Moral Capital Services Limited

Moral Capital Services Limited - financial services in Lucknow, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U67110UP2007PLC034163 Incorporated 19 November 2007 ROC Kanpur HQ Lucknow, Uttar Pradesh, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2025
₹35.06 Lakh
▼ 2% YoY
Net profit · FY 2025
₹62,402
Net margin 1.8%
EBITDA · FY 2025
₹16.41 Lakh
EBITDA margin 46.8%
Authorised capital
₹1.05 Cr
Registered with MCA
Paid-up capital
₹14.16 Lakh
Issued & subscribed
Open charges
₹4.87 Cr
Satisfied ₹1.58 Cr
Company age
19 yrs
Est. 2007
Directors on board
3
As per MCA filings

About Moral Capital Services Limited

Data last updated:

Moral Capital Services Limited is a public limited company based in Lucknow, Uttar Pradesh, India. It operates in the life insurance providers segment of the financial services sector. It was incorporated on 19 November 2007 and has been in existence for over 19 years.

The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U67110UP2007PLC034163.

The company has an authorised share capital of ₹1.05 Cr and a paid-up capital of ₹14.16 Lakh. It was formerly known as Moral Capital Services Private Limited. It is led by directors including Arun Kumar (Managing Director) and Ajay Kumar Sharma.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Royal Arcade 565 Ka – 94/2 Sneh Nagar Alambagh, Lucknow, Uttar Pradesh, India – 226005.

As per the financials filed for FY 2025, the company reported a revenue of ₹35.06 Lakh, a decline of 2% compared to the previous year. For the same year it recorded a net profit of ₹62,402 (net margin 1.8%) and EBITDA of ₹16.41 Lakh (EBITDA margin 46.8%). Revenue has declined at a compounded annual rate (CAGR) of 18% over three years and 9% over five years.

As per MCA filings, the company has open charges of ₹4.87 Cr and satisfied charges of ₹1.58 Cr on record. Court records list 1 case involving the company, including 1 filed by the company.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website moralgroup.org.

Company details

CIN U67110UP2007PLC034163
Registration Number 034163
Incorporation Date 19 November 2007
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

CIN history

Moral Capital Services has one previous CIN (Corporate Identification Number): U67110UP2007PTC034163. The current CIN is U67110UP2007PLC034163, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U67110UP2007PLC034163Current
U67110UP2007PTC034163Previous

Contact details

Moral Capital Services Limited's registered office is in Lucknow, Uttar Pradesh. Its website is moralgroup.org. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    Royal Arcade 565 Ka – 94/2 Sneh Nagar Alambagh, Lucknow, Uttar Pradesh, India – 226005
  • Industry
    Financial Services, Life Insurance Providers

To see the full contact details of Moral Capital Services Limited, buy the company report.

Comprehensive company report
Moral Capital Services Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Moral Capital Services is financial and insurance service. In detail, this covers life/non-life insurance and reinsurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK3Life/Non-life Insurance and Reinsurance activities

To see the full business activity and turnover split of Moral Capital Services Limited, buy the company report.

Financials of Moral Capital Services Limited

FY 2025 filings available

Moral Capital Services Limited reported revenue of ₹35.06 Lakh (down 2% YoY) for FY 2025.

Revenue · FY 2025
₹35.06 Lakh ▼ 2%
Net profit · FY 2025
₹62,402 margin 1.8%
EBITDA · FY 2025
₹16.41 Lakh margin 46.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 2%
3 years · compounded
▼ 18%
5 years · compounded
▼ 9%
EBITDA CAGR growth
1 year
▼ 12%
3 years · compounded
▼ 7%
5 years · compounded
▼ 6%

Revenue has declined at a compounded annual rate (CAGR) of 9% over five years, including a 2% fall in the latest year. EBITDA fell 12% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹16.41 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹62,402
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin46.8%
Net Profit Margin1.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Moral Capital Services Limited, buy the company report.

