Om Credit Pvt Ltd
About Om Credit Pvt Ltd
Data last updated:
Om Credit Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 04 July 1984 and has been in existence for over 42 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U04540WB1984PTC037667. Its GSTIN is 19AAACO3637L1Z5 (West Bengal).
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹1 Cr. It is led by directors including Sudhir Shankar Halwasiya and Rajendra Kumar Jalan.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 32 Chowringhee Road, Kolkata, West Bengal, India – 700071.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.42 Cr, a decline of 22% compared to the previous year. For the same year it recorded a net profit of ₹18 Lakh (net margin 12.7%) and EBITDA of ₹31.64 Lakh (EBITDA margin 22.3%). Revenue has declined at a compounded annual rate (CAGR) of 25% over three years and 11% over five years.
As per MCA filings, the company has open charges of ₹5.28 Lakh and satisfied charges of ₹7.22 Cr on record. Court records list 44 cases involving the company, including 8 filed by the company and 36 filed against it; 7 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Om Credit Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address32 Chowringhee Road, Kolkata, West Bengal, India – 700071
- IndustryFinancial Services, Real Estate Financing
To see the full contact details of Om Credit Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Om Credit is real estate. In detail, this covers real estate activities with own or leased property.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| L | Real Estate | L1 | Real estate activities with own or leased property |
To see the full business activity and turnover split of Om Credit Pvt Ltd, buy the company report.
Financials of Om Credit Pvt Ltd
FY 2025 filings availableOm Credit Pvt Ltd reported revenue of ₹1.42 Cr (down 22% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 11% over five years, including a 22% fall in the latest year. EBITDA fell 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹31.64 Lakh | ||||
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| Net Profit (PAT) | ₹18 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 22.3% | ||||
| Net Profit Margin | 12.7% | ||||
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To see the full financial statements and ratios of Om Credit Pvt Ltd, buy the company report.
Board of directors of Om Credit Pvt Ltd
Om Credit has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sudhir Shankar Halwasiya | Director | 17 May 2010 | 16 Years 5 Months | Current |
| Rajendra Kumar Jalan Also directs: Srinivasa Paper Agencies Private Limited | Director | 04 Oct 2016 | 10 Years 0 Months | Current |
| Om Prakash Rajgaria Also directs: Trade Wings Calcutta Pvt Ltd, Om Capital Private Limited | Director | 04 Jul 1984 | 42 Years 3 Months | Current |
Auditor
Om Credit Pvt Ltd is audited by L. B. JHA & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| L. B. JHA & CO. | FY 2023 | 301088E |
Shareholding
The shareholding of Om Credit Pvt Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
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| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Om Credit Pvt Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 29 Jul 2022 | 100613728 | Others | ₹5.28 Lakh | Open | |
| 27 Sep 2014 | 10526542 | Oriental Bank of Commerce | ₹3.65 Lakh | Satisfied | |
| 07 Jun 2004 | 80039306 | Uco Bank | ₹1.21 Cr | Satisfied | |
| 24 Jan 2002 | 80039309 | Uco Bank | ₹2.82 Cr | Satisfied | |
| 24 Aug 1998 | 80041152 | The Vysya Bank Limited | ₹3.15 Cr | Satisfied |
To see the full charge records of Om Credit Pvt Ltd, buy the company report.
Total charge records: 5 View all charges
Legal cases
Om Credit Pvt Ltd has 44 court cases on record: 8 filed by Om Credit, 36 filed against it. 7 cases are pending and 37 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 35 | 31 | 0 |
| District courts | 9 | 5 | 7 |
Cases on record (5 of 44)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Calcutta, West Bengal | Civil suit | Filed by the company against Lamboria Investments Ltd. and 3 others | Pending |
| High Court | Arbitration matter | Filed against the company by Lamboria Investments Ltd. | Disposed |
| High Court | Court case (APO) | Filed by the company against Radhakrishna Bimal Kumar Pvt.Ltd | Disposed |
| District court, New Delhi, Delhi | Appeal | Filed against the company by an individual | Pending |
| District court, New Delhi, Delhi | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Om Credit Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Om Credit Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Om Credit has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AAACO3637L1Z5 | West Bengal | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Om Credit Pvt Ltd, buy the company report.
Recent activity
Om Credit Pvt Ltd has 7 board changes on record since 1984: 3 appointments and 4 cessations. The latest: Rajendra Kumar Jalan ceased to be Additional Director on 20 Jul 2017.
10 earlier events are in the company report.
Frequently asked questions
Om Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in real estate financing, within the financial services industry. It was incorporated on 04 July 1984 (42+ years old) and is registered under CIN U04540WB1984PTC037667.
Om Credit has 3 current directors:
- Sudhir Shankar Halwasiya - Director
- Rajendra Kumar Jalan - Director
- Om Prakash Rajgaria - Director
The latest financial statements of Om Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Om Credit is 19AAACO3637L1Z5, registered in West Bengal.
The CIN (Corporate Identification Number) of Om Credit is U04540WB1984PTC037667. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Om Credit has 44 court cases on record: 8 filed by the company and 36 filed against it. 7 are pending. Most are in the high courts.
Om Credit was incorporated on 04 July 1984, making it 42+ years old. It is registered with the Registrar of Companies, Kolkata.
Rajendra Kumar Jalan ceased to be Additional Director on 20 Jul 2017. Rajendra Kumar Jalan was appointed as Director on 04 Oct 2016. Sudhir Shankar Halwasiya ceased to be Additional Director on 28 Sep 2010. Om Credit has 7 board changes on record in total.
The registered office of Om Credit is at 32 Chowringhee Road, Kolkata, West Bengal, India – 700071.
Om Credit operates in the financial services industry, in the real estate financing segment.