About Malayalam Benefit Fund Limited
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Malayalam Benefit Fund Limited is a public limited company based in Thrissur, Kerala, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 17 April 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65991KL1995PLC008903. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹8.98 Cr. It is led by directors including Krishnan Kuruvath Ramakrishnan (Whole-Time Director) and Kairali Bubesh.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at 1st Floor Karthika Apartment Engandiyoor.P.O, Thrissur, Kerala, India – 680615.
As per the financials filed for FY 2020, the company reported a revenue of ₹1.86 Cr, a decline of 2% compared to the previous year. For the same year it recorded a net profit of ₹34 Lakh (net margin 18.3%) and EBITDA of ₹89.52 Lakh (EBITDA margin 48.2%). Revenue has grown at a compounded annual rate (CAGR) of 24% over three years and 21% over five years.
The company has about 14 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹7 Cr and satisfied charges of ₹1 Cr on record. Court records list 958 cases involving the company, including 908 filed by the company and 50 filed against it; 61 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website pravasigroup.com.
Company details
Contact details
Malayalam Benefit Fund Limited's registered office is in Thrissur, Kerala. Its website is pravasigroup.com. Its e-mail address is in the company report.
- Email
- Website
- Registered Address1st Floor Karthika Apartment Engandiyoor.P.O, Thrissur, Kerala, India – 680615
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Malayalam Benefit Fund Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Malayalam Benefit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Malayalam Benefit Fund Limited, buy the company report.
Financials of Malayalam Benefit Fund Limited
FY 2020 filings availableMalayalam Benefit Fund Limited reported revenue of ₹1.86 Cr (down 2% YoY) for FY 2020.
Compounded Annual Growth Rate (CAGR)
Revenue fell 2% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 21%. EBITDA rose 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.86 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹89.52 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹34 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 48.2% | ||||
| Net Profit Margin | 18.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Malayalam Benefit Fund Limited, buy the company report.
Board of directors of Malayalam Benefit Fund Limited
Malayalam Benefit Fund has 5 current directors and 17 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Krishnan Kuruvath Ramakrishnan Also directs: Malayali Kshema Nidhi Limited, Pravasi General Trading Limited, Pravasi Tours and Travels Private Limited and 3 more | Whole-Time Director | 22 Sep 2012 | 14 Years 1 Months | Current |
| Kairali Bubesh Also directs: Pravasi General Trading Limited, Savilink Private Limited | Director | 18 Jun 2021 | 5 Years 4 Months | Current |
| Thaniyil Velayudhan Prabhakaran Also directs: Malayali Kshema Nidhi Limited | Additional Director | 07 Sep 2020 | 6 Years 2 Months | Current |
| Thekkiniyedath Ramakrishnan Ashokan | Director | 18 Jun 2021 | 5 Years 4 Months | Current |
| Thattil Purushothaman Baby Also directs: Malayali Kshema Nidhi Limited | Additional Director | 08 May 2023 | 3 Years 6 Months | Current |
Peer comparison
Malayalam Benefit Fund Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Saraswati Real Estates and Investments Pvt Ltd | ₹1.86 Cr (FY 2025) | 16.0% | New Delhi, Delhi, India | |||
| Silverson Distributors Pvt Ltd | ₹1.86 Cr (FY 2024) | 250.0% | Kolkata, West Bengal, India | |||
| Bifco Leasing and Finance Private Ltd. | ₹1.86 Cr (FY 2025) | -2.0% | New Delhi, Delhi, India | |||
| Malayalam Benefit Fund Limitedthis company | ₹1.86 Cr (FY 2020) | ₹34 Lakh | 18.3% | -2.0% | 14 | Thrissur, Kerala, India |
| HTC Finance Pvt Ltd | ₹1.86 Cr (FY 2024) | 15.0% | Kolkata, West Bengal, India | |||
| Rajsi Infin Consultants Private Limited | ₹1.86 Cr (FY 2024) | 54.0% | Delhi, India | |||
| Ornate Tradcom Pvt Ltd | ₹1.85 Cr (FY 2025) | 168.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Malayalam Benefit Fund Limited, buy the company report.
