Malaikkottai-Sterling Chits Private Limited
About Malaikkottai-Sterling Chits Private Limited
Data last updated:
Malaikkottai-Sterling Chits Private Limited is a private limited company based in Tiruchirappalli, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 06 March 2000 and has been in existence for over 26 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2000PTC044323. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹2 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Balasubramanian Venugopal (Managing Director) and Meenal.
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Tiruchirappalli, Tamil Nadu.
As per the financials filed for FY 2024, the company reported a revenue of ₹18.9 Lakh, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹4,546 (net margin 0.2%) and EBITDA of ₹6,400 (EBITDA margin 0.3%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years and 2% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address15 – B Siva Nagar 5th Cross, First Main Road Ramalinga Nagar, Tiruchirappalli, Tamil Nadu, India – 620003
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Malaikkottai-Sterling Chits Private Limited
The main business activity of Malaikkottai-Sterling Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Malaikkottai-Sterling Chits Private Limited FY 2025 filings available
Malaikkottai-Sterling Chits Private Limited reported revenue of ₹18.9 Lakh (up 2% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Malaikkottai-Sterling Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 2% over five years, including 2% growth in the latest year. EBITDA rose 46% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Malaikkottai-Sterling Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹6,400 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹4,546 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Malaikkottai-Sterling Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 0.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Malaikkottai-Sterling Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Malaikkottai-Sterling Chits Private Limited
Malaikkottai-Sterling Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Meenal Also directs: Sri Visagan Chits Private Limited | Director | 06 Mar 2000 | 26 Years 7 Months | Current |
| Balasubramanian Venugopal | Managing Director | 06 Mar 2000 | 26 Years 7 Months | Current |
Peer Comparison of Malaikkottai-Sterling Chits Private Limited
Malaikkottai-Sterling Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sree Hanumantharaya Chits Private Limited | ₹19.07 Lakh (FY 2025) | •••• | •••• | -4.0% | •••• | Coimbatore, Tamil Nadu, India |
| Arb Chit Fund Pvt Ltd | ₹19.04 Lakh (FY 2025) | •••• | •••• | 7.0% | •••• | Gurugram, Haryana, India |
| Awadh Mudra Nidhi Limited | ₹18.94 Lakh (FY 2021) | •••• | •••• | -25.0% | •••• | Bahraich, Uttar Pradesh, India |
| Idc Nidhi Limited | ₹18.91 Lakh (FY 2024) | •••• | •••• | -46.0% | •••• | Thamarassery, Kerala, India |
| Sree Padam Chits Private Limited | ₹18.91 Lakh (FY 2024) | •••• | •••• | 5.0% | •••• | Palakkad, Kerala, India |
| Malaikkottai-Sterling Chits Private Limited this company | ₹18.9 Lakh (FY 2024) | •••• | •••• | 2.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Merchants Welfare Kuries Private Limited | ₹18.89 Lakh (FY 2025) | •••• | •••• | •••• | Thrissur, Kerala, India | |
| HSBM Nidhi Limited | ₹18.75 Lakh (FY 2025) | •••• | •••• | 10.0% | •••• | Gorakhpur, Uttar Pradesh, India |
| Chandrayan Kuries Private Limited | ₹18.68 Lakh (FY 2021) | •••• | •••• | -32.0% | •••• | Irinjalakuda, Kerala, India |
| Kas Chit Fund Private Limited | ₹18.68 Lakh (FY 2024) | •••• | •••• | 6.0% | •••• | Sonipat, Haryana, India |
| Sri Muthumeena Chit Funds Private Limited | ₹18.64 Lakh (FY 2025) | •••• | •••• | -20.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Malaikkottai-Sterling Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Malaikkottai-Sterling Chits Private Limited
Malaikkottai-Sterling Chits Private Limited is audited by M. PERIAKARUPPAN for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| M. PERIAKARUPPAN | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Malaikkottai-Sterling Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Malaikkottai-Sterling Chits Private Limited
Malaikkottai-Sterling Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Malaikkottai-Sterling Chits Private Limited
Employment history and EPFO contributions of people linked to Malaikkottai-Sterling Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Malaikkottai-Sterling Chits Private Limited
Malaikkottai-Sterling Chits Private Limited has 2 board changes on record since 2000: 2 appointments. The latest: Balasubramanian Venugopal was appointed as Managing Director on 06 Mar 2000.
Credit Ratings, Litigation & Regulatory Alerts for Malaikkottai-Sterling Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Malaikkottai-Sterling Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Malaikkottai-Sterling Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Malaikkottai-Sterling Chits Private Limited
Malaikkottai-Sterling Chits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Malaikkottai-Sterling Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Malaikkottai-Sterling Chits Private Limited
Malaikkottai-Sterling Chits is an active private limited company based in Tiruchirappalli, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 06 March 2000 (26+ years old) and is registered under CIN U65992TN2000PTC044323.
Malaikkottai-Sterling Chits reported revenue of ₹18.9 Lakh for FY 2024 (up 2% YoY).
Malaikkottai-Sterling Chits has 2 current directors:
- Balasubramanian Venugopal - Managing Director
- Meenal - Director
Malaikkottai-Sterling Chits reported a net profit of ₹4,546 (net margin 0.2%) and EBITDA of ₹6,400 (EBITDA margin 0.3%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Malaikkottai-Sterling Chits is 5% over three years and 2% over five years. In the latest year (FY 2024) revenue rose 2%. CAGR is the steady yearly rate that links the first and the last year.
No. Malaikkottai-Sterling Chits has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Malaikkottai-Sterling Chits is U65992TN2000PTC044323. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Malaikkottai-Sterling Chits was incorporated on 06 March 2000, making it 26+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Malaikkottai-Sterling Chits by revenue are Sree Hanumantharaya Chits Private Limited, Arb Chit Fund Pvt Ltd, Awadh Mudra Nidhi Limited, Idc Nidhi Limited, Sree Padam Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Balasubramanian Venugopal was appointed as Managing Director on 06 Mar 2000. Meenal was appointed as Director on 06 Mar 2000.
The registered office of Malaikkottai-Sterling Chits is at 15 – B Siva Nagar 5th Cross, First Main Road Ramalinga Nagar, Tiruchirappalli, Tamil Nadu, India – 620003.