MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-CH-01-0008113
M.R. Finlease Limited - financial services in Chandigarh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹1.68 Cr
▼ 28% YoY
Net profit · FY 2025
₹54.77 Lakh
Net margin 32.6%
EBITDA · FY 2025
₹91.92 Lakh
EBITDA margin 54.7%
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹2.79 Cr
Issued & subscribed
Open charges
₹20 Lakh
Satisfied ₹74 Lakh
Company age
31 yrs
Est. 1995
Directors on board
4
As per MCA filings
About M.R. Finlease Limited
Data last updated:
M.R. Finlease Limited is a public limited company based in Chandigarh, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 20 February 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65910CH1995PLC015850.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹2.79 Cr. It was formerly known as M R Finlease Private Limited. It is led by directors including Anil Gupta (Whole-Time Director) and Ashok Gupta.
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Booth 38/4 – 38/6 Sector 18 – D, Chandigarh, India – 160018.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.68 Cr, a decline of 28% compared to the previous year. For the same year it recorded a net profit of ₹54.77 Lakh (net margin 32.6%) and EBITDA of ₹91.92 Lakh (EBITDA margin 54.7%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years.
The company is associated with 1 brand: MR Finlease. As per MCA filings, the company has open charges of ₹20 Lakh and satisfied charges of ₹74 Lakh on record. Court records list 795 cases involving the company, including 790 filed by the company and 5 filed against it; 241 cases are pending.
M.R. Finlease Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-CH-01-0008113). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website mrfinlease.in.
Company details
CIN U65910CH1995PLC015850
Registration Number 015850
Incorporation Date 20 February 1995
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Date of Last AGM 25 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-CH-01-0008113
Name history
M.R. Finlease has undergone 2 name changes throughout its history. The company was previously known as M R Finlease Private Limited, and M.R. Finlease Limited. The current legal name is M.R. Finlease Limited.
| Company Name | Status |
|---|---|
| M.R. Finlease Limited | Current |
| M R Finlease Private Limited | Previous |
CIN history
M.R. Finlease has one previous CIN (Corporate Identification Number): L65910CH1995PLC015850. The current CIN is U65910CH1995PLC015850, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65910CH1995PLC015850 | Current |
| L65910CH1995PLC015850 | Previous |
Recognitions & Rankings of M.R. Finlease
Contact details
M.R. Finlease Limited's registered office is in Chandigarh, Chandigarh. Its website is mrfinlease.in. Its e-mail address is in the company report.
- Email
- Website
- Registered AddressBooth 38/4 – 38/6 Sector 18 – D, Chandigarh, India – 160018
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of M.R. Finlease Limited, buy the company report.
Comprehensive company report
M.R. Finlease Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
M.R. Finlease operates one associated brand: MR Finlease. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services involving loans for consumers and vehicles in Chandigarh. | mrfinlease.in |
Business activity
The main business activity of M.R. Finlease is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of M.R. Finlease Limited, buy the company report.
Financials of M.R. Finlease Limited
FY 2025 filings availableM.R. Finlease Limited reported revenue of ₹1.68 Cr (down 28% YoY) for FY 2025.
Revenue · FY 2025
₹1.68 Cr ▼ 28%
Net profit · FY 2025
₹54.77 Lakh margin 32.6%
EBITDA · FY 2025
₹91.92 Lakh margin 54.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 28%
3 years · compounded
▲ 4%
EBITDA CAGR growth
1 year
▲ 17%
3 years · compounded
▲ 5%
Revenue fell 28% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 4%. EBITDA rose 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹1.68 Cr | ||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹91.92 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹54.77 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 54.7% | ||||
| Net Profit Margin | 32.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of M.R. Finlease Limited, buy the company report.
Board of directors of M.R. Finlease Limited
M.R. Finlease has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ashok Gupta Also directs: Chandigarh Music Centre Private Limited | Director | 20 Feb 1995 | 31 Years 8 Months | Current |
| Anil Gupta | Whole-Time Director | 20 Feb 1995 | 31 Years 8 Months | Current |
| Poonam Gupta | Director | 26 Feb 2003 | 23 Years 8 Months | Current |
| Lalit Kumar Gupta | Director | 16 Mar 2023 | 3 Years 7 Months | Current |
Auditor
M.R. Finlease Limited is audited by VINAY KUMAR & ASSOCIATES for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| VINAY KUMAR & ASSOCIATES | FY 2024 | 018486N |
Shareholding
The shareholding of M.R. Finlease Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of M.R. Finlease Limited, buy the company report.
