Sera Investments & Finance India Limited

Sera Investments & Finance India Limited - financial services in Ahmedabad, Gujarat, India. FY 2026 financials & compliance.
CIN L51900GJ1985PLC110976 Incorporated 11 September 1985 ROC Ahmedabad HQ Ahmedabad, Gujarat, India
Active Listed - BSE: 512399 Public Limited Company financial services
Market Cap
₹397 Cr
SERA · BSE
Share Price
₹61.00
+0.58% today
Revenue
₹71.83 Cr
FY 2025-26 · +519.8% YoY
EBITDA
₹64.60 Cr
Margin 89.9%
Net Profit
₹53.58 Cr
FY 2025-26 · +2017.8% YoY
P/E (TTM)
2.9x
P/B 1.7x
Authorised capital
₹14 Cr
Registered with MCA
Paid-up capital
₹13.1 Cr
Issued & subscribed

About Sera Investments & Finance India Limited

Data last updated:

Sera Investments & Finance India Limited is a public limited company based in Ahmedabad, Gujarat, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 11 September 1985 and has been in existence for over 41 years.

The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN L51900GJ1985PLC110976. Its GSTIN is 24AAACK9697E1Z9 (Gujarat). The company holds 4 GST registrations, of which 1 is active. It is a listed company as per MCA records. Its shares are listed on BSE: 512399.

The company has an authorised share capital of ₹14 Cr and a paid-up capital of ₹13.1 Cr. It was formerly known as Kapashi Commercial Limited. It is led by directors including Shweta Samir Shah (Managing Director) and Saurabh Shah.

Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Ahmedabad, Gujarat.

As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹71.83 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹53.58 Cr (net margin 74.6%) and EBITDA of ₹64.6 Cr (EBITDA margin 89.9%).

The company is associated with 1 brand: Kapashi Commercial. As per MCA filings, the company has satisfied charges of ₹5 Cr on record. Court records list 15 cases involving the company, including 15 filed by the company. The company has 60 deals on record (60 market trades); the latest was in April 2026.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kapashicommercial.com.

Company details

CIN L51900GJ1985PLC110976
Registration Number 110976
Incorporation Date 11 September 1985
ROC Ahmedabad
Listing Status Listed - Listed on BSE (512399)
Company Status Active
Compliance Status Active Compliant

CIN history

Sera Investments & Finance India has one previous CIN (Corporate Identification Number): L51900MH1985PLC037452. The current CIN is L51900GJ1985PLC110976, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L51900GJ1985PLC110976Current
L51900MH1985PLC037452Previous

Contact details

Sera Investments & Finance India Limited's registered office is in Ahmedabad, Gujarat. Its website is kapashicommercial.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    306 3rd Floor Ashirwad Paras – 1, Near Kanti Bharwad Pmt Opposite Andaj Party Plot S. G. Highway Makarba, Ahmedabad, Gujarat, India – 380051
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Sera Investments & Finance India Limited, buy the company report.

Comprehensive company report
Sera Investments & Finance India Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Sera Investments & Finance India operates one associated brand: Kapashi Commercial. Each brand links to its own profile.

BrandDescriptionWebsite
Online casino and betting services in Turkey.kapashicommercial.com

Business activity

The main business activity of Sera Investments & Finance India is financial and insurance service. In detail, this covers financial and credit leasing activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK5Financial and Credit leasing activities

To see the full business activity and turnover split of Sera Investments & Finance India Limited, buy the company report.

Financials of Sera Investments & Finance India Limited

FY 2025-26 filings available

Sera Investments & Finance India Limited reported revenue of ₹71.83 Cr (up 519.8% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹71.83 Cr
+519.8% YoY
EBITDA
₹64.60 Cr
+1147.1% YoY
Profit After Tax
₹53.58 Cr
+2017.8% YoY
Net Worth
-
Total Assets
-
Total Debt
-

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24
Income statement
Revenue71.8311.5922.87
Revenue growth+519.8%-49.3%-
EBITDA64.605.1820.54
EBITDA margin+89.9%+44.7%+89.8%
Profit before tax62.632.6019.32
Net profit53.582.5317.86
Net profit margin+74.6%+21.8%+78.1%
EPS (₹)8.080.392.75
Balance sheet
Total assets-31488.59
Net worth-29469.14
Total debt-19.9919.45
Cash & bank-28.9027.89
Net working capital-30.5628.91
Cash flow
Cash from operations-9.66(7.49)
Cash from investing-(9.18)(5.53)
Cash from financing-0.5213.45
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue40.8858.9641.9125.222.122.592.260.50
Revenue growth (YoY)+1828.3%+2176.5%+1754.4%+4944.0%---57.1%-
Other income0.000.000.000.000.000.000.000.00
EBITDA36.4658.3938.1024.211.610.691.98(5.08)
EBITDA margin+89.2%+99.0%+90.9%+96.0%+75.9%+26.6%+87.6%-1016.0%
Depreciation0.100.100.150.150.140.150.250.09
Interest0.080.020.050.430.490.400.500.41
Profit before tax36.2858.2737.9023.630.980.141.23(5.58)
Tax6.088.685.793.600.300.04(0.78)(0.30)
Net profit30.2049.5932.1120.030.680.102.01(5.28)
EPS (₹)4.617.574.903.060.100.020.31(0.81)
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue71.8311.5922.87(1.07)3.050.300.67
Revenue growth+519.8%-49.3%+2237.4%-135.1%+916.7%-55.2%-
EBITDA64.835.2120.54(11.66)0.810.060.51
EBITDA margin+90.3%+45.0%+89.8%+1089.7%+26.6%+20.0%+76.1%
Profit before tax62.862.8219.32(12.58)(1.08)(0.34)0.13
Net profit53.132.6917.86(13.97)(1.08)(0.35)0.10
Net profit margin+74.0%+23.2%+78.1%+1305.6%-35.4%-116.7%+14.9%
EPS (₹)8.110.412.75(13.97)(2.17)(0.68)0.41
Balance sheet
Total assets29531488.5955.4651.8316.677.70
Net worth29329469.1425.8511.6816.675.00
Total debt1.2219.9219.4529.6240.150.002.70
Cash & bank30.9228.8827.890.790.990.200.14
Net working capital34.0930.5828.911.816.880.170.06
Cash flow
Cash from operations57.869.60(7.49)(5.89)(6.07)(0.01)0.45
Cash from investing9.49(9.18)(5.53)8.42(28.91)(10.13)(3.38)
Cash from financing(61.03)0.5713.45(1.83)34.8210.193.11
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue40.8658.9641.9125.222.122.592.260.50
Revenue growth (YoY)+1827.4%+2176.5%+1754.4%+4944.0%-25.9%-56.7%--
Other income0.000.000.000.000.000.000.000.00
Total expenses4.370.543.801.010.281.900.255.58
EBITDA36.4958.4238.1124.211.840.692.01(5.08)
EBITDA margin+89.3%+99.1%+90.9%+96.0%+86.8%+26.6%+88.9%-1016.0%
Depreciation0.100.100.150.150.150.140.190.09
Interest0.080.020.050.430.490.400.380.41
Profit before tax36.3158.3037.9123.631.200.151.44(5.58)
Tax6.088.685.793.600.300.04(0.72)(0.30)

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 13 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue40.8858.9641.9125.222.122.592.260.50
Revenue growth (YoY)+1828.3%+2176.5%+1754.4%+4944.0%---57.1%-
Other income0.000.000.000.000.000.000.000.00
EBITDA36.4658.3938.1024.211.610.691.98(5.08)
EBITDA margin+89.2%+99.0%+90.9%+96.0%+75.9%+26.6%+87.6%-1016.0%
Depreciation0.100.100.150.150.140.150.250.09
Interest0.080.020.050.430.490.400.500.41
Profit before tax36.2858.2737.9023.630.980.141.23(5.58)
Tax6.088.685.793.600.300.04(0.78)(0.30)
Net profit30.2049.5932.1120.030.680.102.01(5.28)
EPS (₹)4.617.574.903.060.100.020.31(0.81)
ParticularsFY 2025-26FY 2024-25FY 2023-24
Revenue71.8311.5922.87
Revenue growth+519.8%-49.3%-
Other income0.000.000.00
Total expenses7.236.412.33
Employee cost0.000.130.09
EBITDA64.605.1820.54
EBITDA margin+89.9%+44.7%+89.8%
Depreciation0.600.680.26
Interest1.371.900.96
Profit before tax62.632.6019.32
Tax9.730.071.46
Net profit53.582.5317.86
Net profit margin+74.6%+21.8%+78.1%
EPS (₹)8.080.392.75
ParticularsFY 2025-26FY 2024-25FY 2023-24
Equity & liabilities
Share capital-13.0013.00
Reserves & surplus-27953.95
Shareholders' funds (net worth)-29469.14
Minority interest-0.010.00
Secured loans-0.000.00
Unsecured loans-19.9919.45
Total debt-19.9919.45
Total liabilities-31488.59
Assets
Gross block-3.811.43
Net block-2.881.17
Capital work in progress-0.000.00
Investments-32433.84
Inventories-0.000.00
Sundry debtors-1.502.59
Cash & bank balances-28.9027.89
Loans & advances-0.340.00
Total current assets-30.7430.48
Total current liabilities-0.181.57
Net working capital-30.5628.91
Total assets-31488.59
ParticularsFY 2025-26FY 2024-25FY 2023-24
Opening cash-1.170.74
Net cash from operating activities-9.66(7.49)
Net cash from investing activities-(9.18)(5.53)
Net cash from financing activities-0.5213.45
Net change in cash-1.010.43
Closing cash-28.9027.89
ParticularsFY 2025-26FY 2024-25FY 2023-24
Growth
Sales growth+519.8%-49.3%-
EBITDA growth+1147.1%-74.8%-
PBT growth+2308.9%-86.5%+9997.0%
Net income growth+2017.8%-85.8%-
Profitability & leverage
Net income margin+73.7%+21.8%+78.1%
Return on capital employed-+2.2%+21.2%
Return on net worth-+1.4%+23.5%
Debt / equity-0.110.28
Long-term debt / equity-0.000.00
Interest cover2.1442.224.73
Efficiency & per share
Fixed asset turnover-4.4215.99
Inventory turnover-0.000.00
Debtors turnover-5.678.83
EPS (₹)8.080.392.75
Dividend per share (₹)0.100.000.10
Book value per share (₹)0.0044.8610.30
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue40.8658.9641.9125.222.122.592.260.50
Revenue growth (YoY)+1827.4%+2176.5%+1754.4%+4944.0%-25.9%-56.7%--
Other income0.000.000.000.000.000.000.000.00
Total expenses4.370.543.801.010.281.900.255.58
EBITDA36.4958.4238.1124.211.840.692.01(5.08)
EBITDA margin+89.3%+99.1%+90.9%+96.0%+86.8%+26.6%+88.9%-1016.0%
Depreciation0.100.100.150.150.150.140.190.09
Interest0.080.020.050.430.490.400.380.41
Profit before tax36.3158.3037.9123.631.200.151.44(5.58)
