MSME (Udyam registered) Ministry of MSME
- Udyam number
- UDYAM-DL-04-0012172
Agf Finlease (India) Limited - financial services in Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹22.73 Cr
▲ 357% YoY
Net profit · FY 2025
₹43.52 Lakh
Net margin 1.9%
EBITDA · FY 2025
₹1.65 Cr
EBITDA margin 7.3%
Authorised capital
₹3.89 Cr
Registered with MCA
Paid-up capital
₹3.38 Cr
Issued & subscribed
Open charges
₹3.35 Cr
Satisfied ₹2 Cr
Company age
30 yrs
Est. 1996
Directors on board
5
As per MCA filings
About Agf Finlease (India) Limited
Data last updated:
Agf Finlease (India) Limited is a public limited company based in Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 18 January 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65910DL1996PLC075541. Its GSTIN is 07AAACA8343F1ZW (Delhi).
The company has an authorised share capital of ₹3.89 Cr and a paid-up capital of ₹3.38 Cr. It is led by directors including Seema Khera and Bharat Khurana.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Unit No. 701 7th Floor Int Twin Tower Plot No – B – 09, Netaji Subhash Palace Pitampura, Delhi, India – 110034.
As per the financials filed for FY 2025, the company reported a revenue of ₹22.73 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹43.52 Lakh (net margin 1.9%) and EBITDA of ₹1.65 Cr (EBITDA margin 7.3%). Revenue has grown at a compounded annual rate (CAGR) of 105% over three years and 55% over five years.
The company is associated with 2 brands: Cliktoloan and Cash Wish. As per MCA filings, the company has open charges of ₹3.35 Cr and satisfied charges of ₹2 Cr on record. Court records list 125 cases involving the company, including 101 filed by the company and 24 filed against it; 100 cases are pending.
Agf Finlease (India) Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-DL-04-0012172). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website agffinlease.com.
Company details
CIN U65910DL1996PLC075541
Registration Number 075541
Incorporation Date 18 January 1996
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification MSME
Udyam Registration UDYAM-DL-04-0012172
Recognitions & Rankings of Agf Finlease (India)
Contact details
Agf Finlease (India) Limited's registered office is in Delhi, Delhi. Its website is agffinlease.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressUnit No. 701 7th Floor Int Twin Tower Plot No – B – 09, Netaji Subhash Palace Pitampura, Delhi, India – 110034
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Agf Finlease (India) Limited, buy the company report.
Comprehensive company report
Agf Finlease (India) Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Agf Finlease (India) operates two associated brands: cliktoloan and Cash Wish. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides quick digital loans for personal, travel, and emergency expenses in Delhi NCR. | cliktoloan.com | |
| App-based platform for personal loans | cashwish.in |
Business activity
The main business activity of Agf Finlease (India) is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Agf Finlease (India) Limited, buy the company report.
Financials of Agf Finlease (India) Limited
FY 2025 filings availableAgf Finlease (India) Limited reported revenue of ₹22.73 Cr (up 357% YoY) for FY 2025.
Revenue · FY 2025
₹22.73 Cr ▲ 357%
Net profit · FY 2025
₹43.52 Lakh margin 1.9%
EBITDA · FY 2025
₹1.65 Cr margin 7.3%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 357%
3 years · compounded
▲ 105%
5 years · compounded
▲ 55%
EBITDA CAGR growth
1 year
▲ 126%
3 years · compounded
▲ 5%
5 years · compounded
▲ 12%
Revenue has grown at a compounded annual rate (CAGR) of 55% over five years, including 357% growth in the latest year. EBITDA rose 126% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.65 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹43.52 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.3% | ||||
| Net Profit Margin | 1.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Agf Finlease (India) Limited, buy the company report.
Board of directors of Agf Finlease (India) Limited
Agf Finlease (India) has 5 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Seema Khera Also directs: Abalone Infoline Services Private Limited, Chadha Finance Limited | Director | 20 Feb 2018 | 8 Years 8 Months | Current |
| Bharat Khurana Also directs: Zenics Herbal Private Limited, JSR Realdevelopers Limited, Abalone Infoline Services Private Limited and 1 more | Director | 21 Feb 2017 | 9 Years 8 Months | Current |
| Priyanka Khurana Also directs: Infigo Webtech and Marketing LLP | Director | 21 Feb 2017 | 9 Years 8 Months | Current |
| Rajesh Khera Also directs: Sai Mahima Hospitility Private Limited | Director | 16 Aug 2018 | 8 Years 2 Months | Current |
| Anju Phull | Director | 26 Apr 2018 | 8 Years 6 Months | Current |
Peer comparison
Agf Finlease (India) Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Agf Finlease (India) Limitedthis company | ₹22.73 Cr (FY 2025) | ₹43.52 Lakh | 1.9% | 357.0% | Delhi, India | |
| Sonthalia Capital Private Limited | ₹4.98 Cr (FY 2025) | -60.0% | Kolkata, West Bengal, India | |||
| Kothari Industrial Development Corporation Ltd | ₹4.97 Cr (FY 2025) | 9.0% | Kolkata, West Bengal, India | |||
| Atit Commercial Co Pvt Ltd | ₹4.97 Cr (FY 2024) | -28.0% | Kolkata, West Bengal, India | |||
| Alco Suppliers Pvt.Ltd. | ₹4.95 Cr (FY 2025) | -25.0% | Gmc, Assam, India | |||
| Alfa Fiscal Services Pvt Ltd | ₹4.95 Cr (FY 2023) | 0.0% | Rajkot, Gujarat, India | |||
| Tradebulls Capital Limited | ₹4.94 Cr (FY 2024) | 928.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Agf Finlease (India) Limited, buy the company report.
