Navin Construction & Credit Pvt. Ltd.
About Navin Construction & Credit Pvt. Ltd.
Data last updated:
Navin Construction & Credit Pvt. Ltd. is a private limited company based in Kolkata, West Bengal, India, a subsidiary of Moonlight Projects Pvt Ltd. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 07 May 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U70101WB1992PTC055374.
The company has an authorised share capital of ₹1.64 Cr and a paid-up capital of ₹99.56 Lakh. It is led by directors Vineeta Bhartia and Navin Kumar Bhartia.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Diamond Heritage Unit No.301D 3rd Floor, 16 Strand Road Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2023, the company reported a revenue of ₹2.37 Cr, a growth of 7.91% compared to the previous year.
As per MCA filings, the company has open charges of ₹60 Lakh on record. Court records list 9 cases involving the company, including 6 filed by the company and 3 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Navin Construction & Credit Pvt. Ltd.'s registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressDiamond Heritage Unit No.301D 3rd Floor, 16 Strand Road Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Navin Construction & Credit Pvt. Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
Navin Construction & Credit operates primarily in the financial and insurance service sector. One business activity is registered with the MCA.
| Main activity group | Business activity | Share of turnover |
|---|---|---|
| Financial and insurance Service | Other financial activities |
To see the full business activity and turnover split of Navin Construction & Credit Pvt. Ltd., buy the company report.
Financials of Navin Construction & Credit Pvt. Ltd.
FY 2025 filings availableNavin Construction & Credit Pvt. Ltd. reported revenue of ₹2.37 Cr (up 7.91% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue rose 7.91% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹2.37 Cr | ||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | |||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | |||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | |||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Navin Construction & Credit Pvt. Ltd., buy the company report.
Board of directors of Navin Construction & Credit Pvt. Ltd.
Navin Construction & Credit has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vineeta Bhartia | Director | 01 Nov 2014 | 11 Years 11 Months | Current |
| Navin Kumar Bhartia | Director | 12 Jul 1995 | 31 Years 3 Months | Current |
Peer comparison
Navin Construction & Credit Pvt. Ltd. is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Navin Construction & Credit Pvt. Ltd.this company | ₹2.37 Cr (FY 2023) | 7.9% | Kolkata, West Bengal, India | |||
| Dhana Capital and Finance Limited | ₹2.2 Cr (FY 2024) | -15.0% | Chennai, Tamil Nadu, India | |||
| Raghubir Business Private Limited | ₹2.2 Cr (FY 2024) | 6.0% | Hyderabad, Telangana, India | |||
| Ipro Capital Limited | ₹2.19 Cr (FY 2025) | 24.0% | Kolkata, West Bengal, India | |||
| S.K.M Investments Private Limited | ₹2.19 Cr (FY 2025) | 104.0% | Kolkata, West Bengal, India | |||
| Sharvi Fincon Pvt Ltd | ₹2.19 Cr (FY 2025) | 175.0% | Kolkata, West Bengal, India | |||
| Budge Budge Carbon Ltd | ₹2.19 Cr (FY 2019) | -39.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Navin Construction & Credit Pvt. Ltd., buy the company report.
Auditor
Navin Construction & Credit Pvt. Ltd. is audited by RUSTAGI & CO. for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RUSTAGI & CO. | FY 2019 | 301094E |
Shareholding
The shareholding of Navin Construction & Credit Pvt. Ltd. is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Navin Construction & Credit Pvt. Ltd., buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Mar 2025 | 101095598 | Hdfc Bank Limited | ₹60 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Navin Construction & Credit Pvt. Ltd. has 9 court cases on record: 6 filed by Navin Construction & Credit, 3 filed against it. 1 case is pending and 8 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 5 | 2 | 0 |
| District courts | 4 | 1 | 1 |
Cases on record (5 of 9)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Calcutta, West Bengal | Civil suit | Filed by the company against Ideal Unique Realtors Pvt Ltd and 6 others | Pending |
| District court, Calcutta, West Bengal | Revision petition | Filed against the company by Ramsarup Industries Ltd. | Disposed |
| District court, Calcutta, West Bengal | Civil suit | Filed by the company against Ramsarup Industries Ltd. | Disposed |
| District court, Calcutta, West Bengal | Civil suit | Filed by the company against Ideal Unique Realtors Pvt. Ltd. and 6 others | Disposed |
| High Court, West Bengal | Court case (APO) | Filed by the company against Union of India and Anr | Disposed |
To see the full case history of Navin Construction & Credit Pvt. Ltd., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Navin Construction & Credit Pvt. Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Navin Construction & Credit has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Navin Construction & Credit Pvt. Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Navin Construction & Credit Pvt. Ltd. has 6 board changes on record since 1995: 2 appointments and 4 cessations. The latest: Dharmendra Kumar Jain ceased to be Additional Director on 17 Apr 2025.
Frequently asked questions
Navin Construction & Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 07 May 1992 (34+ years old) and is registered under CIN U70101WB1992PTC055374.
Navin Construction & Credit has 2 current directors:
- Vineeta Bhartia - Director
- Navin Kumar Bhartia - Director
The latest financial statements of Navin Construction & Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Navin Construction & Credit is U70101WB1992PTC055374. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Navin Construction & Credit has 9 court cases on record: 6 filed by the company and 3 filed against it. 1 is pending. Most are in the high courts.
Navin Construction & Credit was incorporated on 07 May 1992, making it 34+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Navin Construction & Credit by revenue are Dhana Capital and Finance Limited, Raghubir Business Private Limited, Ipro Capital Limited, S.K.M Investments Private Limited, Sharvi Fincon Pvt Ltd and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Dharmendra Kumar Jain ceased to be Additional Director on 17 Apr 2025. Sumitra Devi Bhartia ceased to be Director on 03 May 2021. Vineeta Bhartia ceased to be Additional Director on 30 Sep 2015. Navin Construction & Credit has 6 board changes on record in total.
The registered office of Navin Construction & Credit is at Diamond Heritage Unit No.301D 3rd Floor, 16 Strand Road Kolkata, West Bengal, India – 700001.
Navin Construction & Credit operates in the financial services industry, in the nbfc segment.
Navin Construction & Credit has open charges of ₹60 Lakh and no satisfied charges on record as per latest MCA filings.