06 | 0.47 | 0.04 | 7.04 | 0.14 |
| Total expenses | 1,054 | 974 | 910 | 855 | 784 | 662 | 615 | 632 |
| EBITDA | 1,571 | 1,357 | 1,206 | 963 | 759 | 652 | 551 | 425 |
| EBITDA margin | +59.9% | +58.2% | +57.0% | +53.0% | +49.2% | +49.6% | +47.3% | +40.2% |
| Depreciation | 34.50 | 30.40 | 25.53 | 24.10 | 22.47 | 22.04 | 19.52 | 15.27 |
| Interest | 1,035 | 922 | 844 | 739 | 638 | 546 | 458 | 385 |
| Profit before tax | 501 | 411 | 341 | 200 | 98.89 | 83.44 | 80.22 | 25.18 |
| Tax | 126 | 104 | 86.28 | 49.99 | 24.69 | 20.84 | 17.89 | 6.45 |
Financial Statements
Figures in ₹ Cr; negatives in brackets. Updated 23 Oct 2026
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,624 | 2,330 | 2,115 | 1,818 | 1,542 | 1,314 | 1,166 | 1,057 |
| Revenue growth (YoY) | +70.2% | +77.3% | +81.4% | +72.0% | +56.0% | +34.4% | - | - |
| Other income | 0.34 | 6.70 | 4.90 | 0.06 | 0.47 | 0.04 | 7.04 | 0.14 |
| EBITDA | 1,571 | 1,357 | 1,206 | 963 | 759 | 652 | 551 | 425 |
| EBITDA margin | +59.9% | +58.2% | +57.0% | +53.0% | +49.2% | +49.6% | +47.3% | +40.2% |
| Depreciation | 34.50 | 30.40 | 25.53 | 24.10 | 22.47 | 22.04 | 19.52 | 15.27 |
| Interest | 1,035 | 922 | 844 | 739 | 638 | 546 | 458 | 385 |
| Profit before tax | 501 | 411 | 341 | 200 | 98.89 | 83.44 | 80.22 | 25.18 |
| Tax | 126 | 104 | 86.28 | 49.99 | 24.69 | 20.84 | 17.89 | 6.45 |
| Net profit | 375 | 308 | 255 | 150 | 74.20 | 62.60 | 62.33 | 18.73 |
| EPS (₹) | 4.26 | 3.54 | 3.14 | 1.85 | 0.95 | 0.81 | 0.81 | 0.24 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6,790 | 4,190 | 5,418 | 2,177 | 1,540 | 2,319 | 2,513 |
| Revenue growth | +62.1% | -22.7% | +148.9% | +41.4% | -33.6% | -7.7% | - |
| Other income | 5.47 | 33.08 | 69.87 | 185 | 110 | 39.06 | 49.44 |
| Total expenses | 3,211 | 2,778 | 2,313 | 839 | 624 | 1,950 | 1,112 |
| Employee cost | 1,018 | 636 | 444 | 515 | 410 | 382 | 448 |
| EBITDA | 3,579 | 1,412 | 3,105 | 1,338 | 916 | 369 | 1,401 |
| EBITDA margin | +52.7% | +33.7% | +57.3% | +61.5% | +59.5% | +15.9% | +55.7% |
| Depreciation | 94.14 | 65.10 | 59.31 | 61.41 | 49.49 | 56.25 | 74.79 |
| Interest | 2,767 | 1,515 | 950 | 595 | 509 | 1,100 | 1,294 |
| Profit before tax | 724 | (135) | 2,166 | 866 | 468 | (749) | 81.78 |
| Tax | 182 | (37.06) | 483 | 181 | 92.49 | (190) | 54.73 |
| Net profit | 543 | (105) | 1,044 | 472 | 236 | (559) | 27.04 |
| Net profit margin | +8.0% | -2.5% | +19.3% | +21.7% | +15.4% | -24.1% | +1.1% |
| EPS (₹) | 6.71 | (1.27) | 21.84 | 8.91 | 4.90 | (20.73) | 1.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 162 | 155 | 154 | 154 | 153 | 53.92 | 53.90 |
| Reserves & surplus | 10,187 | 8,020 | 8,013 | 6,708 | 5,903 | 2,140 | 2,694 |
| Shareholders' funds (net worth) | 10,348 | 8,175 | 8,167 | 6,861 | 6,056 | 2,194 | 2,748 |
| Minority interest | 0.00 | 0.00 | 0.00 | 11.77 | 2.28 | 0.00 | 0.00 |
