Monepeak Fintech Private Limited

Monepeak Fintech Private Limited - internet in Bangalore, Karnataka, India. FY 2026 financials & compliance.
CIN U72900KA2020PTC131963 Incorporated 24 January 2020 ROC Bangalore HQ Bangalore, Karnataka, India
Active Private Limited Company internet DPIIT Startup MSME · Micro
Data last updated
Revenue · FY 2024
₹5.75 Cr
▲ 63% YoY
Net loss · FY 2024
₹24.41 Cr
Net margin -424.3%
EBITDA · FY 2024
-₹24.11 Cr
EBITDA margin -419%
Authorised capital
₹1.7 Cr
Registered with MCA
Paid-up capital
₹1.56 Cr
Issued & subscribed
Company age
6 yrs
Est. 2020
Employees · EPFO
51
Provident fund records
Directors on board
3
As per MCA filings

About Monepeak Fintech Private Limited

Data last updated:

Monepeak Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 24 January 2020 and has been in existence for over 6 years.

The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72900KA2020PTC131963. Its GSTIN is 29AANCM2711J1Z8 (Karnataka).

The company has an authorised share capital of ₹1.7 Cr and a paid-up capital of ₹1.56 Cr. It is led by directors including Ajay Pandey and Ramakrishna Govindacharya Atmakuri.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No. 1614 7th Cross 1st Sector, Bangalore, Karnataka, India – 560102.

As per the financials filed for FY 2024, the company reported a revenue of ₹5.75 Cr, a growth of 63% compared to the previous year. For the same year it recorded a net loss of ₹24.41 Cr (net margin -424.3%) and EBITDA of -₹24.11 Cr (EBITDA margin -419%). Revenue has grown at a compounded annual rate (CAGR) of 678% over three years.

The company has about 51 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: Card91. The company has 9 deals on record (4 funding rounds, 4 secondary share transfers, 1 rights issue), with disclosed funding of ₹113.9 Cr; the latest was in May 2023. The company has 2 MSME Form 1 returns on record for the period ending Mar 2023, listing 2 overdue payments to 1 micro and small supplier.

Monepeak Fintech Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0075530). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website card91.io.

Company details

CIN U72900KA2020PTC131963
Registration Number 131963
Incorporation Date 24 January 2020
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-KR-03-0075530

Recognitions & Rankings of Monepeak Fintech

DPIIT recognised startup Government of India
Startup India
MSME (Udyam registered) Ministry of MSME
Category
Micro (2024-25)
Udyam number
UDYAM-KR-03-0075530

Contact details

Monepeak Fintech Private Limited's registered office is in Bangalore, Karnataka. Its website is card91.io. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
  • Social Media
  • Registered Address
    No. 1614 7th Cross 1st Sector, Bangalore, Karnataka, India – 560102
  • Industry
    Internet, Online Financial Services

To see the full contact details of Monepeak Fintech Private Limited, buy the company report.

Comprehensive company report
Monepeak Fintech Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Monepeak Fintech operates one associated brand: Card91. Each brand links to its own profile.

BrandDescriptionWebsite
Provider of payment infrastructure solutions for financial institutionscard91.io

Business activity

The main business activity of Monepeak Fintech is information and communication. In detail, this covers publishing of computer operating systems, system software, application software, games, etc..

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
JInformation and communicationJ2Publishing of computer operating systems, system software, application software, games, etc.

To see the full business activity and turnover split of Monepeak Fintech Private Limited, buy the company report.

Financials of Monepeak Fintech Private Limited

FY 2025 filings available

Monepeak Fintech Private Limited reported revenue of ₹5.75 Cr (up 63% YoY) for FY 2024.

Revenue · FY 2024
₹5.75 Cr ▲ 63%
Net loss · FY 2024
₹24.41 Cr margin -424.3%
EBITDA · FY 2024
-₹24.11 Cr margin -419%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 63%
3 years · compounded
▲ 678%
EBITDA CAGR growth
1 year
▲ 30%
3 years · compounded
▼ 162%

Revenue has grown at a compounded annual rate (CAGR) of 678% over three years, including 63% growth in the latest year. EBITDA rose 30% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹24.11 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹24.41 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin-419%
Net Profit Margin-424.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Monepeak Fintech Private Limited, buy the company report.

Board of directors of Monepeak Fintech Private Limited

Monepeak Fintech has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Ajay PandeyDirector25 Nov 20214 Years 11 MonthsCurrent
Ramakrishna Govindacharya AtmakuriDirector19 Apr 20233 Years 6 MonthsCurrent
Tanushree Akshay AgarwalDirector12 Sep 20233 Years 1 MonthsCurrent

Auditor

Monepeak Fintech Private Limited is audited by PRICE WATERHOUSE CHARTERED ACCOUNTANTS LLP for the financial year 2023.

