Naramvelil Chits Private Limited
About Naramvelil Chits Private Limited
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Naramvelil Chits Private Limited is a private limited company based in Kalamassery, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 27 July 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2016PTC046409.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Naramvelil Joseph George (Managing Director) and Deepa George.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Pallath Building 1st Floor N.Kalamassery P.O, Kerala, India – 683104.
As per the financials filed for FY 2025, the company reported a revenue of ₹22.63 Lakh, a decline of 8% compared to the previous year. For the same year it recorded a net profit of ₹1.74 Lakh (net margin 7.7%) and EBITDA of ₹2.36 Lakh (EBITDA margin 10.4%). Revenue has grown at a compounded annual rate (CAGR) of 11% over three years and 1% over five years.
Court records list 2 cases involving the company, including 2 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Naramvelil Chits Private Limited's registered office is in Kalamassery, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressPallath Building 1st Floor N.Kalamassery P.O, Kerala, India – 683104
- IndustryFinancial Services, Financial Activities
To see the full contact details of Naramvelil Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Naramvelil Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Naramvelil Chits Private Limited, buy the company report.
Financials of Naramvelil Chits Private Limited
FY 2025 filings availableNaramvelil Chits Private Limited reported revenue of ₹22.63 Lakh (down 8% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 8% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 1%. EBITDA rose 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹2.36 Lakh | ||||
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| Net Profit (PAT) | ₹1.74 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.4% | ||||
| Net Profit Margin | 7.7% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Naramvelil Chits Private Limited, buy the company report.
Board of directors of Naramvelil Chits Private Limited
Naramvelil Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Deepa George | Director | 27 Jul 2016 | 10 Years 3 Months | Current |
| Naramvelil Joseph George | Managing Director | 27 Jul 2016 | 10 Years 3 Months | Current |
Peer comparison
Naramvelil Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Arulnithirmuralis Chit Funds Private Limited | ₹22.66 Lakh (FY 2024) | 9.0% | Tiruppur, Tamil Nadu, India | |||
| Srijan Vinimay Private Limited | ₹22.66 Lakh (FY 2024) | 67.0% | Kolkata, West Bengal, India | |||
| Shreedatta Urban Nidhi Limited | ₹22.65 Lakh (FY 2022) | 202.0% | Beed, Maharashtra, India | |||
| Arham Investments Private Limited | ₹22.64 Lakh (FY 2025) | 83.0% | Ludhiana, Punjab, India | |||
| Intellectual Securities Private Limited | ₹22.63 Lakh (FY 2024) | 166.0% | Kolkata, West Bengal, India | |||
| Naramvelil Chits Private Limitedthis company | ₹22.63 Lakh (FY 2025) | ₹1.74 Lakh | 7.7% | -8.0% | Kalamassery, Kerala, India | |
| Vayam Valuers and Advisors (OPC) Private Limited | ₹22.63 Lakh (FY 2025) | 8.0% | Jaipur, Rajasthan, India | |||
| Kopra Estate Private Limited | ₹22.62 Lakh (FY 2025) | 117.0% | Mumbai, Maharashtra, India | |||
| Katherine Ventures Private Limited | ₹22.62 Lakh (FY 2024) | 75.0% | Karnal, Haryana, India | |||
| Trutex Marketing Pvt Ltd | ₹22.62 Lakh (FY 2025) | 23.0% | Kolkata, West Bengal, India | |||
| Agra Conductors and Electricals Private Limited | ₹22.6 Lakh (FY 2025) | 9.0% | Agra, Uttar Pradesh, India |
To see the full peer comparison of Naramvelil Chits Private Limited, buy the company report.
Auditor
Naramvelil Chits Private Limited is audited by S V A R & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S V A R & ASSOCIATES | FY 2017 | 013344S |
Shareholding
The shareholding of Naramvelil Chits Private Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Naramvelil Chits Private Limited, buy the company report.
Legal cases
Naramvelil Chits Private Limited has 2 court cases on record: 2 filed by Naramvelil Chits. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of Naramvelil Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Naramvelil Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Naramvelil Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Naramvelil Chits Private Limited has 2 board changes on record since 2016: 2 appointments. The latest: Deepa George was appointed as Director on 27 Jul 2016.
Frequently asked questions
Naramvelil Chits is an active private limited company based in Kalamassery, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 27 July 2016 (10+ years old) and is registered under CIN U65929KL2016PTC046409.
Naramvelil Chits has 2 current directors:
- Naramvelil Joseph George - Managing Director
- Deepa George - Director
The latest financial statements of Naramvelil Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Naramvelil Chits is U65929KL2016PTC046409. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Naramvelil Chits has 2 court cases on record: 2 filed by the company.
Naramvelil Chits was incorporated on 27 July 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Naramvelil Chits by revenue are Arulnithirmuralis Chit Funds Private Limited, Srijan Vinimay Private Limited, Shreedatta Urban Nidhi Limited, Arham Investments Private Limited, Intellectual Securities Private Limited and 5 more, all in the same principal business activity (other financial activities).
Deepa George was appointed as Director on 27 Jul 2016. Naramvelil Joseph George was appointed as Managing Director on 27 Jul 2016.
The registered office of Naramvelil Chits is at Pallath Building 1st Floor N.Kalamassery P.O, Kerala, India – 683104.
Naramvelil Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Naramvelil Chits is compliant as of 04 August 2026. The company is actively filing with the Registrar of Companies.
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