Mym Chit Fund Private Limited
About Mym Chit Fund Private Limited
Data last updated:
Mym Chit Fund Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 26 December 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65990KA2018PTC119771. Its GSTIN is 29AAMCM3201E1ZP (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Kalaiarasi Venkataraman (Managing Director) and Sunitha Senthil Kumar.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at No. 19 Ground Floor 5th Cross 6th Block Rajajinagar, Bangalore, Karnataka, India – 560010.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.16 Cr, a growth of 38% compared to the previous year. For the same year it recorded a net profit of ₹17.68 Lakh (net margin 15.3%) and EBITDA of ₹25.19 Lakh (EBITDA margin 21.8%). Revenue has grown at a compounded annual rate (CAGR) of 103% over three years and 136% over five years.
Court records list 3 cases involving the company, including 2 filed by the company and 1 filed against it; 1 case is pending.
Company details
Contact details
Mym Chit Fund Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo. 19 Ground Floor 5th Cross 6th Block Rajajinagar, Bangalore, Karnataka, India – 560010
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Mym Chit Fund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Mym Chit Fund is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding |
To see the full business activity and turnover split of Mym Chit Fund Private Limited, buy the company report.
Financials of Mym Chit Fund Private Limited
FY 2023 filings availableMym Chit Fund Private Limited reported revenue of ₹1.16 Cr (up 38% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 136% over five years, including 38% growth in the latest year. EBITDA rose 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹25.19 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹17.68 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 21.8% | ||||
| Net Profit Margin | 15.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Mym Chit Fund Private Limited, buy the company report.
Board of directors of Mym Chit Fund Private Limited
Mym Chit Fund has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kalaiarasi Venkataraman Also directs: Mym Shakthi Chits Private Limited | Managing Director | 26 Dec 2018 | 7 Years 10 Months | Current |
| Sunitha Senthil Kumar Also directs: Mym Shakthi Chits Private Limited | Director | 26 Dec 2018 | 7 Years 10 Months | Current |
Auditor
Mym Chit Fund Private Limited is audited by DHEERAJ SHENOY & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| DHEERAJ SHENOY & CO | FY 2023 | 014415S |
Shareholding
The shareholding of Mym Chit Fund Private Limited is on record for 4 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Mym Chit Fund Private Limited, buy the company report.
Legal cases
Mym Chit Fund Private Limited has 3 court cases on record: 2 filed by Mym Chit Fund, 1 filed against it. 1 case is pending and 2 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
| High courts | 1 | 1 | 1 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Karnataka | Writ petition | Filed against the company | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
To see the full case history of Mym Chit Fund Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Mym Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Mym Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAMCM3201E1ZP | Karnataka | Active | 01 Dec 2022 |
To see the full GST registrations and return filing status of Mym Chit Fund Private Limited, buy the company report.
Recent activity
Mym Chit Fund Private Limited has 2 board changes on record since 2018: 2 appointments. The latest: Kalaiarasi Venkataraman was appointed as Managing Director on 26 Dec 2018.
Frequently asked questions
Mym Chit Fund is an active private limited company based in Bangalore, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 26 December 2018 (8+ years old) and is registered under CIN U65990KA2018PTC119771.
Mym Chit Fund has 2 current directors:
- Kalaiarasi Venkataraman - Managing Director
- Sunitha Senthil Kumar - Director
The latest financial statements of Mym Chit Fund on record with the MCA are for the year ended 31 March 2023. Its last annual general meeting was held on 30 September 2023. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Mym Chit Fund is 29AAMCM3201E1ZP, registered in Karnataka.
The CIN (Corporate Identification Number) of Mym Chit Fund is U65990KA2018PTC119771. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Mym Chit Fund has 3 court cases on record: 2 filed by the company and 1 filed against it. 1 is pending. Most are in the district courts.
Mym Chit Fund was incorporated on 26 December 2018, making it 8+ years old. It is registered with the Registrar of Companies, Bangalore.
Kalaiarasi Venkataraman was appointed as Managing Director on 26 Dec 2018. Sunitha Senthil Kumar was appointed as Director on 26 Dec 2018.
The registered office of Mym Chit Fund is at No. 19 Ground Floor 5th Cross 6th Block Rajajinagar, Bangalore, Karnataka, India – 560010.
Mym Chit Fund operates in the financial services industry, in the microfinance institutions segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