Auditor firmFinancial yearFirm registration number
PRICE WATERHOUSE CHARTERED ACCOUNTANTS LLPFY 2023012754N/N500016

Shareholding

The shareholding of Monepeak Fintech Private Limited is on record for 3 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Monepeak Fintech Private Limited, buy the company report.

Deals & funding

Monepeak Fintech Private Limited has 9 deals on record (4 funding rounds, 4 secondary share transfers, 1 rights issue), with disclosed funding of ₹113.9 Cr; the latest was in May 2023.

Total deals
9
Funding rounds
4
Secondary share transfers
4
Rights issue
1
Disclosed funding
₹113.9 Cr

Deals on record (5 of 9)

WhenDealAmountParties
May 2023Secondary share transferUndisclosedSeller: an individual
Sep 2020Secondary share transferUndisclosedBuyer: LogX Ventures
Seller: an individual
Aug 2020Secondary share transferUndisclosedBuyer: an individual
Seller: 3 individuals
Feb 2020Rights issue₹5 LakhInvestors: an individual
Feb 2020Secondary share transferUndisclosedBuyer: an individual
Seller: an individual

To see the full deal history of Monepeak Fintech Private Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

Monepeak Fintech Private Limited has 2 MSME Form 1 returns on record for the period ending Mar 2023, listing 2 overdue payments to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.

Suppliers with reported dues (1 of 1)

SupplierAmount dueDue sinceReported on
Bansi Office Solutions Private Limited

To see the full MSME payment records of Monepeak Fintech Private Limited, buy the company report.

Individuals and sole proprietors among the suppliers are not named.

Employees & EPFO

Monepeak Fintech Private Limited has a workforce of 51 employees on its EPFO records as of Apr 03, 2024, across 1 active EPFO establishment.

Employee count
51
Active EPFO establishments
1
Employee growth
-20.31%

GST

Monepeak Fintech has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
29AANCM2711J1Z8KarnatakaActive24 Jan 2020

To see the full GST registrations and return filing status of Monepeak Fintech Private Limited, buy the company report.

Recent activity

Monepeak Fintech Private Limited has 10 board changes on record since 2021: 4 appointments and 6 cessations. The latest: Ramakrishna Govindacharya Atmakuri ceased to be Additional Director on 28 Sep 2023.

AGM
Monepeak Fintech Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Monepeak Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Ceased
Ramakrishna Govindacharya Atmakuri ceased to be Additional Director.
Ceased
Tanushree Akshay Agarwal ceased to be Additional Director.
Appointed
Tanushree Akshay Agarwal was appointed as Director.
Appointed
Ramakrishna Govindacharya Atmakuri was appointed as Director.
Ceased
Kush Srivastava ceased to be Director.
Ceased
Vineet Saxena ceased to be Director.
Ceased
Rajiv Maliwal ceased to be Additional Director.
Ceased
Davesh Manocha ceased to be Director.
Appointed
Ajay Pandey was appointed as Director.
Appointed
Sugam Sarin was appointed as Director.

1 earlier event is in the company report.

Frequently asked questions

Monepeak Fintech is an active private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 24 January 2020 (6+ years old) and is registered under CIN U72900KA2020PTC131963.

Monepeak Fintech has 3 current directors:

The latest financial statements of Monepeak Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.

The GSTIN of Monepeak Fintech is 29AANCM2711J1Z8, registered in Karnataka.

The CIN (Corporate Identification Number) of Monepeak Fintech is U72900KA2020PTC131963. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Monepeak Fintech was incorporated on 24 January 2020, making it 6+ years old. It is registered with the Registrar of Companies, Bangalore.

Monepeak Fintech has 9 deals on record (4 funding rounds, 4 secondary share transfers, 1 rights issue), with disclosed funding of ₹113.9 Cr; the latest was in May 2023.

Ramakrishna Govindacharya Atmakuri ceased to be Additional Director on 28 Sep 2023. Tanushree Akshay Agarwal ceased to be Additional Director on 28 Sep 2023. Tanushree Akshay Agarwal was appointed as Director on 12 Sep 2023. Monepeak Fintech has 10 board changes on record in total.

Yes, Monepeak Fintech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).

Yes, Monepeak Fintech is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-03-0075530).

Monepeak Fintech has 2 MSME Form 1 returns on record for the period ending Mar 2023, listing 2 overdue payments to 1 micro and small supplier. The latest return was filed on 28 Aug 2023.