Malayalam Benefit Fund Limited

Malayalam Benefit Fund Limited - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65991KL1995PLC008903 Incorporated 17 April 1995 ROC Ernakulam HQ Thrissur, Kerala, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2020
₹1.86 Cr
▼ 2% YoY
Net profit · FY 2020
₹34 Lakh
Net margin 18.3%
EBITDA · FY 2020
₹89.52 Lakh
EBITDA margin 48.2%
Authorised capital
₹25 Cr
Registered with MCA
Paid-up capital
₹8.98 Cr
Issued & subscribed
Open charges
₹7 Cr
Satisfied ₹1 Cr
Company age
31 yrs
Est. 1995
Employees · EPFO
14
Provident fund records

About Malayalam Benefit Fund Limited

Data last updated:

Malayalam Benefit Fund Limited is a public limited company based in Thrissur, Kerala, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 17 April 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65991KL1995PLC008903. The company has 2 GST registrations on record, none of which is active.

The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹8.98 Cr. It is led by directors including Krishnan Kuruvath Ramakrishnan (Whole-Time Director) and Kairali Bubesh.

Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at 1st Floor Karthika Apartment Engandiyoor.P.O, Thrissur, Kerala, India – 680615.

As per the financials filed for FY 2020, the company reported a revenue of ₹1.86 Cr, a decline of 2% compared to the previous year. For the same year it recorded a net profit of ₹34 Lakh (net margin 18.3%) and EBITDA of ₹89.52 Lakh (EBITDA margin 48.2%). Revenue has grown at a compounded annual rate (CAGR) of 24% over three years and 21% over five years.

The company has about 14 employees on its provident fund (EPFO) records.

As per MCA filings, the company has open charges of ₹7 Cr and satisfied charges of ₹1 Cr on record. Court records list 958 cases involving the company, including 908 filed by the company and 50 filed against it; 61 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website pravasigroup.com.

Company details

CIN U65991KL1995PLC008903
Registration Number 008903
Incorporation Date 17 April 1995
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 31 December 2020
Date of Balance Sheet 31 March 2020
Compliance Status Active Compliant

Contact details

Malayalam Benefit Fund Limited's registered office is in Thrissur, Kerala. Its website is pravasigroup.com. Its e-mail address is in the company report.

  • Email
  • Registered Address
    1st Floor Karthika Apartment Engandiyoor.P.O, Thrissur, Kerala, India – 680615
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Malayalam Benefit Fund Limited, buy the company report.

Comprehensive company report
Malayalam Benefit Fund Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Malayalam Benefit Fund is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Malayalam Benefit Fund Limited, buy the company report.

Financials of Malayalam Benefit Fund Limited

FY 2020 filings available

Malayalam Benefit Fund Limited reported revenue of ₹1.86 Cr (down 2% YoY) for FY 2020.

Revenue · FY 2020
₹1.86 Cr ▼ 2%
Net profit · FY 2020
₹34 Lakh margin 18.3%
EBITDA · FY 2020
₹89.52 Lakh margin 48.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 2%
3 years · compounded
▲ 24%
5 years · compounded
▲ 21%
EBITDA CAGR growth
1 year
▲ 8%
3 years · compounded
▲ 129%
5 years · compounded
▲ 37%

Revenue fell 2% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 21%. EBITDA rose 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2019-20FY 2018-19FY 2017-18FY 2016-17FY 2015-16
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue₹1.86 Cr
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹89.52 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹34 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2019-20FY 2018-19FY 2017-18FY 2016-17FY 2015-16
Profitability
EBITDA Margin48.2%
Net Profit Margin18.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Malayalam Benefit Fund Limited, buy the company report.

Board of directors of Malayalam Benefit Fund Limited

Malayalam Benefit Fund has 5 current directors and 17 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Krishnan Kuruvath RamakrishnanWhole-Time Director22 Sep 201214 Years 1 MonthsCurrent
Kairali BubeshDirector18 Jun 20215 Years 4 MonthsCurrent
Thaniyil Velayudhan PrabhakaranAdditional Director07 Sep 20206 Years 2 MonthsCurrent
Thekkiniyedath Ramakrishnan AshokanDirector18 Jun 20215 Years 4 MonthsCurrent
Thattil Purushothaman BabyAdditional Director08 May 20233 Years 6 MonthsCurrent

Peer comparison

Malayalam Benefit Fund Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Saraswati Real Estates and Investments Pvt Ltd₹1.86 Cr (FY 2025)16.0%New Delhi, Delhi, India
Silverson Distributors Pvt Ltd₹1.86 Cr (FY 2024)250.0%Kolkata, West Bengal, India
Bifco Leasing and Finance Private Ltd.₹1.86 Cr (FY 2025)-2.0%New Delhi, Delhi, India
Malayalam Benefit Fund Limitedthis company₹1.86 Cr (FY 2020)₹34 Lakh18.3%-2.0%14Thrissur, Kerala, India
HTC Finance Pvt Ltd₹1.86 Cr (FY 2024)15.0%Kolkata, West Bengal, India
Rajsi Infin Consultants Private Limited₹1.86 Cr (FY 2024)54.0%Delhi, India
Ornate Tradcom Pvt Ltd₹1.85 Cr (FY 2025)168.0%Kolkata, West Bengal, India

To see the full peer comparison of Malayalam Benefit Fund Limited, buy the company report.

