About Mulamoottil Consumer Credits Limited
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Mulamoottil Consumer Credits Limited is a public limited company based in Thiruvananthapuram, Kerala, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 03 June 1997 and has been in existence for over 29 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL1997PLC011494. Its GSTIN is 32AABCM5158M1ZC (Kerala).
The company has an authorised share capital of ₹7 Cr and a paid-up capital of ₹2.44 Cr. It is led by directors including Idicula Abraham (Managing Director) and Abraham Abraham.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at T C No 9/1419 1 Temple Road Sasthamangalam, Thiruvananthapuram, Kerala, India – 695010.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.42 Cr, a decline of 6% compared to the previous year. For the same year it recorded a net loss of ₹92.04 Lakh (net margin -65%) and EBITDA of ₹19.6 Lakh (EBITDA margin 13.8%). Revenue has declined at a compounded annual rate (CAGR) of 10% over three years and 13% over five years.
The company has about 19 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Mulamoottil Consumer Credits. As per MCA filings, the company has open charges of ₹9.63 Cr and satisfied charges of ₹35 Lakh on record. Court records list 3,540 cases involving the company, including 3,467 filed by the company and 74 filed against it; 410 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website mulamoottil.com.
Company details
Contact details
Mulamoottil Consumer Credits Limited's registered office is in Thiruvananthapuram, Kerala. Its website is mulamoottil.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressT C No 9/1419 1 Temple Road Sasthamangalam, Thiruvananthapuram, Kerala, India – 695010
- IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
To see the full contact details of Mulamoottil Consumer Credits Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Mulamoottil Consumer Credits operates one associated brand: Mulamoottil Consumer Credits. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides comprehensive solutions for consumer loans to meet financial needs. | mulamoottil.com |
Business activity
The main business activity of Mulamoottil Consumer Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Mulamoottil Consumer Credits Limited, buy the company report.
Financials of Mulamoottil Consumer Credits Limited
FY 2024 filings availableMulamoottil Consumer Credits Limited reported revenue of ₹1.42 Cr (down 6% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 13% over five years, including a 6% fall in the latest year. EBITDA rose 19% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹19.6 Lakh | ||||
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| Net Profit (PAT) | -₹92.04 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 13.8% | ||||
| Net Profit Margin | -65% | ||||
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To see the full financial statements and ratios of Mulamoottil Consumer Credits Limited, buy the company report.
Board of directors of Mulamoottil Consumer Credits Limited
Mulamoottil Consumer Credits has 5 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Idicula Abraham Also directs: Coastal Foundations Private Limited | Managing Director | 25 Sep 2010 | 16 Years 1 Months | Current |
| Abraham Abraham | Director | 13 Sep 1997 | 29 Years 1 Months | Current |
| Balagopala Kurup Poothampilly | Director | 20 Sep 2013 | 13 Years 1 Months | Current |
| Loney Jacob | Director | 21 Aug 2004 | 22 Years 2 Months | Current |
| Meena Chacko | Director | 03 Jun 1997 | 29 Years 4 Months | Current |
Peer comparison
Mulamoottil Consumer Credits Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sushri Tradecom Pvt Ltd | ₹1.42 Cr (FY 2025) | 108.0% | Kolkata, West Bengal, India | |||
| Man Mohak Fin-Invest-Lease Limited | ₹1.42 Cr (FY 2018) | -10.0% | New Delhi, Delhi, India | |||
| Mulamoottil Consumer Credits Limitedthis company | ₹1.42 Cr (FY 2024) | -₹92.04 Lakh | -65% | -6.0% | 19 | Thiruvananthapuram, Kerala, India |
| Bhutoria Investments Pvt Ltd | ₹1.42 Cr (FY 2025) | 146.0% | Kolkata, West Bengal, India | |||
| Snehrekha Credit Pvt Ltd | ₹1.41 Cr (FY 2025) | -20.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Mulamoottil Consumer Credits Limited, buy the company report.
Auditor
Mulamoottil Consumer Credits Limited is audited by THARIEN & IYPE for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| THARIEN & IYPE | FY 2022 | 004366S |
Shareholding
The shareholding of Mulamoottil Consumer Credits Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
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| Others |
To see the full shareholding pattern of Mulamoottil Consumer Credits Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Jul 2016 | 100074568 | Others | ₹4 Cr | Open | |
| 29 Aug 2006 | 10021255 | Indian Overseas Bank | ₹10 Lakh | Open | |
| 18 Mar 2004 | 90019712 | Icici Bank Ltd. | ₹3.15 Lakh | Open | |
| 09 Sep 1997 | 90016932 | Indian Overseas Bank | ₹5.5 Cr | Open | |
| 31 Mar 2005 | 90020603 | Housing Development Finance Corporation Limited | ₹35 Lakh | Satisfied |
To see the full charge records of Mulamoottil Consumer Credits Limited, buy the company report.
Total charge records: 5 View all charges
Legal cases
Mulamoottil Consumer Credits Limited has 3,540 court cases on record: 3,467 filed by Mulamoottil Consumer Credits, 74 filed against it. 410 cases are pending and 3,130 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3,498 | 63 | 402 |
| High courts | 42 | 11 | 8 |
Cases on record (5 of 3,540)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kollam, Kerala | Execution petition | Filed by the company against Lekha | Pending |
| District court, Ernakulam, Kerala | Court case (RCP) | Filed by the company against Tridentz Immigration & Abroad Studies Private Limited | Pending |
| High Court | Writ petition | Filed against the company by Stancash Chits Private Limited, | Disposed |
| District court, Thiruvananthapuram, Kerala | Court case (RP) | Filed against the company by Mulamoottil Consumer Credits Ltd | Disposed |
| District court, Pathanamthitta, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Mulamoottil Consumer Credits Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Mulamoottil Consumer Credits Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Mulamoottil Consumer Credits Limited has a workforce of 19 employees on its EPFO records as of Apr 05, 2024, across 1 active EPFO establishment.
GST
Mulamoottil Consumer Credits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCM5158M1ZC | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Mulamoottil Consumer Credits Limited, buy the company report.
Recent activity
Mulamoottil Consumer Credits Limited has 12 board changes on record since 1997: 5 appointments and 7 cessations. The latest: Vijayan Eapen ceased to be Director on 05 Dec 2019.
11 earlier events are in the company report.
Frequently asked questions
Mulamoottil Consumer Credits is an active public limited company based in Thiruvananthapuram, Kerala, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 03 June 1997 (29+ years old) and is registered under CIN U65929KL1997PLC011494.
Mulamoottil Consumer Credits has 5 current directors:
- Idicula Abraham - Managing Director
- Abraham Abraham - Director
- Balagopala Kurup Poothampilly - Director
- Loney Jacob - Director
- Meena Chacko - Director
The latest financial statements of Mulamoottil Consumer Credits on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Mulamoottil Consumer Credits is 32AABCM5158M1ZC, registered in Kerala.
The CIN (Corporate Identification Number) of Mulamoottil Consumer Credits is U65929KL1997PLC011494. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Mulamoottil Consumer Credits has 3,540 court cases on record: 3,467 filed by the company and 74 filed against it. 410 are pending. Most are in the district courts.
Mulamoottil Consumer Credits was incorporated on 03 June 1997, making it 29+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Mulamoottil Consumer Credits by revenue are Sushri Tradecom Pvt Ltd, Man Mohak Fin-Invest-Lease Limited, Bhutoria Investments Pvt Ltd, Snehrekha Credit Pvt Ltd, all in the BFSI industry (Asset Financing Companies, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Vijayan Eapen ceased to be Director on 05 Dec 2019. Mammy Oommen ceased to be Director on 16 Jan 2019. Suja Thomas ceased to be Director on 05 Mar 2017. Mulamoottil Consumer Credits has 12 board changes on record in total.
Mulamoottil Consumer Credits can be reached through the website mulamoottil.com. Its registered office is in Thiruvananthapuram, Kerala, India.
The registered office of Mulamoottil Consumer Credits is at T C No 91419 1 Temple Road Sasthamangalam, Thiruvananthapuram, Kerala, India – 695010.