About Royal Chit Fund Private Limited
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Royal Chit Fund Private Limited is a private limited company based in Gurugram, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 01 April 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65100HR2010PTC040326. Its GSTIN is 06AAECR7223B1ZS (Haryana).
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹1 Cr. It is led by directors Narender Kumar Yadav and Satish Chand Singla.
Its last annual general meeting (AGM) was held on 18 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Office No – 1 Ground Floor Shree Shyam Tower Jharsa Road Near Hotel Haute Monde, Gurugram, Haryana, India – 122001.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.58 Lakh, a decline of 60% compared to the previous year. For the same year it recorded a net profit of ₹49,075 (net margin 6.5%) and EBITDA of ₹1.53 Lakh (EBITDA margin 20.2%). Revenue has declined at a compounded annual rate (CAGR) of 51% over three years and 34% over five years.
Court records list 38 cases involving the company, including 32 filed by the company and 6 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website royalchitfund.com.
Company details
Contact details
Royal Chit Fund Private Limited's registered office is in Gurugram, Haryana. Its website is royalchitfund.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressOffice No – 1 Ground Floor Shree Shyam Tower Jharsa Road Near Hotel Haute Monde, Gurugram, Haryana, India – 122001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Royal Chit Fund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Royal Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Royal Chit Fund Private Limited, buy the company report.
Financials of Royal Chit Fund Private Limited
FY 2024 filings availableRoyal Chit Fund Private Limited reported revenue of ₹7.58 Lakh (down 60% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 34% over five years, including a 60% fall in the latest year. EBITDA fell 67% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.53 Lakh | ||||
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| Net Profit (PAT) | ₹49,075 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 20.2% | ||||
| Net Profit Margin | 6.5% | ||||
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To see the full financial statements and ratios of Royal Chit Fund Private Limited, buy the company report.
Board of directors of Royal Chit Fund Private Limited
Royal Chit Fund has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Narender Kumar Yadav Also directs: Intech Retreaders Private Limited, Haryana Cold Retreads Private Limited, Eentech Chits Private Limited and 2 more | Director | 01 Apr 2010 | 16 Years 6 Months | Current |
| Satish Chand Singla Also directs: Nawanshahr Finance Private Limited, Aaress Chits Private Limited | Director | 01 Apr 2010 | 16 Years 6 Months | Current |
Peer comparison
Royal Chit Fund Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sajilee Nidhi Limited | ₹7.69 Lakh (FY 2022) | -20.0% | Mannarkkad, Kerala, India | |||
| Yashvi Chits Private Limited | ₹7.59 Lakh (FY 2025) | -48.0% | Gurgaon, Haryana, India | |||
| Sree Yasodha Chit Funds (India) Private Limited | ₹7.58 Lakh (FY 2024) | -23.0% | Pollachi, Tamil Nadu, India | |||
| Royal Chit Fund Private Limitedthis company | ₹7.58 Lakh (FY 2025) | ₹49,075 | 6.5% | -60.0% | Gurugram, Haryana, India | |
| Sunrise Micro Finance Associates India | ₹7.55 Lakh (FY 2024) | 1.0% | Agra, Uttar Pradesh, India | |||
| Loksamriddhi Nidhi Limited | ₹7.52 Lakh (FY 2025) | -33.0% | Agra, Uttar Pradesh, India | |||
| Shubhangi Chit Funds Private Limited | ₹7.5 Lakh (FY 2023) | -22.0% | Pune, Maharashtra, India | |||
| Mahalaxmi Samriddhi Micro Finance | ₹7.49 Lakh (FY 2025) | 3.0% | Jaunpur, Uttar Pradesh, India |
To see the full peer comparison of Royal Chit Fund Private Limited, buy the company report.
Auditor
Royal Chit Fund Private Limited is audited by RAJPAL SINGH & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAJPAL SINGH & ASSOCIATES | FY 2023 | 013659N |
Shareholding
The shareholding of Royal Chit Fund Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Royal Chit Fund Private Limited, buy the company report.
Legal cases
Royal Chit Fund Private Limited has 38 court cases on record: 32 filed by Royal Chit Fund, 6 filed against it. 2 cases are pending and 36 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 38 | 6 | 2 |
Cases on record (5 of 38)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against M/S Prachi Buildtech Pvt Ltd and 2 others | Disposed |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against M/S Vanshi Buildtech Pvt Ltd and 2 others | Disposed |
| District court, Gurugram, Haryana | Court case (CRR) | Filed against the company by an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, South West, Delhi | Civil suit | Filed against the company by State | Disposed |
To see the full case history of Royal Chit Fund Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Royal Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Royal Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAECR7223B1ZS | Haryana | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Royal Chit Fund Private Limited, buy the company report.
Recent activity
Royal Chit Fund Private Limited has 2 board changes on record since 2010: 2 appointments. The latest: Narender Kumar Yadav was appointed as Director on 01 Apr 2010.
Frequently asked questions
Royal Chit Fund is an active private limited company based in Gurugram, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 01 April 2010 (16+ years old) and is registered under CIN U65100HR2010PTC040326.
Royal Chit Fund has 2 current directors:
- Narender Kumar Yadav - Director
- Satish Chand Singla - Director
The latest financial statements of Royal Chit Fund on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 18 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Royal Chit Fund is 06AAECR7223B1ZS, registered in Haryana.
The CIN (Corporate Identification Number) of Royal Chit Fund is U65100HR2010PTC040326. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Royal Chit Fund has 38 court cases on record: 32 filed by the company and 6 filed against it. 2 are pending.
Royal Chit Fund was incorporated on 01 April 2010, making it 16+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Royal Chit Fund by revenue are Sajilee Nidhi Limited, Yashvi Chits Private Limited, Sree Yasodha Chit Funds (India) Private Limited, Sunrise Micro Finance Associates India, Loksamriddhi Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Narender Kumar Yadav was appointed as Director on 01 Apr 2010. Satish Chand Singla was appointed as Director on 01 Apr 2010.
Royal Chit Fund can be reached through the website royalchitfund.com. Its registered office is in Gurugram, Haryana, India.
The registered office of Royal Chit Fund is at Office No – 1 Ground Floor Shree Shyam Tower Jharsa Road Near Hotel Haute Monde, Gurugram, Haryana, India – 122001.