Navalika Chit Funds Private Limited
About Navalika Chit Funds Private Limited
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Navalika Chit Funds Private Limited is a private limited company based in Hyderabad, Telangana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 29 September 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Hyderabad, under CIN U65990TG2018PTC127245. Its GSTIN is 36AAGCN2171E1ZO (Telangana).
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹1.5 Cr. It is led by directors Ghanshyam Agarwal (Managing Director) and Khush Aggarwal (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Hyderabad, Telangana.
As per the financials filed for FY 2024, the company reported a revenue of ₹4.86 Cr, a growth of 15% compared to the previous year. For the same year it recorded a net profit of ₹21.56 Lakh (net margin 4.4%) and EBITDA of ₹40.21 Lakh (EBITDA margin 8.3%). Revenue has grown at a compounded annual rate (CAGR) of 39% over three years and 75% over five years.
As per MCA filings, the company has open charges of ₹70 Lakh on record.
Company details
Contact details
Navalika Chit Funds Private Limited's registered office is in Hyderabad, Telangana. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressC – 1202 Block C 12th Floor, Gvk Sky City Raj Bhavan Road, Hyderabad, Telangana, India – 500082
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Navalika Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Navalika Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Navalika Chit Funds Private Limited, buy the company report.
Financials of Navalika Chit Funds Private Limited
FY 2025 filings availableNavalika Chit Funds Private Limited reported revenue of ₹4.86 Cr (up 15% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 75% over five years, including 15% growth in the latest year. EBITDA fell 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹4.86 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹40.21 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹21.56 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
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| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8.3% | ||||
| Net Profit Margin | 4.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Navalika Chit Funds Private Limited, buy the company report.
Board of directors of Navalika Chit Funds Private Limited
Navalika Chit Funds has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Khush Aggarwal Also directs: Safexperts Ex Private Limited | Whole-Time Director | 02 May 2022 | 4 Years 6 Months | Current |
| Ghanshyam Agarwal | Managing Director | 29 Sep 2018 | 8 Years 1 Months | Current |
Peer comparison
Navalika Chit Funds Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Manappuram Chits (Karnataka) Private Limited | ₹5.02 Cr (FY 2025) | -2.0% | Bangalore, Karnataka, India | |||
| Baba Puranmal Chit Fund Private Limited | ₹4.92 Cr (FY 2025) | 1.0% | Hyderabad, Telangana, India | |||
| Navalika Chit Funds Private Limitedthis company | ₹4.86 Cr (FY 2024) | ₹21.56 Lakh | 4.4% | 15.0% | Hyderabad, Telangana, India | |
| Siriadarsha Chits Private Limited | ₹4.72 Cr (FY 2025) | 0.0% | Maddur, Karnataka, India | |||
| Achala Chit Funds Private Limited | ₹4.71 Cr (FY 2019) | -33.0% | Hanamkonda, Telangana, India | |||
| The New Trichur Co Pvt Ltd | ₹4.7 Cr (FY 2025) | 7.0% | Thrissur, Kerala, India | |||
| Pinninti Chitfunds Private Limited | ₹4.58 Cr (FY 2025) | 4.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Navalika Chit Funds Private Limited, buy the company report.
Auditor
Navalika Chit Funds Private Limited is audited by Lokesh Kumar Dewangan and Associates for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Lokesh Kumar Dewangan and Associates | FY 2024 | 014771S |
Shareholding
The shareholding of Navalika Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Navalika Chit Funds Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Mar 2025 | 101083069 | Hdfc Bank Limited | ₹70 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Navalika Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Navalika Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Navalika Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 36AAGCN2171E1ZO | Telangana | Active | 03 Aug 2019 |
To see the full GST registrations and return filing status of Navalika Chit Funds Private Limited, buy the company report.
Recent activity
Navalika Chit Funds Private Limited has 6 board changes on record since 2018: 4 appointments and 2 cessations. The latest: Kaavvya Agarwal was appointed as Whole-Time Director on 10 Sep 2022.
Frequently asked questions
Navalika Chit Funds is an active private limited company based in Hyderabad, Telangana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 29 September 2018 (8+ years old) and is registered under CIN U65990TG2018PTC127245.
Navalika Chit Funds has 2 current directors:
- Ghanshyam Agarwal - Managing Director
- Khush Aggarwal - Whole-Time Director
The latest financial statements of Navalika Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Navalika Chit Funds is 36AAGCN2171E1ZO, registered in Telangana.
The CIN (Corporate Identification Number) of Navalika Chit Funds is U65990TG2018PTC127245. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Navalika Chit Funds was incorporated on 29 September 2018, making it 8+ years old. It is registered with the Registrar of Companies, Hyderabad.
The peers of Navalika Chit Funds by revenue are Manappuram Chits (Karnataka) Private Limited, Baba Puranmal Chit Fund Private Limited, Siriadarsha Chits Private Limited, Achala Chit Funds Private Limited, The New Trichur Co Pvt Ltd and 1 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Kaavvya Agarwal was appointed as Whole-Time Director on 10 Sep 2022. Khush Aggarwal was appointed as Whole-Time Director on 02 May 2022. Ghanshyam Agarwal ceased to be Director on 22 Nov 2019. Navalika Chit Funds has 6 board changes on record in total.
The registered office of Navalika Chit Funds is at C – 1202 Block C 12th Floor, Gvk Sky City Raj Bhavan Road, Hyderabad, Telangana, India – 500082.
Navalika Chit Funds operates in the financial services industry, in the microfinance institutions segment.
Navalika Chit Funds has open charges of ₹70 Lakh and no satisfied charges on record as per latest MCA filings.
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