Microchip Fintech Services Private Limited
About Microchip Fintech Services Private Limited
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Microchip Fintech Services Private Limited is a private limited company based in Tiruchy, Tamil Nadu, India. It operates in the electronics retail and distribution segment of the consumer electronics and durables sector. It was incorporated on 06 May 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U93090TN2019PTC129119.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Gnanadurai Michael Rajadurai (Managing Director) and Lavanya Rajadurai Michael.
Its last annual general meeting (AGM) was held on 28 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Pl.A.Complex 3rd Floor No.10 C Alexandria Road Cantonment, Tiruchy, Tamil Nadu, India – 620001.
As per the financials filed for FY 2025, the company reported a revenue of ₹19.87 Lakh, a growth of 15% compared to the previous year. For the same year it recorded a net profit of ₹2.14 Lakh (net margin 10.8%) and EBITDA of ₹5.14 Lakh (EBITDA margin 25.9%). Revenue has declined at a compounded annual rate (CAGR) of 12% over three years and 5% over five years.
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- Registered AddressPl.A.Complex 3rd Floor No.10 C Alexandria Road Cantonment, Tiruchy, Tamil Nadu, India – 620001
- IndustryConsumer Electronics & Durables, Electronic Appliances Retail & Distribution
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Microchip Fintech Services Private Limited
The main business activity of Microchip Fintech Services is trade. In detail, this covers retail trading.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| G | Trade | G2 | Retail Trading | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Microchip Fintech Services Private Limited FY 2024 filings available
Microchip Fintech Services Private Limited reported revenue of ₹19.87 Lakh (up 15% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Microchip Fintech Services Private Limited
Revenue rose 15% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 5%. EBITDA rose 163% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Microchip Fintech Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹5.14 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹2.14 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Microchip Fintech Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 25.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 10.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Microchip Fintech Services are in the company report.
Financial statements from FY 2020
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Microchip Fintech Services Private Limited
Microchip Fintech Services Private Limited is compared with the companies closest to it by revenue in the Information Technology industry (Fintech, IT Products Retail and Distribution). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Chartered Fintech Private Limited | •••• | •••• | •••• | •••• | - | Rajkot, Gujarat, India |
| SND Netsol Private Limited | •••• | •••• | •••• | •••• | - | Chinglepet, Tamil Nadu, India |
| Kivis Fintech Private Limited | •••• | •••• | •••• | •••• | - | Sangli, Maharashtra, India |
| RSG Software Services Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
| Foreinfo Technologies Private Limited | •••• | •••• | •••• | •••• | - | Secunderabad, Telangana, India |
| Microchip Fintech Services Private Limited this company | •••• | •••• | •••• | •••• | - | Tiruchy, Tamil Nadu, India |
| Kinders Infotech Solutions Private Limited | •••• | •••• | •••• | •••• | - | Saltlake, West Bengal, India |
| Ultravision Network Services (OPC) Private Limited | •••• | •••• | •••• | •••• | - | Meerut, Uttar Pradesh, India |
| Awon Semiconductors Private Limited | •••• | •••• | •••• | •••• | - | Tirumalagiri, Telangana, India |
| Legend IT Solutions Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
| Shaun Fintech Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Microchip Fintech Services by revenue in the Information Technology industry (Fintech, IT Products Retail and Distribution), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Board of Directors of Microchip Fintech Services Private Limited
Microchip Fintech Services has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gnanadurai Michael Rajadurai Also directs: Aishalaya Properties Private Limited, Aishalaya Ventures Private Limited, Aishalaya Realtors Private Limited and 1 more | Managing Director | 06 May 2019 | 7 Years 5 Months | Current |
| Lavanya Rajadurai Michael Also directs: Aishalaya Realtors Private Limited | Director | 29 Dec 2021 | 4 Years 9 Months | Current |
Charges & Borrowings of Microchip Fintech Services Private Limited
Microchip Fintech Services Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Microchip Fintech Services Private Limited
Employment history and EPFO contributions of people linked to Microchip Fintech Services.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Microchip Fintech Services Private Limited
Microchip Fintech Services Private Limited has 4 board changes on record since 2019: 2 appointments and 2 cessations. The latest: Lavanya Rajadurai Michael ceased to be Additional Director on 29 Sep 2022.
Credit Ratings, Litigation & Regulatory Alerts for Microchip Fintech Services Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Microchip Fintech Services Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Microchip Fintech Services Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Microchip Fintech Services Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Microchip Fintech Services Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Microchip Fintech Services Private Limited
Microchip Fintech Services is an active private limited company based in Tiruchy, Tamil Nadu, India. The company works in electronic appliances retail and distribution, within the consumer electronics and durables industry. It was incorporated on 06 May 2019 (7+ years old) and is registered under CIN U93090TN2019PTC129119.
Microchip Fintech Services reported revenue of ₹19.87 Lakh for FY 2025 (up 15% YoY).
Microchip Fintech Services has 2 current directors:
- Gnanadurai Michael Rajadurai - Managing Director
- Lavanya Rajadurai Michael - Director
Microchip Fintech Services reported a net profit of ₹2.14 Lakh (net margin 10.8%) and EBITDA of ₹5.14 Lakh (EBITDA margin 25.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Microchip Fintech Services is -12% over three years and -5% over five years. In the latest year (FY 2025) revenue rose 15%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Microchip Fintech Services is U93090TN2019PTC129119. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Microchip Fintech Services was incorporated on 06 May 2019, making it 7+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Microchip Fintech Services by revenue are Chartered Fintech Private Limited, SND Netsol Private Limited, Kivis Fintech Private Limited, RSG Software Services Private Limited, Foreinfo Technologies Private Limited and 5 more, all in the Information Technology industry (Fintech, IT Products Retail and Distribution).
Lavanya Rajadurai Michael ceased to be Additional Director on 29 Sep 2022. Kumarappillai Saravanan ceased to be Director on 01 Jan 2022. Lavanya Rajadurai Michael was appointed as Director on 29 Dec 2021. Microchip Fintech Services has 4 board changes on record in total.
The registered office of Microchip Fintech Services is at Pl.A.Complex 3rd Floor No.10 C Alexandria Road Cantonment, Tiruchy, Tamil Nadu, India – 620001.
Microchip Fintech Services has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh.