
About Prajna Insuretech Private Limited
Data last updated:
Prajna Insuretech Private Limited is a private limited company based in Hyderabad, Telangana, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 30 December 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Hyderabad, under CIN U74999TG2019PTC138043. Its GSTIN is 36AAKCP9615M1ZQ (Telangana).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1.68 Lakh. It is led by directors Keerthi Kumar Jain and Neha Jain.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at P No 82 – 93 E 101&201 Casa Rouge Jubilee Gardens Kondapur, Hyderabad, Telangana, India – 500084.
As per the financials filed for FY 2025, the company reported a revenue of ₹34,484, a decline of 96% compared to the previous year. For the same year it recorded a net loss of ₹27.02 Lakh and EBITDA of -₹8.97 Lakh. Revenue has declined at a compounded annual rate (CAGR) of 78% over three years.
The company is associated with 1 brand: InsurePays. As per MCA filings, the company has open charges of ₹28 Lakh on record. Court records list 7 cases involving the company, including 2 filed by the company and 5 filed against it; 4 cases are pending.
Prajna Insuretech Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TS-09-0055605). For more details, the company can be reached via its website insurepay.in.
Recognitions & Rankings of Prajna Insuretech
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-TS-09-0055605
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Apps
- Registered AddressP No 82 – 93 E 101&201 Casa Rouge Jubilee Gardens Kondapur, Hyderabad, Telangana, India – 500084
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands
Prajna Insuretech operates one associated brand: InsurePays. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| App-based insurance premium payments platform for policyholders | insurepays.com |
Business Activity
The main business activity of Prajna Insuretech is information and communication. In detail, this covers data processing, hosting and related activities; web portal.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J7 | Data processing, hosting and related activities; web portal | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Financials of Prajna Insuretech Private Limited
FY 2025 filings availablePrajna Insuretech Private Limited reported revenue of ₹34,484 (down 96% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 78% over three years, including a 96% fall in the latest year. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2020-21 to FY 2023-24in the company report |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | •••• | |
| Other Income | •••• | |
| Total Revenue | •••• | |
| Cost of Materials Consumed | •••• | |
| Employee Benefit Expense | •••• | |
| Finance Costs | •••• | |
| Depreciation and Amortisation | •••• | |
| Other Expenses | •••• | |
| Total Expenses | •••• | |
| EBITDA | -₹8.97 Lakh | |
| Profit Before Tax | •••• | |
| Tax Expense | •••• | |
| Net Profit (PAT) | -₹27.02 Lakh | |
| Balance Sheet | ||
| Share Capital | •••• | |
| Reserves and Surplus | •••• | |
| Net Worth (Total Equity) | •••• | |
| Long-term Borrowings | •••• | |
| Short-term Borrowings | •••• | |
| Trade Payables | •••• | |
| Total Liabilities | •••• | |
| Fixed Assets | •••• | |
| Investments | •••• | |
| Inventories | •••• | |
| Trade Receivables | •••• | |
| Cash and Bank Balance | •••• | |
| Total Assets | •••• | |
Financial Ratios
| Metrics | FY 2024-25 | FY 2020-21 to FY 2023-24in the company report |
|---|---|---|
| Profitability | ||
| EBITDA Margin | •••• | |
| Net Profit Margin | •••• | |
| Return on Equity (ROE) | •••• | |
| Return on Capital Employed (ROCE) | •••• | |
| Return on Assets (ROA) | •••• | |
| Liquidity and Debt | ||
| Current Ratio | •••• | |
| Quick Ratio | •••• | |
| Debt-to-Equity Ratio | •••• | |
| Interest Coverage Ratio | •••• | |
| Efficiency and Growth | ||
| Asset Turnover | •••• | |
| Receivable Days | •••• | |
| Payable Days | •••• | |
| Inventory Days | •••• | |
| Revenue Growth | •••• | |
| Net Profit Growth | •••• | |
Paid data: the figures shown as dots, and every line for FY 2020-21 to FY 2023-24, are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Prajna Insuretech are in the company report.
: available in the company report
Board of Directors of Prajna Insuretech Private Limited
Prajna Insuretech has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Keerthi Kumar Jain Also directs: Skolarz Edu-Tech LLP, Neurometric Technologies LLP, Seamless Infra Solutions Private Limited and 3 more | Director | 30 Dec 2019 | 6 Years 9 Months | Current |
| Neha Jain Also directs: Skolarz Edu-Tech LLP, Neurometric Technologies LLP, Seamless Infra Solutions Private Limited and 4 more | Director | 30 Dec 2019 | 6 Years 9 Months | Current |
Auditor Details
Prajna Insuretech Private Limited is audited by LAXMIKANTH RATHI & ASSOCIATES for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| LAXMIKANTH RATHI & ASSOCIATES | Locked | Locked | Locked |
: available in the company report
Ownership and Shareholding
: available in the company report
Charges & Borrowings
| Date | Lender | Amount | Status |
|---|---|---|---|
| 03 Sep 2020 | Others | ₹28 Lakh | Open |
Total charge records: 1 View all charges
Legal Cases
Prajna Insuretech Private Limited has 7 court cases on record: 2 filed by Prajna Insuretech, 5 filed against it. 4 cases are pending and 3 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 6 | 4 | 3 |
| District courts | 1 | 1 | 1 |
Cases on record (5 of 7)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Delhi | Court case (O.M.P. (COMM)) | Filed against the company by Payu Payments Pvt Ltd | Pending |
| High Court of Delhi | Court case (OMP (ENF.) (COMM.)) | Filed against the company by Payu Payments Pvt Ltd | Pending |
| High Court of Delhi | Court case (O.M.P. (COMM)) | Filed by the company against M/S Payu Payments Pvt. Ltd. | Pending |
| District court, West, Delhi | Commercial suit | Filed against the company by Payvorite India OPC Pvt Ltd | Pending |
| High Court of Delhi | Arbitration matter | Filed against the company by Payu Payments Private Limited | Disposed |
: available in the company report
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance
Employment history and EPFO contributions of people linked to Prajna Insuretech.
: available in the company report
Recent Activity
Prajna Insuretech Private Limited has 3 board changes on record since 2019: 2 appointments and 1 cessation. The latest: Sanjay Sadashiv Teli ceased to be Additional Director on 14 Aug 2020.
Credit Ratings, Litigation & Regulatory Alerts
: available in the company report
MSME Payment Delays
: available in the company report
Subsidiaries & Group Companies
: available in the company report
GST Compliance
Prajna Insuretech has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 36AAKCP9615M1ZQ | Telangana | Active | 21 Jan 2020 |
: available in the company report
MCA Filings & Documents
: available in the company report
Frequently Asked Questions
Prajna Insuretech is an active private limited company based in Hyderabad, Telangana, India. The company works in online financial services, within the internet industry. It was incorporated on 30 December 2019 (7+ years old) and is registered under CIN U74999TG2019PTC138043.
Prajna Insuretech has 2 current directors:
- Keerthi Kumar Jain - Director
- Neha Jain - Director
The latest financial statements of Prajna Insuretech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Prajna Insuretech is 36AAKCP9615M1ZQ, registered in Telangana.
The CIN (Corporate Identification Number) of Prajna Insuretech is U74999TG2019PTC138043. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Prajna Insuretech has 7 court cases on record: 2 filed by the company and 5 filed against it. 4 are pending. Most are in the high courts.
Prajna Insuretech was incorporated on 30 December 2019, making it 7+ years old. It is registered with the Registrar of Companies, Hyderabad.
Sanjay Sadashiv Teli ceased to be Additional Director on 14 Aug 2020. Keerthi Kumar Jain was appointed as Director on 30 Dec 2019. Neha Jain was appointed as Director on 30 Dec 2019.
Yes, Prajna Insuretech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Prajna Insuretech is registered as a micro enterprise under Udyam registration (number: UDYAM-TS-09-0055605).