Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials and compliance.
CIN U62099TN2012PTC087839 Incorporated 27 September 2012 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹22.79 Lakh
▲ 4.00% YoY
EBITDA · FY 2025
*****
▼ 16.00% YoY
Net profit · FY 2025
*****
▼ 99.00% YoY
Authorised capital
₹7.5 Cr
Registered with MCA
Paid-up capital
₹1.25 Cr
Issued & subscribed
Open charges
None
Secured borrowings
Company age
14 yrs
Est. 2012
Employees · EPFO
1
Latest available

About Northern Arc Creditech Solutions Private Limited

Data last updated: 21 December 2025

Northern Arc Creditech Solutions Private Limited is a private limited company based in Chennai, Tamil Nadu, India, a subsidiary of Northern Arc Capital Limited. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 27 September 2012, the company has been in operation for over 14 years.

Registered with ROC Chennai under CIN U74900TN2012PTC087839.

Capital: an authorised share capital of ₹7.5 Cr and a paid-up capital of ₹1.25 Cr. Formerly known as Ifmr Investment Adviser Services Private Limited and Ifmr Advisory Services Private Limited. It is led by directors including Kshama Fernandes and Ashish Mehrotra.

Last AGM: 18 August 2025. Financial statements filed for year ended 31 March 2025. Office: 10Th Floor Phase I Iitm Research Park, Chennai, Tamil Nadu.

As per the financials filed for FY 2025, the company reported a revenue of ₹22.79 Lakh, a growth of 4% compared to the previous year.

The company has a workforce of approximately 1 employees as per the latest available data. It operates as a subsidiary of Northern Arc Capital Limited.

The company is associated with 1 brand - Northern Arc Capital.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website northernarc.com.

Company Details of Northern Arc Creditech Solutions Private Limited
CIN U62099TN2012PTC087839
Registration Number 087839
Incorporation Date 27 September 2012
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 18 August 2025
Date of Balance Sheet 31 March 2025
Parent Company Northern Arc Capital Limited
Compliance Status Active Compliant
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
  • Registered Address
    10Th Floor Phase I Iitm Research Park Kanagam Village (Behind Tidel Park) Tar, Amani, Chennai, Tamil Nadu, India – 600113
  • Industry
    Financial Services, Diversified Financial Services
Company report
Northern Arc Creditech Solutions Private Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Northern Arc Creditech Solutions Private Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited has undergone 3 name changes throughout its history. The company was previously known as Ifmr Investment Adviser Services Private Limited, Ifmr Advisory Services Private Limited, and Northern Arc Creditech Solutions Private Limited. The current legal name is Northern Arc Creditech Solutions Private Limited, reflecting the company's evolution and rebranding over time.

Company Name Status
Northern Arc Creditech Solutions Private Limited Current
Ifmr Investment Adviser Services Private Limited Previous
Ifmr Advisory Services Private Limited Previous

CIN History of Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited has one previous CIN (Corporate Identification Number): U74900TN2012PTC087839. The current CIN is U62099TN2012PTC087839, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U62099TN2012PTC087839 Current
U74900TN2012PTC087839 Previous

Associated Brands with Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited operates one associated brand: Northern Arc Capital. These brands represent Northern Arc Creditech Solutions Private Limited's diversified market presence and brand portfolio.

Brand Description Website
Household and business loans are provided with risk management support. northernarc.com

Competitors & Alternatives of Northern Arc Creditech Solutions Private Limited

Brands and companies operating in the same space as Northern Arc Creditech Solutions Private Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.

Competitor Description Location Founded
Manappuram Finance Manappuram Finance Consumer and SME loans are provided by Manappuram Finance. Valapad, India, India 1992
L & T Finance Holdings L & T Finance Holdings Diversified lending services are provided as a non-banking financial institution. Mumbai, India, India 1994
Bajaj Finserv Bajaj Finserv Financial solutions including loans and insurance are offered. Pune, India, India 2007
IIFL Finance IIFL Finance Online gold, home, personal, and business loans are provided. Mumbai, India, India 1995
Mahindra Finance Mahindra Finance Consumer and SME loans are provided by Mahindra Finance. Mumbai, India, India 1991
Hero Fincorp Hero Fincorp 2-wheeler loans and consumer/business financing are provided by Hero Fincorp. Delhi, India, India 1991
Kinara Capital Kinara Capital Collateral-free loans are provided to MSMEs for business operations. Bengaluru, India, India 2011
Cholamandalam Investment and Finance Company Cholamandalam Investment and Finance Company Home and SME loans are provided in India. Chennai, India, India 1978
Dvara KGFS Dvara KGFS Loans for consumers and SMEs are provided alongside financial services. Chennai, India, India 2008

Business Activity of Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities *********

Board of Directors of Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited is currently managed by 3 directors, with 10 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Kshama Fernandes Director 26 Mar 2015 11 Years 3 Months Current
Ashish Mehrotra Director 16 Jan 2023 3 Years 5 Months Current
Saurabh Chandrashekhar Jaywant Director 27 Sep 2024 1 Years 9 Months Current