Auditor
Malayalam Benefit Fund Limited is audited by J A K S & ASSOCIATES for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| J A K S & ASSOCIATES | FY 2020 | 001360S |
Shareholding
The shareholding of Malayalam Benefit Fund Limited is on record for 5 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Malayalam Benefit Fund Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 27 Aug 2020 | 100389771 | Kerala State Financial Enterprises Ltd | ₹2 Cr | Open | |
| 15 May 2017 | 100113044 | Others | ₹5 Cr | Open | |
| 27 Mar 2020 | 100351994 | Kerala State Financial Enterprises Ltd | ₹1 Cr | Satisfied |
To see the full charge records of Malayalam Benefit Fund Limited, buy the company report.
Total charge records: 3 View all charges
Legal cases
Malayalam Benefit Fund Limited has 958 court cases on record: 908 filed by Malayalam Benefit Fund, 50 filed against it. 61 cases are pending and 897 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 943 | 37 | 54 |
| High courts | 15 | 13 | 7 |
Cases on record (5 of 958)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed against the company by Icici Bank Limited | Disposed |
| District court, Thrissur, Kerala | Interim or miscellaneous application | Filed against the company by Priya | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Malayalam Benefit Fund Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Malayalam Benefit Fund Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Malayalam Benefit Fund Limited has a workforce of 14 employees on its EPFO records as of Apr 10, 2024, across 1 active EPFO establishment.
GST
Malayalam Benefit Fund has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Malayalam Benefit Fund Limited, buy the company report.
Recent activity
Malayalam Benefit Fund Limited has 21 board changes on record since 2007: 5 appointments and 16 cessations. The latest: Shimjo James ceased to be Additional Director on 26 Jan 2024.
17 earlier events are in the company report.
Frequently asked questions
Malayalam Benefit Fund is an active public limited company based in Thrissur, Kerala, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 17 April 1995 (31+ years old) and is registered under CIN U65991KL1995PLC008903.
Malayalam Benefit Fund has 5 current directors:
- Krishnan Kuruvath Ramakrishnan - Whole-Time Director
- Kairali Bubesh - Director
- Thaniyil Velayudhan Prabhakaran - Additional Director
- Thekkiniyedath Ramakrishnan Ashokan - Director
- Thattil Purushothaman Baby - Additional Director
The latest financial statements of Malayalam Benefit Fund on record with the MCA are for the year ended 31 March 2020. Its last annual general meeting was held on 31 December 2020. Year-wise statements from 2015 are in the company report.
No. Malayalam Benefit Fund has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Malayalam Benefit Fund is U65991KL1995PLC008903. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Malayalam Benefit Fund has 958 court cases on record: 908 filed by the company and 50 filed against it. 61 are pending. Most are in the district courts.
Malayalam Benefit Fund was incorporated on 17 April 1995, making it 31+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Malayalam Benefit Fund by revenue are Saraswati Real Estates and Investments Pvt Ltd, Silverson Distributors Pvt Ltd, Bifco Leasing and Finance Private Ltd, HTC Finance Pvt Ltd, Rajsi Infin Consultants Private Limited and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Shimjo James ceased to be Additional Director on 26 Jan 2024. Thattil Purushothaman Baby was appointed as Additional Director on 08 May 2023. Chethikattil Gangadharan ceased to be Additional Director on 18 Jun 2021. Malayalam Benefit Fund has 21 board changes on record in total.
Malayalam Benefit Fund can be reached through the website pravasigroup.com. Its registered office is in Thrissur, Kerala, India.
The registered office of Malayalam Benefit Fund is at 1st Floor Karthika Apartment Engandiyoor.P.O, Thrissur, Kerala, India – 680615.
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