| Secured loans | 44,432 | 21,090 | 12,296 | 10,460 | 9,320 | 9,600 | 11,131 |
| Unsecured loans | 4,004 | 4,991 | 2,920 | 750 | 653 | 875 | 916 |
| Total debt | 48,436 | 26,081 | 15,216 | 11,209 | 9,973 | 10,475 | 12,047 |
| Total liabilities | 58,784 | 34,256 | 23,383 | 18,082 | 16,032 | 12,669 | 14,795 |
| Assets | |||||||
| Gross block | 632 | 383 | 299 | 339 | 314 | 326 | 338 |
| Net block | 420 | 244 | 194 | 222 | 214 | 196 | 242 |
| Capital work in progress | 7.01 | 10.43 | 0.26 | 4.56 | 0.46 | 0.18 | 6.62 |
| Investments | 2,490 | 1,342 | 878 | 311 | 0.00 | 177 | 151 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 38.48 | 18.39 | 22.39 | 18.64 | 10.18 | 10.17 | 7.99 |
| Cash & bank balances | 294 | 32.29 | 269 | 657 | 597 | 775 | 708 |
| Loans & advances | 997 | 483 | 513 | 6,741 | 573 | 399 | 484 |
| Total current assets | 1,330 | 534 | 804 | 7,417 | 1,180 | 1,183 | 1,200 |
| Total current liabilities | 1,488 | 774 | 704 | 5,138 | 411 | 543 | 445 |
| Net working capital | (158) | (240) | 100 | 2,279 | 769 | 640 | 756 |
| Total assets | 58,784 | 34,256 | 23,383 | 18,082 | 16,032 | 12,669 | 14,795 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 24.65 | 255 | 756 | 355 | 358 | 206 | 571 |
| Net cash from operating activities | (21,786) | (10,569) | (7,556) | (5,237) | (2,873) | 1,644 | 998 |
| Net cash from investing activities | (1,340) | (482) | 2,725 | (110) | (32.85) | 81.35 | (281) |
| Net cash from financing activities | 23,387 | 10,821 | 4,331 | 5,748 | 2,903 | (1,574) | (1,083) |
| Net change in cash | 261 | (231) | (501) | 401 | (3.11) | 152 | (365) |
| Closing cash | 294 | 32.29 | 269 | 657 | 597 | 775 | 708 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +62.1% | -22.7% | +148.9% | +41.4% | -33.6% | -7.7% | - |
| EBITDA growth | +153.5% | -54.5% | +132.1% | +46.0% | +148.4% | -73.7% | - |
| PBT growth | +9998.0% | - | +150.0% | +85.1% | +9998.0% | - | -81.5% |
| Net income growth | +619.4% | -110.0% | +121.1% | +99.8% | +142.3% | -2166.9% | - |
| Revenue CAGR (3Y) | +46.1% | +39.6% | +32.7% | -4.7% | -14.4% | +0.4% | -0.1% |
| EBITDA CAGR (3Y) | +38.8% | +15.5% | +103.4% | -1.5% | -16.6% | -36.2% | +5.8% |
| Profitability & leverage | |||||||
| Net income margin | +8.0% | -2.4% | +31.1% | +31.5% | +24.4% | -24.1% | +1.1% |
| Return on capital employed | +7.5% | +4.8% | +10.8% | +7.2% | +5.7% | 0.0% | +9.0% |
| Return on net worth | +5.9% | -1.2% | +13.9% | +7.3% | +5.7% | 0.0% | +1.0% |
| Debt / equity | 4.02 | 2.53 | 1.76 | 1.64 | 2.48 | 4.56 | 4.59 |
| Long-term debt / equity | 3.11 | 1.53 | 1.10 | 1.18 | 1.85 | 3.24 | 2.90 |
| Interest cover | 79.39 | 112.51 | 31.20 | 46.63 | 58.68 | 352.01 | 97.56 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 13.39 | 12.38 | 17.20 | 7.23 | 5.15 | 7.10 | 8.58 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 238.99 | 207.10 | 267.50 | 163.91 | 162.14 | 259.69 | 307.48 |
| EPS (₹) | 6.71 | (1.27) | 21.84 | 8.91 | 4.90 | (20.73) | 1.00 |
| Dividend per share (₹) | 0.00 | 0.00 | 2.00 | 2.00 | 0.40 | 0.00 | 0.00 |
| Book value per share (₹) | 128.08 | 105.77 | 105.99 | 89.35 | 79.17 | 81.39 | 101.96 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,624 | 2,330 | 2,115 | 1,818 | 1,542 | 1,314 | 1,166 | 1,057 |
| Revenue growth (YoY) | +70.2% | +77.3% | +81.4% | +72.0% | +56.0% | +34.4% | - | - |
| Other income | 0.34 | 6.70 | 4.90 | 0.06 | 0.47 | 0.04 | 7.04 | 0.14 |
| Total expenses | 1,054 | 974 | 910 | 855 | 784 | 662 | 615 | 632 |
| EBITDA | 1,571 | 1,357 | 1,206 | 963 | 759 | 652 | 551 | 425 |
| EBITDA margin | +59.9% | +58.2% | +57.0% | +53.0% | +49.2% | +49.6% | +47.3% | +40.2% |
| Depreciation | 34.50 | 30.40 | 25.53 | 24.10 | 22.47 | 22.04 | 19.52 | 15.27 |
| Interest | 1,035 | 922 | 844 | 739 | 638 | 546 | 458 | 385 |
| Profit before tax | 501 | 411 | 341 | 200 | 98.89 | 83.44 | 80.22 | 25.18 |
| Tax | 126 | 104 | 86.28 | 49.99 | 24.69 | 20.84 | 17.89 | 6.45 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6,790 | 4,190 | 5,827 | 2,193 | 1,536 | 1,849 | 2,178 |
| Revenue growth | +62.1% | -28.1% | +165.8% | +42.7% | -16.9% | -15.1% | - |
| Other income | 5.47 | 33.08 | 38.32 | 69.70 | 30.86 | 28.12 | 41.49 |
| Total expenses | 3,211 | 2,778 | 2,313 | 839 | 624 | 1,723 | 989 |
| Employee cost | 1,018 | 636 | 444 | 515 | 410 | 306 | 374 |
| EBITDA | 3,579 | 1,412 | 3,515 | 1,354 | 912 | 126 | 1,188 |
| EBITDA margin | +52.7% | +33.7% | +60.3% | +61.7% | +59.4% | +6.8% | +54.6% |
| Depreciation | 94.14 | 65.10 | 59.31 | 61.41 | 49.50 | 52.15 | 71.64 |
| Interest | 2,767 | 1,515 | 955 | 595 | 509 | 875 | 1,124 |
| Profit before tax | 724 | (135) | 2,539 | 767 | 385 | (773) | 34.19 |
| Tax | 182 | (37.06) | 483 | 182 | 91.36 | (194) | 44.20 |
| Net profit | 543 | (105) | 1,131 | 569 | 294 | (578) | (10.00) |
| Net profit margin | +8.0% | -2.5% | +19.4% | +26.0% | +19.1% | -31.3% | -0.5% |
| EPS (₹) | 6.71 | (1.27) | 26.68 | 7.62 | 3.83 | (21.45) | (0.37) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 162 | 155 | 154 | 154 | 153 | 53.92 | 53.90 |
| Reserves & surplus | 10,136 | 7,969 | 7,962 | 6,271 | 5,562 | 1,888 | 2,461 |
| Shareholders' funds (net worth) | 10,298 | 8,124 | 8,116 | 6,425 | 5,714 | 1,942 | 2,515 |
| Secured loans | 44,432 | 21,090 | 12,296 | 10,460 | 6,237 | 7,181 | 9,248 |
| Unsecured loans | 4,004 | 4,991 | 2,920 | 750 | 536 | 768 | 812 |
| Total debt | 48,436 | 26,081 | 15,216 | 11,209 | 6,773 | 7,949 | 10,060 |
| Total liabilities | 58,733 | 34,205 | 23,332 | 17,634 | 12,488 | 9,891 | 12,575 |
| Assets | |||||||
| Gross block | 632 | 383 | 299 | 350 | 298 | 300 | 316 |
| Net block | 420 | 244 | 194 | 207 | 174 | 171 | 221 |