Tax6.088.685.793.600.300.04(0.72)(0.30)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue71.8311.5922.87(1.07)3.050.300.67
Revenue growth+519.8%-49.3%+2237.4%-135.1%+916.7%-55.2%-
Other income0.000.000.000.000.000.000.00
Total expenses7.006.382.3310.592.240.240.16
Employee cost0.000.130.090.020.020.010.02
EBITDA64.835.2120.54(11.66)0.810.060.51
EBITDA margin+90.3%+45.0%+89.8%+1089.7%+26.6%+20.0%+76.1%
Depreciation0.600.610.260.000.000.000.00
Interest1.371.780.960.921.890.400.38
Profit before tax62.862.8219.32(12.58)(1.08)(0.34)0.13
Tax9.730.131.461.390.000.010.03
Net profit53.132.6917.86(13.97)(1.08)(0.35)0.10
Net profit margin+74.0%+23.2%+78.1%+1305.6%-35.4%-116.7%+14.9%
EPS (₹)8.110.412.75(13.97)(2.17)(0.68)0.41
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital13.1013.0013.0010.005.005.002.50
Reserves & surplus28027953.9515.856.6811.672.50
Shareholders' funds (net worth)29329469.1425.8511.6816.675.00
Secured loans0.000.000.000.000.000.000.00
Unsecured loans1.2219.9219.4529.6240.150.002.70
Total debt1.2219.9219.4529.6240.150.002.70
Total liabilities29531488.5955.4651.8316.677.70
Assets
Gross block2.722.621.430.000.000.000.00
Net block1.251.751.170.000.000.000.00
Capital work in progress0.000.000.000.000.000.000.00
Investments24632533.8425.8734.7710.813.38
Inventories0.000.000.000.000.000.000.00
Sundry debtors4.451.482.591.024.930.000.00
Cash & bank balances30.9228.8827.890.790.990.200.14
Loans & advances0.000.340.000.171.080.020.07
Total current assets35.3730.7030.481.987.000.220.21
Total current liabilities1.280.121.570.170.120.050.15
Net working capital34.0930.5828.911.816.880.170.06
Total assets29531488.5955.4651.8316.677.70
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash2.161.170.740.040.200.140.02
Net cash from operating activities57.869.60(7.49)(5.89)(6.07)(0.01)0.45
Net cash from investing activities9.49(9.18)(5.53)8.42(28.91)(10.13)(3.38)
Net cash from financing activities(61.03)0.5713.45(1.83)34.8210.193.11
Net change in cash6.320.990.430.70(0.16)0.060.18
Closing cash30.9228.8827.890.790.990.200.14
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+519.8%-49.3%+2237.4%-135.1%+916.7%-55.2%-
EBITDA growth+1144.3%-74.6%+276.2%-1539.5%+1250.0%-88.2%-
PBT growth+2129.4%-85.4%+9998.0%-1064.8%-217.7%--7.1%
Net income growth+1875.1%-84.9%+227.9%-1193.5%-208.6%-450.0%-
Revenue CAGR (3Y)-+56.1%+324.0%-+78.1%-12.0%-4.5%
EBITDA CAGR (3Y)-+86.0%+599.6%-+50.0%-36.1%-4.7%
Profitability & leverage
Net income margin+78.5%+23.2%+78.1%+1305.6%-35.4%-116.7%+14.9%
Return on capital employed+20.9%+2.2%+26.9%0.0%0.0%0.0%+4.8%
Return on net worth+17.9%+1.4%+35.1%0.0%0.0%0.0%+1.3%
Debt / equity0.040.110.521.861.420.120.57
Long-term debt / equity0.000.000.000.000.000.000.00
Interest cover2.1338.704.73-7.89233.33666.6774.51
Efficiency & per share
Fixed asset turnover25.355.7231.990.000.000.000.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover22.835.7012.670.001.240.000.00
EPS (₹)8.110.412.75(13.97)(2.17)(0.68)0.41
Dividend per share (₹)0.100.000.100.000.000.000.00
Book value per share (₹)44.7944.8810.3025.8523.3633.3520.02

