Neev Credit Limited

Neev Credit Limited - financial services in Parganas North, West Bengal, India. FY 2026 financials and compliance.
CIN U65923WB1996PLC076763 Incorporated 23 January 1996 ROC Kolkata HQ Parganas North, West Bengal, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2024
₹15.35 Lakh
▼ 96.00% YoY
EBITDA · FY 2024
*****
▼ 1232.00% YoY
Net profit · FY 2024
*****
▲ 54.00% YoY
Authorised capital
₹8 Cr
Registered with MCA
Paid-up capital
₹5.03 Cr
Issued & subscribed
Open charges
None
Satisfied ₹2 Cr
Company age
30 yrs
Est. 1996
Employees · EPFO
10
Latest available

About Neev Credit Limited

Data last updated: 19 December 2025

Neev Credit Limited is a public limited company based in Parganas North, West Bengal, India. It specialises in financial services and investment, a part of the broader financial services sector. Incorporated on 23 January 1996, the company has been in operation for over 30 years.

Registered with ROC Kolkata under CIN U65923WB1996PTC076763.

Capital: an authorised share capital of ₹8 Cr and a paid-up capital of ₹5.03 Cr. Formerly known as Shyamji Properties Pvt Ltd. It is led by directors including Amit Jaiswal and Nikhil Saraf.

Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: Room Number 408 4Th Floor Ps Ixl Building Atghora Chinar Park, Parganas North, West Bengal, India – 700136.

As per the financials filed for FY 2024, the company reported a revenue of ₹15.35 Lakh, a decline of 96% compared to the previous year.

The company has a workforce of approximately 10 employees as per the latest available data.

The company is associated with 1 brand - Neev Finance. As per MCA filings, the company has satisfied charges of ₹2 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website neevfinance.com.

Company Details of Neev Credit Limited
CIN U65923WB1996PLC076763
Registration Number 076763
Incorporation Date 23 January 1996
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
Key People
Nikhil Saraf Ceo Amit Jaiswal Director Samir Agarwal Director
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
  • Apps
  • Registered Address
    Room Number 408 4Th Floor Ps Ixl Building Atghora Chinar Park, Parganas North, West Bengal, India – 700136
  • Industry
    Financial Services, Financial Activities
Company report
Neev Credit Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Neev Credit Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Neev Credit Limited

Neev Credit Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65923WB1996PLC076763, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U65923WB1996PLC076763 Current
U65923WB1996PTC076763 Previous
U70101WB1996PTC076763 Previous

Associated Brands with Neev Credit Limited

Neev Credit Limited operates one associated brand: Neev Finance. These brands represent Neev Credit Limited's diversified market presence and brand portfolio.

Brand Description Website
Neev Finance
Short-term loans for K-12 school fees are offered to parents. neevfinance.com

Competitors & Alternatives of Neev Credit Limited

Brands and companies operating in the same space as Neev Credit Limited include Auxilo, Varthana, Jodo and 4 more.

Competitor Description Location Founded
Auxilo Auxilo Financial products for education loans and services are provided. Mumbai, India, India 2017
Varthana Varthana School and student loan solutions are provided for educational needs. Bengaluru, India, India 2013
Jodo Jodo Automated fee management platform for educational institutions is provided. Bengaluru, India, India 2020
Easy4Dad Easy4Dad Facilitates easy payment of fees for schools, colleges, and training centers. Chennai, India, India 2016
Vidyashri Vidyashri Provides comprehensive solutions for education loans to support student financing. Chennai, India, India 2019
PayShade PayShade Online platform for educational fee payments and institution registrations. Siliguri, India, India 2017
Edviron Edviron An online platform delivering efficient fee management solutions for schools. Gurugram, India, India 2022

Business Activity of Neev Credit Limited

Neev Credit Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities *********

Board of Directors of Neev Credit Limited

Neev Credit Limited is currently managed by 5 directors, with 10 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Amit Jaiswal
Also directs: Jas Fintech Private Limited
Director 19 Jan 2016 10 Years 5 Months Current
Nikhil Saraf
Also directs: Jas Fintech Private Limited, Iris Clothings Limited, Hnisqr Technologies Private Limited and 5 more
Ceo 14 Feb 2019 7 Years 4 Months Current
Samir Agarwal
Also directs: Godawari Power And Ispat Limited, Jas Fintech Private Limited, Indcap Advisors Private Limited and 3 more
Director 22 Apr 2019 7 Years 2 Months Current
Kavita Agarwal
Also directs: Indcap Advisors Private Limited, Ask Financial Advisors Private Limited, Indcap M&A Advisors Private Limited and 1 more
Director 25 Nov 2019 6 Years 7 Months Current
View all directors