Charges & borrowings
Open charges
₹20 Lakh
Satisfied charges
₹74 Lakh
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 May 2025 | 101099826 | State Bank of India | ₹20 Lakh | Open | |
| 17 Jun 2019 | 100273214 | State Bank of India | ₹8.5 Lakh | Satisfied | |
| 22 Jun 2010 | 10229198 | State Bank of Patiala | ₹5.5 Lakh | Satisfied | |
| 27 May 2002 | 90171211 | State Bank of Patiala | ₹10 Lakh | Satisfied | |
| 23 May 2002 | 90172111 | State Bank of Patiala | ₹50 Lakh | Satisfied |
To see the full charge records of M.R. Finlease Limited, buy the company report.
Total charge records: 5 View all charges
Legal cases
M.R. Finlease Limited has 795 court cases on record: 790 filed by M.R. Finlease, 5 filed against it. 241 cases are pending and 554 are disposed.
Total cases
795
Filed by the company
790
Filed against the company
5
Pending
241
Disposed
554
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 793 | 4 | 241 |
| High courts | 2 | 1 | 0 |
Cases on record (5 of 795)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Chandigarh | Cheque dishonour complaint | Filed by the company against Vicky | Pending |
| District court, Chandigarh | Court case (CS CJ) | Filed by the company against Ms Deepika | Pending |
| District court, Chandigarh | Cheque dishonour complaint | Filed by the company against Vikram | Disposed |
| District court, Chandigarh | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Chandigarh | Cheque dishonour complaint | Filed by the company against an individual | Pending |
To see the full case history of M.R. Finlease Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for M.R. Finlease Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for M.R. Finlease Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
M.R. Finlease Limited has 5 board changes on record since 1995: 4 appointments and 1 cessation. The latest: Lalit Kumar Gupta was appointed as Director on 16 Mar 2023.
AGM
M.R. Finlease Limited last Annual general meeting of members was held on 25 Sep 2025 as per latest MCA records.
Charges
A charge with State Bank Of India amounted to Rs. 0.20 Cr with Charge ID 101099826 was registered on 30 May 2025.
Filing
M.R. Finlease Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Charges
A charge registered on 17 Jun 2019 via Charge ID 100273214 with State Bank Of India was fully satisfied on 05 Apr 2023.
Appointed
Lalit Kumar Gupta was appointed as Director.
Charges
A charge registered on 27 May 2002 via Charge ID 90171211 with State Bank Of Patiala was fully satisfied on 04 Feb 2022.
Charges
A charge registered on 23 May 2002 via Charge ID 90172111 with State Bank Of Patiala was fully satisfied on 05 Jul 2019.
Charges
A charge with State Bank Of India amounted to Rs. 0.09 Cr with Charge ID 100273214 was registered on 17 Jun 2019.
Ceased
Usha Gupta ceased to be Director.
Charges
A charge registered on 22 Jun 2010 via Charge ID 10229198 with State Bank Of Patiala was fully satisfied on 23 Apr 2014.
Charges
A charge with State Bank Of Patiala amounted to Rs. 0.06 Cr with Charge ID 10229198 was registered on 22 Jun 2010.
Charges
A charge with State Bank Of Patiala of Rs. 0.50 Cr registered on 23 May 2002 with Charge ID 90172111 was modified on 06 Oct 2008.
6 earlier events are in the company report.
Frequently asked questions
M.R. Finlease is an active public limited company based in Chandigarh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 20 February 1995 (31+ years old) and is registered under CIN U65910CH1995PLC015850.
M.R. Finlease has 4 current directors:
- Anil Gupta - Whole-Time Director
- Ashok Gupta - Director
- Poonam Gupta - Director
- Lalit Kumar Gupta - Director
The latest financial statements of M.R. Finlease on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of M.R. Finlease is U65910CH1995PLC015850. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
M.R. Finlease has 795 court cases on record: 790 filed by the company and 5 filed against it. 241 are pending. Most are in the district courts.
M.R. Finlease was incorporated on 20 February 1995, making it 31+ years old. It is registered with the Registrar of Companies, Chandigarh.
Lalit Kumar Gupta was appointed as Director on 16 Mar 2023. Usha Gupta ceased to be Director on 07 Mar 2019. Poonam Gupta was appointed as Director on 26 Feb 2003. M.R. Finlease has 5 board changes on record in total.
Yes, M.R. Finlease is registered as a micro enterprise under Udyam registration (number: UDYAM-CH-01-0008113).
M.R. Finlease can be reached through the website mrfinlease.in. Its registered office is in Chandigarh, India.
The registered office of M.R. Finlease is at Booth 384 – 386 Sector 18 – D, Chandigarh, India – 160018.
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