Muthoot Mcred Limited - Company Profile

Q: Where is Muthoot Mcred Limited headquartered?

Muthoot Mcred Limited is headquartered at 65623K, Muthoottu Royal Towers, Kaloor, Kochi, Kerala, 682017.

Q: Who are the current directors of Muthoot Mcred Limited?

The current directors of Muthoot Mcred Limited are Mampuzha Mathew Herbert, Venugopal Kuttappan Nair, Pothanattu Ethappiri Mathai, Manojkumar Raveendra Panicker, Babita Teresa George, Mathew Muthoottu, Ann Mary George, Smitha Ks, Nizzy Mathew.

It is a financial services public limited company based in Kochi, Kerala, India, established in 1998.

1998 Kochi, Kerala, India Active

Last Updated: May 14, 2026

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About Muthoot Mcred Limited

Muthoot Mcred Limited, a active public limited company, was established on 18 March 1998 in Kochi, Kerala, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U65910KL1998PLC012154. Registered under ROC Roc Ernakulam. it is unlisted. It has an authorized capital of ₹1,000.00 Cr and a paid-up capital of ₹440.74 Cr.

Formerly known as Muthoottu Mini Financiers Private Limited, Muthoot Mcred Limited. It upholds a compliant status. Employing 5,475 professional, Its leadership includes Mampuzha Mathew Herbert (Director), Venugopal Kuttappan Nair (Director), Manojkumar Raveendra Panicker (Director). Past directors included Venugopal Padmanabha Pillai Karunagappally, Rajagopal Saseendran Mangalathu, Thomas Cherian. It holds ₹7,985.03 Cr open charges and ₹5,870.84 Cr settled loans. Its latest AGM occurred on 08 September 2025, with the balance sheet filed on 31 March 2025. It is based at 65/623K, Muthoottu Royal Towers, Kaloor, Kochi, Kerala, 682017.

Company Details

CIN/LLPIN
U65910KL1998PLC012154
Registration Number
012154
Incorporation Date
18 March 1998
Authorized Capital
₹1,000.00 Cr
Paid-Up Capital
₹440.74 Cr
ROC Code
Roc Ernakulam
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 1,000.00 Cr as on 14-05-2026
Paid Up Capital ₹ 440.74 Cr as on 14-05-2026
Company Age 28 Year, 2 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 7,985.03 Cr as on 14-05-2026
Satisfied Charges ₹ 5,870.84 Cr as on 14-05-2026
Revenue Growth **** 23.40% (FY 2024)
Profit Growth **** 15.68% (FY 2024)
Ebitda **** 25.42% (FY 2024)
Net Worth 12.90% (FY 2024)
Total Assets **** 11.86% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Muthoot Mcred Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Muthoot Mcred Limited?

Current Directors

Name	Designation	Appointment Date	Status
Mampuzha Mathew Herbert	Director	01 Apr 2024	Current
Venugopal Kuttappan Nair	Director	08 Oct 2024	Current
Manojkumar Raveendra Panicker	Director	01 Oct 2021	Current
Babita Teresa George	Director	16 Nov 2024	Current
Mathew Muthoottu	Managing Director	07 Mar 2008	Current
Nizzy Mathew	Whole-Time Director	10 Oct 2014	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	30 Aug 2015	Past
Pramod Abcsdd	Additional Director	01 Oct 2020	Past
Pramod Abcsdd	Additional Director	30 Sep 2014	Past
Pramod Abcsdd	Chief Executive Officer	-	Past
Pramod Abcsdd	Additional Director	30 Sep 2021	Past
Pramod Abcsdd	Additional Director	30 Sep 2022	Past

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Financial Performance of Muthoot Mcred.

Muthoot Mcred Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 23.4% increase. The company also saw a substantial improvement in profitability, with a 15.68% increase in profit. The company's net worth Soared by an impressive increase of 12.9%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

23.40%

*******

Revenue from Operations

*******

22.90%

*******

Total Assets

*******

11.86%

*******

Profit or Loss

*******

15.68%

*******

Net Worth

*******

12.90%

*******

EBITDA

*******

25.42%

*******

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What is the Ownership and Shareholding Structure of Muthoot Mcred?

In 2024, Muthoot Mcred had a promoter holding of 72.76% and a public holding of 27.23%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹79,850,266,544.00

Satisfied Charges

₹58,708,432,442.00

Charges Breakdown by Lending Institutions

Others : 7103.44 Cr
The South Indian Bank Limited : 225.77 Cr
Canara Bank : 125.00 Cr
Uco Bank : 121.79 Cr
Indian Overseas Bank : 100.67 Cr
Others : 308.36 Cr

Latest Charge Details

Date	Lender	Amount	Status
13 Apr 2026	Others	₹42.00 Cr	Open
06 Apr 2026	Uco Bank	₹1.79 Cr	Open
02 Apr 2026	Others	₹240.00 Cr	Open
25 Mar 2026	Others	₹50.00 Cr	Open
18 Mar 2026	Others	₹460.00 Cr	Open

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How Many Employees Work at Muthoot Mcred?

Muthoot Mcred has a workforce of 5475 employees as of Feb 20, 2026. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Muthoot Mcred, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Muthoot Mcred's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Muthoot Mcred

Recent Activity within the Organization

Charges

The activity A charge registered on 22 Jan 2021 via Charge ID 100419019 with The Catholic Syrian Bank Ltd was fully satisfied on 06 May 2026. was completed.
06 May 2026
Charges

The activity A charge registered on 29 Dec 2023 via Charge ID 100841889 with Others was fully satisfied on 27 Apr 2026. was completed.
27 Apr 2026
Charges

A charge registered on 14 Mar 2023 via Charge ID 100693487 with Others was fully satisfied on 27 Apr 2026. was recorded as a recent event.
27 Apr 2026
Charges

A charge registered on 08 Aug 2024 via Charge ID 100962185 with Others was fully satisfied on 22 Apr 2026. was recorded as a recent event.
22 Apr 2026
Charges

The activity A charge registered on 05 Jun 2020 via Charge ID 100353516 with Hdfc Bank Limited was fully satisfied on 18 Apr 2026. was completed.
18 Apr 2026
Charges

The activity A charge registered on 21 Dec 2022 via Charge ID 100663431 with Canara Bank was fully satisfied on 17 Apr 2026. was completed.
17 Apr 2026

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