MSME (Udyam registered) Ministry of MSME
- Category
- Medium (2024-25)
- Udyam number
- UDYAM-DL-01-0012988
Moneywise Financial Services Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2026
₹188.94 Cr
▼ 15% YoY
Net profit · FY 2026
₹24.61 Cr
Net margin 13%
EBITDA · FY 2026
₹110.76 Cr
EBITDA margin 58.6%
Authorised capital
₹80 Cr
Registered with MCA
Paid-up capital
₹43.66 Cr
Issued & subscribed
Open charges
₹1,384.51 Cr
Satisfied ₹511.49 Cr
Company age
30 yrs
Est. 1996
Employees · EPFO
501
Provident fund records
About Moneywise Financial Services Private Limited
Data last updated:
Moneywise Financial Services Private Limited is a private limited company based in New Delhi, Delhi, India, a subsidiary of Smc Global Securities Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 22 March 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U51909DL1996PTC353582. Its GSTIN is 07AADCS7346H1Z6 (Delhi). The company holds 13 GST registrations, all of them active.
The company has an authorised share capital of ₹80 Cr and a paid-up capital of ₹43.66 Cr. It was formerly known as Sati Sales Pvt Ltd. It is led by directors including Hari Das Khunteta and Dinesh Kumar Sarraf.
Its last annual general meeting (AGM) was held on 10 June 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 11/6B 2nd Floor Shanti Chamber Pusa Road, New Delhi, Delhi, India – 110005.
As per the financials filed for FY 2026, the company reported a revenue of ₹188.94 Cr, a decline of 15% compared to the previous year. For the same year it recorded a net profit of ₹24.61 Cr (net margin 13%) and EBITDA of ₹110.76 Cr (EBITDA margin 58.6%). Revenue has grown at a compounded annual rate (CAGR) of 11% over three years and 18% over five years.
The company has about 501 employees on its provident fund (EPFO) records.
The company is associated with 3 brands: Moneywise Financial Services, SMC Finance and SMC. As per MCA filings, the company has open charges of ₹1,384.51 Cr and satisfied charges of ₹511.49 Cr on record. Court records list 5,015 cases involving the company, including 4,935 filed by the company and 80 filed against it; 2,971 cases are pending. The company has 12 deals on record (5 rights issues, 4 secondary share transfers, 2 funding rounds), with disclosed funding of ₹45 Cr; the latest was in June 2022.
Moneywise Financial Services Private Limited is registered as a medium enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-01-0012988). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website smcfinance.com.
Company details
CIN U51909DL1996PTC353582
Registration Number 353582
Incorporation Date 22 March 1996
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 10 June 2025
Date of Balance Sheet 31 March 2026
Parent Company Smc Global Securities Limited
Compliance Status Active Compliant
MSME Classification Medium
Udyam Registration UDYAM-DL-01-0012988
CIN history
Moneywise Financial Services has one previous CIN (Corporate Identification Number): U51909WB1996PTC078352. The current CIN is U51909DL1996PTC353582, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U51909DL1996PTC353582 | Current |
| U51909WB1996PTC078352 | Previous |
Recognitions & Rankings of Moneywise Financial Services
Contact details
Moneywise Financial Services Private Limited's registered office is in New Delhi, Delhi. Its website is smcfinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address11/6B 2nd Floor Shanti Chamber Pusa Road, New Delhi, Delhi, India – 110005
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Moneywise Financial Services Private Limited, buy the company report.
Comprehensive company report
Moneywise Financial Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Moneywise Financial Services operates multiple associated brands including Moneywise Financial Services, SMC Finance, and SMC. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides financial planning, wealth management, and investment services to clients. | moneywisefins.com | |
| SMC is recognized as a leading financial service provider in India. | smcindiaonline.com | |
| Financial services including loans and capital market financing in India. | smcfinance.com |
Business activity
The main business activities of Moneywise Financial Services are financial and insurance activities and support service to organizations. In detail, this covers activities auxiliary to financial service and insurance activities and other support services to organizations. 2 activity segments are registered with the MCA.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | |
| N | Support service to Organizations | N7 | Other support services to organizations |
To see the full business activity and turnover split of Moneywise Financial Services Private Limited, buy the company report.
Financials of Moneywise Financial Services Private Limited
FY 2026 filings availableMoneywise Financial Services Private Limited reported revenue of ₹188.94 Cr (down 15% YoY) for FY 2026.