To see the full year-wise statements and ratios of Sera Investments & Finance India Limited, buy the company report.

Board of directors of Sera Investments & Finance India Limited

Sera Investments & Finance India has 4 current directors and 31 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Shweta Samir ShahManaging Director20 Jul 20188 Years 3 MonthsCurrent
Saurabh ShahDirector04 Sep 20251 Years 2 MonthsCurrent
Pankaj SharmaDirector08 May 20251 Years 6 MonthsCurrent
Kaival Niteshkumar ShahDirector25 Mar 20251 Years 7 MonthsCurrent

Auditor

Sera Investments & Finance India Limited is audited by J.T. Shah & Co. for the financial year 2019.

Auditor firmFinancial yearFirm registration number
J.T. Shah & Co.FY 2019109616W

Shareholding

Shareholding for the quarter ended Sep 2026: promoters hold 57.70%, foreign institutional investors hold 4.10%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 38.20%.

Promoters: 57.70%FII (Foreign Institutional): 4.10%Retail & Others: 38.20%
Sep 2026
QUARTER
57.70% Promoters
4.10% FII (Foreign Institutional)
38.20% Retail & Others
Promoter holding - history
Now 57.70% · Sep 2026High 58.20% · Mar 2026Low 14.80% · Dec 2025
13%24.8%36.5%48.3%60%Dec 2025Mar 2026Jun 2026Sep 2026Dec 2025: 14.80%Mar 2026: 58.20%Jun 2026: 58.20%Sep 2026: 57.70%58.20%14.80%57.70%
Shareholding trend - last 6 quarters
Sep 2026Jun 2026Mar 2026Dec 2025
Promoters57.70%58.20%58.20%14.80%
Public42.30%41.80%41.80%85.20%

Charges & borrowings

Open charges
None
Satisfied charges
₹5 Cr
Breakdown by lending institutions
Canara Bank₹5.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
25 Nov 200390220474Canara Bank₹5 CrSatisfied

To see the full charge records of Sera Investments & Finance India Limited, buy the company report.

Total charge records: 1 View all charges

Deals & funding

Sera Investments & Finance India Limited has 60 deals on record (60 market trades); the latest was in April 2026.

Total deals
60
Market trades
60

Deals on record (5 of 60)

WhenDealAmountParties
Apr 2026Market trade₹1.25 CrSeller: Achintya Securities Limited
Aug 2025Market trade₹1.27 CrBuyer: Achintya Securities Limited
Seller: Eriska Investment Fund Ltd
Jul 2025Market trade₹1.28 CrBuyer: Latin Manharlal Securities Private Limited
Seller: Alacrity Securities Limited
Jul 2025Market trade₹1.19 CrBuyer: Achintya Securities Limited
Seller: Achintya Securities Limited
Jul 2025Market trade₹1.58 CrBuyer: Patel Sanjay Rameshchandra-Huf
Seller: Achintya Securities Limited

To see the full deal history of Sera Investments & Finance India Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Sera Investments & Finance India Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Sera Investments & Finance India has 4 GST registrations: 1 active and 3 cancelled or inactive.

Total GSTINs
4
Active
1
Cancelled / inactive
3
GSTINStateStatusRegistered on
24AAACK9697E1Z9GujaratActive06 Sep 2022

To see the full GST registrations and return filing status of Sera Investments & Finance India Limited, buy the company report.

Recent activity

Sera Investments & Finance India Limited has 58 board changes on record since 1993: 32 appointments and 26 cessations. The latest: Parimal Suryakant Patwa ceased to be Director on 19 Sep 2025.

Filing
Sera Investments & Finance India Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Ahmedabad.
AGM
Sera Investments & Finance India Limited last Annual general meeting of members was held on 27 Sep 2025 as per latest MCA records.
Ceased
Parimal Suryakant Patwa ceased to be Director.
Ceased
Ishita Dhariya ceased to be Company Secretary.
Appointed
Saurabh Shah was appointed as Director.
Ceased
Nishith Trivedi Trivedi ceased to be Director.
Appointed
Ishita Dhariya was appointed as Company Secretary.
Appointed
Amar Bhadur Rajpurohit was appointed as Director.
Ceased
Bharat Balachandran ceased to be Additional Director.
Appointed
Pankaj Sharma was appointed as Director.
Appointed
Kaival Niteshkumar Shah was appointed as Director.
Ceased
Vipul Sheth ceased to be Director.

51 earlier events are in the company report.

Frequently asked questions

Sera Investments & Finance India is an active public limited company based in Ahmedabad, Gujarat, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 11 September 1985 (41+ years old) and is registered under CIN L51900GJ1985PLC110976. Listed on BSE: 512399.

Sera Investments & Finance India reported revenue of ₹71.83 Cr for FY 2025-26 (up 519.8% YoY) based on consolidated financials.

Sera Investments & Finance India has 4 current directors:

The latest financial statements of Sera Investments & Finance India on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Sera Investments & Finance India is 24AAACK9697E1Z9, registered in Gujarat. The company has 4 GST registrations in all, of which 1 is active and 3 are cancelled or inactive.

The CIN (Corporate Identification Number) of Sera Investments & Finance India is L51900GJ1985PLC110976. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Sera Investments & Finance India is a listed company as per MCA records. Its shares are listed on BSE (code: 512399).

Sera Investments & Finance India has 15 court cases on record: 15 filed by the company.

Sera Investments & Finance India was incorporated on 11 September 1985, making it 41+ years old. It is registered with the Registrar of Companies, Ahmedabad.

Sera Investments & Finance India has 60 deals on record (60 market trades); the latest was in April 2026.