About NKC Finance Private Limited
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NKC Finance Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 23 February 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U67100TN2018PTC121007. Its GSTIN is 33AAFCN9490H1Z5 (Tamil Nadu).
The company has an authorised share capital of ₹9.9 Cr and a paid-up capital of ₹9.9 Cr. It is led by directors including Palaniappan Ramasamy (Managing Director) and Chidambaram (Whole-Time Director).
Its last annual general meeting (AGM) was held on 31 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Chennai, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.9 Cr, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹1.41 Cr (net margin 36.2%) and EBITDA of ₹3.13 Cr (EBITDA margin 80.1%). Revenue has grown at a compounded annual rate (CAGR) of 13% over three years and 23% over five years.
The company is associated with 1 brand: NKC Finance. As per MCA filings, the company has open charges of ₹13.15 Cr and satisfied charges of ₹4 Cr on record. Court records list 36 cases involving the company, including 29 filed by the company and 7 filed against it; 8 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website nkcfinance.com.
Company details
Contact details
NKC Finance Private Limited's registered office is in Chennai, Tamil Nadu. Its website is nkcfinance.com. Its e-mail address is in the company report.
- Email
- Website
- Registered AddressDoor No.25 (Old Door No. 55), Ground Floor Egmore High Road, Chennai, Tamil Nadu, India – 600008
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of NKC Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
NKC Finance operates one associated brand: NKC Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Business and education loans are provided to enterprises and students. | nkcfinance.com |
Business activity
The main business activity of NKC Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of NKC Finance Private Limited, buy the company report.
Financials of NKC Finance Private Limited
FY 2025 filings availableNKC Finance Private Limited reported revenue of ₹3.9 Cr (up 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 23% over five years, including 2% growth in the latest year. EBITDA rose 1% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.13 Cr | ||||
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| Net Profit (PAT) | ₹1.41 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 80.1% | ||||
| Net Profit Margin | 36.2% | ||||
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To see the full financial statements and ratios of NKC Finance Private Limited, buy the company report.
Board of directors of NKC Finance Private Limited
NKC Finance has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chidambaram | Whole-Time Director | 23 Feb 2018 | 8 Years 8 Months | Current |
| Othamanchettiar Somasundaram | Director | 23 Feb 2018 | 8 Years 8 Months | Current |
| Palaniappan Ramasamy | Managing Director | 01 Mar 2018 | 8 Years 8 Months | Current |
| Egappan Gnanam Also directs: Muthu Pharmacy Private Limited, Magnetech Elevators Private Limited, Muthu Hospitals Private Limited and 1 more | Director | 07 Jun 2020 | 6 Years 5 Months | Current |
Peer comparison
NKC Finance Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Hargaon Investment & Trading Co Ltd | ₹3.9 Cr (FY 2019) | -35.0% | Kolkata, West Bengal, India | |||
| Veer Araham Business Credits Private Limited | ₹3.9 Cr (FY 2025) | 5.0% | Chennai, Tamil Nadu, India | |||
| NKC Finance Private Limitedthis company | ₹3.9 Cr (FY 2025) | ₹1.41 Cr | 36.2% | 2.0% | Chennai, Tamil Nadu, India | |
| Apoorva Leasing Finance and Investment Company Limited | ₹3.89 Cr (FY 2024) | -23.0% | Delhi, India | |||
| Bhagwati Translink Pvt Ltd | ₹3.88 Cr (FY 2024) | 4.0% | Kolkata, West Bengal, India |
To see the full peer comparison of NKC Finance Private Limited, buy the company report.
Auditor
NKC Finance Private Limited is audited by Ramanathan Veerappan for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Ramanathan Veerappan | FY 2021 |
Shareholding
The shareholding of NKC Finance Private Limited is on record for 2 financial years, the latest being FY 2021, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of NKC Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 02 Jan 2026 | 101213606 | Others | ₹69 Lakh | Open | |
| 11 Dec 2025 | 101212749 | Others | ₹1.18 Cr | Open | |
| 03 Jun 2025 | 101115762 | Others | ₹15 Lakh | Open | |
| 29 May 2025 | 101112207 | City Union Bank Limited | ₹5 Cr | Open | |
| 30 Dec 2024 | 101033581 | Others | ₹5 Cr | Open |
To see the full charge records of NKC Finance Private Limited, buy the company report.
Total charge records: 12 View all charges
Legal cases
NKC Finance Private Limited has 36 court cases on record: 29 filed by NKC Finance, 7 filed against it. 8 cases are pending and 28 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 33 | 4 | 8 |
| High courts | 3 | 3 | 0 |
Cases on record (5 of 36)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Chennai, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Chennai, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Chennai, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Chennai, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Pudukkottai, Tamil Nadu | Civil suit | Filed by the company against an individual | Pending |
To see the full case history of NKC Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for NKC Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
NKC Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAFCN9490H1Z5 | Tamil Nadu | Active | 23 Mar 2019 |
To see the full GST registrations and return filing status of NKC Finance Private Limited, buy the company report.
Recent activity
NKC Finance Private Limited has 8 board changes on record since 2018: 4 appointments and 4 cessations. The latest: Egappan Gnanam ceased to be Additional Director on 02 Nov 2022.
13 earlier events are in the company report.
Frequently asked questions
NKC Finance is an active private limited company based in Chennai, Tamil Nadu, India. The company works in nbfc, within the financial services industry. It was incorporated on 23 February 2018 (8+ years old) and is registered under CIN U67100TN2018PTC121007.
NKC Finance has 4 current directors:
- Palaniappan Ramasamy - Managing Director
- Chidambaram - Whole-Time Director
- Othamanchettiar Somasundaram - Director
- Egappan Gnanam - Director
The latest financial statements of NKC Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 31 August 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of NKC Finance is 33AAFCN9490H1Z5, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of NKC Finance is U67100TN2018PTC121007. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
NKC Finance has 36 court cases on record: 29 filed by the company and 7 filed against it. 8 are pending. Most are in the district courts.
NKC Finance was incorporated on 23 February 2018, making it 8+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of NKC Finance by revenue are Hargaon Investment & Trading Co Ltd, Veer Araham Business Credits Private Limited, Apoorva Leasing Finance and Investment Company Limited, Bhagwati Translink Pvt Ltd, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Egappan Gnanam ceased to be Additional Director on 02 Nov 2022. Egappan Gnanam was appointed as Director on 07 Jun 2020. Palaniappan Ramasamy ceased to be Additional Director on 21 Jul 2019. NKC Finance has 8 board changes on record in total.
NKC Finance can be reached through the website nkcfinance.com. Its registered office is in Chennai, Tamil Nadu, India.
The registered office of NKC Finance is at Door No.25 Old Door No. 55, Ground Floor Egmore High Road, Chennai, Tamil Nadu, India – 600008.
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