Naipunya Chits Private Limited
About Naipunya Chits Private Limited
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Naipunya Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the fund management segment of the financial services sector. It was incorporated on 12 January 2005 and has been in existence for over 21 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2005PTC017782.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹12.5 Lakh. It is led by directors including Dinaraj (Managing Director) and Raghavan Nair Viswambharan Nair.
Its last annual general meeting (AGM) was held on 30 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at VI/481/26 Ambuja Arcade North Paravur P O, Ernakulam, Kerala, India – 683513.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.39 Lakh, a decline of 54% compared to the previous year. For the same year it recorded a net loss of ₹2.96 Lakh (net margin -212.2%) and EBITDA of -₹2.92 Lakh (EBITDA margin -209.8%). Revenue has declined at a compounded annual rate (CAGR) of 23% over three years and 20% over five years.
Court records list 11 cases involving the company, including 5 filed by the company and 6 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Naipunya Chits Private Limited's registered office is in Ernakulam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressVI/481/26 Ambuja Arcade North Paravur P O, Ernakulam, Kerala, India – 683513
- IndustryFinancial Services, Fund Management
To see the full contact details of Naipunya Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Naipunya Chits is financial and insurance service. In detail, this covers fund management services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K6 | Fund Management Services |
To see the full business activity and turnover split of Naipunya Chits Private Limited, buy the company report.
Financials of Naipunya Chits Private Limited
FY 2025 filings availableNaipunya Chits Private Limited reported revenue of ₹1.39 Lakh (down 54% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 20% over five years, including a 54% fall in the latest year. EBITDA fell 84% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹2.92 Lakh | ||||
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| Net Profit (PAT) | -₹2.96 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -209.8% | ||||
| Net Profit Margin | -212.2% | ||||
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To see the full financial statements and ratios of Naipunya Chits Private Limited, buy the company report.
Board of directors of Naipunya Chits Private Limited
Naipunya Chits has 5 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Raghavan Nair Viswambharan Nair Also directs: KCFC Chits Private Limited | Director | 12 Jan 2005 | 21 Years 9 Months | Current |
| Dinaraj | Managing Director | 12 Jan 2005 | 21 Years 9 Months | Current |
| Sindhu Viswambharan Nair | Director | 12 Jan 2005 | 21 Years 9 Months | Current |
| Girija Thekae Madom Krishnan Nair | Director | 12 Jan 2005 | 21 Years 9 Months | Current |
| Sandhya Viswambharan Nair | Director | 12 Jan 2005 | 21 Years 9 Months | Current |
Peer comparison
Naipunya Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (fund management services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shree Vdkfs Nidhi Limited | ₹1.52 Lakh (FY 2023) | 71.0% | Amreli, Gujarat, India | |||
| Sriida Nidhi Limited | ₹1.52 Lakh (FY 2021) | 112.0% | Sambalpur, Odisha, India | |||
| Navratna Accident Claim Advisory (OPC) Private Limited | ₹1.48 Lakh (FY 2025) | Surat, Gujarat, India | ||||
| Bizhut Services Private Limited | ₹1.42 Lakh (FY 2025) | 236.0% | Chintamani, Karnataka, India | |||
| Capital River Ventures Private Limited | ₹1.41 Lakh (FY 2025) | -65.0% | Bangalore, Karnataka, India | |||
| Naipunya Chits Private Limitedthis company | ₹1.39 Lakh (FY 2025) | -₹2.96 Lakh | -212.2% | -54.0% | Ernakulam, Kerala, India | |
| PSS Finmart Private Limited | ₹1.39 Lakh (FY 2025) | 12.0% | Kolkata, West Bengal, India | |||
| BSSR Chits Private Limited | ₹1.36 Lakh (FY 2022) | -87.0% | Guntur, Andhra Pradesh, India | |||
| Mangrove Investments Private Limited | ₹1.35 Lakh (FY 2025) | 3.0% | Chennai, Tamil Nadu, India | |||
| Padmaguna Imf Private Limited | ₹1.28 Lakh (FY 2022) | Dhanbad, Jharkhand, India | ||||
| Gangeshwari Golden Era Private Limited | ₹1.28 Lakh (FY 2024) | 44.0% | Maharajganj, Uttar Pradesh, India |
To see the full peer comparison of Naipunya Chits Private Limited, buy the company report.
Auditor
Naipunya Chits Private Limited is audited by Thajudeen & Associates for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Thajudeen & Associates | FY 2017 | 26211 |
Shareholding
The shareholding of Naipunya Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Naipunya Chits Private Limited, buy the company report.
Legal cases
Naipunya Chits Private Limited has 11 court cases on record: 5 filed by Naipunya Chits, 6 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 6 | 6 | 0 |
| District courts | 5 | 0 | 0 |
Cases on record (5 of 11)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Court case (RP) | Filed against the company | Disposed |
| High Court of Kerala | Appeal | Filed against the company | Disposed |
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| High Court of Kerala | Writ petition | Filed against the company | Disposed |
To see the full case history of Naipunya Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Naipunya Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Naipunya Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Naipunya Chits Private Limited has 5 board changes on record since 2005: 5 appointments. The latest: Dinaraj was appointed as Managing Director on 12 Jan 2005.
Frequently asked questions
Naipunya Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in fund management, within the financial services industry. It was incorporated on 12 January 2005 (21+ years old) and is registered under CIN U65992KL2005PTC017782.
Naipunya Chits has 5 current directors:
- Dinaraj - Managing Director
- Raghavan Nair Viswambharan Nair - Director
- Sindhu Viswambharan Nair - Director
- Girija Thekae Madom Krishnan Nair - Director
- Sandhya Viswambharan Nair - Director
The latest financial statements of Naipunya Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 July 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Naipunya Chits is U65992KL2005PTC017782. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Naipunya Chits has 11 court cases on record: 5 filed by the company and 6 filed against it. Most are in the high courts.
Naipunya Chits was incorporated on 12 January 2005, making it 21+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Naipunya Chits by revenue are Shree Vdkfs Nidhi Limited, Sriida Nidhi Limited, Navratna Accident Claim Advisory (OPC) Private Limited, Bizhut Services Private Limited, Capital River Ventures Private Limited and 5 more, all in the same principal business activity (fund management services).
Dinaraj was appointed as Managing Director on 12 Jan 2005. Girija Thekae Madom Krishnan Nair was appointed as Director on 12 Jan 2005. Raghavan Nair Viswambharan Nair was appointed as Director on 12 Jan 2005. Naipunya Chits has 5 board changes on record in total.
The registered office of Naipunya Chits is at VI48126 Ambuja Arcade North Paravur P O, Ernakulam, Kerala, India – 683513.
Naipunya Chits operates in the financial services industry, in the fund management segment.
The compliance status of Naipunya Chits is compliant as of 23 July 2026. The company is actively filing with the Registrar of Companies.