About Niskha Finance Private Limited
Data last updated: 16 February 2026
Niskha Finance Private Limited is a private limited company based in Bangalore, Karnataka, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 25 April 2019, the company has been in operation for over 7 years.
Registered with ROC Bangalore under CIN U65999KA2019PTC123773.
Capital: an authorised share capital of ₹10.5 Cr and a paid-up capital of ₹8.18 Cr. It is led by directors including Vinod Gajanan Vernekar and Miyar Ramanath Nayak.
Last AGM: 25 September 2025. Financial statements filed for year ended 31 March 2025. Office: #108/6 T – 1 Emerald Green Apts 8Th Cross 6Th Main Malleswaram, Bangalore, Karnataka, India – 560003.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.67 Cr, a growth of 88% compared to the previous year.
The company has a workforce of approximately 15 employees as per the latest available data.
The company is associated with 1 brand - Niskha Finance. As per MCA filings, the company has open charges of ₹38.35 Cr and satisfied charges of ₹5 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website niskhafinance.com.
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Registered Address#108/6 T – 1 Emerald Green Apts 8Th Cross 6Th Main Malleswaram, Bangalore, Karnataka, India – 560003
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Niskha Finance Private Limited
Niskha Finance Private Limited operates one associated brand: Niskha Finance. These brands represent Niskha Finance Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Offers quick gold loans with highest per gram rates and flexible repayments. | niskhafinance.com |
Competitors & Alternatives of Niskha Finance Private Limited
Brands and companies operating in the same space as Niskha Finance Private Limited include indiagold, Fibe, Branch and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
indiagold
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Gold loans are provided and digital gold purchases are facilitated. | Gurugram, India, India | 2020 |
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
Branch
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Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States, United States | 2015 |
Finnable
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Online personal loans with minimal documentation are offered digitally. | Bengaluru, India, India | 2015 |
Kredivo Holdings
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A consumer lending platform for financial applications is provided. | Jakarta, Indonesia, Indonesia | 2015 |
Rupeek
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An online marketplace for gold loans is facilitated. | Bengaluru, India, India | 2015 |
PaySense
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Online platform for consumer loans | Mumbai, India, India | 2015 |
Lendbox
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Lendbox is operated as a peer-to-peer lending platform in India. | Delhi, India, India | 2015 |
Business Activity of Niskha Finance Private Limited
Niskha Finance Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for Niskha Finance Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Niskha Finance Private Limited
Niskha Finance Private Limited is audited by MANOJ MOHAN & ASSOCIATES for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MANOJ MOHAN & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Niskha Finance Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
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Board of Directors of Niskha Finance Private Limited
Niskha Finance Private Limited is currently managed by 3 directors, with 1 former director having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Vinod Gajanan Vernekar
Also directs:
Swagat Abharan Private Limited
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Director | 25 Apr 2019 | 7 Years 4 Months | Current |
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Miyar Ramanath Nayak
Also directs:
Tarc Limited
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Director | 31 Dec 2021 | 4 Years 7 Months | Current |
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Shivram Santosh Vernekar
Also directs:
Kredtech Innovations Private Limited
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Director | 28 Apr 2023 | 3 Years 3 Months | Current |
Financials of Niskha Finance Private Limited FY 2025 filings available
Niskha Finance Private Limited reported revenue of ₹4.67 Cr (up 88.00% YoY) for FY 2025.
Ten-year financial statements for Niskha Finance Private Limited
Historical statement values and trend charts require an active report plan.
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Ownership and Shareholding of Niskha Finance Private Limited
Shareholding and ownership data for Niskha Finance Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
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- FII and DII holdings
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Charges & Borrowings of Niskha Finance Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 31 Dec 2025 | Others | ₹3 Cr | Open |
| 10 Dec 2025 | Others | ₹4 Cr | Open |
| 29 Oct 2025 | Others | ₹5.23 Cr | Open |
| 20 Aug 2025 | Others | ₹2 Cr | Open |
| 10 Jul 2025 | Others | ₹4.37 Cr | Open |
Total charge records: 13 View all charges
Employees and EPFO Compliance at Niskha Finance Private Limited
Niskha Finance Private Limited has a workforce of 15 employees as of Mar 29, 2024.
Employee and EPFO history for Niskha Finance Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
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GST Compliance of Niskha Finance Private Limited
GST registrations and filing compliance for Niskha Finance Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
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Credit Ratings, Litigation & Regulatory Alerts for Niskha Finance Private Limited
Credit ratings, litigation, and regulatory alerts for Niskha Finance Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
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MSME Payment Delays by Niskha Finance Private Limited
MSME payment history for Niskha Finance Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
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Subsidiaries & Group Companies of Niskha Finance Private Limited
Corporate group structure for Niskha Finance Private Limited
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MCA Filings & Documents of Niskha Finance Private Limited
MCA filings and documents for Niskha Finance Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Niskha Finance Private Limited
Frequently Asked Questions about Niskha Finance Private Limited
Niskha Finance Private Limited is an active private limited company in the financial services sector based in Bangalore, Karnataka, India. It was incorporated on 25 April 2019 (7+ years old) and is registered under CIN U65999KA2019PTC123773. The company has 15 employees.
Niskha Finance Private Limited reported revenue of ₹4.67 Cr for FY 2025 (up 88.00% YoY).
The current directors of Niskha Finance Private Limited are:
- Vinod Gajanan Vernekar - Director
- Miyar Ramanath Nayak - Director
- Shivram Santosh Vernekar - Director
The primary industry of Niskha Finance Private Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Niskha Finance Private Limited can be reached at the registered office: #1086 T – 1 Emerald Green Apts 8Th Cross 6Th Main Malleswaram, Bangalore, Karnataka, India – 560003, or through the website niskhafinance.com.
The authorised capital is ₹10.5 Cr, and the paid-up capital is ₹8.18 Cr.