About Wizzmoni Financial Services Limited
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Wizzmoni Financial Services Limited is a public limited company based in Bangalore, Karnataka, India, a subsidiary of Ux Holdings Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 June 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U85110KA1995PLC018175. Its GSTIN is 06AAACU2040F1ZW (Haryana). The company holds 20 GST registrations, of which 18 are active.
The company has an authorised share capital of ₹500 Cr and a paid-up capital of ₹157 Cr. It was formerly known as U a E Exchange and Financial Services Limited and Uae Exchange and Financial Services Limited. It is led by directors including Krishnan Rajamony (Whole-Time Director) and Dominic Traynor.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Ng – 12 & 13 Manipal Centre North Block Dickenson Road Bangalore, Karnataka, India – 560042.
As per the financials filed for FY 2024, the company reported a revenue of ₹22.38 Cr, a decline of 89% compared to the previous year. For the same year it recorded a net loss of ₹23.84 Cr (net margin -106.6%). Revenue has declined at a compounded annual rate (CAGR) of 50% over three years and 41% over five years.
The company has about 2,415 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 1 brand: Unimoni. As per MCA filings, the company has open charges of ₹298.98 Cr and satisfied charges of ₹1,270.23 Cr on record. Court records list 739 cases involving the company, including 693 filed by the company and 47 filed against it; 93 cases are pending. The company has 7 deals on record (5 secondary share transfers, 2 rights issues); the latest was in June 2023. Its 4 peer companies in the BFSI industry (Large NBFC, Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 2 smaller; the largest is Subhlakshmi Finance Private Limited with revenue of ₹22.57 Cr. The company has 9 MSME Form 1 returns on record between 2019 and 2024, listing 174 overdue payments to 28 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website uaeexchangeindia.com.
Company details
Name history
Wizzmoni Financial Services has undergone 4 name changes throughout its history. The current legal name is Wizzmoni Financial Services Limited.
| Company Name | Status |
|---|---|
| Wizzmoni Financial Services Limited | Current |
| U A E Exchange And Financial Services Limited | Previous |
| Uae Exchange And Financial Services Limited | Previous |
| Uae Exchange & Finacial Services Limited | Previous |
CIN history
Wizzmoni Financial Services has one previous CIN (Corporate Identification Number): U82733KA1995PLC018175. The current CIN is U85110KA1995PLC018175, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U85110KA1995PLC018175 | Current |
| U82733KA1995PLC018175 | Previous |
Contact details
Wizzmoni Financial Services Limited's registered office is in Bangalore, Karnataka. Its website is uaeexchangeindia.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressNg – 12 & 13 Manipal Centre North Block Dickenson Road Bangalore, Karnataka, India – 560042
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Wizzmoni Financial Services Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Wizzmoni Financial Services operates one associated brand: Unimoni. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Foreign exchange, remittances, and travel solutions are provided by Unimoni. | unimoni.in |
Business activity
The main business activity of Wizzmoni Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Wizzmoni Financial Services Limited, buy the company report.
Financials of Wizzmoni Financial Services Limited
FY 2024 filings availableWizzmoni Financial Services Limited reported revenue of ₹22.38 Cr (down 89% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 41% over five years, including a 89% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Net Profit (PAT) | -₹23.84 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | -106.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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| Payable Days | |||||
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| Net Profit Growth | |||||
To see the full financial statements and ratios of Wizzmoni Financial Services Limited, buy the company report.
Board of directors of Wizzmoni Financial Services Limited
Wizzmoni Financial Services has 5 current directors and 31 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Dominic Traynor Also directs: Wizzforex Digital Private Limited, Wizzfinancial Services Private Limited, Unimoni Enterprise Solutions Private Limited and 2 more | Director | 17 Jul 2024 | 2 Years 3 Months | Current |
| Krishnan Rajamony Also directs: Wizzforex Digital Private Limited, Utx Travels Private Limited, Wizzfinancial Services Private Limited and 1 more | Whole-Time Director | 19 Sep 2011 | 15 Years 1 Months | Current |
| Venkataramani Radhakrishanan Also directs: Bgse Financials Limited | Director | 13 Oct 2025 | 1 Years 0 Months | Current |
| Amir Nagammy | Director | 17 Jul 2024 | 2 Years 3 Months | Current |
| Anupam Sonal | Director | 13 Oct 2025 | 1 Years 0 Months | Current |
Peer comparison
Wizzmoni Financial Services Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Large NBFC, Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Subhlakshmi Finance Private Limited | ₹22.57 Cr (FY 2025) | -50.0% | Sangrur, Punjab, India | |||
| Sunchan Finance Limited | ₹22.39 Cr (FY 2024) | 19.0% | Kolkata, West Bengal, India | |||
| Wizzmoni Financial Services Limitedthis company | ₹22.38 Cr (FY 2024) | -₹23.84 Cr | -106.6% | -89.0% | 2,415 | Bangalore, Karnataka, India |
| Shrill Investments Limited | ₹22.32 Cr (FY 2025) | 1.0% | New Delhi, Delhi, India | |||
| Chirag Credit Capital Pvt Ltd | ₹22.23 Cr (FY 2025) | 165.0% | New Delhi, Delhi, India |
To see the full peer comparison of Wizzmoni Financial Services Limited, buy the company report.
Auditor
Wizzmoni Financial Services Limited is audited by MSKA AND ASSOCIATES for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MSKA AND ASSOCIATES | FY 2020 | 105047W |
Shareholding
The shareholding of Wizzmoni Financial Services Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Wizzmoni Financial Services Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 08 Dec 2025 | 101200834 | Others | ₹15 Cr | Open | |
| 29 Nov 2025 | 101198479 | City Union Bank Limited | ₹20 Cr | Open | |
| 29 Nov 2025 | 101198468 | City Union Bank Limited | ₹40 Cr | Open | |
| 30 Oct 2025 | 101178903 | Others | ₹15 Cr | Open | |
| 29 Sep 2025 | 101171390 | Others | ₹15 Cr | Open |
To see the full charge records of Wizzmoni Financial Services Limited, buy the company report.