| Capital work in progress | 7.01 | 10.43 | 0.26 | 4.56 | 0.46 | 0.18 | 5.53 |
| Investments | 2,490 | 1,256 | 878 | 510 | 820 | 429 | 402 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 38.48 | 18.39 | 22.39 | 18.64 | 10.18 | 10.17 | 7.99 |
| Cash & bank balances | 294 | 32.29 | 269 | 657 | 537 | 612 | 648 |
| Loans & advances | 947 | 432 | 463 | 1,349 | 386 | 256 | 391 |
| Total current assets | 1,279 | 483 | 754 | 2,025 | 933 | 878 | 1,047 |
| Total current liabilities | 1,488 | 689 | 704 | 388 | 322 | 451 | 380 |
| Net working capital | (209) | (206) | 49.50 | 1,637 | 611 | 427 | 667 |
| Total assets | 58,733 | 34,205 | 23,332 | 17,634 | 12,488 | 9,891 | 12,575 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 24.65 | 255 | 601 | 335 | 265 | 205 | 567 |
| Net cash from operating activities | (21,786) | (10,569) | (6,986) | (3,900) | (1,649) | 2,088 | 1,661 |
| Net cash from investing activities | (1,340) | (482) | 2,993 | (177) | (525) | 92.68 | (241) |
| Net cash from financing activities | 23,387 | 10,821 | 3,647 | 4,344 | 2,244 | (2,120) | (1,782) |
| Net change in cash | 261 | (231) | (346) | 266 | 70.11 | 60.24 | (363) |
| Closing cash | 294 | 32.29 | 269 | 657 | 537 | 612 | 648 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +62.1% | -28.1% | +165.8% | +42.7% | -16.9% | -15.1% | - |
| EBITDA growth | +153.5% | -59.8% | +159.7% | +48.3% | +624.3% | -89.4% | - |
| PBT growth | +9998.0% | - | +231.2% | +99.3% | +9998.0% | - | -91.5% |
| Net income growth | +619.4% | -109.2% | +98.6% | +93.9% | +150.8% | -5681.2% | - |
| Revenue CAGR (3Y) | +45.8% | +39.7% | +46.6% | +0.2% | -11.7% | -3.6% | +3.0% |
| EBITDA CAGR (3Y) | +38.3% | +15.7% | +203.3% | +4.4% | -14.1% | -53.6% | +7.1% |
| Profitability & leverage | |||||||
| Net income margin | +8.0% | -2.4% | +35.3% | +26.7% | +19.1% | -31.3% | -0.5% |
| Return on capital employed | +7.5% | +4.8% | +11.1% | +9.0% | +8.0% | 0.0% | +8.6% |
| Return on net worth | +5.9% | -1.2% | +15.6% | +9.6% | +7.6% | 0.0% | -0.4% |
| Debt / equity | 4.05 | 2.54 | 1.82 | 1.48 | 1.92 | 4.04 | 4.30 |
| Long-term debt / equity | 3.13 | 1.54 | 1.14 | 0.99 | 1.28 | 2.72 | 2.63 |
| Interest cover | 79.39 | 112.51 | 27.64 | 46.07 | 59.01 | 1,184.61 | 100.65 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 13.39 | 12.38 | 18.08 | 6.98 | 5.23 | 6.09 | 7.93 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 238.99 | 207.10 | 285.91 | 156.99 | 154.01 | 206.70 | 266.23 |
| EPS (₹) | 6.71 | (1.27) | 26.68 | 7.62 | 3.83 | (21.45) | (0.37) |
| Dividend per share (₹) | 0.00 | 0.00 | 2.00 | 2.00 | 0.40 | 0.00 | 0.00 |
| Book value per share (₹) | 127.45 | 105.11 | 105.33 | 83.66 | 74.71 | 72.03 | 93.33 |
To see the full year-wise statements and ratios of Poonawalla Fincorp Limited, buy the company report.
