Mentor Home Loans India Limited

Mentor Home Loans India Limited - financial services in Jaipur, Rajasthan, India. FY 2026 financials & compliance.
CIN U67120RJ1995PLC009580 Incorporated 24 February 1995 ROC Jaipur HQ Jaipur, Rajasthan, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2025
₹26.29 Cr
▼ 34% YoY
Net loss · FY 2025
₹43.74 Cr
Net margin -166.4%
EBITDA · FY 2025
-₹32.35 Cr
EBITDA margin -123.1%
Authorised capital
₹10 Cr
Registered with MCA
Paid-up capital
₹5.75 Cr
Issued & subscribed
Open charges
₹118 Cr
Satisfied ₹503.42 Cr
Company age
31 yrs
Est. 1995
Employees · EPFO
160
Provident fund records

About Mentor Home Loans India Limited

Data last updated:

Mentor Home Loans India Limited is a public limited company based in Jaipur, Rajasthan, India. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 24 February 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U67120RJ1995PLC009580. Its GSTIN is 08AABCM5385L1Z0 (Rajasthan). The company holds 5 GST registrations, all of them active.

The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹5.75 Cr. It was formerly known as Mentor India Limited. It is led by directors including Pawan Kumar Goyal (Managing Director) and Basant Kumar Goyal.

Its last annual general meeting (AGM) was held on 28 December 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Mentor House Govind Marg Sethi Colony, Jaipur, Rajasthan, India – 302004.

As per the financials filed for FY 2025, the company reported a revenue of ₹26.29 Cr, a decline of 34% compared to the previous year. For the same year it recorded a net loss of ₹43.74 Cr (net margin -166.4%) and EBITDA of -₹32.35 Cr (EBITDA margin -123.1%). Revenue has declined at a compounded annual rate (CAGR) of 29% over three years and 23% over five years.

The company has about 160 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.

The company is associated with 2 brands: Maitrii Loans and Mentor Home Loans India. As per MCA filings, the company has open charges of ₹118 Cr and satisfied charges of ₹503.42 Cr on record. Court records list 2,739 cases involving the company, including 2,472 filed by the company and 267 filed against it; 1,067 cases are pending. The company has 11 deals on record (5 funding rounds, 5 secondary share transfers, 1 rights issue), with disclosed funding of ₹12.25 Cr; the latest was in March 2020. The company has 1 MSME Form 1 return on record for the period ending Mar 2024, listing 1 overdue payment to 1 micro and small supplier.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website mentorloans.co.in.

Company details

CIN U67120RJ1995PLC009580
Registration Number 009580
Incorporation Date 24 February 1995
ROC Jaipur
Listing Status Unlisted
Company Status Active
Date of Last AGM 28 December 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant

Contact details

Mentor Home Loans India Limited's registered office is in Jaipur, Rajasthan. Its website is mentorloans.co.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    Mentor House Govind Marg Sethi Colony, Jaipur, Rajasthan, India – 302004
  • Industry
    Financial Services, Housing Finance Companies

To see the full contact details of Mentor Home Loans India Limited, buy the company report.

Comprehensive company report
Mentor Home Loans India Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Mentor Home Loans India operates two associated brands: Maitrii Loans and Mentor Home Loans India. Each brand links to its own profile.

BrandDescriptionWebsite
Maitrii Loans offers vehicle financing services in Rajasthan.mentorindiagroup.com
Home, mortgage, and other loan services are provided in India.mentorloans.co.in

Business activity

The main business activity of Mentor Home Loans India is financial and insurance service. In detail, this covers financial and credit leasing activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK5Financial and Credit leasing activities

To see the full business activity and turnover split of Mentor Home Loans India Limited, buy the company report.

Financials of Mentor Home Loans India Limited

FY 2024 filings available

Mentor Home Loans India Limited reported revenue of ₹26.29 Cr (down 34% YoY) for FY 2025.

Revenue · FY 2025
₹26.29 Cr ▼ 34%
Net loss · FY 2025
₹43.74 Cr margin -166.4%
EBITDA · FY 2025
-₹32.35 Cr margin -123.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 34%
3 years · compounded
▼ 29%
5 years · compounded
▼ 23%
EBITDA CAGR growth
1 year
▼ 262%
3 years · compounded
▼ 37%
5 years · compounded
▼ 19%

Revenue has declined at a compounded annual rate (CAGR) of 23% over five years, including a 34% fall in the latest year. EBITDA fell 262% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹32.35 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹43.74 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-123.1%
Net Profit Margin-166.4%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Mentor Home Loans India Limited, buy the company report.