Financials of Northern Arc Creditech Solutions Private Limited FY 2025 filings available

Northern Arc Creditech Solutions Private Limited reported revenue of ₹22.79 Lakh (up 4% YoY) for FY 2025. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹22.79 Lakh ▲ 4%
Profit
***** ▼ -99%
EBITDA
***** ▼ -16%
Metrics
*****
*****
*****
*****
*****
Revenue
Revenue from Operations
*****
*****
*****
*****
*****
Revenue Growth %
*****
*****
*****
*****
*****
Other Income
*****
*****
*****
*****
*****
Total Revenue
*****
*****
*****
*****
*****
Expenses
Total Expenses
*****
*****
*****
*****
*****
Raw Material Cost
*****
*****
*****
*****
*****
Change in Inventory FG
*****
*****
*****
*****
*****
Change in Inventory WIP
*****
*****
*****
*****
*****
Purchase of Traded Goods
*****
*****
*****
*****
*****
Employee Cost
*****
*****
*****
*****
*****
Managerial Remuneration
*****
*****
*****
*****
*****
Audit Fees
*****
*****
*****
*****
*****
Insurance
*****
*****
*****
*****
*****
Power & Fuel
*****
*****
*****
*****
*****
Interest
*****
*****
*****
*****
*****
Depreciation
*****
*****
*****
*****
*****
Other Expenses
*****
*****
*****
*****
*****
Profitability
EBITDA (Operating Profit)
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
Exceptional Items
*****
*****
*****
*****
*****
Extraordinary Items
*****
*****
*****
*****
*****
Profit Before Exceptional & Extraordinary Items
*****
*****
*****
*****
*****
Profit Before Tax
*****
*****
*****
*****
*****
Tax & Net Profit
Tax Expense
*****
*****
*****
*****
*****
Current Tax
*****
*****
*****
*****
*****
Deferred Tax
*****
*****
*****
*****
*****
Profit from Discontinued Operations
*****
*****
*****
*****
*****
Tax on Discontinued Operations
*****
*****
*****
*****
*****
Profit
*****
*****
*****
*****
*****
Net Margin %
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Shareholders' Funds
Total Shareholders' Funds
*****
*****
*****
*****
*****
Equity Capital
*****
*****
*****
*****
*****
Reserves & Surplus
*****
*****
*****
*****
*****
Money Against Warrants
*****
*****
*****
*****
*****
Other Equity
*****
*****
*****
*****
*****
Non-Current Liabilities
Total Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Borrowings
*****
*****
*****
*****
*****
Deferred Tax Liabilities
*****
*****
*****
*****
*****
Other Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Provisions
*****
*****
*****
*****
*****
Current Liabilities
Total Current Liabilities
*****
*****
*****
*****
*****
Short-Term Borrowings
*****
*****
*****
*****
*****
Trade Payables
*****
*****
*****
*****
*****
Other Current Liabilities
*****
*****
*****
*****
*****
Short-Term Provisions
*****
*****
*****
*****
*****
Total Equity & Liabilities
*****
*****
*****
*****
*****
Non-Current Assets
Non-Current Assets
*****
*****
*****
*****
*****
Tangible Assets
*****
*****
*****
*****
*****
Intangible Assets
*****
*****
*****
*****
*****
Capital WIP
*****
*****
*****
*****
*****
Intangibles Under Dev
*****
*****
*****
*****
*****
Investments
*****
*****
*****
*****
*****
Deferred Tax Assets
*****
*****
*****
*****
*****
LT Loans & Advances
*****
*****
*****
*****
*****
Other Non-Current Assets
*****
*****
*****
*****
*****
Current Assets
Current Assets
*****
*****
*****
*****
*****
Current Investments
*****
*****
*****
*****
*****
Inventories
*****
*****
*****
*****
*****
Trade Receivables
*****
*****
*****
*****
*****
Cash & Bank Balance
*****
*****
*****
*****
*****
ST Loans & Advances
*****
*****
*****
*****
*****
Other Current Assets
*****
*****
*****
*****
*****
Total Assets
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Cash from Operating Activities (CFO)
Profit Before Tax
*****
*****
*****
*****
*****
Non-Cash Adjustments
*****
*****
*****
*****
*****
+ Interest Expense
*****
*****
*****
*****
*****
+ Depreciation
*****
*****
*****
*****
*****
+/- Unrealized Forex
*****
*****
*****
*****
*****
- Dividend Income
*****
*****
*****
*****
*****
- Interest Income
*****
*****
*****
*****
*****
+/- Other Non-Cash Items
*****
*****
*****
*****
*****
Changes in Working Capital
*****
*****
*****
*****
*****
+/- Inventory
*****
*****
*****
*****
*****
+/- Debtors
*****
*****
*****
*****
*****
+/- Creditors
*****
*****
*****
*****
*****
Reconciliation Adjustments
*****
*****
*****
*****
*****
Cash Generated from Operations
*****
*****
*****
*****
*****
Income Taxes Paid
*****
*****
*****
*****
*****
Net CFO (Cash from Operations)
*****
*****
*****
*****
*****
Cash from Investing Activities (CFI)
Acquisitions & Disposals
*****
*****
*****
*****
*****
Disposal of Subsidiaries
*****
*****
*****
*****
*****
Acquisition of Subsidiaries
*****
*****
*****
*****
*****
Capex
*****
*****
*****
*****
*****
Purchase of Fixed Assets
*****
*****
*****
*****
*****
Sale of Fixed Assets
*****
*****
*****
*****
*****
Other Investing Cash Flows
*****
*****
*****
*****
*****
Net CFI (Cash from Investing)
*****
*****
*****
*****
*****
Cash from Financing Activities (CFF)
Equity Issuance
*****
*****
*****
*****
*****
Debt Raised
*****
*****
*****
*****
*****
Debt Repaid
*****
*****
*****
*****
*****
Dividends Paid
*****
*****
*****
*****
*****
Interest Paid
*****
*****
*****
*****
*****
Net CFF (Cash from Financing)
*****
*****
*****
*****
*****
Net Cash Position
Net Change in Cash (Pre-Forex)
*****
*****
*****
*****
*****
Closing Cash & Equivalents
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Liquidity
Current Ratio
*****
*****
*****
*****
*****
Quick Ratio
*****
*****
*****
*****
*****
Cash Ratio
*****
*****
*****
*****
*****
Efficiency
Inventory Days
*****
*****
*****
*****
*****
Debtor Days
*****
*****
*****
*****
*****
Creditor Days
*****
*****
*****
*****
*****
Cash Conversion Cycle
*****
*****
*****
*****
*****
Asset Turnover
*****
*****
*****
*****
*****
Profitability
Net Profit Margin %
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
ROE %
*****
*****
*****
*****
*****
ROCE %
*****
*****
*****
*****
*****
Net Worth Margin %
*****
*****
*****
*****
*****
Growth
Revenue Growth %
*****
*****
*****
*****
*****
Leverage
Equity Multiplier
*****
*****
*****
*****
*****
Debt / EBITDA
*****
*****
*****
*****
*****
Solvency
D/E Ratio
*****
*****
*****
*****
*****
ICR
*****
*****
*****
*****
*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited does not have any charges (loans) registered with the Registrar of Companies.

