Ipsa Credit Private Ltd
About Ipsa Credit Private Ltd
Data last updated:
Ipsa Credit Private Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 05 May 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65921WB1992PTC055357.
The company has an authorised share capital of ₹2.5 Cr and a paid-up capital of ₹2.29 Cr. It was formerly known as Ipsa Credit Ltd. It is led by directors including Ipsa Gupta and Reena Gupta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 4/1 Middelton Street Sikkim House 4th Floor, Kolkata, West Bengal, India – 700071.
As per the financials filed for FY 2024, the company reported a revenue of ₹2.33 Cr, a growth of 7% compared to the previous year. For the same year it recorded a net profit of ₹18.59 Lakh (net margin 8%) and EBITDA of ₹29.34 Lakh (EBITDA margin 12.6%). Revenue has grown at a compounded annual rate (CAGR) of 36% over three years and 39% over five years.
Court records list 475 cases involving the company, including 415 filed by the company and 60 filed against it; 103 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Ipsa Credit has one previous CIN (Corporate Identification Number): U65921WB1992PLC055357. The current CIN is U65921WB1992PTC055357, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921WB1992PTC055357 | Current |
| U65921WB1992PLC055357 | Previous |
Contact details
Ipsa Credit Private Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address4/1 Middelton Street Sikkim House 4th Floor, Kolkata, West Bengal, India – 700071
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Ipsa Credit Private Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ipsa Credit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ipsa Credit Private Ltd, buy the company report.
Financials of Ipsa Credit Private Ltd
FY 2025 filings availableIpsa Credit Private Ltd reported revenue of ₹2.33 Cr (up 7% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 39% over five years, including 7% growth in the latest year. EBITDA fell 43% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹29.34 Lakh | ||||
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| Net Profit (PAT) | ₹18.59 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 12.6% | ||||
| Net Profit Margin | 8% | ||||
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To see the full financial statements and ratios of Ipsa Credit Private Ltd, buy the company report.
Board of directors of Ipsa Credit Private Ltd
Ipsa Credit has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ipsa Gupta Also directs: Mars Viniyog Pvt.Ltd., Parag Finlease Private Limited | Director | 01 Aug 2013 | 13 Years 2 Months | Current |
| Reena Gupta Also directs: Mars Viniyog Pvt.Ltd., Parag Finlease Private Limited | Director | 01 Aug 2013 | 13 Years 2 Months | Current |
| Manoj Gupta Also directs: Mars Viniyog Pvt.Ltd., Parag Finlease Private Limited | Director | 01 Jan 1993 | 33 Years 9 Months | Current |
Peer comparison
Ipsa Credit Private Ltd is compared with the 5 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bherudan Dugar Finance Limited | ₹2.33 Cr (FY 2024) | 18.0% | Chennai, Tamil Nadu, India | |||
| Rajput Leasing and Finance Limited | ₹2.33 Cr (FY 2025) | 14.0% | Khanna, Punjab, India | |||
| S S Entrade Pvt Ltd | ₹2.33 Cr (FY 2025) | 113.0% | Kolkata, West Bengal, India | |||
| Ipsa Credit Private Ltdthis company | ₹2.33 Cr (FY 2024) | ₹18.59 Lakh | 8% | 7.0% | Kolkata, West Bengal, India | |
| DPG Finance Private Limited | ₹2.32 Cr (FY 2025) | -4.0% | New Delhi, Delhi, India | |||
| Apoorva Extrusion Private Limited | ₹2.32 Cr (FY 2025) | -25.0% | New Delhi, Delhi, India |
To see the full peer comparison of Ipsa Credit Private Ltd, buy the company report.
Auditor
Ipsa Credit Private Ltd is audited by SHARMA AND PAGARIA for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SHARMA AND PAGARIA | FY 2023 | 008217S |
Shareholding
The shareholding of Ipsa Credit Private Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ipsa Credit Private Ltd, buy the company report.
Legal cases
Ipsa Credit Private Ltd has 475 court cases on record: 415 filed by Ipsa Credit, 60 filed against it. 103 cases are pending and 372 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 455 | 49 | 96 |
| High courts | 20 | 11 | 7 |
Cases on record (5 of 475)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Court case (CRL.P) | Filed against the company by M/S Eternity Structures Pvt Ltd and 2 others | Pending |
| District court, BENGALURU, Karnataka | Criminal miscellaneous application | Filed against the company by Eternity Structures Pvt Ltd and 2 others | Disposed |
| High Court of Karnataka | Court case (RP) | Filed against the company by an individual | Pending |
| District court, BENGALURU, Karnataka | Appeal | Filed against the company by an individual | Pending |
| District court, BENGALURU, Karnataka | Appeal | Filed against the company by M/S Radiant Jasmine Properties Rep by Managing Partner | Pending |
To see the full case history of Ipsa Credit Private Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ipsa Credit Private Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ipsa Credit Private Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ipsa Credit Private Ltd has 5 board changes on record since 1993: 3 appointments and 2 cessations. The latest: Aloke Kumar Gupta ceased to be Director on 14 Dec 2018.
Frequently asked questions
Ipsa Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 05 May 1992 (34+ years old) and is registered under CIN U65921WB1992PTC055357.
Ipsa Credit has 3 current directors:
- Ipsa Gupta - Director
- Reena Gupta - Director
- Manoj Gupta - Director
The latest financial statements of Ipsa Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ipsa Credit is U65921WB1992PTC055357. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ipsa Credit has 475 court cases on record: 415 filed by the company and 60 filed against it. 103 are pending. Most are in the district courts.
Ipsa Credit was incorporated on 05 May 1992, making it 34+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Ipsa Credit by revenue are Bherudan Dugar Finance Limited, Rajput Leasing and Finance Limited, S S Entrade Pvt Ltd, DPG Finance Private Limited, Apoorva Extrusion Private Limited, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Aloke Kumar Gupta ceased to be Director on 14 Dec 2018. Sanjay Kumar Gupta ceased to be Director on 25 Nov 2013. Ipsa Gupta was appointed as Director on 01 Aug 2013. Ipsa Credit has 5 board changes on record in total.
The registered office of Ipsa Credit is at 41 Middelton Street Sikkim House 4th Floor, Kolkata, West Bengal, India – 700071.
Ipsa Credit operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Ipsa Credit is compliant as of 05 August 2026. The company is actively filing with the Registrar of Companies.