Nitya Credit Solutions Private Limited
About Nitya Credit Solutions Private Limited
Data last updated:
Nitya Credit Solutions Private Limited is a private limited company based in Punjab, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 23 June 2006 and has been in existence for over 20 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U67120PB2006PTC030394. Its GSTIN is 03AACCN3212C1ZD (Punjab).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It was formerly known as Namay Shares and Secuities Pvt Ltd. It is led by directors Pooja Mohindru and Nitin Mohindru.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 542 New Jawahar Nagar Jalandhar, Punjab, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.04 Lakh, a decline of 85% compared to the previous year. For the same year it recorded a net loss of ₹16,280 (net margin -4%) and EBITDA of ₹62,080 (EBITDA margin 15.4%). Revenue has declined at a compounded annual rate (CAGR) of 34% over three years and 5% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Nitya Credit Solutions Private Limited's registered office is in Punjab. Its e-mail address is in the company report.
- Email
- Registered Address542 New Jawahar Nagar Jalandhar, Punjab, India
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Nitya Credit Solutions Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Nitya Credit Solutions is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
To see the full business activity and turnover split of Nitya Credit Solutions Private Limited, buy the company report.
Financials of Nitya Credit Solutions Private Limited
FY 2025 filings availableNitya Credit Solutions Private Limited reported revenue of ₹4.04 Lakh (down 85% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 5% over five years, including a 85% fall in the latest year. EBITDA fell 52% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹62,080 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹16,280 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 15.4% | ||||
| Net Profit Margin | -4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Nitya Credit Solutions Private Limited, buy the company report.
Board of directors of Nitya Credit Solutions Private Limited
Nitya Credit Solutions has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pooja Mohindru | Director | 31 Aug 2010 | 16 Years 1 Months | Current |
| Nitin Mohindru | Director | 23 Jun 2006 | 20 Years 4 Months | Current |
Auditor
Nitya Credit Solutions Private Limited is audited by P S UBHEE & COMPANY for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P S UBHEE & COMPANY | FY 2020 | 016728N |
Shareholding
The shareholding of Nitya Credit Solutions Private Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Nitya Credit Solutions Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Nitya Credit Solutions Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Nitya Credit Solutions Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Nitya Credit Solutions has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AACCN3212C1ZD | Punjab | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Nitya Credit Solutions Private Limited, buy the company report.
Recent activity
Nitya Credit Solutions Private Limited has 5 board changes on record since 2006: 3 appointments and 2 cessations. The latest: Yoginder Pal Mohindru ceased to be Director on 28 Feb 2025.
Frequently asked questions
Nitya Credit Solutions is an active private limited company based in Punjab, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 23 June 2006 (20+ years old) and is registered under CIN U67120PB2006PTC030394.
Nitya Credit Solutions has 2 current directors:
- Pooja Mohindru - Director
- Nitin Mohindru - Director
The latest financial statements of Nitya Credit Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Nitya Credit Solutions is 03AACCN3212C1ZD, registered in Punjab.
The CIN (Corporate Identification Number) of Nitya Credit Solutions is U67120PB2006PTC030394. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Nitya Credit Solutions was incorporated on 23 June 2006, making it 20+ years old. It is registered with the Registrar of Companies, Chandigarh.
Yoginder Pal Mohindru ceased to be Director on 28 Feb 2025. Ankur Juneja ceased to be Director on 30 Oct 2010. Pooja Mohindru was appointed as Director on 31 Aug 2010. Nitya Credit Solutions has 5 board changes on record in total.
The registered office of Nitya Credit Solutions is at 542 New Jawahar Nagar Jalandhar, Punjab, India.
Nitya Credit Solutions operates in the financial services industry, in the diversified financial services segment.
The compliance status of Nitya Credit Solutions is compliant as of 02 September 2026. The company is actively filing with the Registrar of Companies.