India's Richest People 2026 edition · 2 directors · Source: Hurun India
- #299 Nirmal Bhanwarlal Jain ₹12,700 Cr
- #1,140 Venkataraman Rajamani ₹2,200 Cr
Revenue · FY 2025
₹3,715.44 Cr
▲ 12% YoY
Net profit · FY 2025
₹976.5 Cr
Net margin 26.3%
Authorised capital
₹172 Cr
Registered with MCA
Paid-up capital
₹26.34 Cr
Issued & subscribed
Open charges
₹33,505 Cr
Satisfied ₹3,328 Cr
Company age
20 yrs
Est. 2006
Employees · EPFO
4,633
Provident fund records
Directors on board
12
As per MCA filings
About Iifl Home Finance Limited
Data last updated:
Iifl Home Finance Limited is a public limited company based in Thane, Maharashtra, India, a subsidiary of Iifl Finance Limited. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 26 December 2006 and has been in existence for over 20 years.
Its director Nirmal Bhanwarlal Jain is #299 among India's richest people (2026). Its director Venkataraman Rajamani is #1,140 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65993MH2006PLC166475. Its GSTIN is 27AABCI6154K1ZD (Maharashtra). The company holds 20 GST registrations, all of them active.
The company has an authorised share capital of ₹172 Cr and a paid-up capital of ₹26.34 Cr. It was formerly known as India Infoline Housing Finance Limited. It is led by directors including Kousgi Sreenivasa Murthy Girish (Managing Director) and Nirmal Bhanwarlal Jain.
Its last annual general meeting (AGM) was held on 31 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Iifl House Sun Infotech Park Road No. 16V Plot No. B – 23 MIDC Thane Industrial Area Wa, Gle Estate, Maharashtra, India – 400604.
As per the financials filed for FY 2025, the company reported a revenue of ₹3,715.44 Cr, a growth of 12% compared to the previous year. For the same year it recorded a net profit of ₹976.5 Cr (net margin 26.3%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 16% over five years.
The company has about 4,633 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 2 brands: IIFL Finance and IIFL Home Loans. As per MCA filings, the company has open charges of ₹33,505 Cr and satisfied charges of ₹3,328 Cr on record. Court records list 67,220 cases involving the company, including 66,219 filed by the company and 1,013 filed against it; 41,453 cases are pending. The company has 16 deals on record (7 funding rounds, 5 secondary share transfers, 3 rights issues), with disclosed funding of ₹2,628.5 Cr; the latest was in August 2022.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website iiflhomeloans.com.
Company details
CIN U65993MH2006PLC166475
Registration Number 166475
Incorporation Date 26 December 2006
ROC Mumbai
Listing Status Unlisted
Company Status Active
Parent Company Iifl Finance Limited
Compliance Status Active Compliant
Name history
Iifl Home Finance has undergone 3 name changes throughout its history. The company was previously known as India Infoline Housing Finance Limited, Iifl Home Finance Limited, and Iifl Housing Finance Limited. The current legal name is Iifl Home Finance Limited.
| Company Name | Status |
|---|---|
| Iifl Home Finance Limited | Current |
| India Infoline Housing Finance Limited | Previous |
| Iifl Housing Finance Limited | Previous |
Key People
Kousgi Sreenivasa Murthy Girish Managing Director Tushar Hasmukh Kotecha Cfo Nirmal Bhanwarlal Jain Director Recognitions & Rankings of Iifl Home Finance
Contact details
Iifl Home Finance Limited's registered office is in Thane, Maharashtra. Its website is iiflhomeloans.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressIifl House Sun Infotech Park Road No. 16V Plot No. B – 23 MIDC Thane Industrial Area Wa, Gle Estate, Maharashtra, India – 400604
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of Iifl Home Finance Limited, buy the company report.
Comprehensive company report
Iifl Home Finance Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Iifl Home Finance operates two associated brands: IIFL Finance and IIFL Home Loans. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Online gold, home, personal, and business loans are provided. | iifl.com | |
| Provider of home loan services | iiflhomeloans.com |
Business activity
The main business activity of Iifl Home Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Iifl Home Finance Limited, buy the company report.
Financials of Iifl Home Finance Limited
FY 2025 filings availableIifl Home Finance Limited reported revenue of ₹3,715.44 Cr (up 12% YoY) for FY 2025.
Revenue · FY 2025
₹3,715.44 Cr ▲ 12%
Net profit · FY 2025
₹976.5 Cr margin 26.3%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 12%
3 years · compounded
▲ 18%
5 years · compounded
▲ 16%
Revenue has grown at a compounded annual rate (CAGR) of 16% over five years, including 12% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹3,715.44 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | |||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹976.5 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | 26.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Iifl Home Finance Limited, buy the company report.
Board of directors and KMP of Iifl Home Finance Limited
Iifl Home Finance Limited currently reports 11 directors and 1 key managerial person. 23 former directors have served the organization.
