Nirman Fincap Private Limited
About Nirman Fincap Private Limited
Data last updated:
Nirman Fincap Private Limited is a private limited company based in Ludhiana, Punjab, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 24 February 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U67120PB1992PTC012036. Its GSTIN is 08AABCA3952F1ZW (Rajasthan). The company holds 4 GST registrations, of which 2 are active.
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹2.6 Cr. It was formerly known as Nirman Fincap Limited. It is led by directors including Jatinder Garg (Whole-Time Director) and Jatinder Kumar.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 88 – B Rajguru Nagar Ludhiana, Punjab, India – 141012.
As per the financials filed for FY 2025, the company reported a revenue of ₹21.42 Cr, a decline of 42% compared to the previous year. For the same year it recorded a net profit of ₹14.11 Cr (net margin 65.9%) and EBITDA of ₹19.36 Cr (EBITDA margin 90.4%). Revenue has declined at a compounded annual rate (CAGR) of 4% over three years and 14% over five years.
As per MCA filings, the company has open charges of ₹28.51 Cr and satisfied charges of ₹5 Cr on record.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
CIN history
Nirman Fincap has one previous CIN (Corporate Identification Number): U67120PB1992PLC012036. The current CIN is U67120PB1992PTC012036, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67120PB1992PTC012036 | Current |
| U67120PB1992PLC012036 | Previous |
Contact details
Nirman Fincap Private Limited's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address88 – B Rajguru Nagar Ludhiana, Punjab, India – 141012
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Nirman Fincap Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Nirman Fincap is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Nirman Fincap Private Limited, buy the company report.
Financials of Nirman Fincap Private Limited
FY 2024 filings availableNirman Fincap Private Limited reported revenue of ₹21.42 Cr (down 42% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 14% over five years, including a 42% fall in the latest year. EBITDA fell 46% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹19.36 Cr | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹14.11 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 90.4% | ||||
| Net Profit Margin | 65.9% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Nirman Fincap Private Limited, buy the company report.
Board of directors of Nirman Fincap Private Limited
Nirman Fincap has 3 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jatinder Kumar | Director | 24 Nov 2000 | 25 Years 11 Months | Current |
| Jatinder Garg | Whole-Time Director | 24 Nov 2000 | 25 Years 11 Months | Current |
| Suresh Goel Also directs: Consern Pharma Limited, Lumikei Med Private Limited | Director | 08 Mar 2011 | 15 Years 7 Months | Current |
Peer comparison
Nirman Fincap Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sunita Finlease Limited | ₹21.65 Cr (FY 2024) | -61.0% | Raipur, Chhattisgarh, India | |||
| Deeplok Financial Services Ltd | ₹21.64 Cr (FY 2019) | 39.0% | Kolkata, West Bengal, India | |||
| Kamlesh Mercantile Credit Pvt Ltd | ₹21.55 Cr (FY 2024) | -17.0% | Kolkata, West Bengal, India | |||
| Nirman Fincap Private Limitedthis company | ₹21.42 Cr (FY 2025) | ₹14.11 Cr | 65.9% | -42.0% | Ludhiana, Punjab, India | |
| Intell Invofin India Private Limited | ₹21.37 Cr (FY 2025) | 437.0% | New Delhi, Delhi, India | |||
| Quick Investment (India) Ltd. | ₹21.37 Cr (FY 2025) | 102.0% | New Delhi, Delhi, India | |||
| RBSG Capital Private Limited | ₹21.35 Cr (FY 2023) | 36.0% | Mumbai, Maharashtra, India | |||
| Unicon Suppliers Pvt Ltd | ₹21.32 Cr (FY 2024) | 160.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Nirman Fincap Private Limited, buy the company report.
Auditor
Nirman Fincap Private Limited is audited by Shammi Garg & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Shammi Garg & Co. | FY 2023 | 017212N |
Shareholding
The shareholding of Nirman Fincap Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Nirman Fincap Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 16 May 2024 | 100929374 | Others | ₹10 Cr | Open | |
| 18 Mar 2024 | 100907141 | Others | ₹7.5 Cr | Open | |
| 11 Jan 2024 | 100861171 | Others | ₹7 Cr | Open | |
| 02 Nov 2023 | 100818291 | Others | ₹4.01 Cr | Open | |
| 21 Jan 2013 | 10403537 | Hdfc Bank Limited | ₹5 Cr | Satisfied |
To see the full charge records of Nirman Fincap Private Limited, buy the company report.
Total charge records: 5 View all charges
Legal cases
No court or tribunal cases involving Nirman Fincap Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Nirman Fincap Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Nirman Fincap has 4 GST registrations: 2 active and 2 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 08AABCA3952F1ZW | Rajasthan | Active | 01 Jul 2017 |
| 24AABCA3952F1Z2 | Gujarat | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Nirman Fincap Private Limited, buy the company report.
Recent activity
Nirman Fincap Private Limited has 8 board changes on record since 2000: 3 appointments and 5 cessations. The latest: Rakesh Gupta ceased to be Director on 28 Aug 2015.
5 earlier events are in the company report.
Frequently asked questions
Nirman Fincap is an active private limited company based in Ludhiana, Punjab, India. The company works in nbfc, within the financial services industry. It was incorporated on 24 February 1992 (34+ years old) and is registered under CIN U67120PB1992PTC012036.
Nirman Fincap has 3 current directors:
- Jatinder Garg - Whole-Time Director
- Jatinder Kumar - Director
- Suresh Goel - Director
The latest financial statements of Nirman Fincap on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Nirman Fincap is 08AABCA3952F1ZW, registered in Rajasthan. The company has 4 GST registrations in all, of which 2 are active and 2 are cancelled or inactive. Other active GSTINs include 24AABCA3952F1Z2 (Gujarat).
The CIN (Corporate Identification Number) of Nirman Fincap is U67120PB1992PTC012036. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Nirman Fincap was incorporated on 24 February 1992, making it 34+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Nirman Fincap by revenue are Sunita Finlease Limited, Deeplok Financial Services Ltd, Kamlesh Mercantile Credit Pvt Ltd, Intell Invofin India Private Limited, Quick Investment (India) Ltd. and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Rakesh Gupta ceased to be Director on 28 Aug 2015. Jatinder Garg ceased to be Director on 01 Apr 2012. Anjali Garg ceased to be Director on 08 Mar 2011. Nirman Fincap has 8 board changes on record in total.
The registered office of Nirman Fincap is at 88 – B Rajguru Nagar Ludhiana, Punjab, India – 141012.
Nirman Fincap operates in the financial services industry, in the nbfc segment.
Nirman Fincap has open charges of ₹28.51 Cr and satisfied charges of ₹5 Cr as per latest MCA filings.
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