Microbe Banking Solutions Limited
About Microbe Banking Solutions Limited
Data last updated:
Microbe Banking Solutions Limited is a public limited company based in Patna, Bihar, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 18 August 2009 and has been in existence for over 17 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U74990BR2009PLC014769. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹5 Lakh. It was formerly known as Microbe Banking Solution Limited. It is led by directors including Sampurnanand Singh (Managing Director) and Indu Singh.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at 12 Panchbati Apartment Punichak, Patna, Bihar, India – 800023.
As per the financials filed for FY 2020, the company reported a revenue of ₹77.3 Lakh, a decline of 59% compared to the previous year. For the same year it recorded a net profit of ₹1.95 Lakh (net margin 2.5%) and EBITDA of ₹4.81 Lakh (EBITDA margin 6.2%). Revenue has declined at a compounded annual rate (CAGR) of 27% over three years and 12% over five years.
As per MCA filings, the company has open charges of ₹35 Lakh on record. Court records list 3 cases involving the company, including 2 filed by the company and 1 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address12 Panchbati Apartment Punichak, Patna, Bihar, India – 800023
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Microbe Banking Solutions Limited
The main business activity of Microbe Banking Solutions is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Microbe Banking Solutions Limited FY 2020 filings available
Microbe Banking Solutions Limited reported revenue of ₹77.3 Lakh (down 59% YoY) for FY 2020.
Compounded Annual Growth Rate (CAGR) of Microbe Banking Solutions Limited
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 59% fall in the latest year. EBITDA fell 48% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Microbe Banking Solutions Limited
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹77.3 Lakh | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹4.81 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.95 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Microbe Banking Solutions Limited
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 6.2% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 2.5% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Microbe Banking Solutions are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Microbe Banking Solutions Limited
Microbe Banking Solutions Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mata Wealth Private Limited | ₹77.66 Lakh (FY 2025) | •••• | •••• | 48.0% | •••• | Mumbai, Maharashtra, India |
| Eminent Sales Private Limited | ₹77.62 Lakh (FY 2025) | •••• | •••• | 21.0% | •••• | Kolkata, West Bengal, India |
| Newleaf Global Private Limited | ₹77.51 Lakh (FY 2024) | •••• | •••• | 4270.0% | •••• | Umbergaon, Gujarat, India |
| Chintamani Securities Private Limited | ₹77.43 Lakh (FY 2025) | •••• | •••• | 24.0% | •••• | Mumbai, Maharashtra, India |
| Cruzr Cars Private Limited | ₹77.4 Lakh (FY 2025) | •••• | •••• | 359.0% | •••• | Mumbai, Maharashtra, India |
| Microbe Banking Solutions Limited this company | ₹77.3 Lakh (FY 2020) | •••• | •••• | -59.0% | •••• | Patna, Bihar, India |
| Amrita Builders and Developers Pvt. Ltd. | ₹77.23 Lakh (FY 2025) | •••• | •••• | 134.0% | •••• | Bhubaneswar, Odisha, India |
| Widespread Media Private Limited | ₹77.07 Lakh (FY 2025) | •••• | •••• | 12746.0% | •••• | New Delhi, Delhi, India |
| Dhanlabh Capital Services LLP | ₹77.07 Lakh (FY 2023) | •••• | •••• | 42.0% | •••• | New Delhi, Delhi, India |
| Fin Wealth Financial Services Private Limited | ₹77 Lakh (FY 2025) | •••• | •••• | -46.0% | •••• | Mumbai, Maharashtra, India |
| Sree Malathi Chit Fund Private Limited | ₹76.99 Lakh (FY 2024) | •••• | •••• | 12.0% | •••• | Theni, Madurai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Microbe Banking Solutions by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Microbe Banking Solutions Limited
Microbe Banking Solutions Limited is audited by PANKAJ KUMAR MISHRA & ASSOCIATES for the financial year 2020.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| PANKAJ KUMAR MISHRA & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Microbe Banking Solutions Limited
Microbe Banking Solutions has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sampurnanand Singh | Managing Director | 15 Jul 2012 | 14 Years 2 Months | Current |
| Indu Singh | Director | 18 Aug 2009 | 17 Years 1 Months | Current |
| Brahmanand Singh | Director | 27 Jun 2014 | 12 Years 3 Months | Current |
Ownership and Shareholding of Microbe Banking Solutions Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Microbe Banking Solutions Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 15 May 2015 | Others | ₹35 Lakh | Open |
Total charge records: 1 View all charges
Legal Cases of Microbe Banking Solutions Limited
Microbe Banking Solutions Limited has 3 court cases on record: 2 filed by Microbe Banking Solutions, 1 filed against it. 2 cases are pending and 1 is disposed. Status as checked between 21 Sep 2026 and 01 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 2 | 0 | 1 |
| District courts | 1 | 1 | 1 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Patna High Court | Court case (CWJC) | Filed by the company against Patna Municipal Corporation | Pending |
| District court, Patna, Bihar | Court case (Cr. Case Complaint (P)) | Filed against the company by an individual | Pending |
| Patna High Court | Court case (CR. WJC) | Filed by the company against Patna Municipal Corporation | Disposed |
Full case history
All 3 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Microbe Banking Solutions Limited
Employment history and EPFO contributions of people linked to Microbe Banking Solutions.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Microbe Banking Solutions Limited
Microbe Banking Solutions Limited has 5 board changes on record since 2009: 3 appointments and 2 cessations. The latest: Prem Mohan Singh ceased to be Director on 11 Jul 2014.
Credit Ratings, Litigation & Regulatory Alerts for Microbe Banking Solutions Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Microbe Banking Solutions Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Microbe Banking Solutions Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Microbe Banking Solutions Limited
Microbe Banking Solutions has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Microbe Banking Solutions Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Microbe Banking Solutions Limited
Microbe Banking Solutions is an active public limited company based in Patna, Bihar, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 18 August 2009 (17+ years old) and is registered under CIN U74990BR2009PLC014769.
Microbe Banking Solutions reported revenue of ₹77.3 Lakh for FY 2020 (down 59% YoY).
Microbe Banking Solutions has 3 current directors:
- Sampurnanand Singh - Managing Director
- Indu Singh - Director
- Brahmanand Singh - Director
Microbe Banking Solutions reported a net profit of ₹1.95 Lakh (net margin 2.5%) and EBITDA of ₹4.81 Lakh (EBITDA margin 6.2%) for FY 2020, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Microbe Banking Solutions is -27% over three years and -12% over five years. In the latest year (FY 2020) revenue fell 59%. CAGR is the steady yearly rate that links the first and the last year.
No. Microbe Banking Solutions has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Microbe Banking Solutions is U74990BR2009PLC014769. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Microbe Banking Solutions has 3 court cases on record: 2 filed by the company and 1 filed against it. 2 are pending. Most are in the high courts.
Microbe Banking Solutions was incorporated on 18 August 2009, making it 17+ years old. It is registered with the Registrar of Companies, Patna.
The peers of Microbe Banking Solutions by revenue are Mata Wealth Private Limited, Eminent Sales Private Limited, Newleaf Global Private Limited, Chintamani Securities Private Limited, Cruzr Cars Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Prem Mohan Singh ceased to be Director on 11 Jul 2014. Brahmanand Singh was appointed as Director on 27 Jun 2014. Brahmanand Singh ceased to be Director on 28 May 2013. Microbe Banking Solutions has 5 board changes on record in total.