Total charge records: 41 View all charges
Deals & funding
Wizzmoni Financial Services Limited has 7 deals on record (5 secondary share transfers, 2 rights issues); the latest was in June 2023.
Deals on record (5 of 7)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2023 | Secondary share transfer | Undisclosed | Buyer: Wizzpay India Holdings Limited Seller: UX Holdings Limited |
| Aug 2020 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| May 2019 | Rights issue | ₹95 Cr | Investors: UX Holdings Limited, 3 individuals |
| Feb 2019 | Secondary share transfer | Undisclosed | Buyer: UX Holdings Limited Seller: an individual |
| Mar 2014 | Rights issue | ₹31 Cr | Investors: an individual |
To see the full deal history of Wizzmoni Financial Services Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Wizzmoni Financial Services Limited has 739 court cases on record: 693 filed by Wizzmoni Financial Services, 47 filed against it. 93 cases are pending and 646 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 694 | 31 | 80 |
| High courts | 44 | 15 | 13 |
| Supreme Court | 1 | 1 | 0 |
Cases on record (5 of 739)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kottayam, Kerala | Commercial suit | Filed against the company by Church of South India Trust Association Represented by Its Joint Power of Attorney Holders | Disposed |
| District court, Malappuram, Kerala | Criminal case | Filed against the company by UAE Exchange and Financial Services Ltd. | Disposed |
| District court, Amritsar, Punjab | Civil suit | Filed against the company by an individual | Pending |
| District court, Indore, Madhya Pradesh | Court case (UN CIV) | Filed against the company by an individual | Pending |
| District court, Ernakulam, Kerala | Criminal complaint | Filed by the company against an individual | Pending |
To see the full case history of Wizzmoni Financial Services Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Wizzmoni Financial Services Limited has 9 MSME Form 1 returns on record between 2019 and 2024, listing 174 overdue payments to 28 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 28)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | |||
| Ciss Bureau | |||
| an individual supplier | |||
| an individual supplier | |||
| an individual supplier |
To see the full MSME payment records of Wizzmoni Financial Services Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Group structure & subsidiaries
Wizzmoni Financial Services has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Utx Travels Private Limited | U63030KA2018PTC109508 |
To see the full group structure of Wizzmoni Financial Services Limited, buy the company report.
Employees & EPFO
Wizzmoni Financial Services Limited has a workforce of 2,415 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 2,415 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Wizzmoni Financial Services Limited, buy the company report.
GST
Wizzmoni Financial Services has 20 GST registrations: 18 active and 2 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAACU2040F1ZW | Haryana | Active | 01 Jul 2017 |
| 07AAACU2040F1ZU | Delhi | Active | 01 Jul 2017 |
| 08AAACU2040F1ZS | Rajasthan | Active | 01 Jul 2017 |
| 09AAACU2040F1ZQ | Uttar Pradesh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Wizzmoni Financial Services Limited, buy the company report.
Recent activity
Wizzmoni Financial Services Limited has 34 board changes on record since 2011: 5 appointments and 29 cessations. The latest: Anupam Sonal ceased to be Additional Director on 05 Nov 2025.
105 earlier events are in the company report.
News
Frequently asked questions
Wizzmoni Financial Services is an active public limited company based in Bangalore, Karnataka, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 June 1995 (31+ years old) and is registered under CIN U85110KA1995PLC018175.
Wizzmoni Financial Services has 5 current directors:
- Krishnan Rajamony - Whole-Time Director
- Dominic Traynor - Director
- Venkataramani Radhakrishanan - Director
- Amir Nagammy - Director
- Anupam Sonal - Director
The latest financial statements of Wizzmoni Financial Services on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Wizzmoni Financial Services is 06AAACU2040F1ZW, registered in Haryana. The company has 20 GST registrations in all, of which 18 are active and 2 are cancelled or inactive. Other active GSTINs include 07AAACU2040F1ZU (Delhi), 08AAACU2040F1ZS (Rajasthan), 09AAACU2040F1ZQ (Uttar Pradesh).
The CIN (Corporate Identification Number) of Wizzmoni Financial Services is U85110KA1995PLC018175. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Wizzmoni Financial Services has 739 court cases on record: 693 filed by the company and 47 filed against it. 93 are pending. Most are in the district courts.
Wizzmoni Financial Services was incorporated on 29 June 1995, making it 31+ years old. It is registered with the Registrar of Companies, Bangalore.
Wizzmoni Financial Services has 7 deals on record (5 secondary share transfers, 2 rights issues); the latest was in June 2023.
The peers of Wizzmoni Financial Services by revenue are Subhlakshmi Finance Private Limited, Sunchan Finance Limited, Shrill Investments Limited, Chirag Credit Capital Pvt Ltd, all in the BFSI industry (Large NBFC, Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities).
Anupam Sonal ceased to be Additional Director on 05 Nov 2025. Venkataramani Radhakrishanan ceased to be Additional Director on 05 Nov 2025. Anupam Sonal was appointed as Director on 13 Oct 2025. Wizzmoni Financial Services has 34 board changes on record in total.
Wizzmoni Financial Services has 9 MSME Form 1 returns on record between 2019 and 2024, listing 174 overdue payments to 28 micro and small suppliers. The latest return was filed on 24 Apr 2024.
Wizzmoni Financial Services can be reached through the website uaeexchangeindia.com. Its registered office is in Bangalore, Karnataka, India.
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