Narishakti Micro Credit
About Narishakti Micro Credit
Data last updated:
Narishakti Micro Credit is a private not for profit company based in Barabanki, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 04 June 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65999UP2016NPL083828.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Kamlesh Kumari and Ramesh Chandra.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Khijirpur Inayatpur, Barabanki, Uttar Pradesh, India – 225203.
As per the financials filed for FY 2024, the company reported a revenue of ₹8.19 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹8,375 (net margin -1%) and EBITDA of -₹8,375 (EBITDA margin -1%). Revenue has grown at a compounded annual rate (CAGR) of 86% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressKhijirpur Inayatpur, Barabanki, Uttar Pradesh, India – 225203
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Narishakti Micro Credit
The main business activity of Narishakti Micro Credit is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Narishakti Micro Credit FY 2025 filings available
Narishakti Micro Credit reported revenue of ₹8.19 Lakh (up 654% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Narishakti Micro Credit
Revenue has grown at a compounded annual rate (CAGR) of 86% over three years, including 654% growth in the latest year. EBITDA fell 155% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Narishakti Micro Credit
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹8,375 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹8,375 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Narishakti Micro Credit
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Narishakti Micro Credit are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Narishakti Micro Credit
Narishakti Micro Credit is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| M Veeranan Chit Funds Private Limited | ₹8.2 Lakh (FY 2020) | •••• | •••• | -12.0% | •••• | Dindigul, Tamil Nadu, India |
| Carmel Kuries and Loans Pvt Ltd | ₹8.2 Lakh (FY 2018) | •••• | •••• | 64.0% | •••• | Ernakulam, Kerala, India |
| Surya Prabha Chits Private Limited | ₹8.2 Lakh (FY 2025) | •••• | •••• | -8.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Aundipatti Sri Balaji Chit Funds Private Limited | ₹8.19 Lakh (FY 2024) | •••• | •••• | -1.0% | •••• | Aundipatti, Tamil Nadu, India |
| Intelligent Credit Consultants Private Limited | ₹8.19 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Delhi, India |
| Narishakti Micro Credit this company | ₹8.19 Lakh (FY 2024) | •••• | •••• | 654.0% | •••• | Barabanki, Uttar Pradesh, India |
| Padmaloy Ferro Metals P. Ltd. | ₹8.19 Lakh (FY 2025) | •••• | •••• | 3.0% | •••• | Kolkata, West Bengal, India |
| Royal Installment Limited | ₹8.19 Lakh (FY 2025) | •••• | •••• | -45.0% | •••• | Bareilly, Uttar Pradesh, India |
| Chandramangal Commodities Private Limited | ₹8.19 Lakh (FY 2025) | •••• | •••• | 945.0% | •••• | Kolkata, West Bengal, India |
| Hari Krishan Coated Sheets Limited | ₹8.19 Lakh (FY 2024) | •••• | •••• | 3.0% | •••• | Uttar Pradesh, India |
| Annu Finvest and Suppliers Pvt Ltd | ₹8.18 Lakh (FY 2024) | •••• | •••• | -14.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Narishakti Micro Credit by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Narishakti Micro Credit
Narishakti Micro Credit has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kamlesh Kumari | Director | 28 Jun 2023 | 3 Years 3 Months | Current |
| Ramesh Chandra | Director | 04 Jun 2016 | 10 Years 4 Months | Current |
Ownership and Shareholding of Narishakti Micro Credit
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Narishakti Micro Credit
Narishakti Micro Credit does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Narishakti Micro Credit
Employment history and EPFO contributions of people linked to Narishakti Micro Credit.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Narishakti Micro Credit
Narishakti Micro Credit has 7 board changes on record since 2016: 3 appointments and 4 cessations. The latest: Pratibha Devi ceased to be Director on 18 Aug 2024.
Credit Ratings, Litigation & Regulatory Alerts for Narishakti Micro Credit
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Narishakti Micro Credit
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Narishakti Micro Credit
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Narishakti Micro Credit
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Narishakti Micro Credit
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Narishakti Micro Credit
Narishakti Micro Credit is an active private not for profit company based in Barabanki, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 04 June 2016 (10+ years old) and is registered under CIN U65999UP2016NPL083828.
Narishakti Micro Credit reported revenue of ₹8.19 Lakh for FY 2024 (up 654% YoY).
Narishakti Micro Credit has 2 current directors:
- Kamlesh Kumari - Director
- Ramesh Chandra - Director
Narishakti Micro Credit reported a net loss of ₹8,375 (net margin -1%) and EBITDA of -₹8,375 (EBITDA margin -1%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Narishakti Micro Credit is 86% over three years. In the latest year (FY 2024) revenue rose 654%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Narishakti Micro Credit is U65999UP2016NPL083828. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Narishakti Micro Credit was incorporated on 04 June 2016, making it 10+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Narishakti Micro Credit by revenue are M Veeranan Chit Funds Private Limited, Carmel Kuries and Loans Pvt Ltd, Surya Prabha Chits Private Limited, Aundipatti Sri Balaji Chit Funds Private Limited, Intelligent Credit Consultants Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Pratibha Devi ceased to be Director on 18 Aug 2024. Kamlesh Kumari was appointed as Director on 28 Jun 2023. Mahendra Nath Verma ceased to be Director on 25 Aug 2018. Narishakti Micro Credit has 7 board changes on record in total.
The registered office of Narishakti Micro Credit is at Khijirpur Inayatpur, Barabanki, Uttar Pradesh, India – 225203.
Narishakti Micro Credit has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.