Revenue · FY 2026
₹188.94 Cr ▼ 15%
Net profit · FY 2026
₹24.61 Cr margin 13%
EBITDA · FY 2026
₹110.76 Cr margin 58.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 15%
3 years · compounded
▲ 11%
5 years · compounded
▲ 18%
EBITDA CAGR growth
1 year
▼ 25%
3 years · compounded
▲ 8%
5 years · compounded
▲ 20%
Revenue fell 15% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 18%. EBITDA fell 25% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹188.94 Cr | ||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹110.76 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹24.61 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 58.6% | ||||
| Net Profit Margin | 13% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Moneywise Financial Services Private Limited, buy the company report.
Board of directors of Moneywise Financial Services Private Limited
Moneywise Financial Services has 6 current directors and 28 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hari Das Khunteta Also directs: Moneywise Financial Services Private Limited, Globe Fincap Limited., Globe Capital Market Limited and 1 more | Director | 05 Nov 2022 | 4 Years 0 Months | Current |
| Dinesh Kumar Sarraf | Director | 26 Mar 2024 | 2 Years 7 Months | Current |
| Pranay Aggarwal Also directs: SMC Global Securities Limited, Moneywise Financial Services Private Limited, Moneywise Finvest Limited and 1 more | Director | 22 Mar 2018 | 8 Years 7 Months | Current |
| Durga Prasad Also directs: Moneywise Financial Services Private Limited | Director | 26 Mar 2024 | 2 Years 7 Months | Current |
| Subhash Chand Aggarwal | Director | 16 Jul 2024 | 2 Years 3 Months | Current |
| Himanshu Gupta | Director | 01 Jan 2016 | 10 Years 10 Months | Current |
Auditor
Moneywise Financial Services Private Limited is audited by R Gopal & Associates for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R Gopal & Associates | FY 2026 | 000846C |
Shareholding
The shareholding of Moneywise Financial Services Private Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2025 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Moneywise Financial Services Private Limited, buy the company report.
Charges & borrowings
Open charges
₹1,384.51 Cr
Satisfied charges
₹511.49 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Dec 2025 | 101209592 | Others | ₹30 Cr | Open | |
| 16 Dec 2025 | 101209303 | Others | ₹25 Cr | Open | |
| 06 Dec 2025 | 101203129 | Hdfc Bank Limited | ₹35 Cr | Open | |
| 19 Nov 2025 | 101192186 | Others | ₹20 Cr | Open | |
| 30 Oct 2025 | 101181084 | Others | ₹10 Cr | Open |
To see the full charge records of Moneywise Financial Services Private Limited, buy the company report.
Total charge records: 93 View all charges
Deals & funding
Moneywise Financial Services Private Limited has 12 deals on record (5 rights issues, 4 secondary share transfers, 2 funding rounds), with disclosed funding of ₹45 Cr; the latest was in June 2022.
Total deals
12
Rights issues
5
Secondary share transfers
4
Funding rounds
2
Acquisition
1
Disclosed funding
₹45 Cr
Deals on record (5 of 12)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2022 | Secondary share transfer | Undisclosed | Buyer: SMC Global Securities Limited Seller: SMC Finvest Limited |
| Jun 2019 | Rights issue | ₹50 Cr | Investors: SMC Global Securities Limited |
| Mar 2018 | Secondary share transfer | Undisclosed | Buyer: SMC Finvest Limited Seller: SMC Global Securities Limited |
| Jun 2017 | Rights issue | ₹39.62 Cr | Investors: SMC Global Securities Limited |
| Aug 2016 | Rights issue | ₹25 Cr | Investors: SMC Global Securities Limited |
To see the full deal history of Moneywise Financial Services Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Moneywise Financial Services Private Limited has 5,015 court cases on record: 4,935 filed by Moneywise Financial Services, 80 filed against it. 2,971 cases are pending and 2,044 are disposed.
Total cases
5,015
Filed by the company
4,935
Filed against the company
80
Pending
2,971
Disposed
2,044
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 4,580 | 31 | 2,933 |
| High courts | 413 | 33 | 37 |
| NCLAT | 15 | 10 | 0 |
| Supreme Court | 6 | 5 | 1 |
| NCLT | 1 | 1 | 0 |
Cases on record (5 of 5,015)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case (4704-Transfer Petitions : Criminal Transfer Petition under Section 406 Code of Criminal Procedure, 1973/Section 446 of the Bharatiya Nagarik Suraksha Sanhita, 2023) | Filed against the company by individuals | Disposed |
| Supreme Court | Court case (4704-Transfer Petitions : Criminal Transfer Petition under Section 406 Code of Criminal Procedure, 1973/Section 446 of the Bharatiya Nagarik Suraksha Sanhita, 2023) | Filed against the company by individuals | Disposed |
| District court, West, Delhi | Court case (OMP (COMM.)) | Filed against the company by Prime Bizworld Pvt Ltd and Ors | Pending |
| District court, Central, Delhi | Court case (Ex.COMM - Award by Arb. Comm.) | Filed by the company against Prime Bizworld Pvt Ltd | Pending |
| District court, New Delhi, Delhi | Cheque dishonour complaint | Filed by the company against Dabas Security and Allied Services Pvt Ltd | Pending |
To see the full case history of Moneywise Financial Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Moneywise Financial Services Private Limited was last rated by Icra on 02 Dec 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Icra | 02 Dec 2021 |
To see the full credit ratings and regulatory alerts of Moneywise Financial Services Private Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Moneywise Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Moneywise Financial Services Private Limited has a workforce of 501 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Employee count
501
Active EPFO establishments
1
Employee growth
8.2%
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 501 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Moneywise Financial Services Private Limited, buy the company report.
