About Modern Credit Private Limited
Data last updated: 06 January 2026
Modern Credit Private Limited is a private limited company based in Delhi, Delhi, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 14 May 1996, the company has been in operation for over 30 years.
Registered with ROC Delhi under CIN U67120DL1996PTC078846.
Capital: an authorised share capital of ₹4 Cr and a paid-up capital of ₹3.66 Cr. Formerly known as Viru Fincap Pvt. Ltd. It is led by directors Rajiv Garg and Pranav Goel.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 708 7Th Floor Manjusha Building 57 Nehru Place South Delhi Near Place Mark, Et, Delhi, India – 110019.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.4 Cr, a decline of 20% compared to the previous year.
Its group structure includes 2 subsidiaries.
The company is associated with 1 brand - Capitalstreet.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website capitalstreet.in.
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Registered Address708 7Th Floor Manjusha Building 57 Nehru Place South Delhi Near Place Mark, Et, Delhi, India – 110019
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Modern Credit Private Limited
Modern Credit Private Limited operates one associated brand: CapitalStreet. These brands represent Modern Credit Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Financial services including loans for businesses, machinery, and personal needs in India. | capitalstreet.in |
Business Activity of Modern Credit Private Limited
Modern Credit Private Limited is engaged in the principal business activity of financial and insurance activities, with detailed activities including financial service activities, except insurance and pension funding.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding | Locked |
Business activity turnover details for Modern Credit Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Modern Credit Private Limited
Modern Credit Private Limited is audited by GARG ARUN & ASSOCIATES for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| GARG ARUN & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Modern Credit Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Modern Credit Private Limited
Modern Credit Private Limited is currently managed by 2 directors, with 12 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajiv Garg | Director | 25 Nov 2015 | 10 Years 8 Months | Current |
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Pranav Goel
Also directs:
Dhrupra Services Private Limited
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Director | 15 May 2021 | 5 Years 2 Months | Current |
Financials of Modern Credit Private Limited FY 2025 filings available
Modern Credit Private Limited reported revenue of ₹1.4 Cr (down 20.00% YoY) for FY 2025.
Ten-year financial statements for Modern Credit Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of Modern Credit Private Limited
Shareholding and ownership data for Modern Credit Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Group Structure of Modern Credit Private Limited
Modern Credit Private Limited has 2 subsidiary companies and 1 associated company. This group structure data is as of FY 2022. The corporate group structure reflects Modern Credit Private Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Pantec Devices Private Limited | U74899DL1990PTC041286 | Locked |
| Intec Worldwide Private Limited | U74899DL1995PTC064603 | Locked |
Showing major subsidiaries. Total: 2.
Charges & Borrowings Modern Credit Private Limited
Modern Credit Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Modern Credit Private Limited
View historical data on people associated with Modern Credit Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Modern Credit Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Modern Credit Private Limited
GST registrations and filing compliance for Modern Credit Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Modern Credit Private Limited
Credit ratings, litigation, and regulatory alerts for Modern Credit Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Modern Credit Private Limited
MSME payment history for Modern Credit Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Modern Credit Private Limited
Corporate group structure for Modern Credit Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Modern Credit Private Limited
MCA filings and documents for Modern Credit Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Modern Credit Private Limited
Frequently Asked Questions about Modern Credit Private Limited
Modern Credit Private Limited is an active private limited company in the financial services sector based in Delhi, Delhi, India. It was incorporated on 14 May 1996 (30+ years old) and is registered under CIN U67120DL1996PTC078846.
Modern Credit Private Limited reported revenue of ₹1.4 Cr for FY 2025 (down 20.00% YoY).
The current directors of Modern Credit Private Limited are:
- Rajiv Garg - Director
- Pranav Goel - Director
The primary industry of Modern Credit Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Modern Credit Private Limited can be reached at the registered office: 708 7Th Floor Manjusha Building 57 Nehru Place South Delhi Near Place Mark, Et, Delhi, India – 110019, or through the website capitalstreet.in.
The authorised capital is ₹4 Cr, and the paid-up capital is ₹3.66 Cr.