Board of directors of Poonawalla Fincorp Limited
Poonawalla Fincorp has 10 current directors and 36 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prabhakar Ramchandra Dalal Also directs: BDH Industries Limited, Carysil Limited | Director | 05 May 2021 | 5 Years 5 Months | Current |
| Sanjay Kumar | Director | 15 Jan 2022 | 4 Years 9 Months | Current |
| Adar Cyrus Poonawalla | Director | 01 Jun 2021 | 5 Years 4 Months | Current |
| Rajeev Sardana Also directs: Fusion Finance Limited | Director | 18 Dec 2024 | 1 Years 10 Months | Current |
| Kewal Kundanlal Handa Also directs: The Third Eye Kreative Films LLP, The Third Eye Productions LLP, Titiksha Advisors LLP and 5 more | Director | 01 Oct 2024 | 2 Years 0 Months | Current |
| Sonal Sanjay Modi | Director | 16 Aug 2024 | 2 Years 2 Months | Current |
Showing 6 of 10 current directors. View all directors
Auditor
Poonawalla Fincorp Limited is audited by B S R & Co. LLP for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| B S R & Co. LLP | FY 2019 | 101248W/W-100022 |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 59.00%, foreign institutional investors hold 11.00%, domestic institutional investors hold 16.70% and retail and other public shareholders hold 13.30%.
Sep 2026
QUARTER
59.00% Promoters
16.70% DII (Domestic Institutional)
11.00% FII (Foreign Institutional)
13.30% Retail & Others
Promoter holding - history
Now 59.00% · Sep 2026High 64.00% · Dec 2025Low 59.00% · Sep 2026
Shareholding trend - last 6 quarters
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 59.00% | 63.90% | 64.00% | 64.00% |
| Public | 41.00% | 36.10% | 36.00% | 36.00% |
Charges & borrowings
Open charges
₹62,115 Cr
Satisfied charges
₹33,777 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 08 May 2026 | 101306421 | Others | ₹1,000 Cr | Open | |
| 18 Feb 2026 | 101290461 | Others | ₹1,000 Cr | Open | |
| 29 Jan 2026 | 101238039 | Others | ₹500 Cr | Open | |
| 23 Dec 2025 | 101219428 | Others | ₹507 Cr | Open | |
| 30 Oct 2025 | 101219430 | Others | ₹2,000 Cr | Open |
To see the full charge records of Poonawalla Fincorp Limited, buy the company report.
Total charge records: 301 View all charges
Deals & funding
Poonawalla Fincorp Limited has 142 deals on record (92 market trades, 36 secondary share transfers, 12 funding rounds), with disclosed funding of ₹4,733.79 Cr; the latest was in August 2026.
Total deals
142
Market trades
92
Secondary share transfers
36
Funding rounds
12
QIPs
2
Disclosed funding
₹4,733.79 Cr
Deals on record (5 of 142)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Aug 2026 | Market trade | ₹222.96 Cr | Buyer: Sundaram Mutual Fund, Helios Mutual Fund, HDFC Life Insurance Company Limited Seller: Pfl Employee Welfare Trust |
| Sep 2025 | Market trade | ₹295.06 Cr | Buyer: Graviton Research Capital LLP Seller: Graviton Research Capital LLP |
| Jan 2024 | Market trade | ₹199.98 Cr | Buyer: Rising Sun Holdings Pvt Ltd Seller: Magma Ventures Private Limited |
| Apr 2023 | Market trade | ₹290 Cr | Buyer: Plutus Wealth Management LLP , Aditya Birla Sun Life Mutual Fund, Aditya Birla Sun Life Mutual Fund. Seller: 2 individuals |
| Jun 2022 | Market trade | ₹210.23 Cr | Buyer: Celica Ventures, Microfirm Capital Private Limited Seller: 2 individuals |
To see the full deal history of Poonawalla Fincorp Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Poonawalla Fincorp Limited has 3,94,173 court cases on record: 3,89,500 filed by Poonawalla Fincorp, 4,690 filed against it. 2,03,819 cases are pending and 1,90,354 are disposed.
Total cases
3,94,173
Filed by the company
3,89,500
Filed against the company
4,690
Pending
2,03,819
Disposed
1,90,354
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3,85,830 | 3,234 | 2,03,435 |
| High courts | 8,196 | 1,348 | 378 |
| Supreme Court | 133 | 101 | 4 |
| NCLAT | 11 | 4 | 2 |
| NCLT | 3 | 3 | 0 |
Cases on record (5 of 3,94,173)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Bombay High Court | Interim or miscellaneous application | Filed by the company against X Communications India Private Limited and 2 others | Pending |
| Bombay High Court | Court case (S) | Filed by the company against X Communications India Private Limited and 2 others | Pending |
| High Court of Punjab and Haryana | Writ petition | Filed by the company against Jot Fuels Private Limited Through Authorised Director and 1 other | Disposed |
| District court, Nellore, Andhra Pradesh | Civil suit | Filed against the company by an individual | Pending |
| District court, Krishna, Andhra Pradesh | Civil suit | Filed against the company | Pending |
To see the full case history of Poonawalla Fincorp Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Poonawalla Fincorp Limited was last rated by Care on 01 Aug 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 01 Aug 2022 |
To see the full credit ratings and regulatory alerts of Poonawalla Fincorp Limited, buy the company report.
MSME payment delays
Poonawalla Fincorp Limited has 1 MSME Form 1 return on record for the period ending Sep 2023, listing 1 overdue payment to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (1 of 1)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Technosprout Systems Private Limited |
To see the full MSME payment records of Poonawalla Fincorp Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Group structure & subsidiaries
Poonawalla Fincorp has 1 subsidiary company and 1 joint venture. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
1
Subsidiary companies
1
Joint ventures
Key subsidiaries
| Company Name | CIN | Shares held |
|---|---|---|
| Poonawalla Housing Finance Limited | U65922PN2004PLC208751 |
To see the full group structure of Poonawalla Fincorp Limited, buy the company report.
Employees & EPFO
Poonawalla Fincorp Limited has a workforce of 2,666 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
Employee count
2,666
Active EPFO establishments
1
Employee growth
-33.85%
GST
Poonawalla Fincorp has 40 GST registrations: 32 active and 8 cancelled or inactive. The first 4 active GSTINs are listed below.
Total GSTINs
40
Active
32
Cancelled / inactive
8
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AABCM9445K1ZB | Punjab | Active | 01 Jul 2017 |
| 05AABCM9445K1Z7 | Uttarakhand | Active | 01 Jul 2017 |
| 06AABCM9445K1Z5 | Haryana | Active | 01 Jul 2017 |
| 07AABCM9445K1Z3 | Delhi | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Poonawalla Fincorp Limited, buy the company report.
Recent activity
Poonawalla Fincorp Limited has 75 board changes on record since 1978: 43 appointments and 32 cessations. The latest: Vikas Shyamkumar Pandey was appointed as Whole-Time Director on 16 Jan 2026.
Charges
A charge with Others of Rs. 43,665.74 Cr registered on 18 Oct 2022 with Charge ID 100627498 was modified on 26 Jun 2026.
Charges
A charge with Others amounted to Rs. 1,000.00 Cr with Charge ID 101306421 was registered on 08 May 2026.
Filing
Poonawalla Fincorp Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Pune.
Charges
A charge with Others amounted to Rs. 1,000.00 Cr with Charge ID 101290461 was registered on 18 Feb 2026.
Charges
A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101238039 was registered on 29 Jan 2026.
Appointed
Vikas Shyamkumar Pandey was appointed as Whole-Time Director.
Charges
A charge with Others amounted to Rs. 507.00 Cr with Charge ID 101219428 was registered on 23 Dec 2025.