Employees and EPFO Compliance at Northern Arc Creditech Solutions Private Limited

View historical data on people associated with Northern Arc Creditech Solutions Private Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Northern Arc Creditech Solutions Private Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Northern Arc Creditech Solutions Private Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Northern Arc Creditech Solutions Private Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Northern Arc Creditech Solutions Private Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Northern Arc Creditech Solutions Private Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Northern Arc Creditech Solutions Private Limited

MSME Payment Delays by Northern Arc Creditech Solutions Private Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Northern Arc Creditech Solutions Private Limited

Subsidiaries & Group Companies of Northern Arc Creditech Solutions Private Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Northern Arc Creditech Solutions Private Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Northern Arc Creditech Solutions Private Limited

MCA Filings & Documents of Northern Arc Creditech Solutions Private Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Northern Arc Creditech Solutions Private Limited

Activity
18 Aug 2025
Northern Arc Creditech Solutions Private Limited last Annual general meeting of members was held on 18 Aug 2025 as per latest MCA records.
Activity
31 Mar 2025
Northern Arc Creditech Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Directors
27 Sep 2024
Saurabh Chandrashekhar Jaywant was appointed as a Director on 27 Sep 2024 & has been associated with this company since 1 year 9 months.
Directors
16 Jan 2023
Ashish Mehrotra was appointed as a Director on 16 Jan 2023 & has been associated with this company since 3 years 5 months.
Directors
26 Mar 2015
Kshama Fernandes was appointed as a Director on 26 Mar 2015 & has been associated with this company since 11 years 3 months.
Activity
27 Sep 2012
Northern Arc Creditech Solutions Private Limited was registered on 27 Sep 2012 with Roc Chennai & aged 13 years 9 months as per MCA records.

Frequently Asked Questions about Northern Arc Creditech Solutions Private Limited

Northern Arc Creditech Solutions Private Limited is an active private limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 27 September 2012 (14+ years old) and is registered under CIN U62099TN2012PTC087839. The company has 1 employees.

Northern Arc Creditech Solutions Private Limited reported revenue of ₹22.79 Lakh for FY 2025 (up 4.00% YoY).

The current directors of Northern Arc Creditech Solutions Private Limited are:

The primary industry of Northern Arc Creditech Solutions Private Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.

Northern Arc Creditech Solutions Private Limited can be reached at the registered office: 10Th Floor Phase I Iitm Research Park Kanagam Village Behind Tidel Park Tar, Amani, Chennai, Tamil Nadu, India – 600113, or through the website northernarc.com.

The authorised capital is ₹7.5 Cr, and the paid-up capital is ₹1.25 Cr.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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