Board of directors of Mentor Home Loans India Limited

Mentor Home Loans India has 6 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Sanjay AgarwalAdditional Director03 Mar 200422 Years 8 MonthsCurrent
Basant Kumar GoyalDirector01 Aug 200620 Years 3 MonthsCurrent
Pawan Kumar GoyalManaging Director30 Sep 200521 Years 1 MonthsCurrent
Girdhari Lal GoyalDirector01 Aug 200620 Years 3 MonthsCurrent
Mohan Lal BhargavaDirector08 Jun 201610 Years 4 MonthsCurrent
Ram Ratan AgarwalAdditional Director04 Aug 200521 Years 2 MonthsCurrent

Auditor

Mentor Home Loans India Limited is audited by AGARWAL JAIN & GUPTA for the financial year 2023.

Auditor firmFinancial yearFirm registration number
AGARWAL JAIN & GUPTAFY 2023013538C

Shareholding

The shareholding of Mentor Home Loans India Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2021FY 2020FY 2019FY 2018
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Mentor Home Loans India Limited, buy the company report.

Charges & borrowings

Open charges
₹118 Cr
Satisfied charges
₹503.42 Cr
Breakdown by lending institutions
Others₹117.80 Cr
Hdfc Bank Limited₹0.20 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
12 Dec 2025101203724Others₹2.7 CrOpen
09 Oct 2024100996517Others₹3 CrOpen
22 May 2024100939378Others₹2 CrOpen
21 Jul 2023100761045Others₹9.04 CrOpen
06 Jun 2022100588670Hdfc Bank Limited₹20.08 LakhOpen

To see the full charge records of Mentor Home Loans India Limited, buy the company report.

Total charge records: 72 View all charges

Deals & funding

Mentor Home Loans India Limited has 11 deals on record (5 funding rounds, 5 secondary share transfers, 1 rights issue), with disclosed funding of ₹12.25 Cr; the latest was in March 2020.

Total deals
11
Funding rounds
5
Secondary share transfers
5
Rights issue
1
Disclosed funding
₹12.25 Cr

Deals on record (5 of 11)

WhenDealAmountParties
Mar 2017Funding round₹5 CrInvestors: Indianivesh Capitals Limited , 3 individuals
Mar 2016Funding round₹5 CrInvestors: Mentor Alliance (India) Private Limited , A D Pareek & Sons, 2 individuals
Feb 2013Funding round₹75 LakhInvestors: Mentor Alliance (India) Private Limited
Sep 2010Funding round₹1 CrInvestors: Mentor Alliance (India) Private Limited
Mar 2007Funding round₹50 LakhInvestors: Mentor Alliance (India) Private Limited

To see the full deal history of Mentor Home Loans India Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Mentor Home Loans India Limited was last rated by Care on 07 Mar 2022.

Rating agencyRated onRating
Care07 Mar 2022

To see the full credit ratings and regulatory alerts of Mentor Home Loans India Limited, buy the company report.

MSME payment delays

Mentor Home Loans India Limited has 1 MSME Form 1 return on record for the period ending Mar 2024, listing 1 overdue payment to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.

Suppliers with reported dues (1 of 1)

SupplierAmount dueDue sinceReported on
V. M. & Associates

To see the full MSME payment records of Mentor Home Loans India Limited, buy the company report.

Individuals and sole proprietors among the suppliers are not named.

Group structure & subsidiaries

Mentor Home Loans India has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

1
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Mentor FoundationU85300RJ2021NPL076917

To see the full group structure of Mentor Home Loans India Limited, buy the company report.

Employees & EPFO

Mentor Home Loans India Limited has a workforce of 160 employees on its EPFO records as of Apr 06, 2024, across 1 active EPFO establishment.

Employee count
160
Active EPFO establishments
1
Employee growth
-16.67%

GST

Mentor Home Loans India has 5 GST registrations: 5 active. The first 4 active GSTINs are listed below.