Ceased
Prasada Rao Bontha ceased to be Director.
Charges
A charge with Others amounted to Rs. 2,000.00 Cr with Charge ID 101219430 was registered on 30 Oct 2025.
Charges
A charge with Others amounted to Rs. 3,000.00 Cr with Charge ID 101206002 was registered on 14 Oct 2025.
Charges
A charge with Others amounted to Rs. 1,000.00 Cr with Charge ID 101165686 was registered on 09 Sep 2025.
Charges
A charge registered on 16 Jan 1998 via Charge ID 90253802 with Small Industries Development Bank Of India was fully satisfied on 09 Sep 2025.
743 earlier events are in the company report.
News
POONAWALLA: RS. 66.05 CRORES NSE BLOCK TRADE; FOR ~ 1,507,631 SHARES, AT RS. 438.10
Poonawalla Fincorp: Reports Q2 FY27 Profit Rise By 21.8% To ₹375 Crore, With ROA Reaching 2.18% And AUM At ₹74,008 Crore.
Poonawalla Fincorp: UBS on Poonawalla Fincorp Maintains Buy, Target Price ₹600; AUM rose 10% QoQ and 55% YoY to ₹740bn, driven by Prime Personal Loans, Gold and Education; NII grew 80% YoY, beating estimates by 5%, margins expanded 31bps QoQ and credit costs fell over 20bps, lifting RoA to 2.1% from 1.9%.
POONAWALLA: Q2 REVENUE 26.25B RUPEES VS 15.42B (YOY)
POONAWALLA: Q2 CONS NET PROFIT 3.75B RUPEES VS 742M (YOY); EST 3.5B
Frequently asked questions
Poonawalla Fincorp is an active public limited company based in Pune, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 18 December 1978 (48+ years old) and is registered under CIN L51504PN1978PLC209007. Listed on BSE: 524000 and NSE: POONAWALLA.
Poonawalla Fincorp reported revenue of ₹6,790.18 Cr for FY 2025-26 (up 62.1% YoY) based on consolidated financials.
Poonawalla Fincorp has 10 current directors:
- Arvind Ravinder Kapil - Managing Director
- Sunil Madhav Samdani - Whole-Time Director
- Vikas Shyamkumar Pandey - Whole-Time Director
- Prabhakar Ramchandra Dalal - Director
- Sanjay Kumar - Director
- Adar Cyrus Poonawalla - Director
- Rajeev Sardana - Director
- Kewal Kundanlal Handa - Director
- Sonal Sanjay Modi - Director
- Kemisha Soni - Director
The latest financial statements of Poonawalla Fincorp on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 29 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Poonawalla Fincorp is 03AABCM9445K1ZB, registered in Punjab. The company has 40 GST registrations in all, of which 32 are active and 8 are cancelled or inactive. Other active GSTINs include 05AABCM9445K1Z7 (Uttarakhand), 06AABCM9445K1Z5 (Haryana), 07AABCM9445K1Z3 (Delhi).
The CIN (Corporate Identification Number) of Poonawalla Fincorp is L51504PN1978PLC209007. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Poonawalla Fincorp is a listed company as per MCA records. Its shares are listed on both BSE (code: 524000) and NSE (symbol: POONAWALLA).
Poonawalla Fincorp has 3,94,173 court cases on record: 3,89,500 filed by the company and 4,690 filed against it. 2,03,819 are pending. Most are in the district courts.
Poonawalla Fincorp was incorporated on 18 December 1978, making it 48+ years old. It is registered with the Registrar of Companies, Pune.
Poonawalla Fincorp has 142 deals on record (92 market trades, 36 secondary share transfers, 12 funding rounds), with disclosed funding of ₹4,733.79 Cr; the latest was in August 2026.
Vikas Shyamkumar Pandey was appointed as Whole-Time Director on 16 Jan 2026. Prasada Rao Bontha ceased to be Director on 09 Dec 2025. Rajeev Sardana was appointed as Director on 18 Dec 2024. Poonawalla Fincorp has 75 board changes on record in total.