Auditor

Malayalam Benefit Fund Limited is audited by J A K S & ASSOCIATES for the financial year 2020.

Auditor firmFinancial yearFirm registration number
J A K S & ASSOCIATESFY 2020001360S

Shareholding

The shareholding of Malayalam Benefit Fund Limited is on record for 5 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2020FY 2019FY 2018FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Malayalam Benefit Fund Limited, buy the company report.

Charges & borrowings

Open charges
₹7 Cr
Satisfied charges
₹1 Cr
Breakdown by lending institutions
Others₹5.00 Cr
Kerala State Financial Enterprises Ltd₹2.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
27 Aug 2020100389771Kerala State Financial Enterprises Ltd₹2 CrOpen
15 May 2017100113044Others₹5 CrOpen
27 Mar 2020100351994Kerala State Financial Enterprises Ltd₹1 CrSatisfied

To see the full charge records of Malayalam Benefit Fund Limited, buy the company report.

Total charge records: 3 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Malayalam Benefit Fund Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Malayalam Benefit Fund Limited has a workforce of 14 employees on its EPFO records as of Apr 10, 2024, across 1 active EPFO establishment.

Employee count
14
Active EPFO establishments
1
Employee growth
-17.65%

GST

Malayalam Benefit Fund has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.

Total GSTINs
2
Cancelled / inactive
2

To see the full GST registrations and return filing status of Malayalam Benefit Fund Limited, buy the company report.

Recent activity

Malayalam Benefit Fund Limited has 21 board changes on record since 2007: 5 appointments and 16 cessations. The latest: Shimjo James ceased to be Additional Director on 26 Jan 2024.

Ceased
Shimjo James ceased to be Additional Director.
Appointed
Thattil Purushothaman Baby was appointed as Additional Director.
Charges
A charge with Kerala State Financial Enterprises Ltd of Rs. 2.00 Cr registered on 27 Aug 2020 with Charge ID 100389771 was modified on 21 Feb 2022.
Charges
A charge registered on 27 Mar 2020 via Charge ID 100351994 with Kerala State Financial Enterprises Ltd was fully satisfied on 17 Feb 2022.
Ceased
Chethikattil Gangadharan ceased to be Additional Director.
Ceased
Kadayanmar Gopalan Sekharan ceased to be Managing Director.
Appointed
Kairali Bubesh was appointed as Director.
Appointed
Thekkiniyedath Ramakrishnan Ashokan was appointed as Director.
Ceased
Vaikkattil Sukumaran Kannan ceased to be Additional Director.
AGM
Malayalam Benefit Fund Limited last Annual general meeting of members was held on 31 Dec 2020 as per latest MCA records.
Appointed
Thaniyil Velayudhan Prabhakaran was appointed as Additional Director.
Ceased
Kadayanmar Velu Mohanan ceased to be Whole-Time Director.

17 earlier events are in the company report.

Frequently asked questions

Malayalam Benefit Fund is an active public limited company based in Thrissur, Kerala, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 17 April 1995 (31+ years old) and is registered under CIN U65991KL1995PLC008903.

Malayalam Benefit Fund has 5 current directors:

The latest financial statements of Malayalam Benefit Fund on record with the MCA are for the year ended 31 March 2020. Its last annual general meeting was held on 31 December 2020. Year-wise statements from 2015 are in the company report.

No. Malayalam Benefit Fund has 2 GST registrations on record and all of them are cancelled or inactive.

The CIN (Corporate Identification Number) of Malayalam Benefit Fund is U65991KL1995PLC008903. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Malayalam Benefit Fund has 958 court cases on record: 908 filed by the company and 50 filed against it. 61 are pending. Most are in the district courts.

Malayalam Benefit Fund was incorporated on 17 April 1995, making it 31+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Malayalam Benefit Fund by revenue are Saraswati Real Estates and Investments Pvt Ltd, Silverson Distributors Pvt Ltd, Bifco Leasing and Finance Private Ltd, HTC Finance Pvt Ltd, Rajsi Infin Consultants Private Limited and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Shimjo James ceased to be Additional Director on 26 Jan 2024. Thattil Purushothaman Baby was appointed as Additional Director on 08 May 2023. Chethikattil Gangadharan ceased to be Additional Director on 18 Jun 2021. Malayalam Benefit Fund has 21 board changes on record in total.

Malayalam Benefit Fund can be reached through the website pravasigroup.com. Its registered office is in Thrissur, Kerala, India.

The registered office of Malayalam Benefit Fund is at 1st Floor Karthika Apartment Engandiyoor.P.O, Thrissur, Kerala, India – 680615.