Navya Nidhi Limited - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65990KL2020PLN066094 Incorporated 03 December 2020 ROC Ernakulam HQ Thrissur, Kerala, India
Active Nidhi Company financial services
Data last updated
Revenue · FY 2025
₹1.3 Lakh
▼ 76% YoY
Net loss · FY 2025
₹2.64 Lakh
Net margin -202.5%
EBITDA · FY 2025
-₹12,571
EBITDA margin -9.6%
Authorised capital
₹20 Lakh
Registered with MCA
Paid-up capital
₹20 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Navya Nidhi Limited

Data last updated:

Navya Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 03 December 2020 and has been in existence for over 6 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2020PLN066094.

The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors including Silpa Shain and Vazhappully Bharathan Shain.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 296/C 1st Floor Amrita Complex Beach Road Edamuttam P O, Thrissur, Kerala, India – 680568.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.3 Lakh, a decline of 76% compared to the previous year. For the same year it recorded a net loss of ₹2.64 Lakh (net margin -202.5%) and EBITDA of -₹12,571 (EBITDA margin -9.6%). Revenue has declined at a compounded annual rate (CAGR) of 12% over three years.

Company details

CIN U65990KL2020PLN066094
Registration Number 066094
Incorporation Date 03 December 2020
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025

Contact details

Navya Nidhi Limited's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    296/C 1st Floor Amrita Complex Beach Road Edamuttam P O, Thrissur, Kerala, India – 680568
  • Industry
    Financial Services, Other Financial Intermediation

To see the full contact details of Navya Nidhi Limited, buy the company report.

Comprehensive company report
Navya Nidhi Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Navya Nidhi is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Navya Nidhi Limited, buy the company report.

Financials of Navya Nidhi Limited

FY 2025 filings available

Navya Nidhi Limited reported revenue of ₹1.3 Lakh (down 76% YoY) for FY 2025.

Revenue · FY 2025
₹1.3 Lakh ▼ 76%
Net loss · FY 2025
₹2.64 Lakh margin -202.5%
EBITDA · FY 2025
-₹12,571 margin -9.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 76%
3 years · compounded
▼ 12%
EBITDA CAGR growth
1 year
▼ 106%
3 years · compounded
▼ 32%

Revenue has declined at a compounded annual rate (CAGR) of 12% over three years, including a 76% fall in the latest year. EBITDA fell 106% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹12,571
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹2.64 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-9.6%
Net Profit Margin-202.5%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Navya Nidhi Limited, buy the company report.

Board of directors of Navya Nidhi Limited

Navya Nidhi has 3 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Silpa ShainDirector03 Dec 20205 Years 11 MonthsCurrent
Vazhappully Bharathan ShainDirector03 Dec 20205 Years 11 MonthsCurrent
Vazhappulli Chathunni BharathanDirector03 Dec 20205 Years 11 MonthsCurrent

Peer comparison

Navya Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Tirupur Arul Sakthi Chits Private Limited₹1.31 Lakh (FY 2023)Tirupur, Tamil Nadu, India
Kousik Securities Private Limited₹1.31 Lakh (FY 2025)21660.0%Chennai, Tamil Nadu, India
Ningthouja Generation Nidhi Limited₹1.3 Lakh (FY 2021)Imphal, Manipur, India
Jhawar Mercantiles Private Limited₹1.3 Lakh (FY 2025)-1.0%Kolkata, West Bengal, India
Krishnan Nair Nidhi Limited₹1.3 Lakh (FY 2022)170.0%Thiruvananthapuram, Kerala, India
Navya Nidhi Limitedthis company₹1.3 Lakh (FY 2025)-₹2.64 Lakh-202.5%-76.0%Thrissur, Kerala, India
Cezario Tradelink Pvt. Ltd.₹1.3 Lakh (FY 2025)44.0%Kolkata, West Bengal, India
Baviscon Mercantiles Private Limited₹1.3 Lakh (FY 2016)Kolkata, West Bengal, India
Narayani Udyog Private Limited₹1.3 Lakh (FY 2024)-40.0%Kolkata, West Bengal, India
Vaishali Utthan Nidhi Limited₹1.3 Lakh (FY 2023)-70.0%Pur, Sahdai, Buzurg, Bihar, India
Paro Soya Limited₹1.3 Lakh (FY 2017)Mumbai, Maharashtra, India

To see the full peer comparison of Navya Nidhi Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Navya Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Navya Nidhi Limited has 1 active EPFO establishment as of Apr 06, 2024.

Active EPFO establishments
1

GST

No GST registration is on our record for Navya Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Navya Nidhi Limited has 3 board changes on record since 2020: 3 appointments. The latest: Silpa Shain was appointed as Director on 03 Dec 2020.

AGM
Navya Nidhi Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Navya Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Appointed
Silpa Shain was appointed as Director.
Appointed
Vazhappulli Chathunni Bharathan was appointed as Director.
Appointed
Vazhappully Bharathan Shain was appointed as Director.
Incorporation
03 Dec 2020
Navya Nidhi Limited was registered on 03 Dec 2020 with Roc Ernakulam & aged 5 years 11 months as per MCA records.

Frequently asked questions

Navya Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 03 December 2020 (6+ years old) and is registered under CIN U65990KL2020PLN066094.

Navya Nidhi has 3 current directors:

The latest financial statements of Navya Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.

The CIN (Corporate Identification Number) of Navya Nidhi is U65990KL2020PLN066094. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Navya Nidhi was incorporated on 03 December 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Navya Nidhi by revenue are Tirupur Arul Sakthi Chits Private Limited, Kousik Securities Private Limited, Ningthouja Generation Nidhi Limited, Jhawar Mercantiles Private Limited, Krishnan Nair Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).

Silpa Shain was appointed as Director on 03 Dec 2020. Vazhappulli Chathunni Bharathan was appointed as Director on 03 Dec 2020. Vazhappully Bharathan Shain was appointed as Director on 03 Dec 2020.

The registered office of Navya Nidhi is at 296C 1st Floor Amrita Complex Beach Road Edamuttam P O, Thrissur, Kerala, India – 680568.

Navya Nidhi operates in the financial services industry, in the other financial intermediation segment.

Navya Nidhi can be reached at its registered office: 296C 1st Floor Amrita Complex Beach Road Edamuttam P O, Thrissur, Kerala, India – 680568.

Navya Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.