Board of directors of Moral Capital Services Limited

Moral Capital Services has 3 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Ajay Kumar SharmaDirector19 Dec 200916 Years 10 MonthsCurrent
Arun KumarManaging Director19 Jan 200818 Years 9 MonthsCurrent
Arvind KumarDirector15 Jun 20233 Years 4 MonthsCurrent

Auditor

Moral Capital Services Limited is audited by MANUJ JAIN & ASSOCIATES for the financial year 2017.

Auditor firmFinancial yearFirm registration number
MANUJ JAIN & ASSOCIATESFY 2017008890C

Shareholding

The shareholding of Moral Capital Services Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Moral Capital Services Limited, buy the company report.

Charges & borrowings

Open charges
₹4.87 Cr
Satisfied charges
₹1.58 Cr
Breakdown by lending institutions
India Infoline Housing Finance Limited₹1.88 Cr
Others₹1.68 Cr
Icici Bank Limited₹1.31 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
10 Aug 2016100046884Others₹1.68 CrOpen
31 Jul 201510593059India Infoline Housing Finance Limited₹1.88 CrOpen
16 Jul 201410512892Icici Bank Limited₹1.31 CrOpen
09 Dec 201110323491Central Bank of India₹94.5 LakhSatisfied
10 Feb 201110271130Bank of Baroda₹63 LakhSatisfied

To see the full charge records of Moral Capital Services Limited, buy the company report.

Total charge records: 5 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Moral Capital Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Moral Capital Services Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Moral Capital Services Limited has 9 board changes on record since 2008: 3 appointments and 6 cessations. The latest: Arvind Kumar was appointed as Director on 15 Jun 2023.

AGM
Moral Capital Services Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Moral Capital Services Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Appointed
Arvind Kumar was appointed as Director.
Ceased
Gyaneshwar Sharma ceased to be Director.
Charges
A charge with Others amounted to Rs. 1.68 Cr with Charge ID 100046884 was registered on 10 Aug 2016.
Charges
A charge with India Infoline Housing Finance Limited amounted to Rs. 1.88 Cr with Charge ID 10593059 was registered on 31 Jul 2015.
Charges
A charge registered on 09 Dec 2011 via Charge ID 10323491 with Central Bank Of India was fully satisfied on 23 Jul 2014.
Charges
A charge with Icici Bank Limited amounted to Rs. 1.31 Cr with Charge ID 10512892 was registered on 16 Jul 2014.
Charges
A charge registered on 10 Feb 2011 via Charge ID 10271130 with Bank Of Baroda was fully satisfied on 19 Dec 2011.
Charges
A charge with Central Bank Of India amounted to Rs. 0.95 Cr with Charge ID 10323491 was registered on 09 Dec 2011.
Charges
A charge with Bank Of Baroda amounted to Rs. 0.63 Cr with Charge ID 10271130 was registered on 10 Feb 2011.
Ceased
Arun Kumar ceased to be Director.

7 earlier events are in the company report.

Frequently asked questions

Moral Capital Services is an active public limited company based in Lucknow, Uttar Pradesh, India. The company works in life insurance providers, within the financial services industry. It was incorporated on 19 November 2007 (19+ years old) and is registered under CIN U67110UP2007PLC034163.

Moral Capital Services has 3 current directors:

The latest financial statements of Moral Capital Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Moral Capital Services is U67110UP2007PLC034163. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Moral Capital Services has 1 court case on record: 1 filed by the company.

Moral Capital Services was incorporated on 19 November 2007, making it 19+ years old. It is registered with the Registrar of Companies, Kanpur.

Arvind Kumar was appointed as Director on 15 Jun 2023. Gyaneshwar Sharma ceased to be Director on 15 Jun 2023. Arun Kumar ceased to be Director on 01 Feb 2010. Moral Capital Services has 9 board changes on record in total.

Moral Capital Services can be reached through the website moralgroup.org. Its registered office is in Lucknow, Uttar Pradesh, India.

The registered office of Moral Capital Services is at Royal Arcade 565 Ka – 942 Sneh Nagar Alambagh, Lucknow, Uttar Pradesh, India – 226005.

Moral Capital Services operates in the financial services industry, in the life insurance providers segment.