Msmi Loans Private Limited
About Msmi Loans Private Limited
Data last updated:
Msmi Loans Private Limited is a private limited company based in Gurgaon, Haryana, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 12 July 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65990HR2018PTC074947. Its GSTIN is 06AALCM9674Q1ZC (Haryana).
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹2.5 Cr. It is led by directors including Manjeet Singh (Whole-Time Director) and Chandra Sekar Save.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Sector 49, Gurgaon, Haryana.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.09 Cr, a growth of 24% compared to the previous year. For the same year it recorded a net profit of ₹34.99 Lakh (net margin 32.1%) and EBITDA of ₹47.84 Lakh (EBITDA margin 43.9%). Revenue has grown at a compounded annual rate (CAGR) of 11% over three years and 47% over five years.
As per MCA filings, the company has open charges of ₹9 Lakh on record. Court records list 19 cases involving the company, including 19 filed by the company; 16 cases are pending.
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- Registered AddressLower Ground Floor, Plot No C – 22 Rosewood City Sector 49, Gurgaon, Haryana, India – 122018
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Msmi Loans Private Limited
The main business activity of Msmi Loans is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Msmi Loans Private Limited FY 2024 filings available
Msmi Loans Private Limited reported revenue of ₹1.09 Cr (up 24% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Msmi Loans Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 47% over five years, including 24% growth in the latest year. EBITDA rose 161% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Msmi Loans Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹47.84 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹34.99 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Msmi Loans Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 43.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 32.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Msmi Loans are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Msmi Loans Private Limited
Msmi Loans Private Limited is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Gangoh Leasing and Finance Private Limited | ₹1.09 Cr (FY 2025) | •••• | •••• | -2.0% | •••• | Uttar Pradesh, India |
| S M Consultancy Pvt Ltd | ₹1.09 Cr (FY 2025) | •••• | •••• | 5.0% | •••• | Kolkata, West Bengal, India |
| Mohit Vanijya Private Limited | ₹1.09 Cr (FY 2025) | •••• | •••• | 16.0% | •••• | Kolkata, West Bengal, India |
| Sawai Finance Private Limited | ₹1.09 Cr (FY 2025) | •••• | •••• | 17.0% | •••• | Mumbai, Maharashtra, India |
| Mcleod Securities Pvt Ltd | ₹1.09 Cr (FY 2025) | •••• | •••• | 334.0% | •••• | Kolkata, West Bengal, India |
| Msmi Loans Private Limited this company | ₹1.09 Cr (FY 2025) | •••• | •••• | 24.0% | •••• | Gurgaon, Haryana, India |
| Pinky Holdings Pvt Ltd | ₹1.09 Cr (FY 2025) | •••• | •••• | -95.0% | •••• | Kolkata, West Bengal, India |
| Mayukh Construction Pvt Ltd. | ₹1.09 Cr (FY 2025) | •••• | •••• | -20.0% | •••• | Kolkata, West Bengal, India |
| GBR Finvest Pvt.Ltd. | ₹1.09 Cr (FY 2024) | •••• | •••• | 54.0% | •••• | Kolkata, West Bengal, India |
| Cubical Financial Services Limited Listed | ₹1.09 Cr (FY 2020) | •••• | •••• | -70.0% | •••• | Delhi, India |
| Adishakti Mercantile Pvt Ltd | ₹1.09 Cr (FY 2025) | •••• | •••• | -21.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Msmi Loans by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Msmi Loans Private Limited
Msmi Loans Private Limited is audited by H K Joon & Co for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| H K Joon & Co | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Msmi Loans Private Limited
Msmi Loans has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chandra Sekar Save Also directs: Hyperlend Capital Private Limited, Finbot Private Limited | Director | 22 Mar 2019 | 7 Years 6 Months | Current |
| Manjeet Singh | Whole-Time Director | 12 Jul 2018 | 8 Years 2 Months | Current |
| Suman Kumari | Director | 12 Jul 2018 | 8 Years 2 Months | Current |
| Sahil Gaur | Director | 23 Nov 2018 | 7 Years 10 Months | Current |
Ownership and Shareholding of Msmi Loans Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Msmi Loans Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 19 Dec 2023 | Others | ₹9 Lakh | Open |
Total charge records: 1 View all charges
Legal Cases of Msmi Loans Private Limited
Msmi Loans Private Limited has 19 court cases on record: 19 filed by Msmi Loans. 16 cases are pending and 3 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 19 | 0 | 16 |
Cases on record (5 of 19)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
Full case history
All 19 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Msmi Loans Private Limited
Employment history and EPFO contributions of people linked to Msmi Loans.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Msmi Loans Private Limited
Msmi Loans Private Limited has 6 board changes on record since 2018: 5 appointments and 1 cessation. The latest: Bhupendra Kaushik ceased to be Director on 11 Feb 2020.
Credit Ratings, Litigation & Regulatory Alerts for Msmi Loans Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Msmi Loans Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Msmi Loans Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Msmi Loans Private Limited
Msmi Loans has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AALCM9674Q1ZC | Haryana | Active | 21 Sep 2019 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Msmi Loans Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Msmi Loans Private Limited
Msmi Loans is an active private limited company based in Gurgaon, Haryana, India. The company works in nbfc, within the financial services industry. It was incorporated on 12 July 2018 (8+ years old) and is registered under CIN U65990HR2018PTC074947.
Msmi Loans reported revenue of ₹1.09 Cr for FY 2025 (up 24% YoY).
Msmi Loans has 4 current directors:
- Manjeet Singh - Whole-Time Director
- Chandra Sekar Save - Director
- Suman Kumari - Director
- Sahil Gaur - Director
Msmi Loans reported a net profit of ₹34.99 Lakh (net margin 32.1%) and EBITDA of ₹47.84 Lakh (EBITDA margin 43.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Msmi Loans is 11% over three years and 47% over five years. In the latest year (FY 2025) revenue rose 24%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Msmi Loans is 06AALCM9674Q1ZC, registered in Haryana.
The CIN (Corporate Identification Number) of Msmi Loans is U65990HR2018PTC074947. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Msmi Loans has 19 court cases on record: 19 filed by the company. 16 are pending.
Msmi Loans was incorporated on 12 July 2018, making it 8+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Msmi Loans by revenue are Gangoh Leasing and Finance Private Limited, S M Consultancy Pvt Ltd, Mohit Vanijya Private Limited, Sawai Finance Private Limited, Mcleod Securities Pvt Ltd and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Bhupendra Kaushik ceased to be Director on 11 Feb 2020. Chandra Sekar Save was appointed as Director on 22 Mar 2019. Bhupendra Kaushik was appointed as Director on 23 Nov 2018. Msmi Loans has 6 board changes on record in total.