MJK Chits Private Limited
About MJK Chits Private Limited
Data last updated:
MJK Chits Private Limited is a private limited company based in Pathanamthitta, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 05 February 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC033242.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Wilson Kaleeckal Mammen (Managing Director) and Johnson Koshy Mammen (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 6 Kaleeckal 7 Mekozhoor Po Mylapra, Pathanamthitta, Kerala, India – 689678.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.23 Lakh, a decline of 35% compared to the previous year. For the same year it recorded a net loss of ₹5.72 Lakh (net margin -79.1%) and EBITDA of -₹5.72 Lakh (EBITDA margin -79.1%). Revenue has declined at a compounded annual rate (CAGR) of 14% over three years and 16% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address6 Kaleeckal 7 Mekozhoor Po Mylapra, Pathanamthitta, Kerala, India – 689678
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of MJK Chits Private Limited
The main business activity of MJK Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of MJK Chits Private Limited FY 2025 filings available
MJK Chits Private Limited reported revenue of ₹7.23 Lakh (down 35% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of MJK Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 16% over five years, including a 35% fall in the latest year. EBITDA fell 318% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of MJK Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹5.72 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹5.72 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of MJK Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -79.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -79.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of MJK Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of MJK Chits Private Limited
MJK Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Srinidhi Chit Funds Private Limited | ₹7.46 Lakh (FY 2024) | •••• | •••• | -44.0% | •••• | Hyderabad, Telangana, India |
| Naveen Chits Ranebennur Private Limited | ₹7.34 Lakh (FY 2023) | •••• | •••• | 990.0% | •••• | Ranebennr, Karnataka, India |
| Chilukuri Chits (India) Private Limited | ₹7.32 Lakh (FY 2025) | •••• | •••• | -84.0% | •••• | Visakhapatnam, Andhra Pradesh, India |
| Ahalia Nidhi Limited | ₹7.29 Lakh (FY 2022) | •••• | •••• | 4006.0% | •••• | Kaloor P O, Kerala, India |
| Varthakakshemam Kuries Private Limited | ₹7.26 Lakh (FY 2025) | •••• | •••• | -47.0% | •••• | Thrissur, Kerala, India |
| MJK Chits Private Limited this company | ₹7.23 Lakh (FY 2025) | •••• | •••• | -35.0% | •••• | Pathanamthitta, Kerala, India |
| Sri Parameswari Chit Promoters (Kadiri) Private Limited | ₹7.22 Lakh (FY 2019) | •••• | •••• | -35.0% | •••• | Kadiri, Andhra Pradesh, India |
| Arjun Vinimay Private Limited | ₹7.2 Lakh (FY 2025) | •••• | •••• | 6.0% | •••• | Kolkata, West Bengal, India |
| Krown Kumarappa Nidhi Limited | ₹7.2 Lakh (FY 2024) | •••• | •••• | 5052.0% | •••• | Madurai, Tamil Nadu, India |
| Manghalam Chit Funds Private Limited | ₹7.16 Lakh (FY 2025) | •••• | •••• | 2.0% | •••• | Hyderabad, Telangana, India |
| Muthoot Synergy Nidhi Limited | ₹7.15 Lakh (FY 2024) | •••• | •••• | 11.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below MJK Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of MJK Chits Private Limited
MJK Chits Private Limited is audited by CHERIAN THOMAS & CO for the financial year 2016.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| CHERIAN THOMAS & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of MJK Chits Private Limited
MJK Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Johnson Koshy Mammen | Whole-Time Director | 05 Feb 2013 | 13 Years 8 Months | Current |
| Wilson Kaleeckal Mammen | Managing Director | 05 Feb 2013 | 13 Years 8 Months | Current |
Ownership and Shareholding of MJK Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of MJK Chits Private Limited
MJK Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at MJK Chits Private Limited
Employment history and EPFO contributions of people linked to MJK Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on MJK Chits Private Limited
MJK Chits Private Limited has 3 board changes on record since 2013: 2 appointments and 1 cessation. The latest: Johnson Koshy Mammen ceased to be Director on 01 Apr 2020.
Credit Ratings, Litigation & Regulatory Alerts for MJK Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by MJK Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of MJK Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of MJK Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of MJK Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about MJK Chits Private Limited
MJK Chits is an active private limited company based in Pathanamthitta, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 05 February 2013 (13+ years old) and is registered under CIN U65992KL2013PTC033242.
MJK Chits reported revenue of ₹7.23 Lakh for FY 2025 (down 35% YoY).
MJK Chits has 2 current directors:
- Wilson Kaleeckal Mammen - Managing Director
- Johnson Koshy Mammen - Whole-Time Director
MJK Chits reported a net loss of ₹5.72 Lakh (net margin -79.1%) and EBITDA of -₹5.72 Lakh (EBITDA margin -79.1%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of MJK Chits is 14% over three years and -16% over five years. In the latest year (FY 2025) revenue fell 35%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of MJK Chits is U65992KL2013PTC033242. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
MJK Chits was incorporated on 05 February 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of MJK Chits by revenue are Srinidhi Chit Funds Private Limited, Naveen Chits Ranebennur Private Limited, Chilukuri Chits (India) Private Limited, Ahalia Nidhi Limited, Varthakakshemam Kuries Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Johnson Koshy Mammen ceased to be Director on 01 Apr 2020. Johnson Koshy Mammen was appointed as Whole-Time Director on 05 Feb 2013. Wilson Kaleeckal Mammen was appointed as Managing Director on 05 Feb 2013.
The registered office of MJK Chits is at 6 Kaleeckal 7 Mekozhoor Po Mylapra, Pathanamthitta, Kerala, India – 689678.
MJK Chits has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh.