Narbheram Finance Co. Private Limited

Narbheram Finance Co. Private Limited - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN U65910WB1997PTC084755 Incorporated 27 June 1997 ROC Kolkata HQ Kolkata, West Bengal, India
Active Private Limited Company financial services
Revenue · FY 2025
₹6.19 Cr
▼ 11% YoY
Net loss · FY 2025
₹86,110
Net margin -0.1%
EBITDA · FY 2025
-₹2.69 Lakh
EBITDA margin -0.4%
Authorised capital
₹12 Cr
Registered with MCA
Paid-up capital
₹9.07 Cr
Issued & subscribed
Satisfied charges
₹38.77 Cr
No open charges
Company age
29 yrs
Est. 1997
Directors on board
3
As per MCA filings

About Narbheram Finance Co. Private Limited

Data last updated:

Narbheram Finance Co. Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 27 June 1997 and has been in existence for over 29 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65910WB1997PTC084755. Its GSTIN is 20AAACN8492L1Z8 (Jharkhand). The company holds 2 GST registrations, of which 1 is active.

The company has an authorised share capital of ₹12 Cr and a paid-up capital of ₹9.07 Cr. It was formerly known as Narbheram Finance Co. Limited. It is led by directors including Pinak Mahipatrai Ajmera and Jay Praful Kamani.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Unit No 9E Block III Diamond Chambers 4 Chowringhee Lane, Kolkata, West Bengal, India – 700016.

As per the financials filed for FY 2025, the company reported a revenue of ₹6.19 Cr, a decline of 11% compared to the previous year. For the same year it recorded a net loss of ₹86,110 (net margin -0.1%) and EBITDA of -₹2.69 Lakh (EBITDA margin -0.4%). Revenue has grown at a compounded annual rate (CAGR) of 39% over three years and 45% over five years.

As per MCA filings, the company has satisfied charges of ₹38.77 Cr on record. Court records list 84 cases involving the company, including 69 filed by the company and 15 filed against it; 3 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website narbheram.com.

Company details

CIN U65910WB1997PTC084755
Registration Number 084755
Incorporation Date 27 June 1997
ROC Kolkata
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

CIN history

Narbheram Finance Co has one previous CIN (Corporate Identification Number): U65910WB1997PLC084755. The current CIN is U65910WB1997PTC084755, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65910WB1997PTC084755Current
U65910WB1997PLC084755Previous

Contact details

Narbheram Finance Co. Private Limited's registered office is in Kolkata, West Bengal. Its website is narbheram.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    Unit No 9E Block III Diamond Chambers 4 Chowringhee Lane, Kolkata, West Bengal, India – 700016
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Narbheram Finance Co. Private Limited, buy the company report.

Comprehensive company report
Narbheram Finance Co. Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Narbheram Finance Co is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Narbheram Finance Co. Private Limited, buy the company report.

Financials of Narbheram Finance Co. Private Limited

FY 2025 filings available

Narbheram Finance Co. Private Limited reported revenue of ₹6.19 Cr (down 11% YoY) for FY 2025.

Revenue · FY 2025
₹6.19 Cr ▼ 11%
Net loss · FY 2025
₹86,110 margin -0.1%
EBITDA · FY 2025
-₹2.69 Lakh margin -0.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 11%
3 years · compounded
▲ 39%
5 years · compounded
▲ 45%
EBITDA CAGR growth
1 year
▲ 88%
3 years · compounded
▼ 28%
5 years · compounded
▼ 17%

Revenue fell 11% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 45%. EBITDA rose 88% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹2.69 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹86,110
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-0.4%
Net Profit Margin-0.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Narbheram Finance Co. Private Limited, buy the company report.

Board of directors of Narbheram Finance Co. Private Limited

Narbheram Finance Co has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Pinak Mahipatrai AjmeraDirector30 Aug 20188 Years 2 MonthsCurrent
Jay Praful KamaniDirector27 Jun 199729 Years 4 MonthsCurrent
Mona Jay KamaniDirector26 Jul 20197 Years 3 MonthsCurrent

Peer comparison

Narbheram Finance Co. Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Chaplot Capital Private Limited₹6.2 Cr (FY 2025)18.0%Thane, Maharashtra, India
Kamal Renu Credit & Invest Private Limited₹6.2 Cr (FY 2025)-51.0%New Delhi, Delhi, India
Goa State Scheduled Tribes Finance and Development Corporation Limited₹6.19 Cr (FY 2024)57.0%Goa, India
Pravesa Holding Private Limited₹6.19 Cr (FY 2025)32.0%Hyderabad, Telangana, India
Narbheram Finance Co. Private Limitedthis company₹6.19 Cr (FY 2025)-₹86,110-0.1%-11.0%Kolkata, West Bengal, India
Jibralter Traders Ltd₹6.18 Cr (FY 2019)78.0%Kolkata, West Bengal, India
Sharad Trafin Pvt Ltd₹6.18 Cr (FY 2025)15.0%Gmc, Assam, India
Khec India Private Limited₹6.18 Cr (FY 2025)44.0%New Delhi, Delhi, India
Diwakar Marketing Private Limited₹6.17 Cr (FY 2025)14.0%Bahadurgarh, Haryana, India

To see the full peer comparison of Narbheram Finance Co. Private Limited, buy the company report.