Total GSTINs
5
Active
5
GSTINStateStatusRegistered on
08AABCM5385L1Z0RajasthanActive01 Jul 2017
08AABCM5385L2ZZRajasthanActive01 Apr 2025
23AABCM5385L1Z8Madhya PradeshActive23 Aug 2017
24AABCM5385L1Z6GujaratActive24 Nov 2017

To see the full GST registrations and return filing status of Mentor Home Loans India Limited, buy the company report.

Recent activity

Mentor Home Loans India Limited has 13 board changes on record since 2004: 6 appointments and 7 cessations. The latest: Ram Ratan Agarwal ceased to be Director on 31 Mar 2020.

Charges
A charge with Others amounted to Rs. 2.70 Cr with Charge ID 101203724 was registered on 12 Dec 2025.
Charges
A charge registered on 05 May 2016 via Charge ID 100039553 with Others was fully satisfied on 27 Oct 2025.
Charges
A charge registered on 30 Sep 2019 via Charge ID 100297187 with Others was fully satisfied on 09 Oct 2025.
Charges
A charge registered on 25 Jul 2018 via Charge ID 100196086 with Others was fully satisfied on 10 Sep 2025.
Charges
A charge registered on 09 Jul 2018 via Charge ID 100192225 with Others was fully satisfied on 05 Aug 2025.
Charges
A charge registered on 27 Sep 2017 via Charge ID 100125468 with Others was fully satisfied on 04 Jul 2025.
Charges
A charge registered on 05 Sep 2006 via Charge ID 10020081 with Oriental Bank Of Commerce was fully satisfied on 04 Jul 2025.
Charges
A charge registered on 13 Mar 2020 via Charge ID 100330825 with Others was fully satisfied on 29 Apr 2025.
Charges
A charge registered on 26 May 2020 via Charge ID 100340319 with Others was fully satisfied on 21 Apr 2025.
Charges
A charge registered on 12 Jul 2023 via Charge ID 100757440 with Others was fully satisfied on 15 Apr 2025.
Charges
A charge registered on 22 Mar 2018 via Charge ID 100173297 with Others was fully satisfied on 05 Feb 2025.
AGM
Mentor Home Loans India Limited last Annual general meeting of members was held on 28 Dec 2024 as per latest MCA records.

142 earlier events are in the company report.

Frequently asked questions

Mentor Home Loans India is an active public limited company based in Jaipur, Rajasthan, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 24 February 1995 (31+ years old) and is registered under CIN U67120RJ1995PLC009580.

Mentor Home Loans India has 6 current directors:

The latest financial statements of Mentor Home Loans India on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 28 December 2024. Year-wise statements from 2015 are in the company report.

The GSTIN of Mentor Home Loans India is 08AABCM5385L1Z0, registered in Rajasthan. The company has 5 GST registrations in all, of which 5 are active. Other active GSTINs include 08AABCM5385L2ZZ (Rajasthan), 23AABCM5385L1Z8 (Madhya Pradesh), 24AABCM5385L1Z6 (Gujarat).

The CIN (Corporate Identification Number) of Mentor Home Loans India is U67120RJ1995PLC009580. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Mentor Home Loans India has 2,739 court cases on record: 2,472 filed by the company and 267 filed against it. 1,067 are pending. Most are in the district courts.

Mentor Home Loans India was incorporated on 24 February 1995, making it 31+ years old. It is registered with the Registrar of Companies, Jaipur.

Mentor Home Loans India has 11 deals on record (5 funding rounds, 5 secondary share transfers, 1 rights issue), with disclosed funding of ₹12.25 Cr; the latest was in March 2020.

Ram Ratan Agarwal ceased to be Director on 31 Mar 2020. Sanjay Agarwal ceased to be Director on 31 Mar 2020. Girdhari Lal Goyal ceased to be Whole-Time Director on 28 Jun 2018. Mentor Home Loans India has 13 board changes on record in total.

Mentor Home Loans India has 1 MSME Form 1 return on record for the period ending Mar 2024, listing 1 overdue payment to 1 micro and small supplier. The latest return was filed on 26 Apr 2024.

Mentor Home Loans India can be reached through the website mentorloans.co.in. Its registered office is in Jaipur, Rajasthan, India.