Nivu Microfinance Private Limited

Nivu Microfinance Private Limited - financial services in Nadia, West Bengal, India. FY 2026 financials & compliance.
CIN U65999WB2021PTC245849 Incorporated 17 June 2021 ROC Kolkata HQ Nadia, West Bengal, India
Active Private Limited Company financial services DPIIT Startup MSME · Micro
Data last updated
Revenue · FY 2024
₹5.2 Lakh
▲ 8% YoY
Net profit · FY 2024
₹8,199
Net margin 1.6%
EBITDA · FY 2024
₹11,080
EBITDA margin 2.1%
Authorised capital
₹25 Lakh
Registered with MCA
Paid-up capital
₹15 Lakh
Issued & subscribed
Company age
5 yrs
Est. 2021
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Nivu Microfinance Private Limited

Data last updated:

Nivu Microfinance Private Limited is a private limited company based in Nadia, West Bengal, India, recognised as a startup by DPIIT. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 17 June 2021 and has been in existence for over 5 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB2021PTC245849.

The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors including Namita Mukherjee and Sanjit Mukherjee.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Subhash Mukherjee Vill Padmabila P.O Silinda P.S. Chakdaha Dt Nadia, West Bengal, India – 741223.

As per the financials filed for FY 2024, the company reported a revenue of ₹5.2 Lakh, a growth of 8% compared to the previous year. For the same year it recorded a net profit of ₹8,199 (net margin 1.6%) and EBITDA of ₹11,080 (EBITDA margin 2.1%).

Nivu Microfinance Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-WB-15-0011096). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website nivumicrof.com.

Company details

CIN U65999WB2021PTC245849
Registration Number 245849
Incorporation Date 17 June 2021
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-WB-15-0011096
Key People
Namita Mukherjee Director Sanjit Mukherjee Director Kalachand Mukherjee Director

Recognitions & Rankings of Nivu Microfinance

DPIIT recognised startup Government of India
Startup India
MSME (Udyam registered) Ministry of MSME
Category
Micro (2021-22)
Udyam number
UDYAM-WB-15-0011096

Contact details

Nivu Microfinance Private Limited's registered office is in Nadia, West Bengal. Its website is nivumicrof.com. Its e-mail address is in the company report.

  • Email
  • Website
    nivumicrof.com
  • Registered Address
    C/O Subhash Mukherjee Vill Padmabila P.O Silinda P.S. Chakdaha Dt Nadia, West Bengal, India – 741223
  • Industry
    Financial Services, Other Financial Intermediation

To see the full contact details of Nivu Microfinance Private Limited, buy the company report.

Comprehensive company report
Nivu Microfinance Private Limited - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Financials of Nivu Microfinance Private Limited

FY 2025 filings available

Nivu Microfinance Private Limited reported revenue of ₹5.2 Lakh (up 8% YoY) for FY 2024.

Revenue · FY 2024
₹5.2 Lakh ▲ 8%
Net profit · FY 2024
₹8,199 margin 1.6%
EBITDA · FY 2024
₹11,080 margin 2.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 8%
EBITDA CAGR growth
1 year
▲ 12%

Revenue rose 8% in the latest year. EBITDA rose 12% in the latest year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹11,080
Profit Before Tax
Tax Expense
Net Profit (PAT)₹8,199
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22
Profitability
EBITDA Margin2.1%
Net Profit Margin1.6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Nivu Microfinance Private Limited, buy the company report.

Board of directors of Nivu Microfinance Private Limited

Nivu Microfinance has 3 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Namita MukherjeeDirector17 Jun 20215 Years 4 MonthsCurrent
Sanjit Mukherjee
Also directs: Nivu Nidhi Limited
Director17 Jun 20215 Years 4 MonthsCurrent
Kalachand Mukherjee
Also directs: Nivu Nidhi Limited
Director17 Jun 20215 Years 4 MonthsCurrent
View all directors

MSME payment delays

No delayed payments to MSME suppliers are on our record for Nivu Microfinance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Nivu Microfinance Private Limited has 1 active EPFO establishment as of Apr 04, 2024.

Active EPFO establishments
1

GST

No GST registration is on our record for Nivu Microfinance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Nivu Microfinance Private Limited has 3 board changes on record since 2021: 3 appointments. The latest: Kalachand Mukherjee was appointed as Director on 17 Jun 2021.

AGM
Nivu Microfinance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Nivu Microfinance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata.
Appointed
Kalachand Mukherjee was appointed as Director.
Appointed
Namita Mukherjee was appointed as Director.
Appointed
Sanjit Mukherjee was appointed as Director.
Incorporation
17 Jun 2021
Nivu Microfinance Private Limited was registered on 17 Jun 2021 with Roc Kolkata & aged 5 years 4 months as per MCA records.

Frequently asked questions

Nivu Microfinance is an active private limited company based in Nadia, West Bengal, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 17 June 2021 (5+ years old) and is registered under CIN U65999WB2021PTC245849.

Nivu Microfinance has 3 current directors:

The latest financial statements of Nivu Microfinance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2022 are in the company report.

The CIN (Corporate Identification Number) of Nivu Microfinance is U65999WB2021PTC245849. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Nivu Microfinance was incorporated on 17 June 2021, making it 5+ years old. It is registered with the Registrar of Companies, Kolkata.

Kalachand Mukherjee was appointed as Director on 17 Jun 2021. Namita Mukherjee was appointed as Director on 17 Jun 2021. Sanjit Mukherjee was appointed as Director on 17 Jun 2021.

Yes, Nivu Microfinance is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).

Yes, Nivu Microfinance is registered as a micro enterprise under Udyam registration (number: UDYAM-WB-15-0011096).

Nivu Microfinance can be reached through the website nivumicrof.com. Its registered office is in Nadia, West Bengal, India.

The registered office of Nivu Microfinance is at CO Subhash Mukherjee Vill Padmabila P.O Silinda P.S. Chakdaha Dt Nadia, West Bengal, India – 741223.