Current Directors and KMP
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nirmal Bhanwarlal Jain | Director | 26 Dec 2006 | 19 Years 10 Months | Current |
| Venkataraman Rajamani Also directs: Iifl Finance Limited, Iifl Capital Services Limited, Orpheus Trading Private Limited and 1 more | Director | 26 Dec 2006 | 19 Years 10 Months | Current |
| Mohua Mukherjee Also directs: Maanaveeya Development & Finance Private Limited | Director | 26 Aug 2021 | 5 Years 2 Months | Current |
| Srinivasan Sridhar Also directs: Essfore Consultancy Services LLP, Go Fashion (India) Limited, BNP Akone Evc Private Limited and 5 more | Director | 01 Oct 2013 | 13 Years 1 Months | Current |
| Kabir Mathur Also directs: Mphasis Limited, Aditya Birla Health Insurance Co. Limited | Nominee Director | 22 Aug 2022 | 4 Years 2 Months | Current |
| Venkataramanan Anantharaman | Director | 21 Feb 2023 | 3 Years 8 Months | Current |
Showing 6 of 12 current directors and KMP. View all directors and KMP
Auditor
Iifl Home Finance Limited is audited by Suresh Surana & Associates LLP for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Suresh Surana & Associates LLP | FY 2024 | 121750W/W100010 |
Shareholding
The shareholding of Iifl Home Finance Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Iifl Home Finance Limited, buy the company report.
Charges & borrowings
Open charges
₹33,505 Cr
Satisfied charges
₹3,328 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 24 Mar 2025 | 101066756 | Others | ₹500 Cr | Open | |
| 28 Jan 2025 | 101107355 | Others | ₹1,700 Cr | Open | |
| 26 Dec 2024 | 101037158 | Others | ₹380.35 Cr | Open | |
| 21 Oct 2024 | 101001297 | Others | ₹1,200 Cr | Open | |
| 09 Aug 2023 | 100758192 | Others | ₹2,500 Cr | Open |
To see the full charge records of Iifl Home Finance Limited, buy the company report.
Total charge records: 52 View all charges
Deals & funding
Iifl Home Finance Limited has 16 deals on record (7 funding rounds, 5 secondary share transfers, 3 rights issues), with disclosed funding of ₹2,628.5 Cr; the latest was in August 2022.
Total deals
16
Funding rounds
7
Secondary share transfers
5
Rights issues
3
Debt financing
1
Disclosed funding
₹2,628.5 Cr
Deals on record (5 of 16)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2020 | Secondary share transfer | Undisclosed | Buyer: Iifl Finance Limited Seller: India Infoline Finance Limited |
| Nov 2018 | Rights issue | ₹100 Cr | Investors: India Infoline Finance Limited |
| Nov 2017 | Debt financing | ₹65 Cr | Investors: IDFC Credit Opportunities Fund, Derivium Tradition Securities (India) Private Limited , Unifi Capital |
| Mar 2017 | Rights issue | ₹160 Cr | Investors: India Infoline Finance Limited |
| Oct 2016 | Secondary share transfer | Undisclosed | Seller: India Infoline Finance Limited |
To see the full deal history of Iifl Home Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Iifl Home Finance Limited has 67,220 court cases on record: 66,219 filed by Iifl Home Finance, 1,013 filed against it. 41,453 cases are pending and 25,767 are disposed.
Total cases
67,220
Filed by the company
66,219
Filed against the company
1,013
Pending
41,453
Disposed
25,767
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 66,065 | 416 | 41,197 |
| High courts | 1,040 | 547 | 214 |
| NCLAT | 66 | 17 | 29 |
| Supreme Court | 35 | 30 | 11 |
| NCLT | 14 | 3 | 2 |
Cases on record (5 of 67,220)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case (4805-Others : Matters not falling under any other category.) | Filed against the company by an individual | Disposed |
| Supreme Court | Court case (0602-Banking : Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, debt recovery by banks, financial institutions, cooperative banks and negotiable instruments [other than criminal prosecution]) | Filed against the company by individuals | Disposed |
| District court, New Delhi, Delhi | Court case (OMP (I) (COMM.)) | Filed against the company by Gic Housing Finance Ltd | Disposed |
| District court, Central, Delhi | Civil suit | Filed against the company | Pending |
| NCLAT, NCLAT New Delhi | Interim or miscellaneous application | Filed against the company by M/S Goodwill Iron and Steel Traders Private | Pending |
To see the full case history of Iifl Home Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Iifl Home Finance Limited was last rated by Care on 07 Oct 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 07 Oct 2021 |
To see the full credit ratings and regulatory alerts of Iifl Home Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Iifl Home Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Iifl Home Finance has 1 subsidiary company. This group structure data is as of FY 2024. The table lists each entity with its relationship and holding.
1
Subsidiary companies
Key subsidiaries
| Company Name | CIN | Shares held |
|---|---|---|
| Iihfl Sales Limited | U74999MH2021PLC368361 |
To see the full group structure of Iifl Home Finance Limited, buy the company report.
Employees & EPFO
Iifl Home Finance Limited has a workforce of 4,633 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Employee count
4,633
Active EPFO establishments
1
Employee growth
12.2%
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 4,633 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Iifl Home Finance Limited, buy the company report.
GST
Iifl Home Finance has 20 GST registrations: 20 active. The first 4 active GSTINs are listed below.
Total GSTINs
20
Active
20
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AABCI6154K1ZD | Maharashtra | Active | 01 Jul 2017 |
| 04AABCI6154K1ZL | Chandigarh | Active | 01 Jul 2017 |
| 06AABCI6154K1ZH | Haryana | Active | 01 Jul 2017 |
| 22AABCI6154K1ZN | Chhattisgarh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Iifl Home Finance Limited, buy the company report.
Recent activity
Iifl Home Finance Limited has 47 board changes on record since 2006: 29 appointments and 18 cessations. The latest: Kousgi Sreenivasa Murthy Girish was appointed as Managing Director on 30 Oct 2025.
Charges
A charge registered on 15 Oct 2024 via Charge ID 101013943 with Others was fully satisfied on 13 Nov 2025.
Charges
A charge registered on 05 Mar 2020 via Charge ID 100327664 with Others was fully satisfied on 06 Nov 2025.
Appointed
Kousgi Sreenivasa Murthy Girish was appointed as Managing Director.
Appointed
Tushar Hasmukh Kotecha was appointed as CFO.
Ceased
Sumit Jhunjhunwala ceased to be CFO.
Charges
A charge with Others of Rs. 341.76 Cr registered on 17 Jan 2022 with Charge ID 100534729 was modified on 06 Oct 2025.
Charges
A charge registered on 17 May 2023 via Charge ID 100752672 with Others was fully satisfied on 19 Aug 2025.
Charges
A charge with Others of Rs. 720.00 Cr registered on 30 Jun 2020 with Charge ID 100361412 was modified on 19 Aug 2025.
Charges
A charge with Others of Rs. 1,700.00 Cr registered on 28 Jan 2025 with Charge ID 101107355 was modified on 01 Aug 2025.
AGM
Iifl Home Finance Limited last Annual general meeting of members was held on 31 Jul 2025 as per latest MCA records.
Ceased
Ajay Jaiswal ceased to be Company Secretary.
Appointed
Bhanumathi Viswanathan Melattur was appointed as Director.
130 earlier events are in the company report.
News
Frequently asked questions
Iifl Home Finance is an active public limited company based in Thane, Maharashtra, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 26 December 2006 (20+ years old) and is registered under CIN U65993MH2006PLC166475.
Iifl Home Finance has 12 current directors and KMP:
- Kousgi Sreenivasa Murthy Girish - Managing Director
- Nirmal Bhanwarlal Jain - Director
- Venkataraman Rajamani - Director
- Mohua Mukherjee - Director
- Srinivasan Sridhar - Director
- Kabir Mathur - Nominee Director
- Venkataramanan Anantharaman - Director
- Bhanumathi Viswanathan Melattur - Director
- Mohan Sekhar - Director
- Ramakrishnan Subramanian - Director
- Mathew Joseph - Director
- Tushar Hasmukh Kotecha - Cfo
The latest financial statements of Iifl Home Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 31 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Iifl Home Finance is 27AABCI6154K1ZD, registered in Maharashtra. The company has 20 GST registrations in all, of which 20 are active. Other active GSTINs include 04AABCI6154K1ZL (Chandigarh), 06AABCI6154K1ZH (Haryana), 22AABCI6154K1ZN (Chhattisgarh).
The CIN (Corporate Identification Number) of Iifl Home Finance is U65993MH2006PLC166475. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Iifl Home Finance has 67,220 court cases on record: 66,219 filed by the company and 1,013 filed against it. 41,453 are pending. Most are in the district courts.
Iifl Home Finance was incorporated on 26 December 2006, making it 20+ years old. It is registered with the Registrar of Companies, Mumbai.
Iifl Home Finance has 16 deals on record (7 funding rounds, 5 secondary share transfers, 3 rights issues), with disclosed funding of ₹2,628.5 Cr; the latest was in August 2022.
Kousgi Sreenivasa Murthy Girish was appointed as Managing Director on 30 Oct 2025. Tushar Hasmukh Kotecha was appointed as CFO on 09 Oct 2025. Sumit Jhunjhunwala ceased to be CFO on 08 Oct 2025. Iifl Home Finance has 47 board changes on record in total.
Iifl Home Finance can be reached through the website iiflhomeloans.com. Its registered office is in Thane, Maharashtra, India.
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