Auditor

Narbheram Finance Co. Private Limited is audited by S.B.DANDEKER & CO. for the financial year 2023.

Auditor firmFinancial yearFirm registration number
S.B.DANDEKER & CO.FY 2023301009E

Shareholding

The shareholding of Narbheram Finance Co. Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Narbheram Finance Co. Private Limited, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹38.77 Cr
Breakdown by lending institutions
L & T Finance Limited₹17.15 Cr
Tata Capital Limited₹10.42 Cr
L&T Finance Ltd₹10.19 Cr
Bank of Baroda₹1.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
28 Aug 201410533652L & T Finance Limited₹40 LakhSatisfied
29 Apr 201310432119L & T Finance Limited₹43 LakhSatisfied
27 Dec 201210401260L & T Finance Limited₹42 LakhSatisfied
03 Dec 201210389828L & T Finance Limited₹42 LakhSatisfied
22 Nov 201210395391L & T Finance Limited₹42 LakhSatisfied

To see the full charge records of Narbheram Finance Co. Private Limited, buy the company report.

Total charge records: 96 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Narbheram Finance Co. Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Narbheram Finance Co has 2 GST registrations: 1 active and 1 cancelled or inactive.

Total GSTINs
2
Active
1
Cancelled / inactive
1
GSTINStateStatusRegistered on
20AAACN8492L1Z8JharkhandActive14 Aug 2017

To see the full GST registrations and return filing status of Narbheram Finance Co. Private Limited, buy the company report.

Recent activity

Narbheram Finance Co. Private Limited has 9 board changes on record since 1997: 6 appointments and 3 cessations. The latest: Akhoury Pyare Mohan Sinha ceased to be Director on 26 Jul 2019.

AGM
Narbheram Finance Co. Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Narbheram Finance Co. Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata.
Charges
A charge registered on 20 Jul 2005 via Charge ID 90246672 with L&T Finance Ltd was fully satisfied on 06 Apr 2021.
Charges
A charge registered on 18 May 2005 via Charge ID 90246620 with L&T Finance Ltd was fully satisfied on 06 Apr 2021.
Ceased
Akhoury Pyare Mohan Sinha ceased to be Director.
Appointed
Mona Jay Kamani was appointed as Director.
Ceased
Dipak Rai ceased to be Director.
Appointed
Pinak Mahipatrai Ajmera was appointed as Director.
Charges
A charge registered on 28 Aug 2014 via Charge ID 10533652 with L & T Finance Limited was fully satisfied on 12 Oct 2017.
Charges
A charge registered on 29 Apr 2013 via Charge ID 10432119 with L & T Finance Limited was fully satisfied on 12 Oct 2017.
Charges
A charge registered on 27 Dec 2012 via Charge ID 10401260 with L & T Finance Limited was fully satisfied on 12 Oct 2017.
Charges
A charge registered on 03 Dec 2012 via Charge ID 10389828 with L & T Finance Limited was fully satisfied on 12 Oct 2017.

193 earlier events are in the company report.

Frequently asked questions

Narbheram Finance Co is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 27 June 1997 (29+ years old) and is registered under CIN U65910WB1997PTC084755.

Narbheram Finance Co has 3 current directors:

The latest financial statements of Narbheram Finance Co on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Narbheram Finance Co is 20AAACN8492L1Z8, registered in Jharkhand. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.

The CIN (Corporate Identification Number) of Narbheram Finance Co is U65910WB1997PTC084755. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Narbheram Finance Co has 84 court cases on record: 69 filed by the company and 15 filed against it. 3 are pending. Most are in the high courts.

Narbheram Finance Co was incorporated on 27 June 1997, making it 29+ years old. It is registered with the Registrar of Companies, Kolkata.

The peers of Narbheram Finance Co by revenue are Chaplot Capital Private Limited, Kamal Renu Credit & Invest Private Limited, Goa State Scheduled Tribes Finance and Development Corporation Limited, Pravesa Holding Private Limited, Jibralter Traders Ltd and 3 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Akhoury Pyare Mohan Sinha ceased to be Director on 26 Jul 2019. Mona Jay Kamani was appointed as Director on 26 Jul 2019. Dipak Rai ceased to be Director on 31 Aug 2018. Narbheram Finance Co has 9 board changes on record in total.

Narbheram Finance Co can be reached through the website narbheram.com. Its registered office is in Kolkata, West Bengal, India.

The registered office of Narbheram Finance Co is at Unit No 9E Block III Diamond Chambers 4 Chowringhee Lane, Kolkata, West Bengal, India – 700016.