Financials of Neev Credit Limited FY 2024 filings available

Neev Credit Limited reported revenue of ₹15.35 Lakh (down 96% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹15.35 Lakh ▼ -96%
Profit
***** ▲ 54%
EBITDA
***** ▼ -1232%
Metrics
*****
*****
*****
*****
*****
Revenue
Revenue from Operations
*****
*****
*****
*****
*****
Revenue Growth %
*****
*****
*****
*****
*****
Other Income
*****
*****
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*****
Total Revenue
*****
*****
*****
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*****
Expenses
Total Expenses
*****
*****
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Raw Material Cost
*****
*****
*****
*****
*****
Change in Inventory FG
*****
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*****
Change in Inventory WIP
*****
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*****
*****
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Purchase of Traded Goods
*****
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Employee Cost
*****
*****
*****
*****
*****
Managerial Remuneration
*****
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*****
Audit Fees
*****
*****
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Insurance
*****
*****
*****
*****
*****
Power & Fuel
*****
*****
*****
*****
*****
Interest
*****
*****
*****
*****
*****
Depreciation
*****
*****
*****
*****
*****
Other Expenses
*****
*****
*****
*****
*****
Profitability
EBITDA (Operating Profit)
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
Exceptional Items
*****
*****
*****
*****
*****
Extraordinary Items
*****
*****
*****
*****
*****
Profit Before Exceptional & Extraordinary Items
*****
*****
*****
*****
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Profit Before Tax
*****
*****
*****
*****
*****
Tax & Net Profit
Tax Expense
*****
*****
*****
*****
*****
Current Tax
*****
*****
*****
*****
*****
Deferred Tax
*****
*****
*****
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*****
Profit from Discontinued Operations
*****
*****
*****
*****
*****
Tax on Discontinued Operations
*****
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*****
*****
*****
Profit
*****
*****
*****
*****
*****
Net Margin %
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Shareholders' Funds
Total Shareholders' Funds
*****
*****
*****
*****
*****
Equity Capital
*****
*****
*****
*****
*****
Reserves & Surplus
*****
*****
*****
*****
*****
Money Against Warrants
*****
*****
*****
*****
*****
Other Equity
*****
*****
*****
*****
*****
Non-Current Liabilities
Total Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Borrowings
*****
*****
*****
*****
*****
Deferred Tax Liabilities
*****
*****
*****
*****
*****
Other Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Provisions
*****
*****
*****
*****
*****
Current Liabilities
Total Current Liabilities
*****
*****
*****
*****
*****
Short-Term Borrowings
*****
*****
*****
*****
*****
Trade Payables
*****
*****
*****
*****
*****
Other Current Liabilities
*****
*****
*****
*****
*****
Short-Term Provisions
*****
*****
*****
*****
*****
Total Equity & Liabilities
*****
*****
*****
*****
*****
Non-Current Assets
Non-Current Assets
*****
*****
*****
*****
*****
Tangible Assets
*****
*****
*****
*****
*****
Intangible Assets
*****
*****
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*****
Capital WIP
*****
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*****
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Intangibles Under Dev
*****
*****
*****
*****
*****
Investments
*****
*****
*****
*****
*****
Deferred Tax Assets
*****
*****
*****
*****
*****
LT Loans & Advances
*****
*****
*****
*****
*****
Other Non-Current Assets
*****
*****
*****
*****
*****
Current Assets
Current Assets
*****
*****
*****
*****
*****
Current Investments
*****
*****
*****
*****
*****
Inventories
*****
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*****
*****
*****
Trade Receivables
*****
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*****
*****
Cash & Bank Balance
*****
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*****
*****
*****
ST Loans & Advances
*****
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*****
*****
*****
Other Current Assets
*****
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*****
*****
*****
Total Assets
*****
*****
*****
*****
*****
Metrics
*****
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*****
*****
*****
Cash from Operating Activities (CFO)
Profit Before Tax
*****
*****
*****
*****
*****
Non-Cash Adjustments
*****
*****
*****
*****
*****
+ Interest Expense
*****
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*****
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*****
+ Depreciation
*****
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*****
*****
+/- Unrealized Forex
*****
*****
*****
*****
*****
- Dividend Income
*****
*****
*****
*****
*****
- Interest Income
*****
*****
*****
*****
*****
+/- Other Non-Cash Items
*****
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*****
*****
Changes in Working Capital
*****
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*****
+/- Inventory
*****
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*****
+/- Debtors
*****
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*****
+/- Creditors
*****
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Reconciliation Adjustments
*****
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*****
Cash Generated from Operations
*****
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*****
Income Taxes Paid
*****
*****
*****
*****
*****
Net CFO (Cash from Operations)
*****
*****
*****
*****
*****
Cash from Investing Activities (CFI)
Acquisitions & Disposals
*****
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*****
Disposal of Subsidiaries
*****
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Acquisition of Subsidiaries
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Capex
*****
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Purchase of Fixed Assets
*****
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Sale of Fixed Assets
*****
*****
*****
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*****
Other Investing Cash Flows
*****
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*****
*****
Net CFI (Cash from Investing)
*****
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*****
Cash from Financing Activities (CFF)
Equity Issuance
*****
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Debt Raised
*****
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*****
Debt Repaid
*****
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Dividends Paid
*****
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Interest Paid
*****
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Net CFF (Cash from Financing)
*****
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*****
Net Cash Position
Net Change in Cash (Pre-Forex)
*****
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*****
Closing Cash & Equivalents
*****
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*****
Metrics
*****
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*****
Liquidity
Current Ratio
*****
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Quick Ratio
*****
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*****
Cash Ratio
*****
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*****
Efficiency
Inventory Days
*****
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*****
*****
Debtor Days
*****
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*****
*****
Creditor Days
*****
*****
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*****
Cash Conversion Cycle
*****
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*****
Asset Turnover
*****
*****
*****
*****
*****
Profitability
Net Profit Margin %
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
ROE %
*****
*****
*****
*****
*****
ROCE %
*****
*****
*****
*****
*****
Net Worth Margin %
*****
*****
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*****
*****
Growth
Revenue Growth %
*****
*****
*****
*****
*****
Leverage
Equity Multiplier
*****
*****
*****
*****
*****
Debt / EBITDA
*****
*****
*****
*****
*****
Solvency
D/E Ratio
*****
*****
*****
*****
*****
ICR
*****
*****
*****
*****
*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings of Neev Credit Limited

Open charges
₹0
Satisfied charges
₹2 Cr
Breakdown by lending institutions
Others₹2.00 Cr
Latest charge details
DateLenderAmountStatus
30 Jun 2018 Others ₹2 Cr Satisfied

Total charge records: 1 View all charges

Employees and EPFO Compliance at Neev Credit Limited

View historical data on people associated with Neev Credit Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Neev Credit Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Neev Credit Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Neev Credit Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Neev Credit Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Neev Credit Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Neev Credit Limited

MSME Payment Delays by Neev Credit Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Neev Credit Limited

Subsidiaries & Group Companies of Neev Credit Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Neev Credit Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Neev Credit Limited

MCA Filings & Documents of Neev Credit Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Neev Credit Limited

Activity
30 Sep 2024
Neev Credit Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Activity
31 Mar 2024
Neev Credit Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Kolkata.
Charges
24 Aug 2021
A charge registered on 30 Jun 2018 via Charge ID 100194396 with Others was fully satisfied on 24 Aug 2021.
Directors
31 Mar 2020
Nikhil Saraf was appointed as a Ceo on 31 Mar 2020 & has been associated with this company since 6 years 3 months.
Directors
25 Nov 2019
Kavita Agarwal was appointed as a Director on 25 Nov 2019 & has been associated with this company since 6 years 7 months.
Directors
22 Apr 2019
Samir Agarwal was appointed as a Director on 22 Apr 2019 & has been associated with this company since 7 years 2 months.

Recent News on Neev Credit Limited

Frequently Asked Questions about Neev Credit Limited

Neev Credit Limited is an active public limited company in the financial services sector based in Parganas North, West Bengal, India. It was incorporated on 23 January 1996 (30+ years old) and is registered under CIN U65923WB1996PLC076763. The company has 10 employees.

Neev Credit Limited reported revenue of ₹15.35 Lakh for FY 2024 (down 96.00% YoY).

The current directors of Neev Credit Limited are:

The primary industry of Neev Credit Limited is financial services. The company specifically operates in financial activities. The company is currently active in this sector.

Neev Credit Limited can be reached at the registered office: Room Number 408 4Th Floor Ps Ixl Building Atghora Chinar Park, Parganas North, West Bengal, India – 700136, or through the website neevfinance.com.

The authorised capital is ₹8 Cr, and the paid-up capital is ₹5.03 Cr.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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