Auditor
Agf Finlease (India) Limited is audited by MAKHAN LAL SINGLA & CO. (CHARTERED ACCOUNTANTS) for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MAKHAN LAL SINGLA & CO. (CHARTERED ACCOUNTANTS) | FY 2024 | 012250N |
Shareholding
The shareholding of Agf Finlease (India) Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Agf Finlease (India) Limited, buy the company report.
Charges & borrowings
Open charges
₹3.35 Cr
Satisfied charges
₹2 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 12 Jun 2021 | 100452333 | Others | ₹1.35 Cr | Open | |
| 29 Oct 2020 | 100394318 | Others | ₹50 Lakh | Open | |
| 15 Feb 2020 | 100326014 | Others | ₹50 Lakh | Open | |
| 23 Aug 2019 | 100288816 | Others | ₹1 Cr | Open | |
| 22 May 2019 | 100268569 | Others | ₹1 Cr | Satisfied |
To see the full charge records of Agf Finlease (India) Limited, buy the company report.
Total charge records: 7 View all charges
Legal cases
Agf Finlease (India) Limited has 125 court cases on record: 101 filed by Agf Finlease (India), 24 filed against it. 100 cases are pending and 25 are disposed.
Total cases
125
Filed by the company
101
Filed against the company
24
Pending
100
Disposed
25
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 117 | 18 | 98 |
| High courts | 8 | 6 | 2 |
Cases on record (5 of 125)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Haridwar, Uttarakhand | Criminal case | Filed against the company by Rich Credit Finance Pvt Ltd | Pending |
| District court, Ghaziabad, Uttar Pradesh | Criminal case | Filed against the company by Richcredit Finance Pvt Ltd | Pending |
| High Court of Delhi | Commercial suit | Filed against the company by Phonepe Pvt Ltd & Anr. | Pending |
| District court, Coimbatore, Tamil Nadu | Civil suit | Filed against the company by an individual | Pending |
| District court, Chennai, Tamil Nadu | Civil suit | Filed against the company by an individual | Pending |
To see the full case history of Agf Finlease (India) Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Agf Finlease (India) Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Agf Finlease (India) has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACA8343F1ZW | Delhi | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Agf Finlease (India) Limited, buy the company report.
Recent activity
Agf Finlease (India) Limited has 11 board changes on record since 1996: 8 appointments and 3 cessations. The latest: Ashok Ahuja ceased to be Director on 29 Apr 2021.
AGM
Agf Finlease (India) Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Agf Finlease (India) Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi Ii.
Charges
A charge registered on 22 May 2019 via Charge ID 100268569 with Others was fully satisfied on 26 Aug 2022.
Charges
A charge registered on 18 Sep 2018 via Charge ID 100203311 with Others was fully satisfied on 23 Oct 2021.
Charges
A charge with Others amounted to Rs. 1.35 Cr with Charge ID 100452333 was registered on 12 Jun 2021.
Ceased
Ashok Ahuja ceased to be Director.
Charges
A charge with Others amounted to Rs. 0.50 Cr with Charge ID 100394318 was registered on 29 Oct 2020.
Charges
A charge with Others amounted to Rs. 0.50 Cr with Charge ID 100326014 was registered on 15 Feb 2020.
Charges
A charge with Others of Rs. 1.00 Cr registered on 22 May 2019 with Charge ID 100268569 was modified on 03 Oct 2019.
Charges
A charge registered on 15 Apr 2019 via Charge ID 100258121 with Others was fully satisfied on 27 Aug 2019.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 100288816 was registered on 23 Aug 2019.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 100268569 was registered on 22 May 2019.
13 earlier events are in the company report.
Frequently asked questions
Agf Finlease (India) is an active public limited company based in Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 18 January 1996 (30+ years old) and is registered under CIN U65910DL1996PLC075541.
Agf Finlease (India) has 5 current directors:
- Seema Khera - Director
- Bharat Khurana - Director
- Priyanka Khurana - Director
- Rajesh Khera - Director
- Anju Phull - Director
The latest financial statements of Agf Finlease (India) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Agf Finlease (India) is 07AAACA8343F1ZW, registered in Delhi.
The CIN (Corporate Identification Number) of Agf Finlease (India) is U65910DL1996PLC075541. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Agf Finlease (India) has 125 court cases on record: 101 filed by the company and 24 filed against it. 100 are pending. Most are in the district courts.
Agf Finlease (India) was incorporated on 18 January 1996, making it 30+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Agf Finlease (India) by revenue are Sonthalia Capital Private Limited, Kothari Industrial Development Corporation Ltd, Atit Commercial Co Pvt Ltd, Alco Suppliers Pvt.Ltd, Alfa Fiscal Services Pvt Ltd and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Ashok Ahuja ceased to be Director on 29 Apr 2021. Rajesh Khera was appointed as Director on 16 Aug 2018. Anju Phull was appointed as Director on 26 Apr 2018. Agf Finlease (India) has 11 board changes on record in total.
Yes, Agf Finlease (India) is registered as an MSME under Udyam registration (number: UDYAM-DL-04-0012172).
Agf Finlease (India) can be reached through the website agffinlease.com. Its registered office is in Delhi, India.
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