M.S Lucky Chits Private Limited
About M.S Lucky Chits Private Limited
Data last updated:
M.S Lucky Chits Private Limited is a private limited company based in Chittoor, Andhra Pradesh, India. It was incorporated on 10 July 2023.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U66190AP2023PTC111691.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors Ravilla Murali (Managing Director) and Ravilla Sowjanya.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Chittoor, Andhra Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.13 Lakh. For the same year it recorded a net profit of ₹19,495 (net margin 3.8%) and EBITDA of ₹38,725 (EBITDA margin 7.5%).
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- Registered Address17 – 379, Subedar Street, Chittoor, Andhra Pradesh, India – 517001
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of M.S Lucky Chits Private Limited
The main business activity of M.S Lucky Chits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of M.S Lucky Chits Private Limited FY 2025 filings available
M.S Lucky Chits Private Limited reported revenue of ₹5.13 Lakh for FY 2025.
Financial Statement Summary of M.S Lucky Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | •••• | •••• |
| Other Income | •••• | •••• |
| Total Revenue | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• |
| Employee Benefit Expense | •••• | •••• |
| Finance Costs | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• |
| Other Expenses | •••• | •••• |
| Total Expenses | •••• | •••• |
| EBITDA | ₹38,725 | •••• |
| Profit Before Tax | •••• | •••• |
| Tax Expense | •••• | •••• |
| Net Profit (PAT) | ₹19,495 | •••• |
| Balance Sheet | ||
| Share Capital | •••• | •••• |
| Reserves and Surplus | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• |
| Long-term Borrowings | •••• | •••• |
| Short-term Borrowings | •••• | •••• |
| Trade Payables | •••• | •••• |
| Total Liabilities | •••• | •••• |
| Fixed Assets | •••• | •••• |
| Investments | •••• | •••• |
| Inventories | •••• | •••• |
| Trade Receivables | •••• | •••• |
| Cash and Bank Balance | •••• | •••• |
| Total Assets | •••• | •••• |
Financial Ratios of M.S Lucky Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 7.5% | •••• |
| Net Profit Margin | 3.8% | •••• |
| Return on Equity (ROE) | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• |
| Liquidity and Debt | ||
| Current Ratio | •••• | •••• |
| Quick Ratio | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• |
| Efficiency and Growth | ||
| Asset Turnover | •••• | •••• |
| Receivable Days | •••• | •••• |
| Payable Days | •••• | •••• |
| Inventory Days | •••• | •••• |
| Revenue Growth | •••• | •••• |
| Net Profit Growth | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of M.S Lucky Chits are in the company report.
Financial statements from FY 2024
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of M.S Lucky Chits Private Limited
M.S Lucky Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ravilla Sowjanya | Director | 10 Jul 2023 | 3 Years 3 Months | Current |
| Ravilla Murali | Managing Director | 10 Jul 2023 | 3 Years 3 Months | Current |
Peer Comparison of M.S Lucky Chits Private Limited
M.S Lucky Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kai. Dr. Balkrushna Rajaram Bhusal Rural Multipurpos Nidhi Limited | ₹5.22 Lakh (FY 2023) | •••• | •••• | •••• | Ahemdnagar, Maharashtra, India | |
| Sawara Just Help Nidhi Limited | ₹5.2 Lakh (FY 2022) | •••• | •••• | •••• | Udaipur, Rajasthan, India | |
| Wincost Kuries Private Limited | ₹5.2 Lakh (FY 2025) | •••• | •••• | -58.0% | •••• | Mukundapuram, Kerala, India |
| Avelikan Nidhi Limited | ₹5.19 Lakh (FY 2022) | •••• | •••• | 62.0% | •••• | Dombivali, East Thane, Maharashtra, India |
| Mynakam General Chits Kerala Private Limited | ₹5.18 Lakh (FY 2025) | •••• | •••• | 68.0% | •••• | Thrissur, Kerala, India |
| M.S Lucky Chits Private Limited this company | ₹5.13 Lakh (FY 2025) | •••• | •••• | •••• | Chittoor, Andhra Pradesh, India | |
| Spoorthy Micro Finance Foundation | ₹5.08 Lakh (FY 2025) | •••• | •••• | -42.0% | •••• | Chandauli, Uttar Pradesh, India |
| Yashwantraje Urban Multiple Nidhi Limited | ₹5.07 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Panvel, Maharashtra, India |
| Janodaya Nidhi Limited | ₹5.07 Lakh (FY 2023) | •••• | •••• | 9.0% | •••• | Doddaballapur, Karnataka, India |
| Byzoo Nidhi Limited | ₹5.06 Lakh (FY 2022) | •••• | •••• | •••• | Jhabua, Madhya Pradesh, India | |
| Suryodaya Urban Nidhi Limited | ₹5.05 Lakh (FY 2022) | •••• | •••• | 590.0% | •••• | Hingoli, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below M.S Lucky Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Charges & Borrowings of M.S Lucky Chits Private Limited
M.S Lucky Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at M.S Lucky Chits Private Limited
Employment history and EPFO contributions of people linked to M.S Lucky Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on M.S Lucky Chits Private Limited
M.S Lucky Chits Private Limited has 3 board changes on record since 2023: 2 appointments and 1 cessation. The latest: Ravilla Murali ceased to be Director on 05 Sep 2023.
Credit Ratings, Litigation & Regulatory Alerts for M.S Lucky Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by M.S Lucky Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of M.S Lucky Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of M.S Lucky Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of M.S Lucky Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about M.S Lucky Chits Private Limited
M.S Lucky Chits is an active private limited company based in Chittoor, Andhra Pradesh, India. It was incorporated on 10 July 2023 (3+ years old) and is registered under CIN U66190AP2023PTC111691.
M.S Lucky Chits reported revenue of ₹5.13 Lakh for FY 2025.
M.S Lucky Chits has 2 current directors:
- Ravilla Murali - Managing Director
- Ravilla Sowjanya - Director
M.S Lucky Chits reported a net profit of ₹19,495 (net margin 3.8%) and EBITDA of ₹38,725 (EBITDA margin 7.5%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of M.S Lucky Chits is U66190AP2023PTC111691. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
M.S Lucky Chits was incorporated on 10 July 2023, making it 3+ years old. It is registered with the Registrar of Companies, Vijayawada.
The peers of M.S Lucky Chits by revenue are Kai. Dr. Balkrushna Rajaram Bhusal Rural Multipurpos Nidhi Limited, Sawara Just Help Nidhi Limited, Wincost Kuries Private Limited, Avelikan Nidhi Limited, Mynakam General Chits Kerala Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Ravilla Murali ceased to be Director on 05 Sep 2023. Ravilla Murali was appointed as Managing Director on 10 Jul 2023. Ravilla Sowjanya was appointed as Director on 10 Jul 2023.
The registered office of M.S Lucky Chits is at 17 – 379, Subedar Street, Chittoor, Andhra Pradesh, India – 517001.
M.S Lucky Chits has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh.
No. M.S Lucky Chits is not listed on any stock exchange. It is an unlisted company.