Mny Chits Private Limited
About Mny Chits Private Limited
Data last updated:
Mny Chits Private Limited is a private limited company based in Sonipat, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 December 2007 and has been in existence for over 19 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74120HR2007PTC037484. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1.02 Lakh. It is led by directors including Yogi Raj and Archana Girdhar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sonipat, Haryana.
As per the financials filed for FY 2024, the company reported a revenue of ₹24.41 Lakh, a decline of 11% compared to the previous year. For the same year it recorded a net profit of ₹75,656 (net margin 3.1%) and EBITDA of ₹3.57 Lakh (EBITDA margin 14.6%). Revenue has declined at a compounded annual rate (CAGR) of 9% over three years and 2% over five years.
Court records list 15 cases involving the company, including 15 filed by the company; 5 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressHouse No 383, Seta – 12 Sonepat, Sonipat, Haryana, India – 131001
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Mny Chits Private Limited
The main business activity of Mny Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Mny Chits Private Limited FY 2025 filings available
Mny Chits Private Limited reported revenue of ₹24.41 Lakh (down 11% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Mny Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 2% over five years, including a 11% fall in the latest year. EBITDA fell 30% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Mny Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.57 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹75,656 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Mny Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 14.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 3.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Mny Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Mny Chits Private Limited
Mny Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ajinkya Kuries Private Limited | ₹24.78 Lakh (FY 2025) | •••• | •••• | 32.0% | •••• | Pune, Maharashtra, India |
| Bharati Maind Urban Multiple Nidhi Limited | ₹24.69 Lakh (FY 2024) | •••• | •••• | -16.0% | •••• | Pusad, Maharashtra, India |
| Janani Mithra Nidhi Limited | ₹24.67 Lakh (FY 2022) | •••• | •••• | •••• | Shornur, Kerala, India | |
| Raghavans Chit Funds Private Limited | ₹24.59 Lakh (FY 2025) | •••• | •••• | 4.0% | •••• | Coimbatore, Tamil Nadu, India |
| Maharaja Chit Funds Private Limited | ₹24.42 Lakh (FY 2022) | •••• | •••• | 9.0% | •••• | Manachanalloor, Tamil Nadu, India |
| Mny Chits Private Limited this company | ₹24.41 Lakh (FY 2024) | •••• | •••• | -11.0% | •••• | Sonipat, Haryana, India |
| DNS Chits Private Limited | ₹24.34 Lakh (FY 2025) | •••• | •••• | 231.0% | •••• | Bengaluru, Karnataka, India |
| Sri Sai Deva Chits Private Limited | ₹24.32 Lakh (FY 2025) | •••• | •••• | -7.0% | •••• | Mysore, Karnataka, India |
| Leh Aesthetics Enterprises Private Limited | ₹24.21 Lakh (FY 2024) | •••• | •••• | 30.0% | •••• | Kochi, Kerala, India |
| Harived Chits Private Limited | ₹24.11 Lakh (FY 2025) | •••• | •••• | 37.0% | •••• | Aurangabad, Maharashtra, India |
| Dhan Wealth Kuries Private Limited | ₹24 Lakh (FY 2024) | •••• | •••• | 3.0% | •••• | Thrissur, Kerala, India |
Peers are the five companies nearest above and the five nearest below Mny Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Mny Chits Private Limited
Mny Chits Private Limited is audited by S K SINDHWANI & CO for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S K SINDHWANI & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Mny Chits Private Limited
Mny Chits has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Yogi Raj | Director | 19 Dec 2007 | 18 Years 9 Months | Current |
| Archana Girdhar | Director | 15 Jul 2021 | 5 Years 2 Months | Current |
| Garvit Girdhar | Director | 08 Jul 2023 | 3 Years 3 Months | Current |
Ownership and Shareholding of Mny Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Mny Chits Private Limited
Mny Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Mny Chits Private Limited
Mny Chits Private Limited has 15 court cases on record: 15 filed by Mny Chits. 5 cases are pending and 10 are disposed. Status as checked between 30 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 15 | 0 | 5 |
Cases on record (5 of 15)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
Full case history
All 15 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Mny Chits Private Limited
Employment history and EPFO contributions of people linked to Mny Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Mny Chits Private Limited
Mny Chits Private Limited has 6 board changes on record since 2007: 3 appointments and 3 cessations. The latest: Garvit Girdhar ceased to be Additional Director on 29 Sep 2024.
Credit Ratings, Litigation & Regulatory Alerts for Mny Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Mny Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Mny Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Mny Chits Private Limited
Mny Chits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Mny Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Mny Chits Private Limited
Mny Chits is an active private limited company based in Sonipat, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 December 2007 (19+ years old) and is registered under CIN U74120HR2007PTC037484.
Mny Chits reported revenue of ₹24.41 Lakh for FY 2024 (down 11% YoY).
Mny Chits has 3 current directors:
- Yogi Raj - Director
- Archana Girdhar - Director
- Garvit Girdhar - Director
Mny Chits reported a net profit of ₹75,656 (net margin 3.1%) and EBITDA of ₹3.57 Lakh (EBITDA margin 14.6%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Mny Chits is -9% over three years and -2% over five years. In the latest year (FY 2024) revenue fell 11%. CAGR is the steady yearly rate that links the first and the last year.
No. Mny Chits has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Mny Chits is U74120HR2007PTC037484. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Mny Chits has 15 court cases on record: 15 filed by the company. 5 are pending.
Mny Chits was incorporated on 19 December 2007, making it 19+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Mny Chits by revenue are Ajinkya Kuries Private Limited, Bharati Maind Urban Multiple Nidhi Limited, Janani Mithra Nidhi Limited, Raghavans Chit Funds Private Limited, Maharaja Chit Funds Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Garvit Girdhar ceased to be Additional Director on 29 Sep 2024. Garvit Girdhar was appointed as Director on 08 Jul 2023. Nitin Malik ceased to be Director on 06 Jul 2023. Mny Chits has 6 board changes on record in total.