GST
Moneywise Financial Services has 13 GST registrations: 13 active. The first 4 active GSTINs are listed below.
Total GSTINs
13
Active
13
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AADCS7346H1Z6 | Delhi | Active | 01 Jul 2017 |
| 07AADCS7346H2Z5 | Delhi | Active | 30 Sep 2021 |
| 07AADCS7346H3Z4 | Delhi | Active | 01 Apr 2025 |
| 06AADCS7346H1Z8 | Haryana | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Moneywise Financial Services Private Limited, buy the company report.
Recent activity
Moneywise Financial Services Private Limited has 30 board changes on record since 2008: 8 appointments and 22 cessations. The latest: Subhash Chand Aggarwal ceased to be Additional Director on 09 Jun 2025.
Filing
Moneywise Financial Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Delhi.
Charges
A charge with Others of Rs. 50.00 Cr registered on 25 Sep 2017 with Charge ID 100129015 was modified on 20 Jan 2026.
Charges
A charge registered on 30 Dec 2025 via Charge ID 101207978 with State Bank Of India was fully satisfied on 13 Jan 2026.
Charges
A charge with Others amounted to Rs. 30.00 Cr with Charge ID 101209592 was registered on 31 Dec 2025.
Charges
A charge with State Bank Of India amounted to Rs. 23.75 Cr with Charge ID 101207978 was registered on 30 Dec 2025.
Charges
A charge registered on 28 Dec 2023 via Charge ID 100838624 with Others was fully satisfied on 26 Dec 2025.
Charges
A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101209303 was registered on 16 Dec 2025.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 35.00 Cr with Charge ID 101203129 was registered on 06 Dec 2025.
Charges
A charge with Others amounted to Rs. 20.00 Cr with Charge ID 101192186 was registered on 19 Nov 2025.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101181084 was registered on 30 Oct 2025.
Charges
A charge registered on 28 Sep 2023 via Charge ID 100793239 with Others was fully satisfied on 18 Oct 2025.
Charges
A charge registered on 28 Sep 2022 via Charge ID 100609639 with Others was fully satisfied on 16 Oct 2025.
154 earlier events are in the company report.
Frequently asked questions
Moneywise Financial Services is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 22 March 1996 (30+ years old) and is registered under CIN U51909DL1996PTC353582.
Moneywise Financial Services has 6 current directors:
- Hari Das Khunteta - Director
- Dinesh Kumar Sarraf - Director
- Pranay Aggarwal - Director
- Durga Prasad - Director
- Subhash Chand Aggarwal - Director
- Himanshu Gupta - Director
The latest financial statements of Moneywise Financial Services on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 10 June 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Moneywise Financial Services is 07AADCS7346H1Z6, registered in Delhi. The company has 13 GST registrations in all, of which 13 are active. Other active GSTINs include 07AADCS7346H2Z5 (Delhi), 07AADCS7346H3Z4 (Delhi), 06AADCS7346H1Z8 (Haryana).
The CIN (Corporate Identification Number) of Moneywise Financial Services is U51909DL1996PTC353582. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Moneywise Financial Services has 5,015 court cases on record: 4,935 filed by the company and 80 filed against it. 2,971 are pending. Most are in the district courts.
Moneywise Financial Services was incorporated on 22 March 1996, making it 30+ years old. It is registered with the Registrar of Companies, Delhi.
Moneywise Financial Services has 12 deals on record (5 rights issues, 4 secondary share transfers, 2 funding rounds), with disclosed funding of ₹45 Cr; the latest was in June 2022.
Subhash Chand Aggarwal ceased to be Additional Director on 09 Jun 2025. Subhash Chand Aggarwal was appointed as Director on 16 Jul 2024. Dinesh Kumar Sarraf ceased to be Additional Director on 11 Jun 2024. Moneywise Financial Services has 30 board changes on record in total.
Yes, Moneywise Financial Services is registered as a medium enterprise under Udyam registration (number: UDYAM-DL-01-0012988).
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